据报道，OpenAI的浏览器有望在未来数周内上线，集成聊天界面和AI代理功能。若能获得其4亿每周活跃ChatGPT用户 的拥护，OpenAI或将对谷歌广告生态、Web数据流和搜索流量产生实质冲击。 硬·AI 作者 | 鲍奕龙 编辑 | 硬 AI OpenAI即将推出AI浏览器，旨在利用人工智能技术从根本上改变消费者的网络浏览方式，直接挑战占据 市场主导地位的谷歌Chrome。 7月9日据媒体报道，OpenAI的浏览器有望在未来数周内上线，集成聊天界面和AI代理功能。 若能获得其 4亿每周活跃ChatGPT用户的拥护，OpenAI或将对谷歌广告生态、Web数据流和搜索流量产生实质冲 击。 谷歌Chrome长期作为Alphabet广告业务的支柱，为广告精准投放和流量导向自有搜索引擎提供基础 数据。 01 AI驱动浏览器： 重新定义互联网入口 报道指出，OpenAI浏览器最大特色，是让用户在ChatGPT式本地界面完成部分交互，减少传统跳转网站 的行为。同时，浏览器将深度整合AI"代理人"（agent），可代表用户完成如预订、表单填写等操作。此举 旨在推动AI服务更深入个人与工作场景，加快AI与用户日常行为的天然融 ...

Core Viewpoint - The article discusses the emerging competition in the AI browser market, highlighting the launch of Perplexity's AI browser, Comet, and the anticipated entry of OpenAI into the same space, indicating a significant shift in how users interact with the internet [2][4][33]. Group 1: Market Dynamics - The AI browser market is becoming increasingly crowded with players like Google Chrome, Apple Safari, and new entrants such as Dia and FellouAI browsers [5][6][36]. - Google Chrome currently holds a dominant position with a market share of approximately 66% [6]. - Perplexity's decision to enter the browser market stems from a rejection by Google to set its search engine as the default, prompting the need to create its own browser to connect with users [26][29]. Group 2: Comet's Features and User Experience - Comet is designed as a super intelligent assistant, integrating deeply with user tasks across browsing, searching, and entertainment [8][11]. - The browser can automatically recognize content being viewed and allows users to ask questions without needing to open new windows or copy text [18][20]. - While Comet performs well with simple tasks, it struggles with more complex requests, requiring extensive permissions from users [21][22]. Group 3: Competitive Landscape - OpenAI is also developing a browser to compete directly with Google Chrome, aiming to enhance data collection for model training and personalization [34]. - New entrants like Dia and FellouAI are positioning themselves as "AI-native" browsers, attempting to redefine user experience and bypass traditional browser functionalities [36][37]. - Google is actively enhancing Chrome with AI features to maintain its competitive edge, despite the emergence of new players [39]. Group 4: User Engagement and Growth Potential - Perplexity reported a search query volume of 780 million in May, with a month-over-month growth rate exceeding 20%, indicating a strong user base that can be leveraged for Comet [30][31]. - The competition for the next-generation "super entry point" in digital interaction is intensifying, with various companies vying for user attention in the browser space [42].

Group 1: Apple Leadership Transition - Apple's hardware engineering chief, John Ternus, is being considered as the most likely successor to CEO Tim Cook, following the announcement of COO Jeff Williams' retirement at the end of the year [1] - The Apple board is looking for a long-term executive, similar to Cook and Steve Jobs, who can remain in the role for at least a decade [1] Group 2: macOS 26 Updates - The macOS 26 Beta 3 has optimized the Safari browser and Terminal application tabs by removing a black bar and improving contrast for better visibility of active tabs [2] - The introduction of the ASIF disk image format in macOS 26 significantly enhances disk image processing capabilities, achieving read speeds of up to 5.8 GB/s and write speeds of 6.6 GB/s on M3 Pro MacBook Pro [6][7] Group 3: Apple Pencil Innovation - Apple has been granted a patent for a new design of the Apple Pencil that allows writing on any surface, moving away from reliance on the iPad's screen [3][4] - The technology involves optical sensors within the Apple Pencil, enabling it to detect movements and distances from surfaces, thus allowing for a versatile writing experience [6] Group 4: New Chip Developments - Apple is reportedly developing a new Wi-Fi and Bluetooth chip named Proxima, which is expected to be used in future iPhone, iPad, Mac, Apple TV, and HomePod mini models [8][9] - This new chip aims to replace current chips supplied by Broadcom and is anticipated to support Wi-Fi 6E or Wi-Fi 7, enhancing connectivity for devices like Apple TV and HomePod mini [9] Group 5: Industry Events - GAC Fiat Chrysler has officially declared bankruptcy due to an inability to repay debts and insufficient assets, marking a significant event in the automotive industry [10] - The company had been in bankruptcy proceedings since late 2022, with its Guangzhou factory being repurposed for electric vehicle production [10]

盛夏热浪翻涌，旅游消费热潮随之而至。面对这场全年关键的资金流、数据流汇聚的商业盛宴，银行纷 纷亮出"组合拳"，在信用卡、储蓄卡、消费贷三大战场展开激烈角逐。从联名信用卡权益升级到数字人 民币场景创新，从低利率消费贷精准投放到AI风控动态管理，一场围绕暑期经济的金融攻防战全面打 响。 暑期银行"抢客"核心行动：多维策略构建竞争壁垒 面对暑期激增的消费需求，银行的行动并非零散出击，而是围绕"场景渗透、客群细分、科技赋能"三大 主线，形成覆盖信用卡、储蓄卡、消费贷等全业务线的立体策略。 信用卡业务围绕三大维度展开： 首先，作为银行切入消费场景的核心工具，暑期策略聚焦"场景深度绑定+权益精准投放"，通过境内外 全链条服务抢占支付入口。 银行通过发行文旅主题信用卡，将消费与文化体验结合，吸引细分客群。例如，浦发银行推出敦煌文化 主题卡，持卡人可享景区门票折扣、非遗体验权益，既贴合暑期文旅热潮，又通过文化IP提升卡片辨识 度；兴业银行长沙分行则深耕本地资源，联合40家景区及900余家商户推出联名卡，用户扫码即可领取 消费券，实现"旅游消费-支付-优惠"的闭环。 第二，境外消费权益"加码"，针对暑期境外游、留学需求，银行通 ...

Privacy Focus - Apple highlights Safari's privacy features, emphasizing its ability to help stop browsing from being watched [1] - The advertisement positions Safari as a browser that prioritizes user privacy [1]

Core Viewpoint - The article highlights the innovative approach of Huaxia Bank's credit card services, aiming to transform credit cards from mere payment tools into keys that connect consumers to a better life through various lifestyle benefits and experiences [3][7]. Group 1: Product Offerings - Huaxia Bank showcased several star credit card products at the first "Beautiful Life Expo," including Huaxia UP Credit Card, Huaxia Luckin Coffee Co-branded Credit Card, Huaxia American Express Safari Credit Card, and Huaxia Preferred Platinum Credit Card, each tailored for different consumer segments [3][4][5]. - The Huaxia UP Credit Card offers a 1% cashback on all transactions, with a maximum annual rebate of 1,200 yuan, targeting young consumers with features like a 20% interest subsidy for new users [3][4]. - The Huaxia Luckin Coffee Co-branded Credit Card allows users to enjoy up to 100 free cups of Luckin coffee annually, designed specifically for office workers [4]. - The Huaxia American Express Safari Credit Card provides benefits for frequent travelers, including 1.5% cashback on overseas transactions and various travel-related perks [5]. - The Huaxia Preferred Platinum Credit Card focuses on new white-collar workers, offering a 240 yuan WeChat discount for new users and various high-end service privileges [5]. Group 2: Marketing Strategies - Huaxia Bank's credit card center has actively engaged in interactive activities at the expo, such as giveaways for new cardholders and referral rewards, to enhance customer participation [3][6]. - The bank has developed a "credit card + cultural tourism" model by collaborating with the National Stadium (Bird's Nest) to create a unique concert-themed consumption ecosystem, integrating financial services with entertainment [6][7]. - The "Huacai Life" app features a dedicated "Concert Planet" section, promoting various concerts and enhancing user engagement through rewards and interactive activities [7]. Group 3: E-commerce Initiatives - Over the past year, Huaxia Bank has partnered with major e-commerce platforms like JD.com and Taobao to implement promotional activities, resulting in nearly 100 million yuan in transaction volume [9][10]. - The bank has responded to national policies by promoting the trade-in of durable goods, offering discounts on orders, and achieving a 58% year-on-year growth in active users on JD.com [10]. - Continuous promotional activities on Taobao, such as tiered discounts, have significantly boosted consumer participation and satisfaction, contributing to the bank's sustainable development [10].

7月1日，美国加州圣克拉拉县高等法院陪审团裁定，谷歌公司未经用户许可滥用安卓系统的手机数据，须向加州的安卓手机用 户支付超过3.14亿美元（约22亿元人民币）的赔偿金。 这一案件自2019年8月打响，原告由3名加州居民代表1400万名加州安卓用户，以集体诉讼状告谷歌侵权。 原告在此次起诉书中表示，谷歌未经用户同意盗用安卓手机移动网络，即便安卓手机处于锁定和关机状态，谷歌仍然可以通过 技术手段收发消息，发送定向广告，并且设法让手机预下载广告。 对此，谷歌在声明中表示将提出上诉。谷歌表示该判决"误解了安卓设备的安全性、性能表现和可靠性"，主张没有任何安卓用 户在数据输送的过程中收到损害，并且用户已同意过谷歌的相关服务条款和隐私政策。 除此案外，另有一项类似的集体诉讼正在美国加州北区联邦地方法院审理。原告牵头其他49个州的安卓用户，索赔金额高达数 十亿美元，该诉讼预计将于明年4月正式开庭。 值得一提的是，此案原告证明了通过苹果 iOS 设备被动传输的信息要少得多，运行 iOS 系统的手机让用户可以更好地控制此类 活动。 原告使用搭载安卓系统的三星 Galaxy S7新机进行测试，并发现当设备处于闲置（关闭所有应用程 ...

在这种情况下，当企业开始制定新的计划时，平衡就不再可能。企业的主要任务是扩张，而这种 扩张必然会导致企业利益交叉，并引发直接冲突。这种情况已经开始发生了。 不久前，有消息称 苹果正在与 OpenAI 谈判， 计划在其 Safari 浏览器中引入 OpenAI 的人工智 能技术。此举对谷歌构成了直接威胁，因为 Safari 默认使用谷歌的搜索引擎，而谷歌 每年为此 支付 200 亿美元 。 这个故事只是冰山一角。毕竟，仔细想想，它揭示了企业之间巨大的战略矛盾，从长远来看，这 些矛盾对企业的未来至关重要。 作 者丨Bay Area Ideas 编译 | 华尔街大事件 在过去的 20 年里，大型科技公司似乎将市场划分成不同的 利基 市场，彼此之间并没有直接竞 争。竞争存在于 科技市场的不同领域，但大公司并没有超越自己的利基市场。谷歌 在信息流和搜 索领域独大 。微软凭借其办公软件和操作系统主导着企业市场 。苹果则靠着封闭的高端生态系 统，手里握着最受欢迎的电子产品，借此触达了 10 亿级的用户群体。 这三大科技巨头划分了各自 的势力范围，互不冲突，这种平衡一度看起来会永远持续下去。 但2022年底人工智能的出现，显 ...

Group 1 - Apple executives are considering acquiring the AI startup Perplexity, which could be Apple's most ambitious and expensive acquisition to date [1][3] - Perplexity's latest funding round has valued the company at approximately $14 billion, and negotiations for the acquisition are still in the early stages [3][4] - The acquisition intention indicates Apple's desire to catch up with competitors in the AI field, particularly in enhancing AI features in its Safari browser to compete with Google's investments in AI search [3] Group 2 - Google currently pays about $20 billion annually to be the default search engine on iPhones, a situation under regulatory scrutiny, making Apple's move a significant challenge for Google [3] - Apple has been relatively lagging in the AI race, with competitors heavily investing in AI, while Apple's Vision Pro headset received a lukewarm market response [3] - Perplexity, founded in December 2022, has gained support from notable investors, including Nvidia and Jeff Bezos, and its search engine utilizes large language models to provide natural language summary responses instead of traditional link lists [4]

不圆 发自 凹非寺 量子位 | 公众号 QbitAI 又是收购，又是大厂和AI创业公司。 最新消息： 苹果正在考虑收购Perplexity AI 。 主要有两个方面原因： 一个是为了招揽人才，另一个自然是为了未来的 AI搜索引擎 做准备。 | | | 怎么回事？它之前的亲密合作伙伴谷歌呢？ 苹果正在考虑收购Perplexity AI 据彭博社透露，苹果并购负责人阿德里安·佩里卡（Adrian Perica）已经和负责服务的副总裁埃迪·库伊（Eddy Cue），以及其他人工智能战 略的最高决策层，讨论过收购Perplexity AI的想法。 目前还处于早期阶段：苹果尚未与Perplexity就收购事宜进行接触，内部讨论甚至可能不会导致正式报价。 但在过去几个月中，苹果与Perplexity会面了多次。对于这一消息，双方目前（6月23日）都没有作出回应。 网友们是这样看的： 苹果和Perplexity AI之间的合作，在今年5月就已经有了苗头。 当时，埃迪·库伊在谷歌正在进行中的搜索反垄断案作证时透露，苹果曾讨论过 将Perplexity整合到Safari中 。但在当时库伊并未透露任何 明确的计划，包括收购的可能 ...