人工智能+金融

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理财AI助理“蚂小财”登上央视,现场解答行情和理财疑问
Zheng Quan Shi Bao Wang· 2025-09-24 03:55
除了帮助大众投资者解答理财困惑,蚂小财也逐渐成为金融机构、财经院校等专业人士的AI助手。据 了解,"蚂小财PRO版"已向基金公司等机构投资者开放,目前有上百家蚂蚁财富平台的合作机构在使 用,辅助投研等日常工作。"蚂小财PRO版"可辅助专业人士快速汇集市场数据和观点,洞察市场机会和 风险。 "蚂小财"能脱颖而出,得益于底层模型在金融领域的专业表现领先行业。上海财经大学发布的金融领域 大模型评估基准—FinEval 6.0评测报告显示,在国内外主流大模型中,"蚂小财"的模型底座Finix在金融 严谨性等维度表现突出、排名第一,跑赢了众多通用大模型。 浙大金融研究院副院长章华认为,金融是我国人工智能技术应用的重要场景,普惠金融、数字金融也是 我国金融五篇大文章的重要内容,AI+金融场景的创新探索,将推动我国普惠金融和数字金融从产品层 向服务层纵深发展,让专业、可靠、安全的数字普惠服务人人时时地地可得,持续推动经济和社会高质 量发展。 8月以来,沪指站上3800点但行情震荡,投资者的理财询问量暴增。蚂蚁财富数据显示,8月AI理财助 理"蚂小财"的询问量增长42%,市场波动下,蚂小财累计向用户发出832万次理性投资提醒 ...
理财AI助理蚂小财登上央视:AI让专业理财服务更普惠
Huan Qiu Wang· 2025-09-24 03:03
9月23日晚间,央视财经"金融强国—外滩大会之夜"正式播出,集中展示了国内金融科技创新发展的成 果。作为能帮老百姓理财的AI应用,蚂蚁财富旗下"蚂小财"成为主持人的"AI助理",在现场解答有关市 场行情、理财配置等专业的理财问题,表现媲美真人专业分析师,成为"人工智能+金融"领域探索的标 杆案例之一。 调研显示,投资者使用理财AI时,最大的需求是行情解读、基金分析、配置方法。对于理财用户来 说,"蚂小财"上线了盯盘、诊基等专业功能,"盯盘"功能可提炼出与持仓基金相关的国内外大事,详细 解读并提示基金净值波动风险。"诊基"功能可围绕全市场基金进行深度分析或对比,从产品表现、行业 特点、用户持仓等角度出发,提供全面且有针对性的解析与风险提示,方便用户快速、清楚了解基金产 品信息。 在蚂蚁财富APP内,"蚂小财"还首次实现了"哪里不会按哪里"的体验,用户长按页面就可唤起"蚂小 财"做解答。这一交互方式,让专业理财服务再次降低门槛,更好地服务大众。据蚂蚁财富统计,"蚂小 财"用户中有45%来自三线及以下城市。 " 蚂小财 " 金融专业表现排名第一 除了帮助大众投资者解答理财困惑,蚂小财也逐渐成为金融机构、财经院校等专 ...
朝阳区展台活力十足,潮玩组团出道
Xin Jing Bao· 2025-09-12 02:20
Group 1: Cultural and Tourism Industry - Chaoyang District showcased its cultural and tourism services at the service trade fair, featuring various exhibits including the first hyper-realistic 3A XR interactive film work "Mulan 2125 XR" and a collection of cultural and creative products that integrate traditional craftsmanship with modern design [1][2][3] - The exhibition highlighted products from Bubble Mart that blend intangible cultural heritage with contemporary trends, such as dolls adorned with intricate Nanjing velvet flowers and ceramics made using traditional techniques [2] - The Chaoyang Cultural Tourism Group plans to enhance cultural spaces and promote large-scale cultural consumption events, aiming to increase the district's cultural vitality and attractiveness [3] Group 2: Financial Services - Chaoyang District has established a comprehensive financial service system with 1,852 licensed financial institutions, including 367 foreign financial institutions, which account for over two-thirds of the city's total [4][5] - The district has implemented a micro-enterprise financing risk compensation scheme, with 3,824 projects recorded this year, amounting to 12.57 billion yuan [4][5] - Chaoyang is focusing on various financial sectors, including technology finance, green finance, inclusive finance, pension finance, and digital finance, to enhance its financial service capabilities [5][6] Group 3: Environmental Services - The Chaoyang Environmental Group launched the city's first AI-powered comprehensive waste incineration system, which improves steam stability by 36% and achieves an automatic operation rate exceeding 98% [7] - The district's waste management capabilities include processing over 8,000 tons of waste daily, with a near-zero carbon emission rate [7] - The Chaoyang Circular Economy Industrial Park has a yearly supply capacity of 5,000 tons of crude oil, a 100% reclaimed water reuse rate, and an energy self-sufficiency rate of 100% [7]
苏州初步形成富有特色的科技金融生态体系
Su Zhou Ri Bao· 2025-08-29 23:20
Group 1 - Suzhou has established a robust technology finance ecosystem to support the development of an international cooperation zone for technology finance [1] - The city has implemented a series of effective measures, including the issuance of key policies and task lists to promote technology finance [1] - Suzhou has attracted 302 licensed financial institutions, including 4 technology branches and 58 specialized technology finance institutions, enhancing funding access for technology enterprises [1][2] Group 2 - The city promotes comprehensive technology finance products and services, including the "Science and Innovation Index Loan" and a pilot program for technology enterprise mergers and acquisitions, with a total of 14 loans amounting to 1.862 billion [2] - Suzhou has issued various technology innovation bonds totaling 14.33 billion, covering technology enterprises, private equity, and venture capital [2] - The establishment of a financing mechanism for insurance capital has positively impacted the support for major industrial projects and key technology enterprises [2] Group 3 - Suzhou emphasizes the application of artificial intelligence in the financial sector, enhancing service efficiency and experience [3] - The city is actively promoting collaboration with the Shanghai International Financial Center to share resources and experiences [3] - Suzhou has initiated a technology finance international cooperation development association to build an open ecosystem for technology finance [3]
牛市旗手发力!金融科技ETF涨超6%,香港证券ETF涨超5%
Ge Long Hui· 2025-08-15 07:01
Market Overview - A-share market transaction volume has exceeded 2 trillion yuan for the third consecutive trading day [1] - Margin financing and securities lending balance has also surpassed 2 trillion yuan, indicating potential growth in brokerage and credit businesses [3] Financial Technology Sector - Financial technology stocks have seen significant gains, with companies like Zhina Compass and Great Wall Securities hitting the daily limit, and others like Tonghuashun and Huijin shares rising over 10% [1] - Financial technology ETFs, such as Huaxia and others, have increased by over 6%, with year-to-date gains of 30.54% and 29.36% respectively [2] - The financial technology sector is driven by policy benefits and technological innovation, with a favorable development environment under the "14th Five-Year Plan" [4] Hong Kong Securities Market - The Hong Kong Securities ETF has also performed well, with a year-to-date increase of 66.40% [2] - The Hong Kong Securities and Futures Commission has issued guidelines for virtual asset trading platforms, which may drive further growth in the financial technology sector [3] Future Outlook - The integration of core technologies like AI, big data, and cloud computing with financial services is expected to enhance efficiency and broaden the scope of financial services [4] - Historical trends suggest that the current focus on "AI + finance" may lead to positive market feedback similar to the "Internet finance" boom in 2013 [4] - Improved market risk appetite and continuous inflow of new capital are anticipated to further open growth opportunities for brokerage firms [4]