Core Viewpoint - The development of the white lotus industry in Guangchang, Jiangxi, is significantly supported by Postal Savings Bank's financial services, which enhance the vitality and growth of the industry [1][5]. Group 1: Financial Support for Farmers - Postal Savings Bank provides tailored financial products, such as "re-employment guarantee loans," which have enabled farmers like Li Lianyong to expand their operations and improve their income from 80,000 yuan to over 400,000 yuan annually [2][3]. - The bank has issued a total of 360,000 yuan in loans to Li Lianyong over three years, allowing him to increase his planting area to 60 mu and invest in automated equipment [2][3]. Group 2: Industry Chain Extension - Jiangxi Yaolai Agricultural Products Co., Ltd. has developed a full-chain preservation system for fresh lotus, reducing transportation loss rates from 30% to below 5% with the help of Postal Savings Bank's financial support [3]. - The company has expanded its product line to include over ten items, such as fresh lotus seeds and lotus tea, thanks to a 200,000 yuan loan from the bank [3]. Group 3: Promoting Industry Upgrades - Zhichun Food Co., Ltd. has transformed its production capabilities with a 9 million yuan loan from Postal Savings Bank, allowing it to establish an intelligent production line for lotus-based beverages [4]. - The company has achieved a processing capacity of over 10,000 tons of white lotus annually, becoming a benchmark for the transformation and upgrading of the white lotus industry in Guangchang [4][5]. Group 4: Overall Impact on the Industry - Postal Savings Bank has provided nearly 200 million yuan in credit support to the white lotus industry, aligning its financial services with the growth cycle of the industry [5].

Group 1 - The core idea of the articles revolves around the innovative agricultural practices of Hong Zhihao, a returnee entrepreneur who focuses on the cultivation and commercialization of lotus seeds in Hangzhou, Zhejiang Province [1][2][7] - Hong Zhihao's journey began with a personal connection to lotus seeds, leading him to leave a banking career to pursue agriculture, particularly in fresh lotus seed production [1][2] - The initial challenges included finding suitable lotus seed varieties and addressing the delicate nature of the product, which requires prompt processing to maintain quality [1][2] Group 2 - Technological advancements play a crucial role in enhancing production efficiency, including the development of automatic harvesting equipment and innovative preservation techniques that extend the shelf life of lotus seeds [2] - The business model has achieved significant growth, with an average annual sales increase of 300% over the past four years, facilitated by leveraging overseas Chinese networks for market access [2][6] Group 3 - The establishment of the "Nai Nai Overseas Chinese Assistance Workshop" integrates the lotus seed industry with local elderly employment, providing simple job opportunities for seniors in the community [4][5] - The workshop has created around 200 job positions for elderly residents, resulting in an average annual income increase of over 10,000 yuan per person, while also contributing to the collective economy of the village [6][7] - The model has been recognized as an excellent practice case in Zhejiang Province and is being promoted to other regions, demonstrating its potential for rural revitalization [6][7]