香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任 何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. （股份代號：1658) 2022年第三季度報告 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈本行及附屬公司截至2022年9月30日止九個 月的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第XIVA部及《香港聯合交易所有限公司證券上市規 則》第13.09條的規定而作出。 1 1 重要提示 1.1 本行董事會、監事會及董事、監事、高級管理人員保證本季度報告內容的真實、準確、完整，不存在虛假記 載、誤導性陳述或者重大遺漏，並承擔個別和連帶的法律責任。 1.2 2022年10月26日，本行董事會審議通過了《2022年第三季度報告》。會議應出席董事13名，親自出席13名。 1.3 本季度財務報表未經審計。 1.4 本行法定代表人劉建軍1、主管財務工作副行長張學文（代為履行財務會計部負責人職責2）聲明 ...

Financial Performance - Operating revenue reached RMB 173.635 billion, a year-on-year increase of 10.05%[2] - Net profit attributable to shareholders was RMB 47.114 billion, up 14.88% year-on-year[2] - Total assets amounted to RMB 13.43 trillion, growing by 6.66% compared to the end of the previous year[2] - Total customer deposits increased to RMB 12.12 trillion, reflecting a growth of 6.77% from the end of last year[2] - Net income from fees and commissions was RMB 17.880 billion, a significant increase of 56.44% year-on-year[2] - Total customer loans reached RMB 6.99 trillion, marking an 8.32% increase from the end of the previous year[2] - The bank's annualized return on total assets was 0.73%, and the annualized return on equity was 13.35%, both showing slight improvements[44] - The bank achieved a net profit attributable to shareholders of CNY 47.114 billion, a year-on-year increase of 14.88%[65] - Total operating income reached CNY 173.635 billion, reflecting a growth of 10.05% compared to the previous year[64] Risk Management - The non-performing loan ratio stood at 0.83%[2] - Provision coverage ratio was reported at 409.25%[2] - The bank actively manages risks and has not identified any significant risks affecting its future development strategy[5] - The bank has a prudent risk management system in place, adhering to a cautious and compliant risk philosophy[24] - The bank is committed to risk management and aims to prevent systemic risks while enhancing the precision of risk management through digital transformation[62] Customer Base and Services - The bank has over 40,000 service outlets and serves more than 600 million individual customers[16] - The bank's personal banking income grew by 13.27% year-on-year, accounting for 71.88% of total operating income, an increase of 2.04 percentage points[128] - The bank served 644 million personal customers, with assets under management (AUM) reaching CNY 13.41 trillion, a growth of 7.03%[46] - The number of corporate clients increased by 158,300, reaching a total of 1.2691 million[46] - The bank's wealth management VIP clients numbered 46.248 million, an increase of 8.49% from the end of the previous year[137] Digital Transformation and Innovation - The bank is committed to digital transformation and aims to build an intelligent risk control system to enhance value creation capabilities[24] - The company is advancing digital transformation with a focus on enhancing technological capabilities and increasing the proportion of self-developed and agile research projects[25] - The bank's digital RMB wallet count ranks first among operating institutions, indicating strong engagement in digital currency initiatives[48] - The bank's digital service capabilities were significantly upgraded, focusing on personalized recommendations and account analysis[143] - The bank's digital operating model aims for full coverage with "online platform + offline business circle + remote service" to enhance customer experience[130] Strategic Vision and Goals - The bank aims to enhance its service capabilities and build a first-class large retail bank characterized by trust, safety, innovation, and value excellence[18] - The bank's strategic vision includes becoming a leading digital ecological bank that supports rural revitalization and new urbanization[24] - The bank's mission is to provide accessible financial services to urban and rural areas, ensuring no distance in financial service delivery[24] - The bank plans to enhance its comprehensive service capabilities and accelerate the transformation of retail finance towards intelligence and specialization[62] Loan and Deposit Growth - Customer loans totaled CNY 69,910.64 billion, increasing by 8.32% from the end of the previous year[96] - Personal loans amounted to CNY 3,952.23 billion, growing by CNY 196.08 billion or 5.22% year-over-year[100] - The balance of inclusive small and micro enterprise loans is CNY 1.092905 trillion, representing over 15% of total customer loans, with an increase of 86,600 loan accounts since the beginning of the year[47] - Customer deposits totaled RMB 12,122,517 million, reflecting an increase of RMB 7,684.44 million or 6.77% from the end of the previous year[116] Financial Investments - Financial investments rose to CNY 4,556.58 billion, an increase of CNY 2,079.58 billion or 4.78%[105] - The bond investment segment accounted for 74.01% of total financial investments, totaling CNY 3,372.50 billion[106] - The bank's bond investment reached CNY 3,372.497 billion, an increase of CNY 135.054 billion or 4.17% from the previous year[178] Support for Key Sectors - The bank aims to strengthen support for key sectors such as manufacturing, small and micro enterprises, and green development in the second half of 2022[61] - The company actively supports national strategic regional construction and the development of the real economy, focusing on infrastructure and green projects[102] - The balance of agricultural loans reached 1.7 trillion yuan, ranking among the top state-owned banks[179] - The company has provided a total of 26.76 billion yuan in loans to the beef cattle industry, benefiting 13,000 farmers[194] Customer Experience and Engagement - The bank is focused on enhancing customer service capabilities through financial technology, optimizing customer relationship management systems, and upgrading mobile banking services[130] - The bank's comprehensive marketing and product innovation efforts are aimed at improving customer acquisition and retention[149] - The bank launched new credit card products, including themed cards and customizable options, to enhance customer engagement[148]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任 何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. （股份代號：1658) （優先股股份代號：4612) 2022年第一季度報告 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈本行及附屬公司截至2022年3月31日止三個 月的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第XIVA部及《香港聯合交易所有限公司證券上市規 則》第13.09條的規定而作出。 1 重要提示 1.1 本行董事會、監事會及董事、監事、高級管理人員保證本季度報告內容的真實、準確、完整，不存在虛假記 載、誤導性陳述或者重大遺漏，並承擔個別和連帶的法律責任。 1.2 2022年4月29日，本行董事會審議通過了《2022年第一季度報告》。會議應出席董事13名，親自出席13名。 1.3 本季度財務報表未經審計。 1.4 本行法定代表人劉建軍1，主管財務工作副行長張學文（代為履行財務 ...

中国邮政储蓄银行 POSTAL SAVINGS BANK OF CHINA 2021 ☏煙 年度報告 绿色让主活更美好 中國鄉政储蓄銀行股份有限公司 (於中華人民共和國註冊成立的殷份有限公司) 股份代號：1658 優先股股份代號：4612 。 o 0 o O O o 0 o O 1 0 o o o o 新闻 o 00 0 o o o O o o O n a to a 冠 (46) 46 3 t (do 3) 300 s (0) s 70 % Tack No. t the first : Call t (10) D F S Ci and (1) 3 (0) 2 (0) 2 14 (ac 3 t 10:10 (一覧 car 3 89 Stack o (46%) 1 00:1 The g ER (19) t 1 star CB t (as 3) o 01 300 T (03) 2 (C) 7 - Tack 1 - 03 -x 081 2031 文已 S (00%) & OD t 100 FCD 家可 ======= Sound S (00:50) t (05) r GD R of a (68) z (other 2 ...