Core Viewpoint - Tianjin Bank has been in the process of preparing for its A-share IPO for ten years, facing challenges such as slowing profit growth and uncertain listing prospects, while also working on capital replenishment and asset expansion [1][2]. Group 1: IPO Progress and Challenges - The A-share IPO guidance for Tianjin Bank began on August 18, 2015, and the main bottleneck currently is the lack of external approvals required for listing [1]. - The latest guidance report indicates that the bank's corporate governance is now "effectively operational" after continuous due diligence and improvement suggestions from the advisory institutions [1][2]. Group 2: Capital Replenishment and Financial Performance - Tianjin Bank successfully issued 7 billion yuan in financial bonds in June 2025 to optimize its liability structure and support business development [2]. - The bank plans to issue up to 20 billion yuan in perpetual bonds and 20 billion yuan in subordinated bonds from 2024 to 2026 to enhance its capital structure and risk resilience [2]. - As of the end of Q1 2025, the bank's total assets reached 945.78 billion yuan, a 2.14% increase from the beginning of the year, with customer loans growing by 4.19% [2][3]. Group 3: Profitability and Asset Quality - In 2024, Tianjin Bank's operating income was 16.71 billion yuan, a 1.5% year-on-year increase, while net profit grew by 1.1%, indicating a slowdown in profit growth compared to 2023 [3]. - In Q1 2025, the bank's operating income was 4.217 billion yuan, up 2.43% year-on-year, and net profit was 1.1 billion yuan, an increase of 3.77% [3]. - The non-performing loan ratio stood at 1.70% as of March 2025, unchanged from the beginning of the year, with a provision coverage ratio of 169.97%, indicating stable risk resistance [3]. Group 4: Business Diversification and Governance - In 2024, Tianjin Bank made significant strides in consumer finance by acquiring a stake in Tianjin JD Consumer Finance Co., marking its entry into the consumer finance market [4]. - The bank has also initiated a public recruitment process for key executive positions, aiming to enhance its governance structure with a younger leadership team [5]. - The recent board restructuring in March 2025 has resulted in a management team with an average age of 52, which is considered relatively young compared to industry peers [5].

作者：公告君 本文源自：金融界 2025年8月21日，上海清算所网站披露公告，中国大唐集团资本控股有限公司于2025年08月20日发行了 25大唐资本SCP006，计划发行总额70000万元，实际发行总额70000万元，合规申购家数6家，合规申购 金额48000万元，有效申购家数6家，有效申购金额48000万元，本期债务融资工具主承销机构发生余额 包销规模为22000万元，天津银行股份有限公司的包销规模为22000万元，占当期债务融资工具最终发行 规模比例为31.43% 。 ...

Group 1 - The core viewpoint of the articles indicates that Chinese bank stocks are experiencing a collective rise, with specific banks like Agricultural Bank and Bank of Communications seeing increases of over 1% [1][2] - Morgan Stanley's report suggests that Chinese bank stocks are expected to rise further due to the stabilization of net interest margins and growth in fee income, with a potential upside of 15% for A-share banks and 8% for Hong Kong bank stocks [1] - UBS analysts express an optimistic outlook for foreign investment in the Chinese stock market, predicting that the liquidity-driven bull market rebound will last at least until September [1] Group 2 - Specific stock performance data shows Agricultural Bank at 5.470 with a rise of 1.11%, Bank of Communications at 6.910 with a rise of 1.02%, and other banks like CITIC Bank and China Merchants Bank also showing positive changes [2] - The report highlights that several banks, including China Bank, Industrial and Commercial Bank, and China Construction Bank, have recorded varying degrees of increases, contributing to the overall positive sentiment in the banking sector [2]

Group 1 - The core viewpoint of the article indicates that Chinese bank stocks are expected to rise further due to stable net interest margins and growth in fee income, with potential increases of 15% in A-share banks and 8% in Hong Kong bank stocks [1] - Major Chinese banks such as Agricultural Bank of China and Bank of Communications saw their stock prices increase by over 1%, while other banks also experienced positive growth [1] - Foreign investors are becoming increasingly optimistic about the Chinese stock market, with UBS analysts predicting that the liquidity-driven bull market rebound will last at least until September [1] Group 2 - Specific stock performance data shows Agricultural Bank of China at 5.470 with a rise of 1.11%, Bank of Communications at 6.910 with a rise of 1.02%, and other banks like CITIC Bank and China Merchants Bank also showing positive changes [1] - The report from JPMorgan highlights the potential for further gains in Chinese bank stocks, emphasizing the benefits from improved net interest margins and increased fee income [1] - The overall sentiment in the market reflects a bullish outlook for the banking sector, supported by external analysis and performance metrics [1]

格隆汇8月19日丨天津银行(01578.HK)公告，董事会会议将于2025年8月29日(星期五)举行，以考虑及批 准(其中包括)本行及其附属公司截至2025年6月30日止6个月的中期业绩及其发布。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * 董事長 中國，天津 2025年8月19日 於本公告日期，本行董事會包括執行董事于建忠先生、吳洪濤先生、鄭可先生 及董曉東女士；非執行董事董光沛女士、彭沖先生、布樂達先生、幸建華先生、 王順龍先生及王善君先生；獨立非執行董事曾儉華先生、陸建忠先生、顧朝陽先 生、馮景華先生及彭冰先生。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 董事會會議通告 天津銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣佈，董事會會議將於 2025年8月29日（星期五）舉行，以考慮及批准（其中包括）本行及其附屬公司截至 2025年6月30日止六個月的中期業績及其發佈。 承董事會命 天津銀行股份有限公司* 于建忠 * 天津銀行股份有限公司並非香港法例第155章銀行業條例所指認可機構，不受限於香港金 融管理局的監督，亦不獲授 ...

据悉，天津银行于2015年8月在天津证监局启动IPO辅导备案，本阶段辅导时间自2025年4月15日至本报告出具之日。 辅导备案报告显示，天津银行尚未申请及取得部分外部批复，辅导机构将根据天津银行战略规划安排和具体工作计划，协助发行 人适时进行监管申报，确保天津银行在上市申报前及时取得相关批复。 天津银行2007年由天津市商业银行更名而来，同年获准进京、成为第一家获准进京设立一级分行的城商行。天津保税区投资有限 公司为公司大股东，持股15.94%。 瑞财经 王敏 8月13日，天津银行股份有限公司（以下简称"天津银行"）披露关于首次公开发行股票并上市辅导工作进展报告（第 二十八期），辅导机构为中银证券和中信证券。 2025年一季度，天津银行实现营业收入42.17亿元，较上年同期增长1亿元，增幅2.43%；实现净利润11亿元，较上年同期增长0.40 亿元，增幅3.77%。 相关公司：天津银行hk01578 ...

收入利润同步提升 2023年,天津银行: 实现营业收入 164.6亿元 人民币 同比增加 7.0亿元 增幅 ↑ 4.4% 实现利润总额 39.2亿元 人民币 同比增加 1.1亿元 增幅 ↑ 2.9% 实现净利润 37.7 亿元 人民币 同比增加 2.0亿元 增幅 ↑ 5.7% 归属于本行股东的每股收益 0.62元 人民币 间比增加 △ △2_ （ 懊幅 + 尺 40/_ 天津银行2023年度 业绩快报 2023年是全面贯彻党的二十大精神的开局之年，在 习近平新时代中国特色社会主义思想指引下，在天津市委市 政府的坚强领导下,在金融监管部门指导下，天津银行基于 问题导向和强基导向，凝心聚力、统一思想打好"化险、收 入、成本、存款、诉讼"五大攻坚战以及"能力素质、结构 转型、中间业务、数字银行、监督统筹"五大提速战,经营 成果稳中有进,经营形势稳中向好。 人民币 U.UJ元 经营规模显著增长 截至2023年末,天津银行: 资产总额 8,407.7 12元 人民币 较上年未增加 796.9亿元 人民币 10.5% 增幅 ↑ 其中客户贷款及垫款人民币3,960.1亿元,较上年末增加 人民币586.1亿元,增幅17.4% ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 天津銀行股份有限公司 (「本行」) 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 4,305,952,759 RMB | | 1 | RMB | | 4,305,952,759 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 4,305,952,759 RMB | | 1 | RMB | | 4,305,952,759 | | ...

三是风险抵补能力进一步增强。天津银行业加大计提减值准备力度，增厚化险资源。截至6月末，天津银行业资产减值损失准备金额1546.01亿元，同比增加 29.33亿元，拨备覆盖率238.4%，同比提升12.1个百分点，高于全国8.1个百分点。 服务实体经济能力增强 2025年上半年，天津地区生产总值8706.6亿元，同比增长5.3%，向好势头持续巩固。其中，金融业增加值1360.18亿元，同比增长4.5%，占GDP比重15.6%， 继续保持稳健增长，有效发挥了金融业支柱产业作用。 截至2025年6月末，天津银行业总资产7.07万亿元，同比增长6.35%；总负债6.73万亿元，同比增长6.32%。各项存款4.86万亿元，同比增长8.54%；各项贷款 4.97万亿元，同比增长3.28%。其中，辖内金租公司资产总额9260.89亿元，较年初增加269.12亿元，增幅3%，居全国前列。租赁资产总额7716.18亿元，较年 初增加108.56亿元，增幅4.42%。天津保险业总资产2583.4亿元，同比增长13.0%；总负债2406.54亿元，同比增长12.7%。 行业发展态势良好 一是银行业净息差止降企稳。截至6月末，天津银 ...