Core Viewpoint - Guangzhou Rural Commercial Bank has received approval from the Guangdong Regulatory Bureau of the National Financial Supervision Administration for Mr. Tan Bo to serve as a director, with a term starting from September 23, 2025, until the end of the fourth board term, with the possibility of re-election thereafter [1] Summary by Category - Company Announcement - The bank announced the approval of Mr. Tan Bo's appointment as a director [1] - His term will begin on September 23, 2025, and will last until the end of the fourth board term [1] - There is a provision for consecutive re-election after the term ends [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 Guangzhou Rural Commercial Bank Co., Ltd.* 廣州農村商業銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1551） 董事任職資格獲監管機構核准 承董事會命 廣州農村商業銀行股份有限公司* 董事長 蔡建 中國廣州 2025年9月26日 於本公告日期，董事會包括三位執行董事蔡建先生、鄧曉雲女士、譚波先生； 七位非執行董事倪開先生、王曉斌先生、左梁先生、張研先生、幸秋玉女士、 胡戈游先生、馮耀良先生；以及五位獨立非執行董事廖文義先生、杜金岷先生、 鄭國堅先生、張華先生、馬學銘先生。 * 廣州農村商業銀行股份有限公司並非香港法例第155章《銀行業條例》所界定的認可機構， 不受香港金融管理局的監督，亦未獲授權在香港經營銀行及╱或接受存款業務。 茲提述廣州農村商業銀行股份有限公司*（「本行」）日期為2025年3月28日的公 告，日期為2025年 ...

Group 1 - The Guangdong village bank reform has made new progress with the dissolution of Zhongshan Dongfeng Zhujiang Village Bank and the establishment of a liquidation team to handle the clearing process [1] - Guangzhou Rural Commercial Bank plans to absorb and merge Zhongshan Dongfeng Zhujiang Village Bank by December 2024, with the formal approval from the Guangdong Regulatory Bureau expected in May 2025 [1][4] - The merger aims to optimize the strategic layout of the group and integrate operational resources, in line with regulatory requirements for restructuring high-risk village banks [4] Group 2 - As of the end of 2024, Guangzhou Rural Commercial Bank holds a 35% stake in Dongfeng Village Bank, with 100% voting rights [6] - In 2019, Dongfeng Village Bank reported revenues of 56.659 million and a net profit of 27.174 million, with a year-on-year decline in net profit of 55.6% [6] - The successful merger of Dongfeng Village Bank marks the first case of a Pearl River system village bank being absorbed and upgraded to a commercial bank branch in Guangdong [7]

Core Viewpoint - The recent reforms in Guangdong's village and town banks have led to the successful establishment of several commercial bank branches through the absorption and merger of village banks, marking a significant step in the region's financial restructuring [2][5][8]. Group 1: Recent Developments - On September 16, the Guangzhou Rural Commercial Bank's Zhongshan Dongfeng branch was inaugurated, having been transformed from the Zhongshan Dongfeng Zhujiang Village Bank [3][5]. - The Shunde Rural Commercial Bank's Sanshui branch also opened on September 15, representing the first successful cross-initiator merger of a village bank into a branch in Guangdong [5][8]. - In total, 11 commercial bank branches have been approved to open in Guangdong since September, all resulting from the mergers of village banks by Guangzhou, Shunde, and Jiangmen Rural Commercial Banks [5][6]. Group 2: Mergers and Acquisitions - The Shunde Rural Commercial Bank has been particularly active, successfully absorbing and merging multiple village banks, including the Sanshui Zhujiang Village Bank and the Foshan Gaoming Shunyin Village Bank [6][10]. - The Guangzhou Rural Commercial Bank plans to absorb five Zhujiang Village Banks, completing the merger of all such banks in Guangdong [7][10]. - Jiangmen Rural Commercial Bank has also targeted several village banks, including the recent merger of Longchuan and Raoping Ronghe Village Banks [7][10]. Group 3: Strategic Goals - The opening of new branches aims to enhance local economic services, with commitments to support local industries and projects, such as the strategic cooperation agreement signed by Guangzhou Rural Commercial Bank with local asset management [8][9]. - Shunde Rural Commercial Bank plans to invest no less than 10 billion yuan in the next five years to support manufacturing, technological innovation, and green industries in the Sanshui area [9][10]. Group 4: Challenges and Performance - Despite the aggressive expansion through mergers, both Guangzhou and Shunde Rural Commercial Banks are facing performance pressures, with declines in net profits reported [10]. - The integration of village banks into larger banking systems is seen as a way to enhance capital strength and operational efficiency, but balancing short-term risks with long-term sustainability remains a challenge [10].

Core Insights - Guangzhou Rural Commercial Bank is innovating rural financial products tailored to local agricultural needs, significantly contributing to the "flower economy" with a projected output value of 400 billion yuan [1][7] Group 1: Financial Products and Services - The bank has developed targeted credit products like "Meili Xiangcun Bonsai Loan" and "Flower Planting Loan" to support specific agricultural sectors in Huadu and Conghua districts [1][3] - "Jinmi Bonsai Loan" offers up to 10 million yuan in credit to small business owners and individuals, addressing the financing challenges faced by the flower and bonsai industry [3][7] - The bank's innovative "whole village credit" model has provided 38 million yuan in credit to Xihe Village, transforming local economic potential into tangible financial resources [6][7] Group 2: Economic Impact on Local Communities - The bonsai industry in Ruiling Village has evolved into a comprehensive value chain, generating over 1 billion yuan annually and employing more than 20,000 people [2][3] - The establishment of a green plant production center in Ruiling Village, funded by a 5 million yuan loan, has accelerated local economic development [3][6] - Xihe Village has developed a tourism-oriented economy, integrating flower cultivation with local tourism, resulting in multiple accolades for its scenic offerings [6][7] Group 3: Market Dynamics and Trends - The Lingnan Flower Market in Guangzhou serves as a major hub for flower distribution, facilitating global trade through advanced logistics and financial support from local banks [4][5] - The integration of flower cultivation with tourism is creating new economic opportunities, as seen in Xihe Village's development of a flower-themed tourist destination [6][7] - The bank's commitment to rural finance is reflected in its reported agricultural loan balance of 41.484 billion yuan, marking a growth of 3.36% from the beginning of the year [7]

Core Viewpoint - The forum "Yueyun Nansha: New Chapter in Cultural Tourism" aims to explore new paths for the integration of culture and tourism in Nansha, injecting new momentum into the development of the Greater Bay Area [1] Group 1: Financial Support and Initiatives - Over the past three years, the Guangzhou Rural Commercial Bank Nansha Free Trade Zone Branch has provided over 1 billion yuan in credit to more than 30 cultural tourism enterprises, supporting projects like ecological optimization of wetland parks and cultural upgrades [3] - The bank has also launched the "Nansha Cultural Tourism Card," issuing 27,000 cards to stimulate regional tourism consumption [3] Group 2: Cultural and Tourism Development Strategies - The Nansha District Economic Cooperation Promotion Association emphasizes using film to enhance destination appeal and stimulate tourism consumption, aiming for a sustainable cultural tourism IP development [3] - The association has formed a film committee to integrate resources and promote short film creation, planning to release over 100 quality short films in the next two years [3] Group 3: Policy and Resource Advantages - Nansha boasts a strategic location with 803 square kilometers of development area and convenient transportation, including a 28-minute metro ride to downtown Guangzhou [4] - The district's cultural tourism planning includes a three-zone development strategy and various policy incentives to support high-quality industry growth [4] Group 4: Innovation in Cultural Tourism Products - Experts suggest that the post-pandemic cultural tourism industry should transition to "small, special, exquisite" offerings, focusing on enhancing night economy and immersive experiences [4][5] - Recommendations include developing "micro-health" products that align with Nansha's ecological features and leveraging local cultural elements in film and tourism integration [5] Group 5: Collaborative Ecosystem Development - The vision for Nansha includes a comprehensive cultural tourism ecosystem, integrating culture, finance, technology, and short films as key components [5]

Group 1 - The 2025 "Data Element ×" competition's Guangdong division finals focused on financial services and healthcare, showcasing 63 projects that emerged from the preliminary rounds to explore innovative applications of data elements in key sectors [1][3] - The financial services track featured 30 teams addressing challenges such as financing difficulties, information asymmetry, and the digital transformation of financial enterprises, utilizing big data and AI to propose innovative service models and risk prevention solutions [1][3] Group 2 - The competition was guided by various governmental and financial regulatory bodies, including the Guangdong Provincial Government and the People's Bank of China, with support from local associations and technology firms [2] - Notable projects included a digital platform for financial dispute resolution by Guangdong Caihua Network Technology Co., which has processed 10 million data entries and alleviated pressure on local courts by handling 24,000 cases [3][4] - The "Data-Driven Financial Services for Small and Micro Enterprises" project led by Guangzhou Financial Holdings Digital Technology Co. aims to create a trusted data circulation platform, enhancing collaboration among financial institutions and promoting product innovation [4] Group 3 - Guangzhou's financial sector is a pillar of its economy, contributing 3,049 billion yuan to the GDP in 2024, with the Tianhe District accounting for over 51% of the city's financial output [6] - The establishment of the Guangdong Provincial Data Financial Service Center has significantly promoted financial innovation and supported economic transformation in the region [6][7] - Guangzhou has implemented a comprehensive data management system, accumulating over 90 billion public data entries, which has been recognized as a national model for data infrastructure [7] Group 4 - The evaluation process for the competition adhered to national standards, ensuring fairness and transparency, with awards distributed across various categories, and projects recommended for the national finals [8]

● 本报记者 吴杨 村镇银行改革重组步伐正在加快。日前，广东金融监管局批复同意广州农商银行吸收合并兴宁珠江村镇 银行。此外，今年以来，国有大行、农商银行等参与村镇银行合并重组案例频繁出现。 业内人士表示，在政策引导和银行自身发展动力的双重推动下，包括村镇银行在内的中小银行正迎来新 一轮整合潮，它们通过"减量提质"增强抗风险能力和区域竞争力。 万亿农商银行再现吸收合并 批复文件显示，广州农商银行不仅将承继兴宁珠江村镇银行清产核资后的业务、财产、债权债务及其他 一切权利义务，还将在吸收合并筹备事项完成后，按照有关程序和规定向监管部门申请或报告分支机构 开业等相关事项。 广州农商银行在2024年度股东大会上便提出吸收合并兴宁珠江村镇银行、鹤山珠江村镇银行、深圳坪山 珠江村镇银行，并将其设立为分支机构的议案。 除了吸收合并，广州农商银行还对部分村镇银行的股权进行转让。今年6月，该行以1.19亿元的价格， 将子公司三水珠江村镇银行33.40%的股权转让给广东顺德农商银行，交易完成后确认出售收益0.13亿 元。 珠江村镇银行是广州农商银行作为主发起行发起设立的各家村镇银行的总称。截至今年6月末，广州农 商银行在四川、山东 ...

北京商报讯(记者宋亦桐)9月10日，国家金融监督管理总局广东监管局发布《关于广州农村商业银行股 份有限公司吸收合并兴宁珠江村镇银行股份有限公司的批复》，同意广州农村商业银行股份有限公司吸 收合并兴宁珠江村镇银行股份有限公司，并承继兴宁珠江村镇银行股份有限公司清产核资后的业务、财 产、债权债务及其他一切权利义务。 国家金融监督管理总局广东监管局指出，吸收合并筹备事项完成后，广州农村商业银行股份有限公司应 按照有关程序和规定向监管部门申请或报告分支机构开业等相关事项；在吸收合并过程中，要做好预 案，确保人员、业务稳定，强化风险防控，防范舆情风险。 ...

FF301 致：香港交易及結算所有限公司 公司名稱: 廣州農村商業銀行股份有限公司 (「本行」) 呈交日期: 2025年9月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01551 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,674,925,000 | RMB | | 1 RMB | | 2,674,925,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,674,925,000 | RMB | | 1 RMB | | 2,674,925,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | -- ...