以下文章来源于健闻咨询 ，作者健闻咨询 健闻咨询 . 医疗行业跨界洞察 背后藏着巨大市场。 作者 | 周婧 来源 | 健闻咨询 (ID: HealthInsightPro) 过去10年间，香港老人北上养老的人数，正在激增。 此次新增的医疗机构，全部为三级甲等医院，并首次纳入中医院。 而且，在内地就医，香港老人可以通过参加大陆地区的居民医疗保险，享受看病就医时 的医保报销，也可以自行购买商业医疗保险以应对医疗需求。 根据香港特别行政区立法会2025年发布的《数据透视》显示，截至2 0 2 4年中有近10万名 （99,600名）6 5岁或以上香港老人，选择定居广东省，比过去1 0年间激增了4 0 . 5%。 2 0 24年，香港6 5岁或以上人口占比2 3 . 9%，香港7 5 3万人口基数中，已有约超170万银发 老年人。 1 0万之于170万香港老人而言，虽占比不到一成，但随着"北上养老"背后的各项条件持 续打通，这个方案正逐年成为香港老人的现实之选。 香港岭南大学政策研究院研究助理教授石琤博士长期从事跨境养老研究，她提到，"内地 生 活 成 本 低 、 居 住 空 间 大 、 房 间 较 便 宜 等 因 素 ...

Group 1: Elderly Population Growth and Government Initiatives - The elderly population in Hong Kong aged 65 and above is projected to increase from 1.45 million in 2021 to 2.74 million by 2046, representing 36% of the total population [1] - The Hong Kong government is implementing a "home-based care" policy to provide long-term care services for frail elderly individuals, ensuring they receive appropriate care in the community or care homes [1] - A working group led by the Deputy Financial Secretary has developed a plan for "elderly-friendly building design," focusing on accessibility, flexible residential designs, enhancing elderly well-being, and facilitating the use of technology [1] Group 2: Healthcare System Reforms - The Hong Kong government is reforming the healthcare system with a focus on "prevention first, community-based" care, including a pilot program for chronic disease management that offers partial subsidies for screening services [2] - The voluntary health insurance scheme, launched in April 2019, guarantees renewal of coverage until age 100, providing peace of mind for middle-class elderly individuals seeking private healthcare [2] Group 3: Cross-Border Elderly Care and Medical Cooperation - The "Guangdong Residential Care Service Program" offers additional options for eligible Hong Kong elderly individuals, with 15 participating care homes in six Greater Bay Area cities [3] - The Hong Kong government is expanding the "Elderly Medical Voucher Pilot Program" to allow eligible seniors to use medical vouchers at 21 service points across nine cities in the Greater Bay Area [3] Group 4: Retirement Financial Planning - The Hong Kong government has introduced various retirement financial products, including annuity plans and reverse mortgage schemes, to help retirees convert assets into stable monthly income [4] - Reforms to the Mandatory Provident Fund (MPF) system aim to streamline administration and encourage employees to actively manage their retirement savings [4] Group 5: Silver Economy Initiatives - The Hong Kong government has established a working group to promote the silver economy, implementing 30 measures to enhance the quality of life for elderly consumers and stimulate economic activity [5][6] - Initiatives include promoting "silver consumption" and "silver quality assurance" to encourage the development of high-quality products and services for the elderly [6] Group 6: Innovation and Technology in Elderly Care - The Hong Kong government is encouraging public research centers to support R&D projects related to elderly technology, aiming to commercialize innovative solutions for elderly care [6] - The "Elderly and Rehabilitation Technology Application Fund" has been expanded to include suitable home-use elderly technology products for eligible care service units [6]