通过上述产品，哈尔滨银行为冰雪欢腾、黑龙国际、乾卯雪龙、百凝盾等冰雪体育装备企业提供信贷支 持。为持续打造"网红"旅游资源提供资金支持，包括为冰雪大世界四季冰雪项目、友谊宫升级改造项 目、道外区巴洛克街区改造项目、道里菜市场等项目提供授信。在冰雪经济国际交流合作上，为中国上 海合作组织冰雪体育示范区总部基地项目提供2亿元固定资产贷款。 哈尔滨银行立足冰雪经济消费场景，投入专项资金，设计系列对客冰雪消费活动，与全国范围内的9个 头部互联网平台合作，推出10余项具体涵盖游、玩、购、行、食各环节的优惠活动，将金融服务嵌入冰 雪经济的每一个环节，为民生消费增添温度。哈行还深度携手哈尔滨市文旅局、冰雪大世界等核心单位 开展共创宣传，构建"金融+文旅+冰雪"宣传生态圈。联合推出"冰雪惠民金融礼包"宣传活动，为哈尔滨 冰雪品牌的全国传播乃至国际推广注入金融力量。此外，在热门景区周边的营业网点化身"游客驿站"， 在提供暖心服务的同时，让每一个服务场景都成为冰雪经济宣传的重要窗口。 在本届冰博会——冰雪经济金融赋能专项对接活动上，记者了解到，哈尔滨银行立足黑龙江冰雪资源， 全力构建金融支持冰雪经济新生态。截至2025年11月末 ...

Group 1 - The article emphasizes the importance of the "financial chain" in stabilizing and facilitating the supply chain, highlighting its role in driving the flow of funds, technology, and talent across various sectors [1][2] - Supply chain finance has evolved from traditional asset-backed loans to a model that packages core enterprises and their upstream and downstream partners, addressing financing difficulties and reducing costs [1][2] - The scale of China's supply chain finance industry has surpassed 40 trillion yuan, maximizing industrial potential [1] Group 2 - Financial services are increasingly supporting the real economy and linking it to international markets, with the foreign exchange market in China recording a cumulative transaction of 100.28 trillion yuan from January to April this year [1] - The article discusses the critical role of small and medium-sized enterprises (SMEs) in economic development and how the financial chain helps them overcome funding obstacles and manage exchange rate fluctuations [4][19] - Innovations such as electronic debt certificates and one-yuan options for hedging foreign exchange risks are highlighted as effective financial tools for SMEs [12][18][19] Group 3 - The production of essential components, like screws, is crucial for large machinery and infrastructure, with significant investments required for their development [6][10] - Financial innovations are being implemented to address industry pain points, ensuring that funds are accurately directed to where they are needed most within the supply chain [19] - The article notes various innovative financial models being adopted in regions like Shanghai and Guangdong to support emerging industries, including artificial intelligence and commercial aerospace [19]

Core Viewpoint - The article emphasizes the critical role of small and micro enterprises in economic development, highlighting how financial innovations can help these businesses overcome funding obstacles and manage exchange rate fluctuations. Group 1: Importance of Small and Micro Enterprises - Small and micro enterprises are likened to stars, individually small but collectively significant in driving economic growth [1] - A specific example is given of a screw, which, despite its small size, is essential for the operation of large machinery and infrastructure [3][5] Group 2: Financial Innovations Supporting Enterprises - Financial institutions are extending credit to supply chain enterprises through electronic debt certificates, which allow suppliers to secure loans based on verified transaction data [11][13] - The introduction of electronic debt certificates enables rapid access to funds, allowing businesses to maintain production and meet market demands [13] Group 3: Managing Exchange Rate Risks - Small enterprises face significant risks from exchange rate fluctuations, particularly in international trade, where even minor changes can lead to substantial financial losses [20][22] - Financial products like the "one-yuan option" allow businesses to lock in exchange rates for future transactions, providing a safety net against market volatility [22][24] Group 4: Broader Financial Innovations - Financial innovations are being implemented across various sectors, including artificial intelligence and commercial aerospace, to enhance operational efficiency and risk management [26] - The article highlights the ongoing expansion of financial innovations, which are increasingly targeting the specific needs of supply chains and contributing to economic stability [26]