Core Insights - The article highlights the innovative risk reduction strategies implemented by the insurance company in collaboration with local farmers to mitigate hail damage in apple orchards, particularly in the Aksu region of China [2][5][6]. Group 1: Risk Reduction Strategies - The insurance company has initiated a hail net project in the Aksu region, with a total investment of 16.6 million yuan, aiming to build 500 acres of hail nets annually over five years [5]. - The cost-sharing model between the insurance company and farmers significantly reduces individual financial burdens while enhancing overall risk management [2][5]. - The implementation of hail nets has proven effective, with one farmer recovering over 4 million yuan in losses due to hail damage, while the project has collectively saved over 10 million yuan in economic losses [6][7]. Group 2: Technological Integration - The insurance company employs advanced technologies such as meteorological monitoring and satellite remote sensing to provide timely weather alerts and agricultural advice to farmers [3][9]. - In the cotton industry, similar risk reduction practices are being applied, with the insurance company investing 140 million yuan from 2021 to 2024 to support meteorological disaster prevention efforts [10]. Group 3: Comprehensive Risk Management - The insurance company has expanded its risk reduction services beyond agriculture to include the entire textile industry, addressing fire hazards during cotton processing and storage [10][11]. - A dedicated service team has been established to provide tailored risk assessments and prevention strategies for various industries, including chemical manufacturing [13][14]. - The shift from traditional insurance models to proactive risk management partnerships reflects a broader trend in the insurance industry towards comprehensive risk reduction services [14][15].

Core Viewpoint - The fire incident at a car parts factory in Jiangsu has prompted Ping An Property & Casualty Insurance's Jiangsu branch to take proactive measures to ensure client safety and mitigate operational risks for partner companies [1][2] Group 1: Incident Response - Following the fire, the risk control team from Ping An Property & Casualty Insurance quickly initiated infrared detection services for multiple insured automotive parts and related manufacturing enterprises in the area [1] - The team utilized advanced infrared thermal imaging technology to conduct thorough inspections of critical areas prone to fire hazards, such as electrical equipment, wiring, and storage areas [1] - The inspections successfully identified several high-risk fire hazards, leading to the issuance of risk prevention and rectification recommendations to the affected enterprises [1] Group 2: Risk Management and Safety Measures - The risk control team discovered significant safety hazards, including aging electrical wiring in one enterprise that was operating under prolonged overload conditions, resulting in temperatures exceeding safety thresholds [1] - The team communicated the potential severe consequences of these hazards to the enterprise leaders and provided a professional risk rectification proposal, outlining specific requirements and deadlines for corrective actions [1] - This infrared revisit initiative reflects the company's commitment to social responsibility and the enhancement of risk management services, aiming to support the stable development of more enterprise clients [2]