9月2日，重庆银行（601963）（601963）2025年半年度业绩说明会如期举办，公司核心高管悉数亮相，与投资者共话未来发 展新蓝图。 中报显示，重庆银行今年上半年实现营业收入76.59亿元，同比增长7%；归属于股东的净利润31.90亿元，同比增长5.39%， 在城商行盈利普遍承压的环境中展现出强劲韧性。 图/重庆银行董事长杨秀明介绍"三降一增"情况 针对投资者关于公司资产规模突破1万亿元后布局有关情况，公司方面回应称：重庆银行始终坚持围绕国家重大战略，服务 实体经济，协同高效、共同作战，资产规模突破1万亿元将作为我们工作的新起点。接下来，重庆银行将重点围绕资产结构 优化、夯实与拓展客群、提升市场化定价能力等方面，推动业务迈上新台阶。 图/重庆银行中报业绩说明会投资者问答 公司表示，将保持战略定力，持续提升金融服务的专业性、有效性，为广大股东、客户和投资者创造更大的价值回馈。 值得指出的是，截至今年7月末，重庆银行集团口径资产总额突破1万亿元，达到10087亿元，提前完成其"十四五"战略规划 目标。 必须看到，在银行业整体面临息差收窄压力的背景下，重庆银行上半年以核心风控指标的"三降一增"实现了高质量发展 ...

Core Viewpoint - Chongqing Bank's stock has experienced a decline of 1.42% on September 1, with a trading volume of 133 million yuan and a total market capitalization of 33.703 billion yuan [1] Dividend Analysis - Chongqing Bank's dividend yields over the past three years were 5.83%, 5.86%, and 4.46% respectively [2] - The bank has launched various financial products to support rural revitalization, including "Rural Revitalization Loans" and "Live Pig Collateral Loans" [2] - The bank aims to enhance credit support for new agricultural operators and strengthen cooperation with government-backed financing guarantee companies [2] Fund Flow Analysis - The main capital flow for Chongqing Bank today showed a net outflow of 98,200 yuan, with a continuous reduction in main capital over the past two days [2] - The industry also experienced a net outflow of 790 million yuan, indicating a trend of capital withdrawal [2] Technical Analysis - The average trading cost of the stock is 9.60 yuan, with recent accumulation activity noted, although the strength of this accumulation is weak [4] - The current stock price is near a support level of 9.68 yuan, and a drop below this level could trigger a downward trend [4] Company Overview - Chongqing Bank, established on September 2, 1996, is located in Hong Kong and primarily provides corporate and personal banking products and services [5] - The bank's revenue composition includes 69.84% from corporate banking, 21.95% from personal banking, and 7.41% from funding operations [5] - As of June 30, the number of shareholders decreased by 7.52% to 34,200, while the average circulating shares per person increased by 8.34% [5] - For the first half of 2025, Chongqing Bank reported a net profit of 3.19 billion yuan, reflecting a year-on-year growth of 5.39% [5] Dividend Distribution - Since its A-share listing, Chongqing Bank has distributed a total of 6.88 billion yuan in dividends, with 4.23 billion yuan distributed over the past three years [6]

1. Report Industry Investment Rating There is no information provided in the report regarding the industry investment rating. 2. Core Viewpoints of the Report The report presents the top ten convertible bonds for September 2025, including detailed information on each bond such as credit rating, closing price at the end of August, conversion premium rate, and the financial and business conditions of the underlying companies, as well as their key attractions [13][23][35]. 3. Summary by Company 3.1 Zhongte Convertible Bond - **Bond Information**: AAA rating, August closing price of 114.493 yuan, conversion premium rate of 96.64%, and a positive stock PE - TTM of 12.68 [6][13]. - **Company Overview**: A global leader in specialized special - steel materials manufacturing, with a production capacity of about 20 million tons of special - steel materials per year. It has multiple production and raw material bases, forming a strategic layout along the coast and rivers [13]. - **Financial Data**: In 2024, its operating income was 109.203 billion yuan (YoY - 4.22%), net profit attributable to the parent was 5.126 billion yuan (YoY - 10.41%). In the first half of 2025, operating income was 54.715 billion yuan (YoY - 4.02%), and net profit attributable to the parent was 2.798 billion yuan (YoY + 2.67%) [13]. - **Company Highlights**: It is one of the world's most comprehensive special - steel enterprises in terms of variety and specifications, with leading market shares in core products. It has a complete industrial chain and strong cost - control capabilities. It also seeks external expansion opportunities [14]. 3.2 Shanlu Convertible Bond - **Bond Information**: AAA rating, August closing price of 117.2 yuan, conversion premium rate of 48.74%, and a positive stock PE - TTM of 4.02 [6][23]. - **Company Overview**: Mainly engaged in road and bridge engineering construction and maintenance, and is expanding into other fields. It has a complete business and management system [23]. - **Financial Data**: In 2024, its operating income was 71.348 billion yuan (YoY - 2.3%), net profit attributable to the parent was 2.322 billion yuan (YoY + 1.47%). In the first half of 2025, operating income was 28.575 billion yuan (YoY + 0.26%), and net profit attributable to the parent was 1.029 billion yuan (YoY + 0.89%) [23]. - **Company Highlights**: Controlled by the Shandong Provincial SASAC, it has the potential for improvement in its balance sheet, liquidity, and order volume. It is expected to benefit from infrastructure construction in Shandong and the Belt and Road Initiative [24]. 3.3 Hebang Convertible Bond - **Bond Information**: AA rating, August closing price of 121.6 yuan, conversion premium rate of 27.33%, and a positive stock PE - TTM of - 154.7 [6][35]. - **Company Overview**: It has advantages in salt mines, phosphate mines, and natural gas supply. Its business has expanded from single - product operations to multiple sectors including chemicals, agriculture, and photovoltaics [35]. - **Financial Data**: In 2024, its operating income was 8.547 billion yuan (YoY - 3.13%), net profit attributable to the parent was 0.031 billion yuan (YoY - 97.55%). In the first half of 2025, operating income was 3.921 billion yuan (YoY - 19.13%), and net profit attributable to the parent was 0.052 billion yuan (YoY - 73.07%) [35]. - **Company Highlights**: Its phosphate mines and salt mines contribute to profits, and its liquid methionine production is a major profit - contributor [36]. 3.4 Aima Convertible Bond - **Bond Information**: AA rating, August closing price of 127.164 yuan, conversion premium rate of 31.95%, and a positive stock PE - TTM of 14.18 [6][46]. - **Company Overview**: A leading enterprise in the electric two - wheeler industry, producing and selling various electric two - wheelers through dealers [46]. - **Financial Data**: In 2024, its operating income was 21.606 billion yuan (YoY + 2.71%), net profit attributable to the parent was 1.988 billion yuan (YoY + 5.68%). In the first half of 2025, operating income was 13.031 billion yuan (YoY + 23.04%), and net profit attributable to the parent was 1.213 billion yuan (YoY + 27.56%) [46]. - **Company Highlights**: It may benefit from government subsidies for trade - ins, the implementation of new national standards, and has potential for improving gross margins [47]. 3.5 Xingye Convertible Bond - **Bond Information**: AAA rating, August closing price of 124.698 yuan, conversion premium rate of 17.91%, and a positive stock PE - TTM of 6.14 [6][55]. - **Company Overview**: One of the first - established joint - stock commercial banks, evolving into a modern financial service group [55]. - **Financial Data**: In 2024, its operating income was 212.226 billion yuan (YoY + 0.66%), net profit attributable to the parent was 77.205 billion yuan (YoY + 0.12%). In the first half of 2025, operating income was 110.458 billion yuan (YoY - 2.29%), and net profit attributable to the parent was 43.141 billion yuan (YoY + 0.21%) [55]. - **Company Highlights**: It has stable asset quality and scale growth, with a large number of corporate and retail customers [56]. 3.6 Wentai Convertible Bond - **Bond Information**: AA - rating, August closing price of 123.15 yuan, conversion premium rate of 23.63%, and a positive stock PE - TTM of - 19.91 [6][67]. - **Company Overview**: A global leader in semiconductor R & D and manufacturing, adopting the IDM model [67]. - **Financial Data**: In 2024, its operating income was 73.598 billion yuan (YoY + 20.23%), net profit attributable to the parent was - 2.833 billion yuan (YoY - 339.83%). In the first half of 2025, operating income was 25.341 billion yuan (YoY - 24.56%), and net profit attributable to the parent was 0.474 billion yuan (YoY + 237.36%) [67]. - **Company Highlights**: After divesting some subsidiaries, it focuses on the semiconductor business, which has shown growth. Its automotive and consumer electronics businesses also have development potential [68]. 3.7 Chongqing Bank Convertible Bond - **Bond Information**: AAA rating, August closing price of 123.688 yuan, conversion premium rate of 21.55%, and a positive stock PE - TTM of 6.47 [6][78]. - **Company Overview**: One of the earliest local joint - stock commercial banks in the upper reaches of the Yangtze River and Southwest China, with a wide range of business operations [78]. - **Financial Data**: In 2024, its operating income was 13.679 billion yuan (YoY + 3.54%), net profit attributable to the parent was 5.117 billion yuan (YoY + 3.8%). In the first half of 2025, operating income was 7.659 billion yuan (YoY + 7%), and net profit attributable to the parent was 3.19 billion yuan (YoY + 5.39%) [78]. - **Company Highlights**: It benefits from the national strategy of the Chengdu - Chongqing economic circle, has stable asset - scale growth, and actively adjusts its credit strategy [79]. 3.8 Tianye Convertible Bond - **Bond Information**: AA + rating, August closing price of 123.717 yuan, conversion premium rate of 84.35%, and a positive stock PE - TTM of 146.1 [6][90]. - **Company Overview**: A leading enterprise in the chlor - alkali chemical industry in Xinjiang, with an integrated circular economy industrial chain [90]. - **Financial Data**: In 2024, its operating income was 11.156 billion yuan (YoY - 2.7%), net profit attributable to the parent was 0.068 billion yuan (YoY + 108.83%). In the first half of 2025, operating income was 5.16 billion yuan (YoY - 0.98%), and net profit attributable to the parent was - 0.009 billion yuan (YoY - 228.22%) [90]. - **Company Highlights**: It has relatively stable caustic soda production costs and plans to increase dividend frequency, while its group is promoting two coal - mine projects [91]. 3.9 Huanxu Convertible Bond - **Bond Information**: AA + rating, August closing price of 127.8 yuan, conversion premium rate of 24.45%, and a positive stock PE - TTM of 27.85 [6][101]. - **Company Overview**: A global leader in electronic manufacturing design, providing value - added services to brand customers [101]. - **Financial Data**: In 2024, its operating income was 60.691 billion yuan (YoY - 0.17%), net profit attributable to the parent was 1.652 billion yuan (YoY - 15.16%). In the first half of 2025, operating income was 27.214 billion yuan (YoY - 0.63%), and net profit attributable to the parent was 0.638 billion yuan (YoY - 18.66%) [101]. - **Company Highlights**: It is a leading manufacturer of smart - wearable SiP modules and has strengthened its R & D and production capabilities in key fields through global expansion [102]. 3.10 Yushui Convertible Bond - **Bond Information**: AAA rating, August closing price of 124.714 yuan, conversion premium rate of 28.15%, and a positive stock PE - TTM of 27.4 [6][111]. - **Company Overview**: The largest integrated water supply and drainage enterprise in Chongqing, with a monopoly position in the local market [111]. - **Financial Data**: In 2024, its operating income was 6.999 billion yuan (YoY - 3.52%), net profit attributable to the parent was 0.785 billion yuan (YoY - 27.88%). In the first half of 2025, operating income was 3.519 billion yuan (YoY + 7.16%), and net profit attributable to the parent was 0.458 billion yuan (YoY + 10.06%) [111]. - **Company Highlights**: It has a high market share in Chongqing, is expanding its business externally, and has achieved cost control through intelligent applications [112].

截至2025年7月31日，该行(集团口径)资产总额达到10087亿元，较上年末增长1521亿元，增幅17.76%， 资产规模突破一万亿元，提前完成"十四五"战略规划目标。 智通财经APP讯，重庆银行(01963)发布公告，近年来，该行深入贯彻党的二十大和中央金融工作会议精 神，充分把握金融工作的政治性、人民性，持续提升金融服务的专业性、有效性，坚定"高目标引领、 高站位转型、高效率运行、高品质服务、高质量发展"定位，统筹推进"三稳、三进、三优化、三强化、 三提升"重点工作举措，聚焦主责主业，服务重大战略，强化综合经营，提升服务质效，推动高质量发 展持续走深走实。 ...

另外资产规模突破万亿级的8家城商行为北京银行、江苏银行（600919）、上海银行（601229）、宁波 银行、南京银行、杭州银行（600926）、成都银行、长沙银行（601577）。 人民财讯8月29日电，第九家资产规模突破万亿级的城商行来了——重庆银行（601963）。川渝地区目 前已经有两家万亿级城商行：成都银行（601838）和重庆银行。 据重庆银行披露：截至2025年7月31日，重庆银行(集团口径)资产总额达到10087亿元，较上年未增长 1521亿元，增幅17.76%，资产规模突破一万亿元，提前完成"十四五"战略规划目标。 ...

格隆汇8月29日丨重庆银行(01963.HK)公告，近年来，重庆银行股份有限公司深入贯彻党的二十大和中 央金融工作会议精神，充分把握金融工作的政治性、人民性，持续提升金融服务的专业性、有效性，坚 定"高目标引领、高站位转型、高效率运行、高品质服务、高质量发展"定位，统筹推进"三稳、三进、 三优化、三强化、三提升"重点工作举措，聚焦主责主业，服务重大战略，强化综合经营，提升服务质 效，推动高质量发展持续走深走实。 截至2025年7月31日，该行(集团口径)资产总额达到10,087亿元，较上年末增长1,521亿元，增幅 17.76%，资产规模突破一万亿元，提前完成"十四五"战略规划目标。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD. * * 中國重慶，2025年8月29日 1963 關於經營情況的自願性公告 近年來，重慶銀行股份有限公司*（「本行」）深入貫徹黨的二十大和中央金融工作會議精 神，充分把握金融工作的政治性、人民性，持續提升金融服務的專業性、有效性，堅定 「高目標引領、高站位轉型、高效率運行、高品質服務、高質量發展」定位，統籌推進「三 穩、三進、三優化、三強化、三提升」重點工作舉措，聚焦主責主業，服務重大戰略，強 化綜合經營，提升服務質效，推動高質量發展持續走深走實。 截至2025年7月31日，本行（集團口徑）資產總額達到10,087億元，較上年末增長1,521億 元，增幅17.76%，資產規模突破一萬億元，提前完成「十四五」戰略規劃目標。 以上數據為截至2025年7月31日的初步核算數據，本行具體經營指標數據以正式披露的定 期報告為準，敬請廣大投資者注意投資風險。 ...

转自：智通财经 【重庆银行资产规模达1万亿元】智通财经8月29日电，重庆银行29日披露数据显示，截至7月31日，该 行资产规模达10,087亿元，较上年末增长1,521亿元，增幅17.76%，提前完成"十四五"战略规划目标。根 据重庆银行22日公布的半年度报告，截至6月30日，集团实现营业收入76.59亿元，较上年同期增长 7.00%；实现净利润33.94亿元，较上年同期增长5.73%，实现归属于本行股东净利润31.90亿元，较上年 同期增长5.39%，集团不良贷款率为1.17% ，较上年末下降0.08个百分点，整体延续了高质量发展的良 好趋势。 ...

重庆银行股份有限公司 关于经营情况的自愿性公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券代码：601963 证券简称：重庆银行 公告编号：2025-057 可转债代码：113056 可转债简称：重银转债 特此公告。 重庆银行股份有限公司董事会 2025 年 8 月 29 日 1 近年来，重庆银行股份有限公司（以下简称"本行"）深入贯彻党的二十大 和中央金融工作会议精神，充分把握金融工作的政治性、人民性，持续提升金融 服务的专业性、有效性，坚定"高目标引领、高站位转型、高效率运行、高品质 服务、高质量发展"定位，统筹推进"三稳、三进、三优化、三强化、三提升" 重点工作举措，聚焦主责主业，服务重大战略，强化综合经营，提升服务质效， 推动高质量发展持续走深走实。 截至 2025 年 7 月 31 日，本行（集团口径）资产总额达到 10,087 亿元，较 上年末增长 1,521 亿元，增幅 17.76%，资产规模突破一万亿元，提前完成"十四 五"战略规划目标。 以上数据为截至 2025 年 7 月 31 日的初步核算数据，本 ...

Core Viewpoint - Chongqing Bank is on track to achieve significant growth and stability, aiming for a key year in 2025 as it approaches the "trillion" asset milestone, with a focus on serving the local economy and enhancing financial services for small and micro enterprises [1][5]. Asset Scale - As of June 30, 2025, the bank's total assets reached 983.37 billion, a 14.79% increase from the previous year, with loans exceeding 500 billion and deposits totaling 544.14 billion, also up by 14.77% [2][5]. - The bank's asset quality remains robust, with a non-performing loan ratio of 1.17%, down by 0.08 percentage points from the end of the previous year [2][3]. Profitability - The bank reported operating income of 7.66 billion, a year-on-year increase of 7.00%, and a net profit attributable to shareholders of 3.19 billion, up 5.39% from the previous year, marking the best growth rates in three years [2][3]. - Interest income grew by 12.22% to 5.86 billion, benefiting from the expansion of interest-earning assets and effective control of funding costs [2]. Risk Control - The bank has enhanced its comprehensive risk management system, with a focus on credit risk prevention, resulting in improved risk coverage with a provision coverage ratio of 248.27% [2][3]. - The proportion of loans under special attention decreased to 2.05%, indicating effective risk management practices [2]. Manufacturing Sector Focus - The bank's loans to the manufacturing sector reached 36.63 billion, a 16.86% increase from the previous year, with a non-performing loan ratio of 1.99%, reflecting a stable quality in loan growth [3][4]. - Initiatives such as the "Manufacturing Industry Action Plan" and support for high-quality development of the private economy have been implemented to ensure effective financial services [3]. Financial Innovation - The bank has developed a financial service system tailored to the entire lifecycle of technology enterprises, with technology loans growing over 40% [4]. - Green finance initiatives have led to a green loan portfolio exceeding 75 billion, with an annual growth rate of over 30% [4]. Regional Development Contribution - The bank has actively supported the Chengdu-Chongqing economic circle, injecting nearly 140 billion in credit to major projects, including transportation and digital economy initiatives [5]. - The bank's financing for the Western Land-Sea New Corridor has surpassed 47 billion, showcasing its commitment to regional infrastructure development [5]. Retail Business Innovation - The bank has introduced innovative consumer finance products, such as the "Jie e Loan," which has grown by 35% since the beginning of the year, enhancing consumer financing options [6]. - The bank aims to continuously improve its service quality and contribute to the high-quality development of the real economy as it approaches its "trillion" asset goal [6].