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本周热点:伟大的博傻
集思录· 2025-12-26 14:05
原来我看过一本书叫《伟大的博弈》,下面是从AI抄的简要介绍 特别提示 本文不构成任何投资建议,仅为信息分享。任何因本文导致的投资行为发生的亏损,本公众 号及作者概不承担任何责任。 为什么普通人不愿意做慈善家呢 https://www.jisilu.cn/question/516335 顺势而为,越涨越追,多品种共进——e老实和尚2025年投资年度总结 https://www.jisilu.cn/question/516225 凡是中国取得世界级竞争力的产业,为什么在A股都不给估值? https://www.jisilu.cn/question/516244 国投白银LOF跌停板挂单了 https://www.jisilu.cn/question/516325 关注集思录微信 《伟大的博弈》是一部由约翰·S·戈登撰写的金融历史著作,副标题为"华尔街金融 帝国的崛起(1653-2019)"。该书以生动翔实的笔触,梳理了美国资本市场(以 华尔街为核心)超过350年的发展历程。 本书并非单纯讲述股市涨跌或财富故事,而是深入探讨 "资本市场与美国经济崛起 之间的共生关系" 。它揭示了一个核心悖论:华尔街在混乱、投机与危 ...
投资是一件孤独的事情
集思录· 2025-07-20 14:14
Core Viewpoint - The article discusses the inherent loneliness associated with investing, suggesting that individuals who are independent thinkers and less socially inclined often gravitate towards the securities market to find personal fulfillment [2][11]. Group 1 - Individuals who are independent thinkers and struggle with social interactions may find themselves increasingly isolated, especially if their professional choices do not align with their personal inclinations [2][7]. - The feeling of loneliness is exacerbated by the disconnect between investors and non-investors, as well as among investors of different experiences and ages, leading to a growing cognitive gap [7][21]. - The article highlights that successful investors often experience a unique form of loneliness, as their achievements can set them apart from others, making it difficult to find relatable peers [23][24]. Group 2 - The notion of solitude is framed positively in some perspectives, where being alone can lead to personal freedom and a deeper appreciation for life without the distractions of social obligations [8][9][10]. - The community aspect of investing is touched upon, with references to online forums where individuals can share their experiences and feelings of isolation, suggesting that these platforms provide a sense of belonging despite physical loneliness [12][18][17]. - The article also notes that the perception of loneliness can vary depending on financial success, with those who are losing money feeling more isolated compared to those who are profiting [15][22].
投资或许可以财务自由,前提是你必须学会乘法思维
集思录· 2025-03-24 14:42
Core Viewpoint - The article emphasizes the transition from additive wealth accumulation to multiplicative strategies for achieving significant financial growth, highlighting the importance of asset reallocation and management skills in this process [1][2][3]. Group 1: Wealth Accumulation Strategies - Relying solely on additive methods, such as accumulating properties and savings, limits wealth potential, making it difficult to reach higher financial goals [1]. - The author illustrates that moving from 10 million to 30 million through multiplication is more efficient than through addition, as it leverages the power of compounding [2]. - The focus should be on optimizing asset allocation by shifting from low-efficiency to high-efficiency assets, which can enhance overall returns [2][3]. Group 2: Management and Professionalism - Effective management is crucial for scaling wealth; without it, attempts to expand can lead to significant risks [3]. - The article stresses the importance of having capable individuals manage wealth, as this is essential for sustained growth and risk mitigation [3]. Group 3: Financial Freedom and Lifestyle - Achieving a net worth of 30 million signifies a level of financial freedom where individuals can afford to live comfortably without the pressure of employment responsibilities [4]. - As wealth increases, the impact of household expenses on wealth accumulation diminishes, allowing for improved lifestyle choices and consumption patterns [5]. Group 4: Psychological Milestones - Reaching 50 million is described as a psychological milestone, making the concept of achieving a billion more tangible and attainable [5]. - The author reflects on the emotional significance of wealth milestones and the shift in mindset that accompanies them [5]. Group 5: Investment Philosophy - The article discusses the evolution of investment philosophy from seeking absolute returns to focusing on relative performance against market averages [6][7]. - It highlights the importance of understanding the sources of income and the rationale behind investment decisions to reduce risks [7]. Group 6: Long-term Perspective - The narrative emphasizes the paradox of low-risk investing, where substantial wealth can be built over time, despite the challenges of aging and market fluctuations [9]. - The author advocates for a mindset shift towards valuing the investment journey and the lessons learned along the way, rather than just the financial outcomes [9][10].
年终奖要不要提前还房贷,老婆不相信投资
集思录· 2025-03-10 14:07
Core Viewpoint - The article discusses the dynamics of financial decision-making within households, particularly focusing on the differing perspectives of men and women regarding investments and debt repayment, emphasizing the importance of understanding these differences for effective financial management. Group 1: Investment Perspectives - There is a suggestion that individuals should prioritize paying off their mortgage, as emotional security often drives financial decisions, particularly among women who may prefer stability over risk [2][5]. - The article highlights that women generally exhibit a more conservative approach to finances, valuing certainty and security, which can lead to a preference for paying off debt rather than investing [5][10]. - It is noted that some women possess strong investment capabilities that challenge traditional stereotypes, indicating that investment success is not inherently linked to gender [4][8]. Group 2: Decision-Making Dynamics - The discussion points out that financial decisions in a household can be influenced by emotional factors, with one partner's desire for security potentially overriding the other's risk-taking tendencies [2][6]. - The article suggests that effective financial management may require a balance between investment and debt repayment, proposing a mixed approach to asset allocation [11]. - It emphasizes the need for open communication and understanding between partners regarding financial strategies to foster trust and collaboration in managing household finances [11].