本报讯 （记者李冰）近日，金融壹账通与意大利忠利保险集团（Generali Group）（以下简称"忠利保 险"）高层战略交流会在新加坡成功举行。本次战略交流会旨在系统了解平安集团在客户经营、数字化 转型及人工智能应用方面的经验，探讨双方在未来合作中的潜在方向。 近年来，金融壹账通在东南亚、中东、南非等市场推动银行核心系统、保险核心系统、车生态能力、 eKYC与反欺诈能力的输出，为不同市场提升运营效率、风险管理能力和客户体验提供技术支持，逐步 形成可复制、可扩展的全球服务能力。 双方认为，在保险行业迈向智能化和高质量增长的大趋势下，围绕客户价值、AI创新、数字化运营的 系统性交流，将为跨区域合作带来更大的可能性。 金融壹账通方面表示，将继续深化与国际同业的沟通交流，积极探索在客户经营、技术创新及AI治理 等领域的合作可能，共同推动全球保险行业的数字化发展。 作为平安唯一的金融科技输出窗口，金融壹账通在会谈中向忠利保险高层系统介绍了平安集团综合金融 模式的发展历程和客户经营体系以及寿险渠道改革、车生态建设、多渠道协同等实践，展示了如何通 过"保险+生态"构建长期的客户触点，并形成以客户为中心的可持续增长模式。 ...

Core Insights - The insurance industry is experiencing a shift in talent demand, with a strong focus on technology-driven roles, particularly in artificial intelligence [1][3][4] - Major insurance companies have initiated their campus recruitment plans for the 2026 graduating class, indicating a strategic approach to talent acquisition [2][3] - The recruitment landscape reflects the industry's adaptation to digital transformation and the need for enhanced operational efficiency [3][4] Recruitment Trends - Several insurance companies, including Ping An Life, China Life, and ZhongAn Insurance, have launched their autumn campus recruitment plans, with over 6,300 positions available from China Life alone, a slight decrease from the previous year [2] - The recruitment focus is shifting towards financial technology and health management roles, with a notable increase in demand for AI-related positions [3][4] Industry Dynamics - The competition within the insurance sector is increasingly centered around talent acquisition and development, particularly in the context of digital transformation [4] - The emphasis on technology-driven roles signifies a broader industry trend towards intelligent and refined development, with technological capabilities becoming a key competitive metric [4] Policy Influence - The Chinese government's policies, such as the directive to enhance the insurance industry's sustainable development through technology, are shaping recruitment strategies and talent needs [3]

Group 1 - The insurance industry is experiencing a new trend in talent demand, with a focus on technology-driven roles, particularly in artificial intelligence [1][5] - Major insurance companies such as Ping An Life, China Life, and ZhongAn Insurance have initiated campus recruitment plans for the 2026 graduating class, reflecting the industry's operational changes [3][4] - The number of job openings has slightly decreased, with China Life announcing over 6,300 positions, down from over 6,500 last year [4] Group 2 - There is a strong demand for financial technology and health management talent, with a notable increase in recruitment for AI-related positions, such as algorithm roles at ZhongAn Insurance, which have doubled compared to last year [5] - The shift towards hiring technology talent aligns with the insurance industry's digital transformation and the need for efficiency improvements [5][6] - The focus on talent development is crucial, as companies are transitioning from scale expansion to technology empowerment, indicating a new phase of intelligent and refined development in the industry [6]

Core Viewpoint - The article emphasizes that the true beneficiaries of the AI revolution are not only the companies creating AI technologies but also those that effectively integrate AI into their operations to enhance efficiency and profitability, referred to as "second-order winners" [1][2][9]. Group 1: Historical Context and Examples - Historical examples illustrate that during technological revolutions, the greatest returns often come from companies that leverage new technologies rather than those that create them. For instance, the automotive industry saw more significant gains from downstream service providers than from car manufacturers [1][2]. - Gulf Refining's establishment of self-service gas stations exemplifies how companies can capitalize on technological advancements without being the creators of the technology [2]. Group 2: AI Integration in Companies - Companies like Shake Shack have successfully integrated AI and automation to enhance operational efficiency, reducing the time to prepare meals and lowering labor costs while increasing employee wages and profit margins [3]. - Ecolab's modeling indicates that it can automate approximately 50% of high-probability automation roles, leading to significant cost savings and improved profit margins without altering revenue [4]. Group 3: Chinese Companies Leveraging AI - JD Logistics has implemented the "Zhi Lang" system, which has tripled picking efficiency and significantly improved sorting accuracy, contributing to its profit growth [6]. - Ping An has effectively utilized AI in insurance processes, achieving rapid underwriting and claims processing, which has led to substantial cost reductions and enhanced customer experience [6]. Group 4: Investment Perspective - Investors are encouraged to focus on companies that have embedded AI into their operations, as these firms are likely to provide more stable returns compared to high-valuation AI technology creators [7]. - The characteristics of promising companies include labor-intensive operations that can benefit from AI cost reductions, clear and repetitive business processes, and the ability to scale AI applications effectively [7]. Group 5: Macro Economic Impact - The integration of AI is expected to reshape overall productivity in China, with projections indicating a potential GDP increase of about 8% by 2030 due to AI applications across various sectors [8]. - Companies that can quickly adapt and utilize AI to enhance efficiency are likely to continue benefiting from the efficiency dividends in the coming years [8]. Group 6: Conclusion - The article concludes that AI represents a revolution in efficiency, and investors should focus on companies that effectively integrate AI into their business models, as these "downstream" enterprises may yield better returns than those merely creating AI technologies [9].