2024年10月15日，金融监管总局联合国家发展改革委正式启动支持小微企业融资协调工作机制，标志着 我国小微企业融资服务体系进入全新阶段。 这一机制以区县工作专班为抓手，着力构建政府引导与市场运作协同发力的融资对接平台，旨在打通银 行信贷资源流向小微企业的"最后一公里"。 今年5月19日，国家金融监督管理总局等八部门联合发布《支持小微企业融资的若干措施》，将深化该 机制建设列为首要任务，并从八个维度推出23项具体举措，为小微企业融资破局提供政策工具箱。 第一财经记者采访获悉，自支持小微企业融资协调工作机制启动以来，各地积极响应，发挥基层协同治 理效能，跟进辅导、靶向破解企业融资难题，聚焦重点领域、加大信贷投放力度，贴合小微企业需求、 精准适配金融产品。金融监管总局最新数据显示，银行对支持小微企业融资协调工作机制推荐清单内经 营主体新增授信已超18万亿元。 靶向破解难题 在创新服务模式的同时，各地聚焦企业融资痛点，强化跨部门协同，通过政策组合拳靶向解决融资难 题，加大对重点领域的信贷支持力度。 针对不动产抵押难题，多地专班发挥协调优势。在辽宁省鞍山市，某工贸公司因扩大生产急需流动资金 贷款，但厂房产权问题导致抵 ...

Core Viewpoint - Qingdao Bank is actively supporting the real economy through targeted financial services, focusing on local development and innovative financing solutions to enhance the growth of various industries [1][5]. Group 1: Financial Support and Growth - As of the end of Q1, Qingdao Bank's corporate loan balance reached 279.56 billion yuan, an increase of 6.56% from the end of the previous year [1]. - The bank's technology finance loan balance was 27.30 billion yuan, reflecting a growth of 5.67% compared to the previous year [1]. Group 2: Case Studies of Financial Impact - The 5 million yuan credit line provided to Pusu Hotel Management has enabled the transformation of abandoned farmhouses into cultural-themed inns, boosting local consumption and increasing handmade craft orders by 60% and rural tourism revenue by 35% [2]. - Qingdao Bank's innovative "live collateral" model allowed Longming Cattle Industry to secure a loan of 288 million yuan for a cattle breeding project, marking the largest single credit in Shandong's livestock sector [3]. - Northqi Industrial received a credit line of 200 million yuan to expand production capacity in response to increased demand for high-quality milk powder cans, achieving a market share of 25% in the domestic milk powder can segment [4]. Group 3: Strategic Initiatives - Qingdao Bank is developing a dual-driven system of "industry mapping + financial modeling" to integrate deeply into Shandong's key industry clusters, aiming to enhance credit support and financial innovation for high-quality regional economic development [5].

在2024年复杂多变的经济金融形势下，沧州银行坚守"服务地方经济、服务中小企业、服务城乡居民"的市场定位，以稳健经营书写发展答卷，以实干担当践 行金融使命，交出了一份彰显韧性与活力的年度成绩单。 此外，沧州银行普惠小微贷款新增29亿元，增速20%，通过减费让利等政策切实降低小微企业融资成本；积极应对人口老龄化，向养老产业投放贷款近4亿 元；不断完善数据治理体系，上线"数字钱包""智能风控"等系统，举办首届创新创意大赛，推动10项大赛成果落地转化。 从助力京津冀协同发展的战略布局，到普惠金融润泽万家的温暖实践；从绿色金融赋能"双碳"目标的创新探索，到科技金融驱动转型的突破突围，沧州银行 用扎实的脚步走出了一条特色化、高质量的发展之路，为城市经济腾飞和民生改善注入了强劲金融动能。 深耕主业强根基，与地方经济同频共振 作为根植沧州本土的城商行，沧州银行始终将自身发展融入区域经济社会大局，以金融活水精准滴灌实体经济，成为支持地方高质量发展的重要力量。2024 年末，沧州银行各类贷款新增177亿元，较年初增长11.32%，贷款规模创历史新高。 在服务地方经济方面，沧州银行围绕习近平总书记视察河北重要讲话精神，全力支持" ...

Group 1 - The core initiative is to establish a financial service innovation demonstration zone for rural revitalization in Pinggu District, with an action plan for 2025-2027 [1][2] - By 2027, the agricultural loan scale in Pinggu is expected to reach 10 billion yuan, with a goal to cultivate at least two agricultural listed companies [2][3] - Strategic partnerships have been formed with three banks, each providing credit of 10 billion yuan focused on high-tech agriculture, logistics, and leisure industries [2][3] Group 2 - Financial support will be directed towards the high-quality development of supply chains, logistics, live e-commerce, and the integration of agriculture and culture [3] - Pinggu will implement a comprehensive supply chain financial service system, integrating financial institutions, service providers, and government platforms [3] - A digital service platform for "culture and tourism + finance" will be established, introducing innovative financial products such as loans for homestay clusters and tourism consumption vouchers [4]

Core Viewpoint - China CITIC Bank Zhengzhou Branch actively supports small and micro enterprises (SMEs) in response to national policies, enhancing financing coordination mechanisms to drive regional economic development [1][2]. Group 1: Financing Support for SMEs - As of March 2025, China CITIC Bank Zhengzhou Branch has provided credit to 8,175 SMEs, totaling 11.9 billion yuan in credit and 10.8 billion yuan in loans, demonstrating effective implementation of financing coordination mechanisms [1]. - The bank established a dedicated task force led by top management to ensure efficient response and precise service for SMEs, with all eight secondary branches and 82 outlets participating [1][2]. - A specific case highlighted the bank's quick response, where a wood door company in Xinyang received a 2 million yuan credit loan within three days to alleviate financial difficulties [1]. Group 2: Innovative Financial Solutions - The bank emphasizes innovation by tailoring financial solutions for SMEs, implementing a "Five Special, Five Strengthen" model to address diverse needs across different industries [2]. - Financial product innovations reflect the bank's deep understanding of SMEs' financial requirements, transitioning from merely providing funds to fostering sustainable financial growth [2]. - The bank conducts extensive outreach through the "Thousand Enterprises, Ten Thousand Households" initiative, delivering inclusive financial policies directly to enterprises and industrial parks [2]. Group 3: Future Directions - Moving forward, China CITIC Bank Zhengzhou Branch plans to enhance the financing coordination mechanism, improve response times, and expand service offerings, leveraging financial technology to empower SMEs [3].