Workflow
汽车分期业务
icon
Search documents
金融活水润消费 农行内蒙古分行让汽车市场“热”起来
与此同时,该行聚焦公务员、央企职工、事业单位职工等优质客群,量身打造专属服务方案,创新推 出"一证通办"便捷提车服务,客户仅凭身份证即可完成主要手续办理。"现在客户买车,基本不用农行 工作人员到场,线上扫个码就能搞定审批,完全不用跑线下。"内蒙古世嘉汽车销售服务有限公司总经 理周琨对农行的高效服务赞不绝口。 据周琨介绍,"有些银行不管贷款额度多少,都要求当面办理,赶上工作人员不在店,客户就得来回 跑、反复约时间,既耽误事儿又影响体验。而农行的线上审批完全解决了这个问题,现在我们某品牌的 贷款客户,因为车价优惠,贷款额度大多在审批标准内,线上就能快速办结,短期就能提车,客户满意 度特别高。"他还提到,农行的准入条件相对宽松,这让车企能服务更多不同群体的消费者,有效促进 了销售。 盟市联动多点开花显成效 转自:新华财经 为积极响应国家及自治区提振消费的政策,农业银行内蒙古分行以汽车消费为重要抓手,通过深化银企 合作、创新金融产品、优化服务流程,构建"政策引导+银行赋能+车企联动"的消费提振新模式,持续 释放消费潜力,为区域经济高质量发展注入金融动能。截至2025年11月末,该行汽车分期交易额达 19.93亿元,同 ...
银行角力汽车金融,特色网点成重要支点
Di Yi Cai Jing Zi Xun· 2025-10-26 09:25
Core Insights - The automotive finance market is increasingly competitive, with specialized branches serving as crucial service touchpoints [1] - Industrial transformation towards new energy and intelligent vehicles is accelerating in Guangzhou, with significant growth in production and investment [2] Group 1: Bank Initiatives - Industrial Bank has opened a specialized automotive finance branch in Guangzhou, enhancing its service offerings to core automotive clients [2] - The branch aims to serve over 200 automotive enterprises and provide financing of no less than 10 billion yuan by the end of 2027 [3] - Agricultural Bank of China has established four specialized branches in Anhui to support the new energy vehicle industry, providing over 73.7 billion yuan in credit support [4] Group 2: Market Trends - The automotive industry in Guangzhou is experiencing a 14.3% year-on-year increase in new energy vehicle production and a 14.1% rise in automotive manufacturing investment [2] - The automotive sales in Baiyun District reached 13.1 billion yuan in 2024, with the upstream and downstream industry chain exceeding 20 billion yuan [2] - Banks are shifting their automotive finance strategies from high-interest competition to service and ecosystem competition, with specialized branches playing a key role [4]
激发消费新动能 金融活水润吉林
Sou Hu Cai Jing· 2025-06-16 23:53
Group 1 - The core viewpoint emphasizes the role of the Industrial and Commercial Bank of China (ICBC) Jilin Branch in supporting local economic development through various consumer finance initiatives [1] - The bank has launched a series of credit card exclusive promotional activities, benefiting 267,000 residents in Jilin City, including collaborations with major oil companies for fuel discounts and winter sports venues [2] - Following the government's "Home Appliance Renewal" policy, the bank provided installment payment discounts, reaching 12,000 customers and effectively boosting the home appliance market [4] Group 2 - The bank has actively engaged in the automotive finance sector, providing 750 million yuan in auto credit, benefiting 74,000 customers, and leading the state-owned banks in credit card installment loan growth with a 70% market share [6] - ICBC Jilin Branch has established partnerships with local educational institutions, elderly care facilities, and commercial entities to innovate financial services, enhancing consumer welfare through projects like smart canteens and elderly care initiatives [6] - The bank is committed to serving the local economy and aims to contribute significantly to the financial landscape of Jilin City [6]