香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 Guangzhou Rural Commercial Bank Co., Ltd.* 廣州農村商業銀行股份有限公司 * 完成非常重大出售事項 茲提述廣州農村商業銀行股份有限公司（「本行」）日期為2025年10月9日及2025年 11月21日的公告以及日期為2025年11月6日的通函（「通函」），內容有關本行出售 資產及建議授權。除另有規定者外，本公告所用詞彙與通函所界定者具有相同涵 義。 由於根據《上市規則》經合併測算的一項或多項適用百分比率（定義見《上市規 則》）超過75%，因此建議出售事項構成本行根據《上市規則》第14章項下的一項非 常重大的出售事項，故須遵守《上市規則》第14章項下的申報、公告及股東批准的 規定。本行股東已於2025年11月21日召開的2025年第一次臨時股東大會審議並批 准本次交易及建議授權。 本行董事會欣然宣佈，本次出售事項已於2025年11月29日完成，本行以總代價 人民幣1 ...

Core Viewpoint - Guangzhou Rural Commercial Bank plans to absorb and merge two village banks, furthering its integration strategy within the province, despite facing significant operational challenges and legal disputes related to its financial products [2][6]. Group 1: Merger and Integration - The absorption and merger of Shenzhen Pingshan Zhujiang Village Bank and Heshan Zhujiang Village Bank will convert them into branches of Guangzhou Rural Commercial Bank, enhancing its regional coverage [4][5]. - Guangzhou Rural Commercial Bank holds a 35% and 34% stake in the two village banks, making it the largest shareholder [3]. - Since 2024, the bank has announced the absorption of five village banks in the province, with three already approved by regulatory authorities [4]. Group 2: Financial Performance - For the first three quarters of 2025, Guangzhou Rural Commercial Bank reported revenues of 11.02 billion yuan, a decrease of 2.35% year-on-year, and a net profit of 1.722 billion yuan, down 18.73% [6]. - The bank's non-performing loan ratio rose to 1.98% by mid-2025, an increase of 0.32 percentage points from the previous year [6]. - The bank has been selling off significant assets, with a potential sale of approximately 18.928 billion yuan in debt assets, which have incurred substantial losses in recent fiscal years [6]. Group 3: Legal and Operational Challenges - The bank is facing lawsuits related to its financial product "Anxin Return No. 262," with a total claim amounting to 126 million yuan from three external rural banks [6]. - The profitability of the absorbed village banks is under scrutiny, particularly Heshan Zhujiang Village Bank, which reported a 50.8% decline in net profit year-on-year [3][5]. - The integration process raises concerns about whether the bank can effectively leverage the geographical advantages of the village banks to achieve sustainable growth [7].

Core Viewpoint - Guangzhou Rural Commercial Bank plans to absorb and merge two village banks, furthering its integration strategy within the province, despite facing operational challenges and legal disputes related to its financial products [2][6]. Group 1: Merger and Integration - The absorption and merger of Shenzhen Pingshan Zhujiang Village Bank and Heshan Zhujiang Village Bank will convert them into branches of Guangzhou Rural Commercial Bank, enhancing its regional coverage [4][5]. - Guangzhou Rural Commercial Bank holds a 35% and 34% stake in the two village banks, making it the largest shareholder [3]. - Since 2024, the bank has announced the absorption of five village banks, with three already approved by regulatory authorities [4]. Group 2: Financial Performance - For the first three quarters of 2025, Guangzhou Rural Commercial Bank reported revenues of 11.02 billion yuan, a decrease of 2.35% year-on-year, and a net profit of 1.722 billion yuan, down 18.73% [6]. - The bank's non-performing loan ratio rose to 1.98% by mid-2025, an increase of 0.32 percentage points from the previous year [6]. - The bank has been selling off significant assets, with a potential sale of approximately 18.928 billion yuan in debt assets, which have incurred substantial losses in recent fiscal years [6]. Group 3: Legal and Operational Challenges - The bank is facing lawsuits related to its financial product "Anxin Return No. 262," with a total claim amounting to 126 million yuan from three external rural commercial banks [6]. - The profitability of the absorbed village banks is under scrutiny, particularly Heshan Zhujiang Village Bank, which reported a 50.8% decline in net profit in 2024 [3][5]. - The integration process poses risks, as the bank must address legacy issues from the village banks while managing its own operational pressures [7].

广州农商银行(01551)发布公告，本行已于2025年11月25日完成普通金融债券(本期债券)发行及上市，发 行总额为人民币50亿元，为3年期固定利率债券，票面利率1.85%。 ...

格隆汇11月25日丨广州农商银行(01551.HK)宣布，本行已于2025年11月25日完成普通金融债券发行及上 市，发行总额为人民币50亿元，为3年期固定利率债券，票面利率1.85%。 ...

智通财经APP讯，广州农商银行(01551)发布公告，本行已于2025年11月25日完成普通金融债券(本期债 券)发行及上市，发行总额为人民币50亿元，为3年期固定利率债券，票面利率1.85%。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 茲提述廣州農村商業銀行股份有限公司*（「本行」）日期為2025年5月23日刊發的 2024年度股東大會通告（「通告」）和2024年度股東大會通函（「通函」）及日期為 2025年6月13日的2024年度股東大會表決結果公告（「公告」）。除非文義另有定 義，本公告所用之專有詞彙與通告、通函及公告所定義者具有相同涵義。 本行宣佈，本行已於2025年11月25日完成普通金融債券（「本期債券」）發行及上 市，發行總額為人民幣50億元，為3年期固定利率債券，票面利率1.85%。 承董事會命 廣州農村商業銀行股份有限公司* 董事長 蔡建 中國廣州 二零二五年十一月二十五日 於本公告日期，董事會包括三位執行董事蔡建先生、鄧曉雲女士、譚波先生；七 位非執行董事倪開先生、王曉斌先生、左梁先生、張研先生、幸秋玉女士、胡戈 游先生、馮耀良先生；以及五位獨立非執行董事廖文義先生、杜金岷先生、鄭國 堅先生、張華先生及馬學銘先生。 ...

广州农商银行注册资本约144.1亿元，深圳坪山村镇银行注册资本3亿元，鹤山村镇银行注册资本1.5亿 元，吸收合并事项尚需监管部门的批准，以监管部门的批复文件为准。 北京商报讯（记者 宋亦桐）11月24日，深圳坪山珠江村镇银行、鹤山珠江村镇银行同时发布公告表 示，广州农商银行拟吸收合并上述两家银行并改建设立为广州农商银行的分支机构。吸收合并后上述两 家银行解散并注销法人资格，原全部业务、财产、债权债务及其他一切权利义务由合并后存续的广州农 商银行承继。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Guangzhou Rural Commercial Bank Co., Ltd.* 廣州農村商業銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1551） 於2025年11月21日舉行之 2025年第一次臨時股東大會投票表決結果 | | 普通決議案 | 投票數目及所佔投票總數百分比 | | | | --- | --- | --- | --- | --- | | | | 贊成 | 反對 | 棄權 | | 1 | 審議並批准2025年資產轉 | 9,204,827,230 | 10,000,000 | 0 | | | 讓的議案 | 99.8915% | 0.1085% | 0.0000% | 附註： 2 廣州農村商業銀行股份有限公司*（「本行」）董事（「董事」）會（「董事會」）謹此宣 佈，本行2025年第一次臨時股東大會（「臨時股東大會」）已於2025年11月21日（星 期五 ...

Core Viewpoint - The "2025 China Financial Institutions Annual Conference" held in Shenzhen focuses on empowering and reshaping value in the financial sector, with discussions on current economic and financial issues in China [1][2]. Group 1: Event Overview - The conference includes a main forum and six sub-forums covering various sectors such as securities investment banking, asset management, banking, insurance, trust, and futures [2]. - Over 1,000 industry elites from leading banks, insurance companies, securities firms, and futures companies participated in discussions [2]. Group 2: Awards and Recognitions - The "2025 China Banking Industry Tianji Award" results were announced, with over 100 banking institutions competing [2]. - Notable winners include: - Regional Influence Bank Tianji Award: Industrial Bank, Ningbo Bank, WeBank, and others [5]. - Outstanding Service Bank Tianji Award for the Guangdong-Hong Kong-Macao Greater Bay Area: China Construction Bank Shenzhen Branch, CITIC Bank Shenzhen Branch, and others [5]. - Outstanding Wealth Management Bank Tianji Award: Agricultural Bank of China Wealth Management, Ping An Wealth Management, and others [6]. Group 3: Specific Awards - Various awards were given for different categories, including: - Outstanding Consumer Finance Company Tianji Award: Zhaolian [6]. - Leading Wealth Management Team Tianji Award: Teams from Bank of China Wealth Management, Ping An Wealth Management, and others [11]. - Outstanding Mobile Banking APP Tianji Award: Shanghai Bank's mobile banking [18]. Group 4: Industry Impact - The Tianji Award, organized by the Securities Times, is a prestigious recognition in the banking sector, focusing on the progress and development of commercial banks over the past year [21]. - The award evaluation process combines quantitative indicators, expert reviews, and public voting, aiming to identify the best companies and innovations in the Chinese banking industry [21].