据悉，天津银行于2015年8月在天津证监局启动IPO辅导备案，本阶段辅导时间自2025年4月15日至本报告出具之日。 辅导备案报告显示，天津银行尚未申请及取得部分外部批复，辅导机构将根据天津银行战略规划安排和具体工作计划，协助发行 人适时进行监管申报，确保天津银行在上市申报前及时取得相关批复。 天津银行2007年由天津市商业银行更名而来，同年获准进京、成为第一家获准进京设立一级分行的城商行。天津保税区投资有限 公司为公司大股东，持股15.94%。 瑞财经 王敏 8月13日，天津银行股份有限公司（以下简称"天津银行"）披露关于首次公开发行股票并上市辅导工作进展报告（第 二十八期），辅导机构为中银证券和中信证券。 2025年一季度，天津银行实现营业收入42.17亿元，较上年同期增长1亿元，增幅2.43%；实现净利润11亿元，较上年同期增长0.40 亿元，增幅3.77%。 相关公司：天津银行hk01578 ...

收入利润同步提升 2023年,天津银行: 实现营业收入 164.6亿元 人民币 同比增加 7.0亿元 增幅 ↑ 4.4% 实现利润总额 39.2亿元 人民币 同比增加 1.1亿元 增幅 ↑ 2.9% 实现净利润 37.7 亿元 人民币 同比增加 2.0亿元 增幅 ↑ 5.7% 归属于本行股东的每股收益 0.62元 人民币 间比增加 △ △2_ （ 懊幅 + 尺 40/_ 天津银行2023年度 业绩快报 2023年是全面贯彻党的二十大精神的开局之年，在 习近平新时代中国特色社会主义思想指引下，在天津市委市 政府的坚强领导下,在金融监管部门指导下，天津银行基于 问题导向和强基导向，凝心聚力、统一思想打好"化险、收 入、成本、存款、诉讼"五大攻坚战以及"能力素质、结构 转型、中间业务、数字银行、监督统筹"五大提速战,经营 成果稳中有进,经营形势稳中向好。 人民币 U.UJ元 经营规模显著增长 截至2023年末,天津银行: 资产总额 8,407.7 12元 人民币 较上年未增加 796.9亿元 人民币 10.5% 增幅 ↑ 其中客户贷款及垫款人民币3,960.1亿元,较上年末增加 人民币586.1亿元,增幅17.4% ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 天津銀行股份有限公司 (「本行」) 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 4,305,952,759 RMB | | 1 | RMB | | 4,305,952,759 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 4,305,952,759 RMB | | 1 | RMB | | 4,305,952,759 | | ...

Core Viewpoint - The financial sector in Tianjin is showing steady growth and improved performance in the first half of 2025, with key indicators reflecting a positive trend and a focus on supporting the real economy [1] Financial Sector Growth - Tianjin's GDP reached 870.66 billion yuan in the first half of 2025, growing by 5.3% year-on-year, with the financial sector contributing 136.018 billion yuan, a 4.5% increase, accounting for 15.6% of GDP [3] - As of June 30, 2025, total assets of Tianjin's banking sector stood at 7.07 trillion yuan, up 6.35% year-on-year, while total liabilities reached 6.73 trillion yuan, increasing by 6.32% [3] - Total deposits amounted to 4.86 trillion yuan, reflecting an 8.54% year-on-year growth, and total loans were 4.97 trillion yuan, a 3.28% increase [3] - The insurance sector's total assets reached 258.34 billion yuan, growing by 13.0% year-on-year [3] Industry Development Trends - The net interest margin of Tianjin's banking sector stabilized at 1.48% as of June 30, 2025, marking a 0.02 percentage point increase from the previous quarter, reversing a declining trend since Q1 2022 [4] - Non-performing loans decreased to 56.301 billion yuan, down by 3.353 billion yuan year-on-year, with a non-performing loan ratio of 1.13%, a decline of 0.11 percentage points, which is 0.32 percentage points lower than the national average [5] - The provision coverage ratio improved to 238.4%, up by 12.1 percentage points year-on-year, exceeding the national average by 8.1 percentage points [5] Support for the Real Economy - The banking sector has enhanced support for high-tech enterprises, with loans to such companies reaching 376.579 billion yuan, a 45.4% increase year-on-year [6] - Loans to the manufacturing sector totaled 520.51 billion yuan, growing by 7.45%, which is 4.17 percentage points higher than the overall loan growth rate [6] - The average interest rate for newly issued manufacturing loans decreased by 0.89 percentage points year-on-year [6] Consumer and Market Support - Personal auto loans reached 93.677 billion yuan, reflecting an 11.86% year-on-year increase [7] - The average interest rate for newly issued corporate loans dropped by 0.78 percentage points year-on-year, marking the lowest level on record [7] - The regulatory authority has maintained strict oversight, with 57 administrative penalties issued in the first half of 2025, totaling 35.3004 million yuan, an 18.97% increase from the previous year [7]

北京商报讯（记者宋亦桐）7月30日，天津银行发布公告，经该行2024年第二次临时股东会审议通过， 经中国人民银行批准，该行于全国银行间债券市场发行了"天津银行股份有限公司2025年科技创新债 券"（以下简称"本期债券"）。 本期债券于2025年7月28日簿记建档，于2025年7月30日发行完毕，并于2025年7月30日正式起息。本期 债券发行总规模为人民币30亿元，品种为五年期固定利率债券，票面利率为1.80%。 据悉，本期债券发行的募集资金将用于投向《金融"五篇大文章"总体统计制度（试行）》中规定的科创 领域，包括发放科技贷款、投资科技创新企业发行的债券等，专项支持科技创新领域业务。 （文章来源：北京商报） ...

天津银行(01578)发布公告，该行于全国银行间债券市场发行了"天津银行股份有限公司2025年科技创新 债券"。本期债券于2025年7月28日簿记建档，于2025年7月30日发行完毕，并于2025年7月30日正式起 息。 本期债券发行的募集资金将用于投向《金融"五篇大文章"总体统计制度(试行)》中规定的科创领域，包 括发放科技贷款、投资科技创新企业发行的债券等，专项支持科技创新领域业务。 本期债券发行总规模为人民币30亿元，品种为五年期固定利率债券，票面利率为1.80%。 ...

格隆汇7月30日丨天津银行(01578.HK)公布，经该行2024年第二次临时股东会审议通过，经中国人民银 行批准，该行于全国银行间债券市场发行了「天津银行股份有限公司2025年科技创新债券」。该期债券 于2025年7月28日簿记建档，于2025年7月30日发行完毕，并于2025年7月30日正式起息。 该期债券发行的募集资金将用于投向《金融「五篇大文章」总体统计制度(试行)》中规定的科创领域， 包括发放科技贷款、投资科技创新企业发行的债券等，专项支持科技创新领域业务。 该期债券发行总规模为人民币30亿元，品种为五年期固定利率债券，票面利率为1.80%。 ...

本期债券发行的募集资金将用于投向《金融"五篇大文章"总体统计制度(试行)》中规定的科创领域，包 括发放科技贷款、投资科技创新企业发行的债券等，专项支持科技创新领域业务。 智通财经APP讯，天津银行(01578)发布公告，该行于全国银行间债券市场发行了"天津银行股份有限公 司2025年科技创新债券"。本期债券于2025年7月28日簿记建档，于2025年7月30日发行完毕，并于2025 年7月30日正式起息。 本期债券发行总规模为人民币30亿元，品种为五年期固定利率债券，票面利率为1.80%。 ...

BANK OF TIANJIN CO., LTD.* 天津銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：1578） 自願性公告 關於科技創新債券發行的公告 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中國天津 2025年7月30日 於本公告日期，本行董事會包括執行董事于建忠先生、吳洪濤先生、鄭可先生及 董曉東女士；非執行董事董光沛女士、彭沖先生、布樂達先生、幸建華先生、王 順龍先生及王善君先生；獨立非執行董事曾儉華先生、陸建忠先生、顧朝陽先 生、馮景華先生及彭冰先生。 * 天津銀行股份有限公司並非香港法例第155章銀行業條例所指認可機構，不受限於香港金 融管理局的監督，亦不獲授權在香港經營銀行╱接受存款業務。 經天津銀行股份有限公司（「本行」）2024年第二次臨時股東會審議通過，經中國人 民銀行批准，本行於全國銀行間債券市場發行了「天津銀行股份有限公司2025年 科技創新債券」（「本期債券」）。本期債券於2025年 ...

1. Report Industry Investment Rating No relevant content provided. 2. Core View of the Report The current spread compression space of high - quality large - bank capital bonds is limited, and although the 10 - year variety has relative value, the overall return space is also low. Therefore, to increase returns, it is recommended to implement a moderate credit - sinking strategy for bank perpetual and secondary capital bonds (referred to as "two - tier and perpetual bonds") under strict risk control, avoiding provinces with a large number of high - risk institutions [6][40]. 3. Summary by Relevant Catalogs 3.1 Bank Two - tier and Perpetual Bond Investment Screening Framework - **Issuer's Subject Qualifications and Operating Indicators**: A core risk - control framework covering six dimensions including equity nature, asset scale, operating region, asset quality, operating performance, and inter - bank liability ratio is constructed. It focuses on asset scale and central and state - owned enterprise equity nature, controls key operating indicators such as core tier - one capital adequacy ratio and ROE, and avoids provinces with a large number of high - risk institutions [5][7]. - **Central Bank's Financial Institution Rating Results**: As of the end of 2023, banks within the safety boundary accounted for 98.22% of the banking system's asset scale, and 357 banks were in a high - risk state. Large banks are in the "green zone", while some rural and urban commercial banks are high - risk banks [5][8]. - **Domestic Systemically Important Banks (D - SIBs) List**: In 2023, 20 domestic systemically important banks were identified, including 6 state - owned commercial banks, 9 joint - stock commercial banks, and 5 city commercial banks. They can all be included in the investment white list due to their low overall risk level [6][16]. - **Historical Non - Active Redemption of Bank Two - tier and Perpetual Bonds**: As of July 19, 2025, there have been 72 cases of secondary capital bonds not actively redeemed, with a total non - redemption amount of 50.677 billion yuan. Rural commercial banks account for 73.61% of the issuers, and regions such as Liaoning, Shandong, and Hubei have a high number of non - redemption cases [6][17]. - **Regional Fiscal Revenue Quality and Debt Pressure**: It is recommended to prioritize provinces with high - quality fiscal revenue and controllable debt, such as Shanghai, Beijing, Guangdong, and Fujian, and avoid high - risk regions like Liaoning, Gansu, and Inner Mongolia [6][29]. 3.2 Investment Opportunities for Two - tier and Perpetual Bonds under the Moderate Credit - Sinking Strategy - **Issuer Selection Criteria**: Focus on state - owned and central - enterprise - controlled banks with an asset scale between 400 billion and 1 trillion yuan, with a core tier - one capital adequacy ratio of not less than 7.5%, ROE higher than 3%, an inter - bank liability ratio within 30%, and avoid provinces with a large number of high - risk institutions [33]. - **Recommended Investment Targets**: Recommended targets include 25 Tianjin Rural Commercial Bank Secondary Capital Bond 01, 25 Guangxi Beibu Gulf Bank Secondary Capital Bond 01, and other bonds with a yield of over 2.5% [40].