表格類別： 股票 狀態： 新提交 公司名稱： Prudential plc 保誠有限公司* (* 僅供識別) 呈交日期： 2025年10月13日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 | | 是 | | | 證券代號 (如上市) | 02378 | 說明 | | 普通股每股0.05英鎊 | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | | 庫存股份變動 | | | | | 事件 | | 已發行股份（不包括庫存股份）數 目 | | 佔有關事件前的 ...

Core Insights - Multiple insurance companies have officially lowered their "prepaid interest rates," leading to a general contraction in market discounts, prompting investors to assess their USD asset allocation needs and lock in high-interest offers before deadlines [1][6]. Summary by Category Insurance Companies and Products - AIA's prepaid interest rate for "盈Y3" and "环活盈活" remains at 4.3% for the first year and 3.8% for four years, with a deadline of October 31 [7]. - Prudential's "信S明天" offers a prepaid interest rate of 3.8% for one year and 4.8% for four years, with a deadline of October 7 [7]. - Manulife's "宏Z传承" maintains a prepaid interest rate of 4.5% for one year, with an additional 0.5% for combined critical illness/life insurance, deadline November 13 [7]. - Sun Life's "挚H" offers a prepaid interest rate of 4% for one year, with a deadline of October 31 [7]. - FWD's "富R千秋plus" maintains a prepaid interest rate of 7.5% for one year, with a deadline of October 31 [7]. Market Trends - The market is currently in a critical adjustment phase as the Federal Reserve enters a new rate-cutting cycle, influencing the downward adjustment of prepaid interest rates by Hong Kong insurance companies [5][6]. - The latest promotional policies show that most insurers still maintain prepaid discounts, while some are dynamically adjusting their rates [5][6]. Specific Rate Changes - AIA's prepaid interest rates have been adjusted from 4.3%/4.7% in September to 3.8%/4.0% [5]. - Zurich's "瑞J" maintains a prepaid interest rate of 5% with a premium discount of 27%, deadline December 31 [8]. - China Life Overseas's "智Y世代" keeps a prepaid interest rate of 4%, while "傲珑" offers a rate of 5% [8].

证券之星消息，10月11日发布《中信保诚国企红利量化选股股票型证券投资基金分红公告》。2025年第 1次分红。公告显示，本次分红的收益分配基准日为9月9日，详细分红方案如下： | 分级基金简称 | 代码 | 墓准日基金净值 分红方案 | | --- | --- | --- | | | | (元) (元/10份) | | 中信保诚国企红利軍化股票A 020768 | | 1.08 0.12 | | 中信保诚国企红利軍化股票C 020769 | | 1.07 0.12 | 本次分红对象为权益登记日登记在册的本基金全体份额持有人，权益登记日为10月13日，现金红利发放 日为10月14日。选择红利再投资的投资者其现金红利转换为基金份额的基金份额净值确定日为2025年10 月13日。根据财政部、国家税务总局的相关规定，基金向投资者分配的基金收益，暂免征收所得税。分 红时所发生的银行转账或其他手续费用由投资人自行承担。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 ...

Core Insights - Prudential Advisors is expanding its office at Rockefeller Center in New York City, reflecting its commitment to enhancing the advisor and client experience in a key financial market [1][3]. Company Expansion - The new office will span 8,700 square feet and is designed to be a dynamic hub for financial advisors to connect with clients [2]. - The strategic location in Midtown Manhattan is intended to attract top-tier advisor talent and provide proximity to clients [5]. Advisor Experience - The expansion aims to set a new standard for the advisor and client experience, providing a welcoming environment for clients and a prestigious location for advisors [3]. - Prudential Advisors offers flexibility in affiliation models, allowing advisors to choose the best fit for their practice and clients [5]. Company Background - Prudential Advisors supports over 3,000 financial advisors across the country, enabling them to assist individuals and families in achieving their financial goals [6]. - Prudential Financial, Inc. manages approximately $1.5 trillion in assets as of December 31, 2024, and operates globally [7].

New Space Reflects Firm's Commitment to Elevating the Advisor and Client Experience in a Unique, Collaborative Environment NEWARK, N.J. , Oct. 10, 2025 /PRNewswire/ -- Prudential Advisors, the retail arm of Prudential Financial, Inc. (NYSE: PRU), with more than 3,000 financial advisors and fee-based financial planners, today announced the opening of one of its firms' new offices at 101 Crawfords Corner Road, within the iconic Bell Works campus in Holmdel, New Jersey. ...

Core Viewpoint - The article emphasizes the importance of long-term commitment in the insurance industry, highlighting the need for trust and reliability in both insurance companies and agents, particularly in the context of Hong Kong's insurance market [1][6][7]. Group 1: Drivers of Hong Kong Insurance Market - The Hong Kong insurance market is driven by three core factors: global service attributes, investment advantages in the capital market, and the evolving awareness of clients regarding wealth management [2]. - Hong Kong's insurance services cater to a global clientele, distinguishing it from single-market insurance products [2]. - The investment landscape in Hong Kong offers a wide range of options, enhancing the value of insurance funds, supported by its unique position connecting mainland China and the global market [2]. - The proliferation of social media has diminished information barriers, leading clients to seek better asset allocation tools [2]. Group 2: Choosing Insurance Agents - When selecting an insurance agent, it is recommended to first choose the platform, then the agent, and finally consider the overall service provided [2]. - The longevity and reliability of the insurance platform are crucial, with established companies like Prudential being more trustworthy due to their historical performance [3]. Group 3: Understanding Dividend Insurance - Clients often prioritize high returns in dividend insurance, but it is essential to balance this with an understanding of associated risks [4]. - The dividend realization rate is a key metric for clients, but it should not be viewed in isolation; both the numerator (actual payout) and denominator (expected payout) must be considered [4][5]. - Clients are encouraged to focus on the long-term performance and reliability of the insurance company rather than short-term gains [6]. Group 4: Key Criteria for Reliable Insurance Companies - Three critical standards for assessing the reliability of an insurance company include longevity (preferably over 100 years), strong performance, and substantial asset management capabilities [5]. - A trustworthy insurance company should transparently disclose investment situations and historical data, ensuring clients can verify performance over time [5]. Group 5: Long-term Commitment in Insurance - The article stresses that insurance is not a short-term investment but a long-term financial planning tool, often spanning decades [6]. - The focus should be on companies that have demonstrated resilience through financial crises and can provide ongoing service and support [6]. - Trust in both the insurance company and the agent is paramount, with a preference for those who adopt a long-term perspective in their service approach [6][7].

本文转载自"新华社"，智通财经编辑：徐文强。 何立峰表示，中国经济基础稳、优势多、韧性强、潜能大，长期向好的支撑条件和基本趋势没有变。中 国将持续扩大高水平对外开放，欢迎跨国企业扩大在华投资，深化对华合作，共享发展机遇。 跨国公司负责人表示看好中国经济前景，将继续深耕中国市场，进一步扩大对华合作。 新华社北京10月10日电(记者董雪) 中共中央政治局委员、国务院副总理何立峰10日下午会见美国雅培公 司、英国保诚集团、韩国SK集团等知名跨国公司负责人，就全球和中国经济形势、扩大对华投资等交 换意见。 ...

（文章来源：新华社） 中共中央政治局委员、国务院副总理何立峰10日下午会见美国雅培公司、英国保诚集团、韩国SK集团 等知名跨国公司负责人，就全球和中国经济形势、扩大对华投资等交换意见。何立峰表示，中国经济基 础稳、优势多、韧性强、潜能大，长期向好的支撑条件和基本趋势没有变。中国将持续扩大高水平对外 开放，欢迎跨国企业扩大在华投资，深化对华合作，共享发展机遇。跨国公司负责人表示看好中国经济 前景，将继续深耕中国市场，进一步扩大对华合作。 ...

Core Viewpoint - The Federal Reserve has decided to lower the federal funds rate by 25 basis points to a target range of 4% to 4.25%, marking the first rate cut since December of the previous year, in response to signs of economic slowdown and persistent inflation above the 2% target [2][5]. Group 1: Economic Indicators - Federal Reserve officials noted a slowdown in job growth and a slight increase in the unemployment rate, indicating signs of weakness in the labor market [2]. - Inflation remains slightly above the 2% target, prompting discussions on monetary policy adjustments [2]. Group 2: Rate Cut Details - The voting result for the September meeting was 11 to 1, with the only dissenting vote advocating for a 50 basis point cut [3]. - More than half of the participating officials expect at least two more rate cuts this year, while some anticipate only one or no further cuts through 2025 [3]. Group 3: Market Implications - The rate cut is expected to benefit foreign consumption, as a weaker dollar allows for more favorable exchange rates for those holding renminbi [9]. - The dollar depreciation creates a temporary window for investment in overseas assets, particularly in Hong Kong dollar-denominated insurance policies [10]. Group 4: Insurance Sector Considerations - Insurance companies may face challenges in maintaining profitability as lower interest rates could affect their investment returns on new bonds [14]. - Strong investment capabilities will be crucial for insurance firms to navigate market volatility and achieve stable returns for clients [14][15].

格隆汇10月10日丨保诚(02378.HK)发布公告，2025年10月9日耗资288.98万英镑回购28.03万股。 ...