Group 1: Event Overview - The 2025 China International Service Trade Fair's financial services exhibition took place from September 10 to 14 at Shougang Park in Beijing, featuring 97 financial institutions, with 46 being foreign, resulting in an internationalization rate of 47.4% [2] - The exhibition showcased a blend of digital renminbi and AI technologies, highlighting the deep integration of technology and finance [2] Group 2: Digital Renminbi Innovations - A digital renminbi market was created, allowing visitors to experience the convenience of digital currency through various financial institutions, including China Bank and Agricultural Bank [3] - China Bank's "Mifang Card" emerged as a key highlight, offering integrated services for payment, communication, and transportation without the need for app downloads [3] - China Bank also introduced a self-service machine for digital renminbi hard wallets, enabling users to apply, recharge, and recycle funds autonomously [3] Group 3: Payment Technologies - Mastercard showcased its payment tokenization technology, which replaces sensitive information like card numbers to mitigate fraud risks during transactions [4] - The digital renminbi ecosystem is expanding beyond consumer applications into industrial uses, with examples from Industrial and Commercial Bank of China (ICBC) in cross-border settlements [4] - Tencent demonstrated new cross-border payment scenarios, allowing foreign visitors to use digital renminbi in various merchant settings [4] Group 4: AI Integration in Finance - AI technologies are evolving from auxiliary tools to intelligent drivers in the financial sector, as seen in ICBC's "Digital Human AI Customer Service" that enhances user interaction [5] - Tencent's "Mixed Yuan Financial Model" was highlighted for improving customer service, information, and risk control in wealth management [5] - JD Finance presented its AI wealth management assistant "Jing Xiaobei," which analyzes market trends and offers personalized recommendations [5] Group 5: AI's Role in Financial Services - The seventh China Fintech Forum emphasized AI's potential in transforming financial services, with a focus on integrating AI as a productive factor [6] - JD Finance reported significant success in fraud prevention, blocking suspicious transactions worth 1.66 billion yuan through various alert mechanisms [6]

Group 1 - The 2025 China International Service Trade Fair (CIFTIS) opened in Beijing, showcasing Tencent's latest innovations in financial inclusivity through technology [1] - Tencent is enhancing payment services for foreign visitors in China, including features like "foreign card binding" and "foreign wallet usage" for seamless transactions [1] - The company has introduced a 60-day fee waiver for new foreign card users, coinciding with policy upgrades for visa-free entry and instant tax refunds [1] Group 2 - Tencent is actively exploring cross-border payment scenarios for digital RMB under the guidance of the People's Bank of China [2] - The company achieved "barcode interconnectivity" for digital RMB payments within the WeChat ecosystem, allowing foreign visitors to use digital RMB wallets for transactions [2] - Tencent's investment platform, Licai Tong, launched a "Licai Gold" model, enabling users to experience investment processes at no cost, contributing to the growth of equity funds [2]

Group 1: Event Overview - The 2025 China International Service Trade Fair opened in Beijing on September 10, showcasing over 30 Shenzhen enterprises and institutions under the theme "Digital Intelligence Empowerment, Deep Chain Global" [1] - The event highlighted Shenzhen's achievements in becoming a national pilot city for comprehensive service trade innovation and development [1] Group 2: Technological Innovations - SF Express showcased its "SF Super Brain" platform, which integrates big data and AI algorithms to optimize logistics resources, resulting in over $1 billion in economic benefits and a reduction of millions of tons of CO2 emissions [4] - Silverwing Technology presented comprehensive service solutions leveraging digital and intelligent technologies for enterprise operations and government services [6] - WiseHub's legal AI model application platform and humanoid robots from UBTECH were significant highlights, demonstrating the trend of "Artificial Intelligence+" [7] Group 3: New Product Launches - Shenzhen New Translation Technology introduced "Subtitle Genie-MossVox," an advanced solution for real-time translation and meeting support, enhancing the experience of high-end international conferences [11] - Tencent unveiled several innovations, including the "WeChat Hong Kong Dollar Wallet" and the "Mixed Yuan Financial Model," aimed at improving financial services and user experience [12][14] Group 4: Economic Impact - In 2024, Shenzhen's service trade reached a record high of over $140 billion, with digital trade exceeding $60 billion and knowledge-intensive services accounting for over 40% [14][15] - Shenzhen's service trade is positioned as a leader in national innovation, closely linked to the city's high-tech industry development [15]

Core Insights - The 2025 China International Service Trade Fair (CIFTIS) opened in Beijing, showcasing Tencent's latest advancements in technology-driven financial inclusivity [1] - Tencent highlighted its exploration of digital currency, cross-border payment services, and innovative financial education tools at the event [1][3] Group 1: Digital Currency and Cross-Border Payments - Tencent has optimized WeChat Pay services for foreign visitors in China, including features like "foreign card binding" and "foreign card usage" for seamless transactions [4] - The WeChat Hong Kong Dollar Wallet has expanded its merchant network, allowing Hong Kong users to make real-time payments in RMB while enjoying better exchange rates for remittances to the mainland [4] - Tencent has made significant progress in digital yuan cross-border payment scenarios, completing "barcode interconnectivity" verification and participating in the mBridge project to enhance cross-border clearing efficiency [5] Group 2: Financial Technology Innovations - Tencent showcased its advancements in smart wealth management and financial models, emphasizing the use of the "Mixed Yuan Financial Model" to enhance customer service, information, and risk control [6] - The "Ask DeepSeek" feature on Tencent's wealth management platform integrates real-time market data to provide users with timely AI-driven insights [6][8] - Tencent's "Wealth Gold" model allows users to experience investment processes with zero cost, contributing to the development of equity funds and engaging over one million users in financial education activities [8]

Core Insights - The 2025 China International Service Trade Fair opened in Beijing, showcasing Tencent's latest innovations in financial technology aimed at enhancing financial inclusion through digital solutions [1] Group 1: Cross-Border Payment Innovations - Tencent has optimized payment services for foreign visitors to China, including enhancements to the "external card binding" feature and the introduction of "external package internal use" services for users from countries like Malaysia, Singapore, and South Korea [2] - The WeChat Hong Kong Dollar Wallet has expanded its merchant network, allowing Hong Kong users to make real-time payments in RMB while receiving better exchange rates for remittances to the mainland [2] - Tencent has been actively exploring cross-border payment scenarios for digital RMB, achieving "barcode interconnection" for convenient payments within the WeChat ecosystem and participating in the mBridge project to improve cross-border clearing efficiency [3] Group 2: Financial Technology and AI Innovations - Tencent showcased advancements in smart wealth management and financial models at the trade fair, focusing on enhancing user experience through the "Mixed Yuan Financial Model" [4] - The "Ask DeepSeek" feature on Tencent's wealth management platform integrates real-time financial data to provide users with timely AI-driven insights, while the "AI Photo Mining" function allows users to capture images for investment information [4] - Tencent's "Wealth Gold" model enables users to experience investment processes with zero cost and no barriers, contributing to the development of equity funds and engaging over one million users in a recent educational campaign [5]