华泰柏瑞沪深300ETF（510300）基金经理为柳军。 截至发稿，柳军累计任职时间16年154天，现任基金资产总规模5425.04亿元，任职期间最佳基金回报 154.72%， 任职期间最差基金回报-45.64%。 从邮储银行十大流通股东角度 数据显示，华泰柏瑞基金旗下1只基金位居邮储银行十大流通股东。华泰柏瑞沪深300ETF（510300）三 季度减持918.03万股，持有股数1.88亿股，占流通股的比例为0.22%。根据测算，今日浮亏损失约 3011.94万元。连续3天下跌期间浮亏损失6023.87万元。 华泰柏瑞沪深300ETF（510300）成立日期2012年5月4日，最新规模4255.81亿。今年以来收益22.57%， 同类排名2627/4216；近一年收益24.14%，同类排名2202/3889；成立以来收益119.32%。 来源：新浪基金∞工作室 10月31日，邮储银行跌2.71%，截至发稿，报5.75元/股，成交13.61亿元，换手率0.35%，总市值6905.47 亿元。邮储银行股价已经连续3天下跌，区间累计跌幅5.27%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街 ...

Core Insights - The six major state-owned banks in China reported a total operating income of approximately 2.73 trillion yuan for the first three quarters of 2025, reflecting a year-on-year growth of 1.87% [3] - The net profit attributable to shareholders reached about 1.72 trillion yuan, with a year-on-year increase of 1.22% [3] - All six banks achieved positive year-on-year growth in both revenue and net profit, with significant contributions from the third quarter [4] Revenue and Profit Performance - The revenue growth rates for Bank of China and Industrial and Commercial Bank of China were 2.69% and 2.17%, respectively, while Agricultural Bank of China led in net profit growth at 3.03% [3] - Absolute profit figures for the banks included approximately 269.9 billion yuan for ICBC, 257.4 billion yuan for CCB, and 220.9 billion yuan for ABC [3] Interest Income and Net Interest Margin - Interest income continued to decline, with only the Bank of Communications showing a year-on-year increase of 1.46% in net interest income [6] - The net interest margin for most banks decreased, but the rate of decline has narrowed compared to earlier in the year, with declines ranging from 0.01 to 0.04 percentage points per quarter [6] Asset Growth and Quality - Total assets of the six banks approached 218 trillion yuan, with a growth of approximately 1.85% since mid-year [3] - The non-performing loan ratio improved for five banks compared to the end of last year, while one bank saw a slight increase [7] Market Capitalization - As of October 30, Agricultural Bank of China had a market capitalization of 2.74 trillion yuan, leading among the banks, while ICBC's market cap was 2.59 trillion yuan [8]

Core Viewpoint - Postal Savings Bank of China has experienced a decline in stock price, with a cumulative drop of 5.27% over the last three days, closing at 5.75 CNY per share on October 31, 2023 [1] Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing, China, and provides banking and related financial services [1] - The bank's main business segments include personal banking, corporate banking, and funding operations, with personal banking contributing 65.15% to revenue, corporate banking 22.71%, and funding operations 12.10% [1] Fund Holdings - According to data, one fund under Bank of China, the Zhongyin CSI 300 Index Enhanced A (004881), has reduced its holdings in Postal Savings Bank by 43,190 shares, now holding 137,430 shares, which represents 1.52% of the fund's net value [2] - The fund has incurred a floating loss of approximately 21.99 thousand CNY today and a total floating loss of 43.98 thousand CNY during the three-day decline [2] Fund Manager Performance - The fund manager of Zhongyin CSI 300 Index Enhanced A, Zhao Zhihua, has been in position for over 10 years, with the fund's total assets amounting to 8.12 million CNY [3] - During Zhao's tenure, the fund has achieved a best return of 58.82% and a worst return of -2.2% [3]

来源：新浪基金∞工作室 广发高股息优享混合A（008704）成立日期2020年1月20日，最新规模2.37亿。今年以来收益16.33%， 同类排名5025/8154；近一年收益21.11%，同类排名4203/8046；成立以来收益27.75%。 广发高股息优享混合A（008704）基金经理为孙迪、胡骏。 截至发稿，孙迪累计任职时间7年324天，现任基金资产总规模34.38亿元，任职期间最佳基金回报 234.15%， 任职期间最差基金回报-46.52%。 胡骏累计任职时间3年308天，现任基金资产总规模7.09亿元，任职期间最佳基金回报49.75%， 任职期 间最差基金回报-20.11%。 风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 10月31日，邮储银行跌2.71%，截至发稿，报5.75元/股，成交13.61亿元，换手率0.35%，总市值6905.47 亿元。邮储银行股价已经连续3天下跌，区间累计跌幅5.27%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西 ...

银行 2025 年 10 月 31 日 邮储银行(601658.SH) 营收持续修复，资负稳健扩张 强烈推荐（维持） 股价：5.75 元 主要数据 | 行业 | 银行 | | --- | --- | | 公司网址 | www.psbcltd.cn;www.psbc.com | | 大股东/持股 | 中国邮政集团有限公司/51.87% | | 实际控制人 | 中国邮政集团有限公司 | | 总股本(百万股) | 120,095 | | 流通 A 股(百万股) | 67,122 | | 流通 B/H 股(百万股) | 19,856 | | 总市值（亿元） | 6,802 | | 流通 A 股市值(亿元) | 3,860 | | 每股净资产(元) | 8.44 | | 资产负债率(%) | 93.7 | 行情走势图 相关研究报告 【平安证券】邮储银行（601658.SH）*半年报点评* 盈 利增速回正，息差边际企稳*强烈推荐20250902 证券分析师 | 袁喆奇 | 投资咨询资格编号 | | --- | --- | | | S1060520080003 | | | YUANZHEQI052@pingan.com.c ...

永赢中证A500指数增强A（023305）基金经理为钱厚翔。 数据显示，永赢基金旗下1只基金重仓邮储银行。永赢中证A500指数增强A（023305）三季度持有股数 18.8万股，占基金净值比例为1.5%，位居第五大重仓股。根据测算，今日浮亏损失约3.01万元。连续3 天下跌期间浮亏损失6.02万元。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、投资、同业融资及票据贴现。资金业务还包括资产管理。 主营业务收入构成为：个人银行业务65.15%，公司银行业务 ...

Group 1 - Postal Savings Bank of China (PSBC) shares fell by 2.71% on October 31, closing at 5.75 CNY per share, with a trading volume of 1.361 billion CNY and a turnover rate of 0.35%, resulting in a total market capitalization of 690.547 billion CNY [1] - The stock has experienced a continuous decline over three days, with a cumulative drop of 5.27% during this period [1] - PSBC was established on March 6, 2007, and listed on December 10, 2019, providing banking and related financial services in China [1] Group 2 - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%), with other businesses contributing 0.04% [1] - Two funds under ICBC Credit Suisse have significant holdings in PSBC, totaling 24.81 million shares, which have incurred a floating loss of approximately 396.96 thousand CNY based on the latest stock price [2] - The fund "ICBC Innovation Power Stock" reduced its holdings by 6.42 million shares in Q3, while "ICBC Selected Balanced Mixed" reduced its holdings by 1.05 million shares, indicating a strategic adjustment in their investment positions [2]

汇安丰恒混合A（003845）成立日期2017年3月13日，最新规模273.11万。今年以来收益3.3%，同类排 名7302/8154；近一年收益5.66%，同类排名6883/8046；成立以来亏损3.51%。 汇安丰恒混合A（003845）基金经理为金鸿峰。 截至发稿，金鸿峰累计任职时间4年112天，现任基金资产总规模41.26亿元，任职期间最佳基金回报 22.09%， 任职期间最差基金回报-0.61%。 风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 来源：新浪基金∞工作室 10月31日，邮储银行跌2.71%，截至发稿，报5.75元/股，成交13.61亿元，换手率0.35%，总市值6905.47 亿元。邮储银行股价已经连续3天下跌，区间累计跌幅5.27%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行 ...

证券之星消息，10月31日国有大型银行板块较上一交易日下跌1.01%，邮储银行领跌。当日上证指数报 收于3954.79，下跌0.81%。深证成指报收于13378.21，下跌1.14%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 601328 | 交通银行 | 7.18 | 1.27% | 220.54万 | | 15.71亿 | | 601988 | 中国银行 | 5.61 | -0.71% | 488.45万 | 27.17亿 | | | 601398 | 工商银行 | 7.78 | -0.77% | 369.33万 | 28.62 Z | | | 666109 | 建设银行 | 9.13 | -1.19% | 130.00万 | 11.88 Z | | | 601288 | 农业银行 | 7.96 | -1.24% | 382.86万 | | 30.36亿 | | 601658 | 邮储银行 | 5.75 | -2.71% | 236.3 ...

证券研究报告 邮储银行 (601658 CH/1658 HK) 信贷结构优化，息差环比下行 9 月末总资产、贷款、存款增速分别为+11.1%、+10.0%、+8.1%，较 6 月 末+0.3pct、-0.1pct、-0.3pct。三季度公司新增贷款 1197 亿元，对公为主要 发力方向，"五篇大文章"加快推动。9 月末公司涉农贷款余额 2.47 万亿 元，普惠型小微企业贷款余额 1.75 万亿元，本年累计投放金额均超过 1 万 亿元。公司完善科技金融专业服务体系。在北京、上海、江苏、浙江、安徽、 深圳 6 家分行设立科技金融事业部，9 月底科技贷款余额突破 9400 亿元。 此外消费经营贷贴息落地后，公司 9 月贴息领域经营贷款投放金额同比增长 超 10%。1-9 月净息差为 1.68%，较 H1-2bp，年内累计下降 19bp。 业务增长稳定，关注中收跃升计划 从营收驱动看，公司各项业务增长较为稳定。25Q1-3 利息净收入同比-2.1%， 较 H1+0.6pct，主因生息资产增速提升。中收同比+11.5%，占营收比例同 比提升 0.8pct 至 8.7%，其中公司板块是核心增长引擎，公司中收同比增速 37 ...