清晨的中越边境互市贸易区人声鼎沸，边民黄女士刚通过龙州农商银行"汇小二"服务队办完跨境结算， 便笑着在跨境电商平台上下单了越南水果和本地农资。"以前做边贸业务，带现金跨境既不安全又麻 烦，去市区银行排队要大半天，遇到语言不通更是着急。"黄女士的感慨道出了过往边民的困扰。如 今，"汇小二"服务队把柜台搬到了边境集市、村口巷尾，边民10分钟就能办完结算业务，双语客户经理 还会现场讲解汇率走势、跨境结算政策，让边民买卖更省心、更放心。 滋养"广西智造"创新沃土 桂林智神信息技术公司的生产车间里，机械臂精准运转，即将发往欧洲、东南亚的云台设备整齐码放， 包装上的"广西制造"字样格外醒目。这家深耕智能影像设备领域的科创企业，拥有60余项国内外专利， 却因为2000万元周转资金成为制约其"出海"的拦路虎。关键时刻，桂林漓江农合行的客户经理主动上门 走访，深入车间了解生产流程、研判技术前景，突破传统信贷模式束缚，创新推出知识产权质押贷款方 案，仅用7个工作日便完成审批放款。 截至2025年10月末，广西农商联合银行已累计陪伴500多家桂企扬帆出海，精准对接新能源、电子信 息、高端制造等战略性新兴产业，累计办理跨境人民币结算 ...

Core Viewpoint - The news highlights the advancements in cross-border financial services in Guangxi, China, particularly focusing on the successful implementation of innovative financial solutions that enhance the efficiency of international trade and investment, thereby supporting the region's economic growth and integration with ASEAN [1][2][3][4][5][6][7]. Group 1: Cross-Border Financial Innovations - A successful cross-border trade settlement of 202 million yuan was executed using the "Multilateral Central Bank Digital Currency Bridge," allowing for instant payment for a copper company [1]. - The establishment of a more efficient cross-border capital flow system is crucial for enhancing the financial support for Guangxi's ongoing integration with ASEAN [2]. - The People's Bank of China and the State Administration of Foreign Exchange expanded the pilot program for multinational companies' integrated currency pools, facilitating better cross-border fund management [3]. Group 2: Digital Financial Solutions - The introduction of the "Shipping Butler" service by the Bank of Communications significantly reduces the time required for payment processing in the shipping industry, from extensive paperwork to just five minutes [4]. - The "Hui Xiao Er" foreign exchange financial service team by the Bank of China in Qinzhou provided tailored services for a lithium company, resulting in efficient completion of a $160 million foreign investment [5]. Group 3: Economic Performance Metrics - In the first half of 2025, Guangxi's cross-border RMB settlement reached a record high of 442 billion yuan, marking a 30% year-on-year increase, leading the western provinces [6]. - Guangxi's total foreign-related income and expenditure reached $33.951 billion, reflecting a 15.6% increase year-on-year, ranking third among the western provinces [6]. - In the first seven months of this year, Guangxi's general trade import and export approached 200 billion yuan, with ASEAN remaining the largest trading partner [7].