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邹城农商银行助企循环贷助力小微企业降本增效
Qi Lu Wan Bao Wang· 2025-07-19 04:48
Group 1 - The core viewpoint of the articles is that Zou Cheng Rural Commercial Bank is actively implementing national policies to stabilize the economy and support businesses by offering the "Enterprise Circulation Loan" product to address the financing difficulties faced by small and micro enterprises [1][2] - Zou Cheng Rural Commercial Bank has adopted a proactive marketing model involving "active visits, precise matching, and efficient service" to effectively resolve the issues of "difficult and expensive financing" for small and micro enterprises [1] - The bank has successfully provided a 2 million yuan (approximately 0.29 million USD) revolving loan to a local mining and trade company within three working days, significantly reducing the traditional loan approval time by 50% [2] Group 2 - Since the launch of the "Enterprise Circulation Loan," Zou Cheng Rural Commercial Bank has disbursed over 80 million yuan (approximately 11.3 million USD) in credit funds to 23 small and micro enterprises, effectively alleviating their financing challenges [2] - The bank plans to continue optimizing the "Enterprise Circulation Loan" and other specialized products, enhancing tailored services for individual enterprises to provide low-cost and high-efficiency financial support, thereby injecting financial vitality into the high-quality development of the regional economy [2]
进出口免费商品如何申报(海关答疑)
Ren Min Ri Bao· 2025-07-13 21:37
Group 1 - The core viewpoint is that goods provided for free by foreign clients, such as lubricants needed for products, must be declared to customs as "other free provided import and export goods" [1][2] - "Other free provided import and export goods" refers to items not specifically listed as gifts, donations, or other exempt categories, and is regulated under code "3339" [2][3] - The applicable scope includes items gifted by foreign businesses during trade activities, donations from foreigners, and materials provided for free by foreign clients for testing or consumption [3] Group 2 - The declaration process requires that the customs declaration form specifies "other free provided" under the regulatory method and "general taxation" under the tax nature [8] - Although the goods are free, they are not exempt from taxation, and customs will determine the taxable price based on provided documentation and market references [5][6] - Regulatory documents related to national security, quality standards, and industry protection must still be submitted, even for free goods [7]