从繁华的黄浦江畔到静谧的江岛长兴，"园区行"活动足迹遍布黄浦、静安、徐汇、普陀、虹口、闵行、 金山、青浦、奉贤、崇明等十个上海市行政区，精准对接人工智能、集成电路、生物医药三大先导产业 及高端装备、生命健康等重点领域企业近400家，书写了上海金融业服务实体经济的新篇章。 全周期赋能：从青浦启幕到闵行收官的金融接力 金洽会"园区行"活动于9月29日正式启动，选择将首站定在青浦工业园区。青浦区委副书记、区长金晓 明，市委金融办常务副主任周小全，上海金融业联合会理事长、交通银行董事长任德奇亲临现场，为活 动定下"精准赋能、直达实体"的基调。 "金洽会不仅是上海金融业的年度盛会，更是上海金融业践行金融为民理念、连接产业、服务实体经济 的重要桥梁纽带。"任德奇的发言，让在场的生物医药企业代表倍感振奋。 作为青浦重点打造的五百亿级产业集群之首，生物医药产业的"融资之渴"尤为迫切。一家企业代表抛出 疑问："企业缺乏担保能力，有没有更可行的融资解决方案？"针对这一痛点，交通银行上海市分行科技 金融专家陈杰回应，不少生物医药企业仍处于亏损状态，银行如何更好地借助非财务因素去评估这些企 业，并给予授信支持，是其团队正在探索和实践 ...

Core Insights - The 19th Shanghai Financial Services for the Real Economy Conference (referred to as "Jinhui Conference") successfully held a special docking event in the Huangpu District, focusing on how financial services can empower the real economy [1] Group 1: Financial Support for SMEs - Representatives from companies such as Shanghai KooBan Biotechnology Co., Ltd. and Shanghai Wind Leading New Energy Co., Ltd. discussed challenges like high financing costs and difficulties in obtaining funds [3] - Financial advisors suggested that banks could provide comprehensive financial support for SMEs' debt financing needs before going public, including policy-backed guarantees and intellectual property pledge financing to reduce costs [3] - Online financing products with flexible repayment options can better match the cash flow needs of enterprises, enhancing capital efficiency [3] Group 2: Role of Insurance in Financing - Insurance companies can play a dual role in risk protection and credit enhancement, with research and development insurance creating a safety net for R&D investments [4] - Loan performance guarantee insurance can replace traditional collateral, effectively reducing banks' credit concerns and broadening financing channels for enterprises [4] Group 3: Integrated Financial Services Ecosystem - Financial institutions are leveraging diversified licenses to create an integrated service ecosystem, offering tailored financial services to SMEs [5] - The Shanghai Inclusive Finance Advisor system, launched in September 2022, aims to bridge the information gap between financial institutions and enterprises, providing professional consulting services [5] - The Jinhui Conference has been innovating its format and content to enhance the quality and effectiveness of financial services, reinforcing the commitment of Shanghai's financial sector to support the real economy [5]

Core Insights - The 19th Shanghai Financial Services for the Real Economy Fair (referred to as "Jin Qiao Hui") successfully held a special event in Jinshan District, focusing on directing financial resources to the real economy [1] Group 1: Event Overview - The event gathered representatives from government departments, financial institutions, parks, and enterprises to promote precise financial support for the real economy [1] - The Jinshan District has introduced specific policies to support insurance premiums for technology-based enterprises, encouraging the development of innovative insurance products [5] Group 2: Financial Services and Support - Companies such as Shanghai Yongsheng Packaging Co., Shanghai Xianglun New Materials Technology Co., and others expressed their operational and financing concerns during the interactive session [4] - Financial advisors from various institutions provided specific suggestions for financing issues, including the use of technology-based loan products for advanced manufacturing enterprises [5][6] - Insurance companies can offer research and development insurance during project processes to enhance the security of R&D loans, thereby reducing banks' credit concerns [6] - In cases where factory assets cannot be effectively mortgaged, companies may consider using leasing companies to activate production line equipment to alleviate financial pressure [7] Group 3: Future Initiatives - The Jin Qiao Hui will continue to innovate its format and content, with over ten special "park tours" planned before the end of the year, and an online exhibition lasting until September 2026 [7] - The fair aims to enhance the quality and effectiveness of financial services, aligning with Shanghai's mission to support the real economy [7]