宠物店老板张先生（化名）经营着一家宠物食品、用品门店，日常经营中面临着多重潜在风险：宠物美 容时员工可能被抓伤咬伤，顾客购物时可能因地面湿滑而摔倒。这些风险一旦发生，不仅可能带来高额 赔偿，还可能影响店铺声誉。 张先生多方咨询发现，传统保险产品要么保障范围有限，将宠物场景排除在外；要么条款模糊，理赔时 更是困难重重。"沪业保-零售行业方案"的推出，让张先生感到温暖："沪业保，让经营更安心。"该产 品的意外险覆盖员工在为进店的宠物做相关服务期间受伤、顾客因地面湿滑而摔倒等情况；财产险则涵 盖因自然灾害、火灾等造成的商品、设备损失，精准覆盖了张先生担忧的风险点。 而苏东认为，普惠金融的本质是"为人民服务"，这与党"以人民为中心"的宗旨高度契合。"这不是喊喊 口号，而是必须落到实处。用高质量的普惠金融产品和服务满足人民的多元化需求，既是金融机构的责 任，也是贴合市场发展的需要。"苏东说。 在这一认知基础上，平安集团上海地区近年来深入贯彻"党业融合"指导思想，聚焦"五篇大文章"中的普 惠金融实践，通过精准滴灌实体经济、守护民生福祉，为上海国际金融中心、国际科技创新中心等"五 个中心"的建设发挥金融主力军作用；并通过数 ...

Group 1 - The core viewpoint of the articles highlights the rapid development of inclusive insurance in Shanghai, with a diverse range of products catering to various demographics beyond just the elderly and new citizens [1] - China Ping An launched innovative inclusive financial insurance products such as "Kechuangbao" and upgraded versions of "Huyebao," further enriching the product offerings in the inclusive finance sector [1][2] - The "Huyebao" program has maintained a stable annual participation rate of over 30% for four consecutive years, making it the largest inclusive insurance project in the country [4] Group 2 - The upgraded "Huyebao" includes versions for individual businesses and the internet, covering scenarios like restaurants and small enterprises, and introduces a unique "dual protection" model [2] - "Kechuangbao" provides triple protection for technology companies, including cybersecurity, patent infringement, and R&D expenses [3] - In its first year, "Huyebao" has provided over 11 billion yuan in risk protection for nearly 10,000 small enterprises in Shanghai, with over 90% of the underwriting done by Ping An's Shanghai branch [3] Group 3 - Ping An's Shanghai branch has contributed significantly to the local economy, with tax contributions exceeding 4.757 billion yuan in 2024 and serving 707,000 individual clients and 495,000 corporate clients [3] - The "Huzhibao" initiative has helped establish disease warning archives for 50,000 elderly individuals through brain health screening and intervention services [4] - The "Huyebao" program has cumulatively compensated nearly 40 million yuan over four years, demonstrating its effectiveness in providing health coverage [4]