南都讯 随着新经济蓬勃发展，灵活就业群体规模持续扩大，已成为我国劳动力市场的重要组成部分。 近年来，政府部门也出台了多项指导性政策意见，推动平台企业探索灵活就业群体保障新模式。 针对近年来外卖配送员权益保障不足等问题，近日，市场监管总局发布实施推荐性国家标准《外卖平台 服务管理基本要求》。其中，聚焦平台用工管理，强化配送员权益保障。围绕劳动强度、职业关怀和社 会保障等方面，提出合理确定劳动时间、完善职业培训体系、探索多元保障方式等内容，助力健全配送 员权益保障机制。 随着灵活就业成为新经济下的重要就业形态，该群体的社会保障问题日益成为社会关注的焦点。日前， 一场有关灵活就业群体权益与福利保障的座谈会在广州市海珠区滨江街道江湾片区人大代表联络站举 行。专家学者、企业负责人以及网约车司机、网络主播、家政保洁等灵活就业群体代表齐聚一堂，围绕 社保缴纳、责任划分等核心议题展开深入探讨，为完善灵活就业群体社会保障体系凝聚共识、建言献 策。 灵活就业群体权益与福利保障调研座谈会在广州举行，专家学者、企业负责人以及灵活就业群体代表齐 聚一堂。 专家学者们指出，政府、平台、社会的多方合力，将为灵活就业群体织密一张更有温度、更 ...

"个人承担一半，美团补贴一半，每月仅需缴纳551元，压力小了不少。"来自广东开平的骑手梁迎辉，从事外卖配送已满八年。12月10日，他收到了平台发 放的首笔551元养老保险补贴。他曾因生活压力中断社保多年，如今借助这份补贴，终于以灵活就业人员身份续上了养老保险。他还成了站里的"社保顾 问"，热心帮助其他骑手伙伴办理参保手续。"十来分钟就搞定了，特别方便。"他说。 像梁迎辉这样的骑手并非个例。该补贴方案设计初衷便是"人人可参与、人人可受益"。只要骑手在平台上的月收入达到就业地相关缴费基数下限，且近6个 月有3个月满足该条件，美团便会以该基数为基准，补贴50%的养老保险费用。方案不区分专送或众包等用工身份，无论是长期稳定跑单，还是兼职过渡的 骑手，只要满足收入条件，均可自愿参与。 "到账了！买了社保以后，都不用主动申请，补贴就能准时到账，特别方便。"12月17日，在广州番禺万博天河城的一场线下宣导活动中，不少骑手驻足咨 询，脸上洋溢着踏实与喜悦。近期，类似的情景也在辽宁锦州、江苏南京等多地上演——许多美团骑手在查看App时发现，养老保险补贴已悄然到账。 这标志着，美团骑手养老保险补贴在历经数月试点与推广后，已正式覆 ...

12月10日，位于翠苑街道的美团骑手之家内，美团社保补贴举行了线下宣导活动。除杭州外，辽 宁、广西、湖南等多地也举办的线下宣导活动中，骑手们陆续晒出骑手App页面——"我的养老保险补 贴到账了"。 商娣高兴地展示养老保险补贴宣传页面。 骑手们纷纷掏出手机，展示自己的养老保险补贴到账了。 "看！已经到账3个月了！"骑手崔龙龙在位于翠苑街道的美团骑手之家高兴地向记者展示他的养老 保险补贴到账页面。今年30岁的他来自安徽淮北，一直很关心美团养老保险补贴的进展。"我在美团5年 了，年初的时候，听说福建泉州已经开始美团养老报销补贴试点，就一直期待杭州赶紧落地。"崔龙龙 在杭州已经十几年，之前做过厨师，如今成为美团众包骑手的一员，月收入平均1.2万元。 从"工伤险"试点到"养老补贴"全国落地，美团骑手保障体系持续升级，呈现出"身份不限、来去自 由、全国覆盖"的鲜明特点。 骑手保险制度的优化，既覆盖长期稳定跑单的骑手，也兼顾过渡性、兼职性从业者的需求。针对外 卖骑手流动性强、返乡意愿普遍的职业特点，美团推出的"参保补贴"方案取消了诸多限制：在覆盖范围 上，仅以收入作为基准，不区分专送、众包等用工身份；在补贴方式上，坚持自愿 ...

Core Viewpoint - Meituan has announced that its rider pension insurance subsidy will be implemented nationwide two months ahead of schedule, benefiting millions of riders [2][3]. Group 1: Industry Context - The rider community has rapidly grown to over ten million since the inception of online food delivery in China in 2008, highlighting the challenge of providing social security for the 240 million flexible workers globally [5]. - The U.S. and U.K. have struggled with defining labor relationships for gig workers, often classifying them as independent contractors, which complicates their access to social security [6][23]. - The introduction of the "Labor Tripartite" concept in 2021 by Chinese authorities aims to address the unique needs of flexible employment groups, including riders and ride-hailing drivers [8]. Group 2: Current Challenges - Riders face a low participation rate in social security, with only 25% covered under urban employee insurance, and many are reluctant to contribute due to financial constraints [11]. - The existing social security options are limited, with urban employee insurance being too costly for most riders, while rural resident insurance offers low coverage [12]. - A significant portion of riders (about 40%) are hesitant to pay more than 500 yuan per month for social security, indicating a preference for lower costs over comprehensive coverage [20]. Group 3: Meituan's Initiatives - Meituan has initiated a pension insurance subsidy that is now available to all riders, regardless of their employment status, aiming for inclusivity and fairness [33]. - The company has also participated in the "New Occupational Injury" pilot program, which provides a flexible insurance model based on the number of orders completed rather than traditional employment contracts [25][29]. - By 2024, Meituan plans to expand its insurance offerings and has already covered over 13 million riders with more than 2 billion yuan in premiums [29]. Group 4: Future Outlook - The rider insurance model established by Meituan may serve as a blueprint for other gig economy workers, such as delivery personnel and ride-hailing drivers, to access similar benefits [43]. - The ongoing collaboration between government and platforms like Meituan is essential for creating a sustainable social security framework for the growing flexible workforce in China [42].

Core Viewpoint - Meituan has announced that its rider pension insurance subsidy will be available nationwide, allowing all riders to choose to pay in their registered or working locations starting in November [1] Group 1: Policy Implementation - The subsidy policy for riders' social insurance was first piloted in Quanzhou, Fujian, and Nantong, Jiangsu, in April 2023, and has now expanded to a national level within six months [1] - The rapid implementation reflects intensified competition in the platform economy and increasing societal demands for platform companies to take on more responsibilities [1] Group 2: Coverage and Financial Implications - Meituan's model is based on "voluntary insurance participation by riders + platform subsidies," which allows for more flexible labor costs and encourages riders to opt for insurance [1] - The company has covered over 22,000 riders in the pilot regions, and with 745,000 riders earning income through orders in 2023, the potential annual subsidy for high-frequency riders alone could reach nearly 8 billion yuan, significantly impacting profits [3] Group 3: Challenges Ahead - The first challenge is how to establish a national subsidy standard, as the current model provides a 50% subsidy for riders meeting specific income criteria [3] - The second challenge involves addressing the needs of low-frequency riders, who make up 41% of the total, as their sporadic work patterns complicate social insurance contributions [4] - The third challenge is managing the transfer and continuity of social insurance across different regions, which is complicated by varying local policies and administrative processes [5] - The fourth challenge is to prevent the increased costs of subsidies from being passed on to consumers or riders, which could lead to reduced income for riders despite the benefits of social insurance [5]

Core Insights - Meituan has announced that its rider pension insurance subsidy will now cover all riders nationwide, starting from November, allowing them to choose where to pay based on their needs [1] - The rapid expansion from pilot programs in two cities to nationwide coverage in just six months reflects increased competition in the platform economy and societal demands for greater corporate responsibility [1] - The model of "voluntary insurance participation by riders + platform subsidies" allows for more flexible labor costs, encouraging riders to opt for insurance [1] Group 1: Implementation and Coverage - The subsidy policy was first piloted in Quanzhou and Nantong, with over 22,000 riders covered in these areas [3] - By 2023, there are 745,000 riders earning income through orders, with high-frequency riders making up 11% of this group, approximately 819,500 individuals [3] - If the subsidy covers only high-frequency riders, it could lead to an additional annual expenditure of nearly 8 billion yuan for the company, potentially consuming an equivalent amount of profit [3] Group 2: Challenges in Coverage - The subsidy structure primarily benefits high-frequency riders, who represent only 11% of the total, while low-frequency and occasional riders make up 41% and 48% respectively [4] - Many riders are part-time workers or use this job as a temporary solution, complicating the insurance payment process due to their varied working hours and income [4] - There is a potential mismatch in insurance needs, as part-time riders may prioritize health and accident insurance over pension insurance [4] Group 3: Social Security Issues - The transfer and continuity of social security for riders who change work locations or residency pose significant challenges due to differing regional policies and administrative processes [6] - These issues are not merely technical but directly impact the long-term benefits for riders, necessitating collaboration between government and companies [6] Group 4: Cost Management - The increase in company costs due to social security subsidies raises concerns about potential cost transfer to consumers and riders through wage reductions or increased service prices [7] - Finding a balance that satisfies all parties involved is crucial, yet challenging, as it may lead to dissatisfaction among riders despite the intended benefits [7]

Core Points - Meituan has announced that its rider pension insurance subsidy will be available nationwide, allowing riders to choose where to pay based on their needs starting in November [1] - The rapid expansion of this policy from pilot cities to nationwide coverage within six months reflects increased competition in the platform economy and societal demands for greater corporate responsibility [1] - The model of "voluntary participation + platform subsidy" allows for flexible cost management for the company while encouraging riders to opt into insurance [2] Group 1 - The subsidy standard for riders nationwide is yet to be determined, with the pilot program indicating that riders meeting certain income thresholds would receive a 50% subsidy on their pension contributions [4] - High-frequency riders, who make up about 11% of the total, could lead to an annual increase in costs for Meituan of nearly 8 billion yuan if only they are covered under the subsidy scheme [4] - The complexity of the insurance scheme increases as it aims to cover a diverse group of riders, including those with varying levels of engagement [5][6] Group 2 - Low-frequency riders, who represent 41% of the total, face challenges in meeting income thresholds for subsidies, raising questions about how to structure support for this group [5][6] - The need for insurance options that cater to the specific needs of part-time and low-frequency riders, who may prioritize health and accident insurance over pension contributions, is highlighted [6] - The issue of social insurance transfer and continuity across different regions poses a significant challenge for riders, necessitating collaboration between companies and government [6] Group 3 - The potential for increased operational costs due to the subsidy program raises concerns about how these costs might be passed on to consumers or affect rider wages [7] - The balance between immediate financial needs and long-term benefits for low-income riders is crucial, as many may prioritize current income over future security [8] - Finding a sustainable solution that aligns the interests of the company, riders, and consumers is a complex challenge that requires careful consideration [9]

Core Viewpoint - Meituan has announced that its rider pension insurance subsidy will now cover all riders nationwide, reflecting the company's commitment to social responsibility and the need for a social security system for flexible workers [1][2]. Group 1: Policy Implementation - The pension insurance subsidy policy was first piloted in April 2023 in two cities and has rapidly expanded to cover the entire country within six months [1]. - The subsidy model is based on "voluntary participation by riders + platform subsidies," allowing for more flexible labor costs [2]. Group 2: Coverage and Financial Implications - The subsidy is expected to cover millions of riders, with a potential annual cost of nearly 8 billion yuan if only high-frequency riders are included [4]. - High-frequency riders, defined as those who work over 260 days a year, represent only 11% of the total rider population, indicating a significant portion of riders may not benefit from the current subsidy structure [5]. Group 3: Challenges Ahead - The first challenge is determining the national subsidy standard, which is currently based on income thresholds and may lead to increased financial burdens for Meituan [4]. - The second challenge involves addressing the needs of low-frequency and part-time riders, who may prioritize different types of insurance coverage [5][6]. - The third challenge is managing the complexities of social security transfer and continuity for riders who change locations frequently [6]. - The fourth challenge is to prevent the cost of subsidies from being passed on to consumers or riders, which could undermine the intended benefits of the program [7][8].

Core Viewpoint - Meituan's rider pension insurance subsidy will officially cover all riders nationwide starting in November, marking the first social security subsidy plan in the industry that is open to all riders [2] Group 1: Welfare and Insurance Coverage - Meituan has established a multi-tiered welfare protection network for all riders, which includes basic protections such as pension insurance subsidies, rider work injury insurance, accidental injury insurance, and special weather subsidies [2] - Advanced protections include major illness care for riders and their families, as well as children's education funds [2] - Additional work benefits provided by Meituan include meal allowances, health check-ups, female care, family travel, and vocational training [2] Group 2: Implementation and Support - Meituan is continuously improving the details of its social security plan, such as collaborating with social security departments to shorten the process for riders to receive their insurance subsidies [2] - The customer service team has established a dedicated social security hotline and intelligent customer service, offering 24/7 consultation services for riders [2] Group 3: Future Developments - Meituan plans to further enhance the welfare protection model for riders, which includes basic protections, advanced protections, and lifestyle benefits [2] - Upcoming pilot programs will include "parent-child leave" and "autumn harvest leave," along with continued expansion of meal subsidies and family travel benefits [2]

Core Viewpoint - Meituan has announced the nationwide rollout of its rider pension insurance subsidy, marking the first social security subsidy plan available to all riders in the industry [1] Group 1: Benefits Overview - The company has established a multi-tiered welfare protection network for all riders, which includes basic protections such as pension insurance subsidies, rider work injury insurance, accidental injury insurance, and special weather subsidies [1] - Advanced protections include major illness care for riders and their families, as well as education funds for children [1] - Additional work benefits provided by the company include meal provisions, health check-ups, female care, family travel, and vocational training [1] Group 2: Coverage and Impact - The welfare benefits are designed to be accessible to all types of riders across the nation, with an estimated total coverage expected to exceed several million individuals [1]