2026年01月02日， 银行的金条价格相对稳定，建行的龙鼎金条每克1027.5元，工行的如意金条稍微贵一点，最离谱的是浦发银行，金条卖到了1062.5元一克，这价格都能买两 克便利店的关东煮了。 深圳水贝市场的足金999卖到1129元一克，999.99纯度的也只多两块钱，古法金和5G黄金涨到了1130元，铂金只要466元，让人想起去年打折的黄金月饼。 国际金价在4300美元附近徘徊，专家说这可能是板块级别的涨势，能持续三年，央行这两年一直在买黄金，给价格托底，美联储可能低估了通胀的影响，黄 金依然是大家避险的首选。 现在5000美元这个关口像块烫手山芋，金价一涨就波动很大，这波行情能持续多久，还得看明年大家口袋里还有多少钱能继续买金，我这个月工资刚够买半 克，只能看着价格线发呆。 金价又跌了，伦敦金今天直接跌破4300美元，国内金店的价格也跟着往下掉，周大福的金饰每克才1357元，老凤祥要1360元，这点差价让打工人都有点摸不 着头脑。 水贝金店报1126元一克，周边的小牌子价格更低，六福、周生生这些连锁店也在降价，有的降了10块，有的只降6块，菜百和周六福却坚持不降价，依然保 持在1345到1348元之间 ...

Core Viewpoint - The gold market is experiencing a paradox where international gold prices are rising, yet domestic retail prices show significant variation, leading to confusion among consumers and investors [1][16]. Price Analysis - Major jewelry brands like Chow Sang Sang and Chow Tai Fook are pricing gold at approximately 1073 to 1074 yuan per gram, forming a "thousand yuan club" [1][3]. - Secondary tier brands such as Caibai and Zhou Liufu are priced lower at around 1035 to 1038 yuan per gram, while China Gold offers a more competitive price of 999 yuan per gram [3][4]. - Shenzhen's Shui Bei offers a significantly lower price of 838 yuan per gram for 999 gold, highlighting a stark contrast with branded jewelry prices [4][7]. Market Dynamics - Shui Bei's pricing strategy includes detailed pricing based on the purity of gold, with slight variations for different grades, indicating a wholesale market approach [5][6]. - The investment gold bars in brand stores are priced around 844 yuan per gram, which is only slightly higher than Shui Bei's gold price but significantly lower than their jewelry prices [9][10]. - Bank gold prices range from 840 to 847.6 yuan per gram, suggesting that purchasing from banks may offer a more transparent investment option compared to branded jewelry [11][12][13]. Recovery Market - The recovery price for 999 gold has dropped to 818 yuan per gram, indicating a loss for consumers upon resale, especially for those who purchased at higher retail prices [14][16]. - The disparity in recovery prices for K-gold further emphasizes the costs associated with branding and design in the jewelry market [16]. Market Complexity - The fluctuations in gold prices are influenced by various factors, including Federal Reserve policies and global economic conditions, making the market dynamics complex [16]. - Consumers are advised to clarify their purchasing intentions, whether for jewelry or investment, as the value proposition differs significantly between the two [16][17].