Core Insights - The Qi Lu Bank's Science and Technology Financial Center Branch has achieved a remarkable 97.90% and 88.65% ratio of technology enterprise loan balances and clients, respectively, indicating a strong focus on serving technology-driven companies [1] - The branch has developed specialized financial products and services tailored to the unique needs of technology enterprises, aiming to provide comprehensive financial support throughout their lifecycle [2][3] Group 1: Financial Performance and Client Base - As of the end of Q1 2025, the branch has a loan balance of 1.575 billion yuan (approximately 15.75 billion) for various technology enterprises, serving 125 clients [1] - The high percentage of technology enterprise loans indicates a strategic focus on this sector, with the branch's loan balance and client count significantly surpassing traditional corporate lending metrics [1] Group 2: Innovative Financial Products - The branch offers a "Research Loan" product with a maximum credit term of 10 years, allowing flexible collateral options such as credit and intellectual property pledges, covering various funding needs [2] - The "Forward Win-Win Interest Rate Loan" product provides a three-year mid-term working capital loan with a unique interest structure, supporting the growth of enterprises [2] Group 3: Tailored Services and Solutions - The branch has developed a range of financial solutions, including the "Future Star" and "Morning Star" series, to meet the specific needs of technology enterprises at different innovation stages [3] - A comprehensive service brand called "Science and Technology Financial Steward" has been established, offering various management solutions to enhance client support [3][4] Group 4: Team and Ecosystem Engagement - The branch employs a specialized team of 9 out of 16 staff members dedicated to technology finance, emphasizing expertise in the sector [4] - Collaborative efforts with ecosystem partners, including associations and government platforms, are aimed at empowering technology enterprises through combined resources and support [4]

原标题：科技金融迎来黄金时代 【科技新观察】 ◎本报记者 刘 垠 操秀英 洪敬谱 罗云鹏 科技部、中国人民银行会同金融监管总局、中国证监会等部门联合印发《加快构建科技金融体制 有力 支撑高水平科技自立自强的若干政策举措》（以下简称《政策举措》）。 提出设立国家创业投资引导基金；鼓励保险资金参与实施国家重大科技任务；建立债券市场"科技 板"……《政策举措》中众多重磅新招，让人们听到了体制机制层面催破坚冰的巨响。 更重要的是，随着科技金融统筹推进机制的建立，创业投资全链条科技金融政策将进一步迭代升级、落 实落地，金融支持科技创新的匹配度和精准度将大幅提升。 5月14日，我国科技金融事业开启全新篇章。 业内普遍认为，《政策举措》的出台，意味着我国科技金融的顶层设计更加完善，实施路径更加清晰， 同科技创新规律相适应的中国科技金融体制正在加快形成。 近日，记者走访这家专精特新"小巨人"企业时，其软件研发工程师正专注于调试一款名为SPH Auto的工 业软件。这款由十沣与一汽联合开发的汽车水管理仿真软件，应用于汽车涉水、淋雨、洗车等场景。有 了充足的资金保障，十沣有条件研发打磨类似极具竞争力的产品。 这正是耐心资本带来的 ...

转自：推广 近日，合肥市科技局向安徽兴泰担保发来表扬信，高度肯定其协同创新推出的"科技星火贷""科技团队 贷"等政府引导型科技金融产品，有效破解了科技型企业"融资难、融资贵"问题。 近年来，从普惠金融的 "毛细血管" 到科创赋能的 "创新动脉"，从债券市场的 "信用桥梁" 到保函业务的 "隐形盾牌"，安徽兴泰担保构建起"普惠+科技+债券+保函"全链条金融服务体系，成为民营企业成长路 上的坚实后盾。 普惠担保：精准滴灌小微企业的"金融血脉" 合肥市肥西县的一家食品机械生产企业，多年来深耕食品机械自主研发，是拥有近百项发明与实用新型 专利证书的安徽省专精特新中小企业，凭借稳定的质量成为盼盼、达利园等国内知名食品企业的长期供 应商，其产品更是远销印度、南美。2024年底，当企业负责人握着来自英国的3000万元订单合同 时，"心情却是喜忧参半"——喜的是欧洲市场的大门悄然开启，忧的是3000万元订单背后的原材料垫资 压力犹如巨石压肩。 就在企业资金链即将吃紧的关键节点，安徽兴泰担保的客户经理带着"专利贷" 方案走进了厂区。"我们 看中的不仅是这些专利证书，更是你们深耕行业的匠心。" 客户经理的话让企业负责人吃下了"定 ...