Core Insights - Apple has launched its own credit card, the Apple Card, in partnership with Goldman Sachs, aimed at enhancing customer loyalty and providing financial services to its users [1][2] Product Overview - The Apple Card has no annual fee and offers a cash-back rewards structure, with 3% cash back on Apple purchases and select merchants when using Apple Pay, 2% cash back on all Apple Pay purchases, and 1% cash back on other purchases [4][18] - The card allows users to save cash back in a high-yield savings account, providing an opportunity to earn interest on rewards [5][10] - Users can opt for Apple Card Monthly Installments to make large purchases interest-free, while still earning cash back [6][11] Rewards Structure - To maximize rewards, users are encouraged to use Apple Pay, which is accepted at 85% of merchants in the U.S. [12][19] - The card's rewards are issued as daily cash back, which can be redeemed in various ways, including direct deposits into a savings account or Apple Cash [10][37] Benefits and Limitations - The Apple Card offers simplicity in earning and redeeming rewards, with no foreign transaction fees and no promotional APR [18] - However, it lacks additional benefits found in other credit cards, such as travel insurance or bonus reward categories, which may limit its appeal to some consumers [13][18] Target Audience - The Apple Card is particularly suited for users who frequently shop with Apple and prefer a straightforward cash-back rewards system [11][12] - It may not be the best option for those who prioritize travel rewards or have existing cash-back cards that better align with their spending habits [14][13]

The Dow Jones Industrial Average has reached a new high, led by gains in Amazon.Among the top risers were AstraZeneca, which surged close to 5pc, hitting a new record, and GSK, which inched 1.5pc higher.The FTSE 100 closed at a fresh high on Tuesday, pushed by gains in pharmaceutical companies.“Classy and classic sectors like finance, pharma, big oil and high street retail stalwarts are back in fashion, with investors looking for consistent, income driving stocks as a companion to the jam tomorrow tech tita ...

Apple (AAPL) is a global technology company that designs and sells smartphones, computers, tablets and wearables as well as offers a fast-growing portfolio of high-margin services. Its ecosystem spans iPhone, Mac, iPad, Apple Watch, Apple TV, and more, as well as platforms like the App Store, iCloud, Apple Music, Apple Pay, and Apple TV+, making hardware a gateway into recurring subscription revenue. Founded in 1976, Apple is headquartered in Cupertino, California. The company operates and sells products ...

The chart tells a story of recovery forged through volatility. After sliding into the $200 zone in early August, AAPL found a firm footing and began a disciplined climb. Momentum carried the stock past $280 in December, peaking at $288.62 on Dec. 3 before profit-taking dragged it back toward the $270 range. Over the past month, shares have declined roughly 3% with volume thinning, suggesting hesitation rather than panic.Apple may wear the crown of innovation, but AAPL stock has not had a smooth coronation t ...

Industry Overview - The Zacks Computer – Micro Computers industry is facing declining demand for consumer PCs, exacerbated by geopolitical challenges and tariffs imposed by the U.S. [1] - Weak demand in China is identified as a significant headwind for the industry [1] - Companies like Apple, Dell Technologies, and One Stop Systems are experiencing steady demand for enterprise devices, including laptops, tablets, and smartphones [1] Key Trends - Strong enterprise demand is benefiting industry participants, particularly due to the growing adoption of hybrid working environments, which is expected to increase demand for laptops and tablets [3] - The demand for smart devices with advanced biometric security features is gaining traction as enterprises enhance security measures [3] - The proliferation of smartphones and tablets is driven by expanding screen sizes, better displays, and enhanced storage capabilities, supported by faster mobile processors [4] AI and Technology Integration - The infusion of AI into personal computers is expected to boost demand, with the addition of neural processing units (NPUs) driving interest in AI-enabled devices [5] - Canalys projects that AI-capable PC shipments will constitute 50% of total PC shipments by 2026, presenting significant growth opportunities for industry participants [5] Industry Performance - The Zacks Computer – Micro Computers industry ranks 190, placing it in the bottom 22% of over 250 Zacks industries, indicating a dull prospect [6] - The industry has underperformed compared to the broader Zacks Computer and Technology sector and the S&P 500, returning 9% over the past year compared to the S&P 500's 19.6% and the sector's 27.4% [10] Valuation Metrics - The industry is currently trading at a forward 12-month P/E ratio of 31.06X, higher than the S&P 500's 23.30X and the sector's 29.55X [13] - Over the past five years, the industry's P/E ratio has ranged from a high of 31.48X to a low of 26.24X, with a median of 27.69X [13] Company Highlights - **One Stop Systems**: This company focuses on high-performance compute and storage hardware for AI and machine learning applications, with a Zacks Rank of 2 (Buy). It has seen a stock appreciation of 113.4% in a year [17][19] - **Dell Technologies**: With a Zacks Rank of 3 (Hold), Dell is benefiting from strong demand for AI servers and ongoing digital transformation. The company has a steady earnings estimate of $9.89 per share for fiscal 2026 and a stock appreciation of 11% in a year [22][24] - **Apple**: Also holding a Zacks Rank of 3, Apple's prospects are bolstered by strong iPhone sales and a growing services segment. The earnings estimate for fiscal 2025 has increased to $8.11 per share, with a stock increase of 9% over the past year [27][29]

If any investor has stood the test of time, it is Warren Buffett, and sadly, that time has come to an end. For years, the "Oracle of Omaha†has had a rock star-like presence in the investing world, and his annual Berkshire Hathaway Inc. (NYSE: BRK-B) shareholders meeting draws thousands of loyal investors. They were stunned at this year's meeting when Buffett announced he would step down as CEO of the investment giant at year's end. While he will remain board chair and continue to have a voice in the day-to- ...

Core Viewpoint - The narrative around Alphabet has shifted from viewing AI as a threat to recognizing it as a significant opportunity, which is reflected in the company's stock performance and growth metrics [3][22]. Company Performance - Alphabet's stock has seen substantial growth, rising from $140 in April to $314, marking a 124% increase [2]. - The company has achieved a year-to-date increase of over 65%, reaching new highs of $328 [1]. AI Developments - Google Gemini, the company's AI initiative, has experienced a 7x increase in monthly active users year-over-year, with a 300% increase in user engagement compared to GPT's 67% [4][5]. - Daily active users of Gemini are averaging four queries per day, while GPT users average 7.5 queries [6]. Search and Cloud Business - Alphabet's search business has grown by 7% in paid clicks year-over-year, with the cost per click also increasing by 7% [9]. - Google Cloud has reported a 34% year-over-year revenue increase, with income up approximately 85% [17]. Streaming and Content - YouTube dominates the streaming market, capturing 13% of TV time in the US, compared to Netflix's 8% [19]. - The platform benefits from user-generated content, allowing it to maintain a competitive edge over Netflix, which relies on licensed and original content [20]. Competitive Landscape - The AI market is characterized by rapid competition, with various models vying for user engagement and market share [8][17]. - Despite being a late entrant, Google is leveraging its existing user base and search engine dominance to catch up in the AI space [13][14].

Key Points Apple guided for double-digit revenue growth in fiscal Q1. The latest iPhone lineup is off to an excellent start. Apple's lucrative services business is already growing at a double-digit rate, and management expects the segment's strong growth to persist in fiscal 2026. 10 stocks we like better than Apple › Between the end of fiscal 2022 and fiscal 2024, Apple's (NASDAQ: AAPL) annual sales volume essentially went nowhere. In fact, it even declined slightly over that two-year stretch. ...

【宏观动态】 芯片短缺持续，本田将暂停在日、中的部分生产 ADI计划2026年2月起对全系列产品提价约15% 特朗普表示将很快宣布相信低利率的下任美联储主席人选，并计划进行住房与药品价格改革 卖方观点：明年美国经济在基准情形下可能走向"修复"甚至"过热" 【卫星互联网】 卖方观点：一旦卫星具备分布式算力能力，SpaceX的商业模型将从"通信"跃迁到"AI基础设施" 相关ETF： 卫星产业ETF(场内：159218) 【半导体】 美光业绩与指引大幅超预期，第二财季营收指引远高于市场预测 美国11月CPI同比升2.7%，低于预期的3.1%，市场对美联储降息预期小幅上调 ChatGPT应用商店正式上线，集成Adobe、Apple Music等应用 传闻长鑫存储wafer价格上涨40%，模组价格上涨100% 相关ETF： 半导体设备ETF(场内：561980，场外联接：020464) 【机器人】 全球首条实现人形具身智能机器人规模化落地的新能源动力电池PACK生产线在宁德时代基地投入运行 相关ETF： 机器人指数ETF(场内：560770，场外联接：020482) 【人工智能】 相关ETF： 云计算ETF(场内：15 ...

预计阅读时长 8mins 彭博的报道显示，以 2020 年为例，在 Billboard 100 榜单中，三分之一都是节日歌曲。但是这三十多首歌曲 里，只有七首是当年新发行的作品，而这七首歌曲中，还有三首是翻唱，原唱作品只有四首。占据排行榜的多 数曲目其实是数年前甚至数十年前的老歌。 那么为什么圣诞节来临的时候，热门的节日歌曲还是那几首经典老歌呢？ 本文整理自播客「声动早咖啡」 Mariah Carey 的《All I Want For Christmas Is You》在 1994 年发行，但直到 2017 年才跻身十大热门单曲榜， 2019 年才首次在排行榜上登顶 。彭博的报道显示， Mariah Carey 的这首歌曲之所以能够在近几年流行，是因 为在 2013 年，她多次在 NBC 环球旗下的电视台进行演出，当时恰好是音乐流媒体服务的爆发时期，在 Spotify 平台上每 50 次圣诞歌曲的播放，就有 1 次是《All I Want For Christmas Is You》。 天气越冷，圣诞歌越「烫」？是谁在操控我们的 节日耳朵? 欢迎来到今天的轻解读，在上周的billboard百强单曲榜上，Mari ...