第四條 提名與薪酬委員會設主任委員一名，由獨立董事擔任，主持委員會 工作；委員若干名。主任委員、委員均由本公司董事組成，並由董事長根據法律 法規、監管規定和董事的專業特長進行提名，董事會選舉產生。控股股東提名的 董事不得擔任提名與薪酬委員會成員。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 董事會提名與薪酬委員會工作規則 第一章 總則 第一條 為規範天津銀行股份有限公司（以下簡稱「本公司」）董事及高級管理 人員的產生程序，健全本公司董事及高級管理人員的激勵約束機制，完善本公司 治理結構，提升董事會的決策質量與效率，根據《中華人民共和國公司法》《中華 人民共和國商業銀行法》《銀行保險機構公司治理準則》等法律法規、監管規定及 《天津市國資委監管企業董事會提名委員會議事規則指引（試行）》《天津市國資委 監管企業董事會薪酬與考核委員會議事規則指引（試行）》有關要求和《天津銀行股 份有限公司章程》（以下簡稱「公司章程」），結合本公司實際情況制訂本規則。 第二條 提名與薪酬委員會是本公司董事會下設的專門工作機構，對董事 ...

第二章 人員組成及辦事機構 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 董事會提名與薪酬委員會工作規則 第一章 總則 第一條 為規範天津銀行股份有限公司（以下簡稱「本公司」）董事及高級管理 人員的產生程序，健全本公司董事及高級管理人員的激勵約束機制，完善本公司 治理結構，提升董事會的決策質量與效率，根據《中華人民共和國公司法》《中華 人民共和國商業銀行法》《銀行保險機構公司治理準則》等法律法規、監管規定及 《天津市國資委監管企業董事會提名委員會議事規則指引（試行）》《天津市國資委 監管企業董事會薪酬與考核委員會議事規則指引（試行）》有關要求和《天津銀行股 份有限公司章程》（以下簡稱「公司章程」），結合本公司實際情況制訂本規則。 第二條 提名與薪酬委員會是本公司董事會下設的專門工作機構，對董事會 負責。提名與薪酬委員會協助董事會開展相關工作，主要負責擬定董事和高級管 理人員的選任標準和程序；對董事和高級管理人員的任職資格和條件進行初步審 核；擬定董事和高級管理人員的考核和薪酬方案，向董事會提出考核和薪酬方案 ...

BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 第一條 為完善天津銀行股份有限公司（以下簡稱「本公司」）治理機制，加強 公司內部監督和風險控制，規範公司審計工作，保障公司財務管理、會計核算符 合國家各項法律法規要求，提升董事會的決策質量與效率，根據《中華人民共和 國公司法》《中華人民共和國商業銀行法》《銀行保險機構公司治理準則》《香港聯 合交易所有限公司證券上市規則》（以下簡稱《上市規則》）等法律法規、監管規定 及《天津市國資委監管企業董事會審計委員會議事規則指引（試行）》有關要求和 《天津銀行股份有限公司章程》（以下簡稱「公司章程」），結合本公司實際情況制訂 本規則。 第二條 審計委員會是本公司董事會下設的專門工作機構，對董事會負責。 審計委員會協助董事會開展相關工作，主要負責對本公司財務信息、內部控制、 審計工作等進行檢查、監督和評價，並向董事會提出建議或意見。 第二章 人員組成及辦事機構 第三條 審計委員會成員由三名以上董事組成，審計委員會委員應當具備與 專門委員會職責相適應的財務、審計、會計或法律等某一方面的專業知識和工作 經 ...

本行經中國人民銀行《關於籌建天津城市合作銀行的批覆》（銀覆[1996]155 號）、中國人民銀行《關於天津城市合作銀行開業的批覆》（銀覆[1996]352號）批 准，以發起方式設立，並取得金融許可證；本行於1996年11月6日在天津市河西 區市場監督管理局註冊登記，取得公司營業執照；1998年4月，經中國人民銀行 《關於對天津城市合作銀行變更名稱的批覆》（津銀銀[1998]71號）批准，本行更名 為天津市商業銀行；2007年2月，經原中國銀監會《關於天津市商業銀行更名的批 覆》（銀監覆[2007]65號）批准，本行更名為天津銀行；本行的統一社會信用代碼 為911200001030702984。 1 天津銀行股份有限公司*章程 2025年9月25日天津銀行股份有限公司2025年第一次臨時股東會審議通過 | 第一章 | 總則 | 1 | | --- | --- | --- | | 第二章 | 經營宗旨和範圍 | 4 | | 第三章 | 黨委 | 6 | | 第四章 | 股份 | 8 | | 第一節 | 股份發行 | 8 | | 第二節 | 股份增減和回購 | 10 | | 第三節 | 股份轉讓 | 11 | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 國家金融監督管理總局天津監管局批准修訂公司章程； 不再設立監事會 茲提述(i)天津銀行股份有限公司*（「本行」）於2025年8月29日刊發的公告及本行 於2025年9月3日刊發的通函（「該通函」），內容有關（其中包括）建議修訂本行的 公司章程（「公司章程」）及撤銷監事會；及本行於2025年9月25日舉行的2025年第 一次臨時股東會（「臨時股東會」）的投票表決結果的公告。除文義另有所指外，本 公告所用詞彙與該通函所界定者具有相同涵義。 本行最近收到日期為2025年10月22日的《天津金融監管局關於天津銀行修改公 司章程的批覆》（津金覆[2025]323號）。因此，天津金融監管局已批准經修訂的 公司章程，經修訂的公司章程自2025年10月22日生效。有關修訂後 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 天津銀行股份有限公司 (「本行」) 呈交日期: 2025年10月8日 本行是於中華人民共和國註冊成立的有限公司。 FF301 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 4,305,952,759 | RMB | | 1 | RMB | | 4,305,952,759 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 4,305,9 ...

Group 1 - The event themed "Golden Financial Market, Gathering Future" was held in Jinan, focusing on cooperation between government, banks, and enterprises to inject financial vitality into regional economic development [1] - Tianjin Bank Jinan Branch is integrating inclusive finance with national strategies such as "Technology Finance, Green Finance, Inclusive Finance, Pension Finance, and Digital Finance" to enhance financial support for the real economy [3] - The bank has provided comprehensive financial services to over 70 enterprises this year, enhancing financial accessibility and adaptability through a dual empowerment model of "financing + intelligence" [3] Group 2 - The bank promoted innovative products like "Specialized and Innovative Points Loan" and "Investment Linked Loan" to meet enterprises' financing needs throughout their lifecycle [4] - Measures such as "cost reduction, green channels, and customized services" are implemented to lower financing costs for enterprises [4] - The bank utilizes big data technology to optimize credit approval processes, ensuring rapid adaptation of financial services [4] Group 3 - The event effectively linked with the ongoing "1+1+1" government-bank-enterprise connection model, creating a beneficial ecosystem where the government provides a platform, banks offer support, and enterprises benefit [5] - Tianjin Bank Jinan Branch aims to continue its "Finance for the People" philosophy, participating in multi-dimensional linkage mechanisms like "Finance + Technology" and "Finance + Development Reform" to address financing challenges for small and micro enterprises [5] - The bank is committed to contributing financial strength to cultivate new productive forces and promote high-quality regional economic development [5]

Core Viewpoint - The implementation of the new regulatory policy, referred to as the "Assisted Loan New Regulations," will significantly reshape the landscape of the assisted loan industry by establishing clear compliance boundaries for commercial banks' internet-assisted loan businesses [1][3]. Group 1: Regulatory Changes - The new regulation, effective from October 1, 2025, mandates commercial banks to adopt a "list management" system for assisted loan cooperation institutions, which has led to a lack of transparency regarding the cooperation lists of major banks [4][5]. - The regulation imposes strict controls on "comprehensive financing costs," particularly targeting products with annualized comprehensive costs exceeding 24%, which poses a challenge to existing business models in the assisted loan sector [1][9]. Group 2: Market Dynamics - The disclosed cooperation lists indicate a trend where major internet giants are preferred partners for banks, leading to a concentration of funds and resources in the hands of a few leading institutions [5][6]. - Various banks have begun to reveal their cooperation lists, with significant participation from both state-owned and private banks, although the six major state-owned banks have yet to disclose their lists [4][6]. Group 3: Business Models and Strategies - Banks like Ping An Bank have developed platforms such as the "Smart Loan Platform" to enhance compliance and safety while expanding their internet credit ecosystem, reflecting a shift towards more regulated and secure lending practices [7]. - Some banks are reconsidering their involvement in assisted loan businesses due to high default rates and rising customer acquisition costs, which are compressing profit margins [7]. Group 4: Financial Implications - The new regulations are expected to create a significant stratification in funding sources, with high-interest assets losing bank support while assets with annualized rates below 24% become highly competitive [9][10]. - Trust funds have seen a temporary increase in demand as an alternative funding source, but their higher costs and regulatory constraints limit their sustainability [10]. Group 5: Regulatory Focus Post-Implementation - Post-implementation, regulatory scrutiny will focus on pricing transparency and comprehensive cost control, particularly regarding the inclusion of service fees in the overall financing costs [11]. - The regulatory authorities will also evaluate banks' risk management capabilities and their adherence to core responsibilities in the assisted loan sector [11].

Core Viewpoint - Tianjin Bank announced the approval of a proposal to abolish the supervisory board during the first extraordinary shareholders' meeting scheduled for September 25, 2025 [1] Group 1 - The extraordinary shareholders' meeting will take place on September 25, 2025 [1] - The proposal regarding the abolition of the supervisory board has been officially approved [1]

Core Viewpoint - Tianjin Bank has reported its mid-year performance for 2025, showing growth in both revenue and net profit despite challenges in the macroeconomic environment and narrowing net interest margins [3][4]. Financial Performance - As of June 2025, Tianjin Bank's total assets reached 965.675 billion yuan, a year-on-year increase of 4.3%, with operating income of 8.83 billion yuan, up 0.8%, and net profit of 2.01 billion yuan, up 1.6% [3][4]. - The bank's non-performing loan (NPL) ratio remained stable at 1.70%, while the provision coverage ratio improved to 171.29%, an increase of 2.08 percentage points from the previous year [3][4]. Market Position - Tianjin Bank's performance reflects a "scale-leading, profit-pressured" characteristic, positioning it in the mid-tier of the industry compared to peers like Qingdao Bank, which has a lower asset total but higher profitability [4][5]. - The bank's net interest margin was reported at 1.47%, a decrease of 0.13 percentage points year-on-year, indicating challenges in asset pricing capabilities [4][5]. Business Structure - The bank's loan balance reached 471.033 billion yuan, growing by 6.9% year-on-year, with corporate loans being the main contributor, while personal loans decreased by 8.1% [5][6]. - Interest income fell to 15.14 billion yuan, a decline of 5.1%, and investment income also decreased by 15.5%, reflecting the bank's struggle to balance asset returns and risk [6]. Historical Context - Tianjin Bank has evolved from a local bank to a regional financial leader, having undergone significant transformations since its establishment in 2000 and subsequent public listing in 2015 [6][7]. - The bank has raised approximately 15 billion HKD through H-share issuance, enhancing its capital base for business expansion and risk management [7]. IPO Progress - As of August 13, 2025, Tianjin Bank's A-share IPO process has entered its 28th phase, with ongoing guidance from Zhongyin Securities and CITIC Securities, marking nearly ten years since the initial IPO counseling began [8][9]. - The bank faces significant hurdles in obtaining external approvals necessary for its IPO, which are critical for its capital replenishment and growth strategy [9][10].