Core Viewpoint - The Asian Development Bank (ADB) has approved a loan of $100 million for the Tianjin Bank's healthcare and elderly care financial project, aimed at supporting capital investments in facilities, equipment, and IT systems for healthcare and elderly care service providers [1] Group 1: Project Details - ADB will provide a loan of $100 million with a repayment period of 25 years, including a 6-year grace period [1] - The project will support capital investments in healthcare and elderly care service institutions to ensure long-term operational funding [1] Group 2: Financial Innovation and Inclusivity - The project includes measures to promote financial innovation and knowledge support [1] - An action plan to promote gender equality is also part of the project design, aimed at enhancing the inclusivity of healthcare and elderly care financial services [1]

Core Viewpoint - The article announces the launch of the "Top Ten Outstanding Chairmen of City Commercial Banks for 2025" list by a well-known financial media platform, focusing on the comprehensive performance of major city commercial banks in China and highlighting key figures from these institutions [1]. Group 1: List of Outstanding Chairmen - The list includes the following chairmen: - Ge Renyu from Jiangsu Bank - Gu Jianzhong from Shanghai Bank - Xie Ning from Nanjing Bank - Guo Hao from Zhongyuan Bank - Zhao Xiaozhong from Changsha Bank - Yang Xiuming from Chongqing Bank - Yu Jianzhong from Tianjin Bank - Zheng Zugang from Qilu Bank - Zhou Zerong from Guangdong Huaxing Bank - Hong Pipa from Xiamen Bank [2][3]. Group 2: Evaluation Criteria - The evaluation for the list considered multiple factors, including the annual revenue, net profit, and performance scale of the banks for 2025, as well as the significant contributions and achievements of the executives [3]. - The rankings are not absolute and do not serve any commercial purpose; they aim to recognize outstanding companies and their leaders for their performance in 2025 [3].

Group 1 - The People's Bank of China (PBOC) issued an administrative penalty against Tachen Jinhui Village Bank for violating financial statistics, currency, and financial technology management regulations, imposing a fine of 331,000 RMB [1][4] - Tachen Jinhui Village Bank, established in June 2017, is located in Tachen, Xinjiang, and primarily engages in monetary financial services, with a registered capital of 50 million RMB [1][2] - Tianjin Bank holds a 49% stake in Tachen Jinhui Village Bank, making it a joint venture company [1][2] Group 2 - The administrative penalty was officially documented as "Tayin Penalty Decision No. 2 (2025)" by the PBOC's Tachen branch [4] - The bank's compliance issues were specifically related to financial statistics and management regulations, leading to the warning and fine [1][4] - Tachen Jinhui Village Bank is part of a group of similar banks established in Xinjiang, indicating a trend in regional banking development [2]

Core Insights - The awards for financial bond underwriting and market-making have been announced, recognizing various banks and securities firms for their outstanding performance in the industry [1][2][3][4][5][6][7] Group 1: Outstanding Underwriters - The title of "Outstanding Underwriter" was awarded to several banks, including CITIC Bank, Shanghai Pudong Development Bank, and Industrial and Commercial Bank of China [1][2] - A total of 10 banks were recognized as "Excellent Underwriters," highlighting their contributions to the financial bond market [1] Group 2: Excellent Market Makers - The "Excellent Market Maker" category included firms such as Huatai Securities and CITIC Securities, showcasing their role in enhancing market liquidity [2][4] - A diverse range of banks, including Ping An Bank and Industrial Bank, were acknowledged for their market-making capabilities [2][4] Group 3: Special Awards - Special awards were given for various categories, including "Debt Sea Rising Award" and "Green Low Carbon Award," recognizing banks like Agricultural Bank of China and Postal Savings Bank of China for their innovative approaches [3] - The "Technology Innovation Award" was awarded to banks that demonstrated significant advancements in financial technology [3] Group 4: Individual Recognitions - Individual awards were presented to key personnel from various banks, such as CITIC Bank's Sun Wei and China Everbright Bank's Liu Yan, acknowledging their leadership in driving financial bond initiatives [4][5] - The "Outstanding Underwriting Supervisor" category highlighted individuals from major banks, emphasizing the importance of leadership in underwriting processes [5]

Group 1 - The Tianjin Municipal Financial Office, in collaboration with various government departments and financial institutions, organized the "Finance Goes into Tiankai Park" event to enhance financial services for local enterprises [1][2] - A "Tianjin Capital Market Service Alliance" was established by 12 institutions, aiming to create a specialized financial service matrix with 39 initial members, including major financial institutions and regional equity market operators [1] - Over 10 strategic cooperation agreements were signed between alliance members and representatives from Tiankai Park, government departments, and industry associations to promote collaboration [1] Group 2 - Financial institutions and organizations provided specialized presentations on financial innovation, technology innovation bonds, equity financing, and technology insurance, receiving positive feedback from participating enterprises [2] - The Tianjin Municipal Financial Office plans to continue the "Finance Goes into" series of activities to support technology parks and enterprises with comprehensive financial services [2] - The initiative aims to empower technological self-reliance and the development of new productive forces through the functions of the Capital Market Service Alliance and the Technology Financial Roadshow Center [2]

BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 將於2025年12月24日（星期三）舉行的2025年第二次臨時股東會的代表委任表格 | 與本代表委任表格有關的股份類別（H股或內資股）1 | | | --- | --- | | 與本代表委任表格有關的股份數目1 已質押的股份數目是否超過所持本行股份總數的50%（含）1 □是 | □否 | 地址為 （如股東登記冊所示地址），為天津銀行股份有限公司*（「本行」）的股東，茲委任會議主席或3 （地址為） 為本人╱吾等的受委代表，以代表本人╱吾等出席謹訂於2025年12月24日（星期三）上午10時00分在天津銀行東樓 辦公區（中國天津市河西區友誼路15號）舉行的本行2025年第二次臨時股東會（「臨時股東會」）或其任何續會，就臨 時股東會通告中所載的決議案按以下指示行事及投票，倘無作出相關指示，則本人╱吾等的受委代表可自行酌情投 票。除文義另有所指外，日期為2025年12月3日的臨時股東會通告所用有關下列決議案的詞彙，當用於本代表委任 表格時，將具有相同涵義。 | | 普通決議 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本通告全部或任何部分內容而產生或因倚賴該等內容而引 致的任何損失承擔任何責任。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 中國天津 2025年12月3日 2025年第二次臨時股東會通告 茲通告天津銀行股份有限公司*（「本行」）謹定於2025年12月24日（星期三）上午 10時00分在天津銀行東樓辦公區（中國天津市河西區友誼路15號）舉行2025年第二次臨 時股東會（「臨時股東會」）。 本行股東將於臨時股東會上審議及酌情批准下列決議案： 普通決議案 1. 審議及批准建議委任韓良先生為獨立非執行董事的議案。 承董事會命 天津銀行股份有限公司* 於建忠 董事長 於本通告日期，本行董事會包括執行董事於建忠先生、吳洪濤先生、鄭可先生及 董曉東女士；非執行董事董光沛女士、彭沖先生、布樂達先生、幸建華先生、王順龍 先生及王善君先生；獨立非執行董事曾儉華先生、陸建忠先生、顧朝陽先生、馮景華 先生 ...

此乃要件 請即處理 如 閣下已出售或轉讓名下所有天津銀行股份有限公司股份，應立即將本通函連同代表委任表格交給買方 或承讓人，或送交經手買賣或轉讓的銀行、持牌股票經紀或其他代理商，以便轉交買方或承讓人。 如 閣下對本通函任何方面或應採取的行動有任何疑問，應諮詢 閣下的股票經紀或其他註冊證券商、銀 行經理、律師、專業會計師或其他專業顧問。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通函全部或任何部份內容而產生或因倚賴該等內容而引致的任 何損失承擔任何責任。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 審議及批准建議委任韓良先生為獨立非執行董事的議案 及 2025年第二次臨時股東會通告 本行謹定於2025年12月24日（星期三）上午10時00分在天津銀行東樓辦公區（中國天津市河西區友誼路15 號）舉行2025年第二次臨時股東會，召開2025年第二次臨時股東會通告載於本通函第7至8頁。 出席2025年第二次臨時股東會，務必根據代 ...

Core Insights - The rise of "bank direct supply housing" has garnered attention due to its price advantages, but complexities and risks associated with certain properties deter ordinary buyers [2][18] - Major banks are accelerating asset liquidation as year-end approaches, with significant volumes of properties being auctioned through platforms like Alibaba and JD [4][20] - Despite attractive pricing, many properties are facing high rates of unsold listings and repeated auctions, indicating a lack of buyer interest [9][25] Group 1: Definition and Market Dynamics - "Bank direct supply housing" refers to properties obtained by banks through judicial processes after borrower defaults, allowing banks to sell with complete ownership [6][22] - The volume of properties listed for sale has surged, with banks like Lanzhou Bank and Jilin Bank significantly increasing their offerings, indicating a shift in asset disposal strategies [7][23] - The recovery rate for non-performing assets through direct sales is reported to be 15%-20% higher than traditional debt transfer methods, enhancing banks' efficiency in asset management [7][23] Group 2: Pricing and Market Response - "Bank direct supply housing" typically offers prices 20%-30% lower than market evaluations, with some properties discounted by over 50% [8][24] - Despite these discounts, many properties remain unsold, with over 9,000 listings entering second auction phases, highlighting a disconnect between pricing and buyer demand [9][25] - Specific examples illustrate the challenges, such as properties that failed to attract bids even after price reductions, indicating potential issues with property desirability [11][27] Group 3: Risks and Considerations - Buyers are cautioned to scrutinize the reasons behind low pricing, as properties may have underlying issues such as lack of liquidity or legal complications [30][32] - The cleanliness of the asset is a critical factor, as buyers must ensure that properties are legally compliant and free from outstanding debts or occupancy issues [30][32] - The expansion of bank direct sales poses both risks and opportunities for real estate agents, as banks may require professional assistance in property sales despite not traditionally being in the real estate business [30][32]

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 天津銀行股份有限公司 (「本行」) 呈交日期: 2025年12月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 4,305,952,759 | RMB | | 1 RMB | | 4,305,952,759 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 4,305,952,759 | RMB | | 1 RMB | | 4,305,952,759 | ...