整体经营稳步向好 养老金融内容丰富。养老产业对公贷款余额较上年末增长315%，投资养老产业相关债券15.6亿元。成 为天津市卫健委天津市商业健康保险就医费用一站式结算平台项目独家合作银行，成功获取承接天津市 养老机构预收费银行存管业务资质。京津冀金融科技创新监管沙盒项目"基于深度学习和智能安全终端 的轻型柜面服务"场景入驻养老社区，提升医疗养老金融服务便捷性。 盈利能力保持稳健。实现营业收入88.3亿元，同比增长0.8%；实现利润总额21.4亿元，同比增长4.9%； 实现净利润20.1亿元，同比增长1.6%。净息差1.47%，净利差1.56%。上述表现主要得益于坚持落实"双 五战役"，特别是"化险攻坚战""成本攻坚战"：一方面降低付息率、控制成本，对高息存款实施压降， 另一方面加大信贷投放，提高信贷资产占比。 资产负债合理增长。资产总额9656.75亿元，较上年末增长4.3%，其中贷款余额较上年末增长6.9%，较 资产增速高2.6个百分点；在天津地区贷款市场份额占比7.40%，排名全市第四。负债总额8957.59亿 元，较上年末增长4.6%，其中存款余额较上年末增长6.6%，较负债增速高2.0个百分点；在天津 ...

Performance Summary - China Railway Construction (01186.HK) reported a revenue of 489.2 billion yuan, a decrease of 5.2% year-on-year, with a net profit of approximately 10.7 billion yuan, down 10.1% [2] - Industrial and Commercial Bank of China (01398.HK) achieved a revenue of 409.1 billion yuan, an increase of 1.8% year-on-year, while net profit fell by 1.4% to 168.1 billion yuan [2] - Agricultural Bank of China (01288.HK) recorded a revenue of 369.79 billion yuan, up 0.7% year-on-year, and a net profit of 139.51 billion yuan, an increase of 2.66% [2] - China Construction Bank (00939.HK) reported a revenue of 385.91 billion yuan, a 3% increase year-on-year, with net profit around 162.08 billion yuan, down 1.4% [2] - Bank of China (03988.HK) had a revenue of 329.42 billion yuan, up 3.61% year-on-year, while net profit decreased by 0.85% to 117.59 billion yuan [2] - Postal Savings Bank of China (01658.HK) reported a revenue of 179.53 billion yuan, a 1.5% increase year-on-year, with net profit of 49.23 billion yuan, up 0.85% [2] - China Merchants Bank (03968.HK) achieved a revenue of 169.92 billion yuan, down 1.7% year-on-year, while net profit increased by 0.3% to 74.93 billion yuan [2] - Bank of Communications (03328.HK) reported a revenue of 133.50 billion yuan, up 0.7% year-on-year, with net profit of 46.02 billion yuan, an increase of 1.6% [2] - Minsheng Bank (01988.HK) had a revenue of 70.70 billion yuan, up 7.8% year-on-year, while net profit decreased by 4.9% to 21.38 billion yuan [2] - China Everbright Bank (06818.HK) reported a revenue of 65.95 billion yuan, down 5.6% year-on-year, with net profit of 24.62 billion yuan, an increase of 0.55% [2] - BYD Company (01211.HK) achieved a revenue of 371.28 billion yuan, up 23.3% year-on-year, with net profit of 15.51 billion yuan, an increase of 13.8% [2] - China Communications Construction Company (01800.HK) reported a revenue of 335.45 billion yuan, down 5.8% year-on-year, with net profit of 9.99 billion yuan, down 16.9% [2] - Lenovo Holdings (03396.HK) achieved a revenue of 281.59 billion yuan, up 21% year-on-year, with net profit of 699 million yuan, an increase of 144% [2] - Great Wall Motors (02333.HK) reported a revenue of 92.34 billion yuan, up 1% year-on-year, with net profit of 6.34 billion yuan, down 10.2% [2] - BYD Electronics (00285.HK) achieved a revenue of 80.61 billion yuan, up 2.6% year-on-year, with net profit of 1.73 billion yuan, an increase of 14% [2] - Country Garden (02007.HK) reported a revenue of 72.57 billion yuan, with a net loss of 19.078 billion yuan [2] - China Reinsurance (01508.HK) achieved a revenue of 61.03 billion yuan, up 0.6% year-on-year, with net profit of 6.244 billion yuan, an increase of 9.03% [2] - Yanzhou Coal Mining Company (01171.HK) reported a revenue of 53.966 billion yuan, down 13.17% year-on-year, with net profit of 4.731 billion yuan, down 38.7% [2] - Jitu Express (01519.HK) achieved a revenue of 5.499 billion USD, up 13.1% year-on-year, with net profit of 156 million USD, an increase of 147.1% [2] - AVIC Industry (02357.HK) reported a revenue of 37.465 billion yuan, up 11.43% year-on-year, with net profit of 1.03 billion yuan, down 17.67% [2] - CITIC Financial Assets (02799.HK) achieved a revenue of 31.136 billion yuan, up 2.9% year-on-year, with net profit of 6.168 billion yuan, an increase of 15.7% [2] - Bank of China Hong Kong (02388.HK) reported a net interest income of 25.06 billion HKD, down 3.5% year-on-year, with net profit of 22.12 billion HKD, an increase of 10.54% [2] - Zoomlion Heavy Industry (01157.HK) achieved a revenue of 24.855 billion yuan, up 1.3% year-on-year, with net profit of 2.765 billion yuan, an increase of 20.84% [2] - New Town Development (01030.HK) reported a revenue of 22.1 billion yuan, down 34.82% year-on-year, with net profit of 895 million yuan, down 32.11% [2] - Huatai Securities (06886.HK) achieved a revenue of approximately 20.98 billion yuan, up 5.86% year-on-year, with net profit of 7.549 billion yuan, an increase of 42.16% [2] - China Sanjiang Chemical (02198.HK) reported a revenue of 9.106 billion yuan, down 1.5% year-on-year, with net profit of 301 million yuan, an increase of 95.5% [2] - Tianjin Bank (01578.HK) achieved a revenue of 8.828 billion yuan, up 0.8% year-on-year, with net profit of 1.988 billion yuan, an increase of 1.1% [2] - Harbin Bank (06138.HK) reported a revenue of 7.386 billion yuan, up 2.6% year-on-year, with net profit of 915 million yuan, an increase of 20% [2] - Qingjian International (01240.HK) achieved a revenue of approximately 4.404 billion HKD, down 9.8% year-on-year, with net profit of 2.992 million HKD, an increase of 25.6% [2] - Xingye Alloy (00505.HK) reported a revenue of 4.389 billion yuan, up 22.1% year-on-year, with net profit of 106 million yuan, down 24.7% [2] - 3SBio (01530.HK) achieved a revenue of 4.355 billion yuan, down 0.8% year-on-year, with net profit of 1.358 billion yuan, an increase of 24.6% [2] - Huya Technology (01860.HK) reported a revenue of 938 million USD, up 47% year-on-year, with adjusted EBITDA of 88.681 million USD, an increase of 41% [2] - Haitong Securities (01905.HK) achieved a revenue of 3.521 billion yuan, down 12.6% year-on-year, with net profit of 785 million yuan, down 3.4% [2] - Dazhong Public Utilities (01635.HK) reported a revenue of approximately 3.449 billion yuan, down 5.8% year-on-year, with net profit of approximately 333 million yuan, an increase of 172.6% [2] Company News - China Biologic Products (01177.HK) received approval for the launch of Zongaitini tablets for the treatment of HER2-mutant non-small cell lung cancer [3] - Shandong High-Speed New Energy (01250.HK) reported a total operating power generation of approximately 3.6744 million MWh, an increase of approximately 6.9% year-on-year [3] - Fosun International (00656.HK) reached a settlement with Cainiao regarding a share buyback involving 350 million USD [3] Buyback Activities - Tencent Holdings (00700.HK) repurchased approximately 55 million HKD worth of shares, buying back 919,000 shares at prices ranging from 594.5 to 605 HKD [3] - China Hongqiao (01378.HK) repurchased approximately 22.7 million HKD worth of shares, buying back 8.9235 million shares at a price of 25.44 HKD [3] - HSBC Holdings (00005.HK) repurchased approximately 15.3 million HKD worth of shares, buying back 1.5276 million shares at prices ranging from 99.8 to 100.7 HKD [3] - Hang Seng Bank (00011.HK) repurchased approximately 2.3517 million HKD worth of shares, buying back 210,000 shares at prices ranging from 111.5 to 112.5 HKD [3] - MGM China (02282.HK) repurchased approximately 1.60602 million HKD worth of shares, buying back 1 million shares at prices ranging from 15.92 to 16.27 HKD [3] - Sinopec Engineering (02386.HK) canceled 136,500 shares that had been repurchased [3]

Core Viewpoint - Tianjin Bank has demonstrated a solid performance in the first half of 2025, focusing on enhancing its core competitiveness and service capabilities while implementing a dual strategy of "five battles" and "five accelerations" to support high-quality economic development [1][2]. Financial Performance - The bank achieved an operating income of 8.83 billion yuan, a year-on-year increase of 0.8% [2] - Total profit reached 2.14 billion yuan, up 4.9% year-on-year [2] - Net profit was 2.01 billion yuan, reflecting a 1.6% increase compared to the previous year [2] - The net interest margin remained stable at 1.47%, while the net interest spread increased by 0.01% to 1.56% [2] Asset and Liability Management - Total assets amounted to 965.675 billion yuan, growing by 4.3% from the previous year [2] - Loan balance increased by 6.9%, outpacing the asset growth rate by 2.6 percentage points [2] - Total liabilities reached 895.759 billion yuan, a 4.6% increase year-on-year [2] - Deposit balance grew by 6.6%, exceeding the liability growth rate by 2.0 percentage points [2] Risk Management - Non-performing loan ratio remained stable at 1.70% [2] - Provision coverage ratio improved to 171.29%, an increase of 2.08 percentage points from the previous year [2] - The bank ranked 185th in the 2025 World Bank 1000 list based on Tier 1 capital [2] Investment Returns - Earnings per share were 0.33 yuan, a 3.1% increase year-on-year [3] - The bank completed a cash dividend of 1.368 yuan per 10 shares, marking a 14.0% increase [3] Technological and Green Finance Initiatives - The bank has enhanced its technological financial capabilities, with loans to technology innovation enterprises increasing by 22.58% [4] - Green loan balance grew by 13.98%, with green bond underwriting and investment scales increasing by 533.7% and 45.5%, respectively [4] Inclusive Finance and Digital Transformation - The bank's inclusive finance initiatives led to a record high in loans to small and micro enterprises, increasing by 43.20% [5] - Digital banking services have expanded, with personal mobile banking users growing by 19.1% [6] Strategic Development - The bank is focusing on three new areas: technological innovation, industrial renewal, and urban renewal, to enhance overall development quality [7] - It has provided significant financial support for local government projects, with new loans amounting to 8.538 billion yuan [7] Retail Banking and Customer Engagement - The bank is building a new retail financial ecosystem, with personal deposits increasing by 8.3% and retail customer numbers exceeding 12 million [8] - The bank has actively engaged in community events and promotional activities to enhance customer interaction and service [8] Operational Efficiency - The bank's secondary market trading volume increased by 71%, with bond underwriting scales rising by 22% [9] - The bank has issued various financial products, achieving a nearly 100% performance rate for pure fixed-income products [9] Organizational Development - The bank has established a digital finance committee and expanded its strategic development committee to enhance research and technological integration [10] - It has conducted extensive training programs, covering over 45,000 participants, to improve employee capabilities [10]

【资料图】 智通财经APP讯，天津银行(01578)发布截至2025年6月30日止6个月中期业绩，集团营业收入人民币 88.28亿元，同比增长0.8%;权益持有人应占利润19.88亿元，同比增长1.1%;每股盈利0.33元。 资产总额人民币9,656.75亿元，较上年末增长4.3%，其中贷款余额较上年末增长 6.9%，较资产增速 高2.6个百分点;在天津地区贷款市场份额占比7.40%，排名全市第四。负债总额人民币8,957.6亿元，较 上年末增长4.6%，其中存款余额较上年末增长6.6%，较负债增速高2.0个百分点;在天津地区单位存款市 场份额占比10.65%，排名全市第一。 资产质量稳中向好，不良贷款率1.70%，较上年末持平;拨备覆盖率171.29%，较上年末上升2.08个 百分点。资本充足状况保持良好，资本充足率、一级资本充足率、核心一级资本充足率持续满足监管要 求，按照一级资本排名位列《银行家》杂志2025年世界银行1000强第185名。 标签： 财经频道 财经资讯 ...

资产质量稳中向好，不良贷款率1.70%，较上年末持平;拨备覆盖率171.29%，较上年末上升2.08个百分 点。资本充足状况保持良好，资本充足率、一级资本充足率、核心一级资本充足率持续满足监管要求， 按照一级资本排名位列《银行家》杂志2025年世界银行1000强第185名。 该信息由智通财经网提供 资产总额人民币9,656.75亿元，较上年末增长4.3%，其中贷款余额较上年末增长 6.9%，较资产增速高 2.6个百分点;在天津地区贷款市场份额占比7.40%，排名全市第四。负债总额人民币8,957.6亿元，较上 年末增长4.6%，其中存款余额较上年末增长6.6%，较负债增速高2.0个百分点;在天津地区单位存款市场 份额占比10.65%，排名全市第一。 智通财经APP讯，天津银行(01578)发布截至2025年6月30日止6个月中期业绩，集团营业收入人民币 88.28亿元，同比增长0.8%;权益持有人应占利润19.88亿元，同比增长1.1%;每股盈利0.33元。 ...

资产总额人民币9,656.75亿元，较上年末增长4.3%，其中贷款余额较上年末增长6.9%，较资产增速高2.6 个百分点；在天津地区贷款市场份额占比7.40%，排名全市第四。负债总额人民币8,957.6亿元，较上年 末增长4.6%，其中存款余额较上年末增长6.6%，较负债增速高2.0个百分点；在天津地区单位存款市场 份额占比10.65%，排名全市第一。 资产质量稳中向好，不良贷款率1.70%，较上年末持平；拨备覆盖率171.29%，较上年末上升2.08个百分 点。资本充足状况保持良好，资本充足率、一级资本充足率、核心一级资本充足率持续满足监管要求， 按照一级资本排名位列《银行家》杂志2025年世界银行1000强第185名。 格隆汇8月29日丨天津银行(01578.HK)公告，截至2025年6月30日止6个月中期业绩，实现营业收入人民 币88.3亿元，同比增长0.8%；利润总额人民币21.4亿元，同比增长4.9%；净利润人民币20.1亿元，同比 增长1.6%。 ...

资产总额人民币9,656.75亿元，较上年末增长4.3%，其中贷款余额较上年末增长6.9%，较资产增速高2.6 个百分点;在天津地区贷款市场份额占比7.40%，排名全市第四。负债总额人民币8,957.6亿元，较上年末 增长4.6%，其中存款余额较上年末增长6.6%，较负债增速高2.0个百分点;在天津地区单位存款市场份额 占比10.65%，排名全市第一。 天津银行(01578)发布截至2025年6月30日止6个月中期业绩，集团营业收入人民币88.28亿元，同比增长 0.8%;权益持有人应占利润19.88亿元，同比增长1.1%;每股盈利0.33元。 资产质量稳中向好，不良贷款率1.70%，较上年末持平;拨备覆盖率171.29%，较上年末上升2.08个百分 点。资本充足状况保持良好，资本充足率、一级资本充足率、核心一级资本充足率持续满足监管要求， 按照一级资本排名位列《银行家》杂志2025年世界银行1000强第185名。 ...

（股份代號：1578） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 自公司章程獲核准生效之日起，監事會及監事會下設專門委員會同步撤銷，本行 現任監事不再擔任本行監事及監事會下設專門委員會職務，彼等均已確認與本 行、董事會及監事會無意見分歧，亦無任何與本行不再設立監事會有關的其他事 項須提請本行股東注意，《天津銀行股份有限公司監事會議事規則》等監事會相關 公司治理制度相應廢止。 建議修訂公司章程、建議修訂股東會議事規則、 建議修訂董事會議事規則、建議修訂董事工作津貼 管理辦法及建議不再設立監事會 根據《中華人民共和國公司法》《上市公司章程指引》《上市公司獨立董事管理辦 法》《銀行保險機構公司治理準則》等法律法規和監管規定，天津銀行股份有限公 司（「本行」）擬修訂《天津銀行股份有限公司章程》（「公司章程」）、《天津銀行股份 有限 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 截至2025年6月30日止六個月中期業績公告 天津銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣布本行及其子公司截 至2025年6月30日止六個月之未經審計合併中期業績。本公告列載本行2025年中 期報告全文，並符合香港聯合交易所有限公司證券上市規則中有關中期業績初步 公告附載的資料之要求。董事會及董事會轄下的審計委員會亦已審閱及確認有關 中期業績。 發布中期業績公告及中期報告 本業績公告的中英文版本可於香港交易及結算所有限公司的網站( www.hkexnews.hk ) 及本行網站( www.bankoftianjin.com )查閱。在對中英文版本理解上發生歧義時， 以中文為準。本行2025年中期報告的印刷版本將會隨後根據股東需要寄發予本行 H ...

Core Viewpoint - Tianjin Bank has been pursuing its A-share IPO for ten years, facing challenges such as slowing profit growth and unclear listing prospects, while also undergoing a leadership change in March 2025 that is expected to bring new strategies to the table [2][11]. Group 1: IPO Progress - The A-share IPO guidance for Tianjin Bank began on August 18, 2015, and has faced delays primarily due to the lack of necessary external approvals [3]. - The latest report from the guidance institutions indicates that the bank has not yet applied for or obtained some external approvals required for the IPO [3][6]. Group 2: Capital Structure and Financial Health - Tianjin Bank successfully issued 7 billion yuan in financial bonds in June 2025 to optimize its liability structure and support business development [7]. - The bank plans to issue up to 20 billion yuan in perpetual bonds and 20 billion yuan in subordinated bonds from 2024 to 2026 to enhance its capital structure and risk resilience [7]. - As of the end of Q1 2025, Tianjin Bank's total assets reached 945.78 billion yuan, a 2.14% increase from the beginning of the year, with customer loans growing by 4.19% to 459.23 billion yuan [8][9]. Group 3: Profitability and Performance - In 2024, Tianjin Bank's operating income was 16.71 billion yuan, a 1.5% increase year-on-year, while net profit grew by 1.1% to 3.80 billion yuan, indicating a slowdown in growth compared to 2023 [8]. - In Q1 2025, the bank reported a recovery in performance with operating income of 4.22 billion yuan, up 2.43% year-on-year, and net profit of 1.1 billion yuan, an increase of 3.77% [9]. Group 4: Business Diversification and Governance - In 2024, Tianjin Bank made significant strides in consumer finance by acquiring a consumer finance license and participating in the restructuring of a consumer finance company [10]. - The bank has also made governance improvements, including a new leadership team with an average age of 52, which is considered relatively young for the industry [10].