要求理论与政策的重心从"扩大供给"转向"如何有效管理过剩经济和扩张内需"。 "资本结构变动推动了'重资产到轻资产、轻资产至重资本'全链条、全场景新模态的塑造。轻资产、重资本的时代金融叙事,与创投基金形成良好互动,创造了 诸多二级市场交易机会。"在11月19日开幕的"2025深圳国际金融大会"上，全国社会保障基金理事会原副理事长王忠民这样说。 （全国社会保障基金理事会原副理事长王忠民） 原保监会副主席周延礼说，面对"十四五"收官与"十五五"开局的关键节点，保险业需从传统风险补偿向全周期风险管理升级，成为国家现代化产业体系与民 生安全网的"稳定器"。 他强调，针对"新三样"的产品，新能源装备、机器人、人工智能等新型产业保险的需求,保险机构要创新产品与服务,积极地研发数据安全、网络安全、知识 产权侵权保险等相关的新型保险产品。深圳是创新的热土,每年的知识产权注册数量高速增长。 这次由中国人民大学主办的会议，以"金融强国建设与大湾区高水平对外开放"为主题。"十五五"我国资本市场可能有哪些新变化？对未来有哪些新研判？在 会议上，原中国保险监督管理委员会副主席周延礼，中国人民大学原副校长吴晓求、王忠民等多位业内专家发表了 ...

Core Viewpoint - The "2025 Shenzhen International Financial Conference" emphasizes the role of the insurance industry in building a strong financial nation and supporting the high-level opening of the Greater Bay Area, highlighting the need for the industry to evolve from traditional risk compensation to comprehensive risk management [2][4]. Group 1: Insurance Industry's Role - The insurance industry is crucial in balancing safety and development, serving the real economy, and strengthening social security [2]. - The industry must align closely with national strategies and integrate deeply into the financial innovation of the Greater Bay Area [4]. Group 2: Financial Policy and Innovation - A preliminary financial policy matrix for the Greater Bay Area has been established, with significant reforms and pilot programs set to enhance cross-border financial services [4][5]. - Innovations in cross-border financial connectivity, such as currency bridge settlement and cross-border vehicle insurance, have made significant progress [5]. Group 3: Supporting the Real Economy - The insurance sector needs to accurately meet the demands of the modern industrial system, particularly in critical areas like high-end chips and industrial software [5]. - Customized insurance solutions are being developed to help technology companies mitigate risks associated with rapid technological changes [5]. Group 4: Green Transformation - The insurance industry is focusing on supporting green projects through long-term capital tools and integrating extreme weather risks into coverage [6]. - Insurance funds in Guangdong have reached 37 trillion yuan, with potential for greater impact in green infrastructure [6]. Group 5: Social Security and Risk Management - The industry must address challenges posed by an aging population and new employment models, leveraging digital tools to reduce operational costs [6]. - A proactive regulatory framework is needed to enhance risk identification capabilities, utilizing technology to build disaster databases and improve risk models [6][7]. Group 6: Strategic Opportunities - The insurance sector is encouraged to seize opportunities presented by the "15th Five-Year Plan," positioning itself as a protector of safe development across various sectors [7].