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易鑫张磊:以全栈AI能力构建汽车金融“中国式方案” 推动行业迈向Agent智能时代
Zhi Tong Cai Jing· 2025-08-30 16:46
Core Insights - Yixin Group is a leading financial technology company in China, focusing on AI as its core driving force, with over 2 billion yuan invested in R&D and an annual transaction scale of 70 billion yuan [3][5] - The self-developed large model by Yixin is the only one in the automotive finance industry that has been officially registered by the state, showcasing its advanced AI capabilities [3][5] - Yixin has implemented a full-stack AI capability system, covering pre-training, post-training, and multi-dimensional fields, with various AI products already in use [3][5] AI Integration in Automotive Finance - Yixin integrates AI capabilities throughout the entire financing process: pre-financing through automated channel analysis reports and multi-modal data extraction; during financing with an end-to-end risk control model; and post-financing using voice sentiment analysis to predict customer complaint risks [5][7] - The company has introduced an "AI Agent business model + intelligent risk control chain" to enhance operational efficiency and decision-making accuracy, exemplified by the use of intelligent assistants in the pre-approval process [7] Global Competitiveness - Yixin's AI technology has not only been validated in the domestic market but also demonstrates competitiveness on a global scale, leveraging China's unique advantages in the deep integration of AI technology and practical scenarios [7] - The comprehensive layout of Yixin in the vertical integration of AI and automotive finance provides a significant practical path for service innovation in financial technology in the AI era [7]
易鑫(02858)张磊:以全栈AI能力构建汽车金融“中国式方案” 推动行业迈向Agent智能时代
智通财经网· 2025-08-29 11:44
Core Insights - The event "2025 AI Partner Conference" focused on how AI is reshaping various industries, with a specific emphasis on the integration of AI in automotive finance services by Yixin [1][3] - Yixin has invested over 2 billion yuan in AI research and development, achieving an annual transaction scale of 70 billion yuan [3] Group 1: AI Integration in Automotive Finance - Yixin's self-developed large model is the only one in the automotive finance sector that has been approved by national authorities, showcasing its commitment to AI technology [3] - The company has established a comprehensive AI capability system that includes pre-training, post-training, and multi-dimensional applications [3] - Yixin's AI capabilities are embedded throughout the entire financing process, from pre-financing analysis to post-financing risk management [3][5] Group 2: AI-Driven Business Transformation - Zhang Lei introduced a dual-driven approach of "AI Agent business model + intelligent risk control chain" to enhance operational efficiency and decision-making accuracy [5] - The AI technology has been validated in the domestic market and is showing competitive advantages globally, with Yixin leveraging its full-stack AI capabilities [5] - The integration of AI in automotive finance is seen as a significant innovation path for financial technology in the AI era, providing a "Chinese solution" for the industry [5]
黑芝麻智能与云深处科技达成战略合作 共推具身智能平台全球市场应用
Zhi Tong Cai Jing· 2025-08-28 08:17
Core Insights - Black Sesame Intelligence and Cloud Deep Technology have formed a strategic partnership to develop embodied intelligence control platforms and industry-specific intelligent solutions, focusing on international market expansion [1][3][5] Group 1: Strategic Collaboration - The collaboration will explore embodied intelligence industry solutions in various scenarios such as ship inspection, smart construction, and research education, leveraging Black Sesame's self-developed high-performance automotive-grade computing chips [3][5] - The partnership aims to enhance the performance of robots in perception, decision-making, and control through the integration of Black Sesame's chip technology with Cloud Deep's robotic platform [5] Group 2: Market Expansion and Innovation - The cooperation is positioned as a significant step in the global strategic layout for both companies in the intelligent robotics market, with a focus on real-world applications and iterative optimization of the embodied intelligence control platform [5] - The collaboration is expected to accelerate the intelligent upgrade of Cloud Deep's robotic platform, particularly in complex scenarios like ship inspection and smart construction [5]
黑芝麻智能(02533)与云深处科技达成战略合作 共推具身智能平台全球市场应用
智通财经网· 2025-08-28 08:15
Core Viewpoint - Black Sesame Intelligence and Cloud Deep Technology have formed a strategic partnership to enhance the development of embodied intelligence control platforms and industry-specific intelligent solutions, aiming for international market expansion and innovative applications in high-performance robotics across various sectors [1][3][5]. Group 1: Strategic Collaboration - The collaboration focuses on three main areas: development of embodied intelligence control platforms, co-creation of industry intelligent solutions, and international market expansion [1][3]. - Black Sesame will leverage its self-developed high-performance automotive-grade computing chips in conjunction with Cloud Deep's robotics platform to explore solutions in scenarios such as ship inspection, smart construction, and educational research [3][5]. Group 2: Leadership Insights - The CEO of Black Sesame expressed enthusiasm about the partnership, highlighting the integration of chip technology and robotics capabilities to enhance robot perception, decision-making, and control performance [5]. - The CEO of Cloud Deep emphasized the commitment to innovation in intelligent robotics, stating that the collaboration will accelerate the intelligent upgrade of their robotics platform, particularly in complex applications like ship inspection and smart construction [5]. Group 3: Market and Technological Impact - The strategic cooperation is based on technological co-research and market synergy, aiming to iteratively optimize the embodied intelligence control platform based on real-world scenarios [5]. - This partnership is expected to support domestic innovation in robotics and chip solutions while exploring international opportunities [5].