智通财经APP获悉，渣打集团(02888)午后转涨，该股早盘曾跌超4%。截至发稿，涨1.04%，报145.1港 元，成交额3.82亿港元。 消息面上，渣打集团发布截至2025年6月30日止上半年业绩，基本表现下，该集团期内取得经营收入 108.99亿美元，同比增加9%；普通股股东应占溢利30.65亿美元，同比增加41%；每股基本盈利139.2美 仙。集团同时宣布进行另一轮13亿美元的股份回购，中期息增加37%至每股12.3美仙。 ...

Financial Performance Highlights - The company's Q2'25 operating income increased by 14% year-over-year to $5509 million[5] - Non-Net Interest Income (Non-NII) saw a significant increase of 31% year-over-year in Q2'25, reaching $2806 million[5] - The underlying earnings per share (EPS) for H1'25 increased by 41% year-over-year to 139.2 cents[6, 42] - The tangible net asset value (TNAV) per share increased by 16% year-over-year to 1680 cents[8, 42] Capital Allocation and Shareholder Returns - A new share buyback program of $1300 million was announced[3, 39, 83] - The company is on track to return at least $8 billion to shareholders between 2024 and 2026[3, 57, 83] - Distributions of $6500 million to shareholders have been announced since FY'23 results, including $5300 million in share buybacks and $1200 million in ordinary dividends[40, 42] Business Segment Performance - Global Markets within CIB experienced substantial growth, with income up 47% year-over-year in Q2'25[43, 46] - Wealth Solutions in WRB continued its growth momentum, with income up 20% year-over-year in Q2'25[47] - Ventures segment profit before tax was $130 million in Q2'25, supported by a $238 million gain on the Solv India transaction with Jumbotail[51, 55] Strategic Outlook and Guidance - The company upgraded its 2025 income growth guidance to around the bottom of the 5-7% range at constant currency, excluding notable items[16, 57, 83] - The company expects low single-digit percentage growth in underlying loans and advances to customers for FY'25[34] - The company aims for operating expenses to be less than $12300 million in 2026[22, 57]

观点网讯：7月31日，渣打集团（02888）公布截至2025年6月30日止上半年及第二季度的业绩报告。 （注：下文提述的"元"字或"$"符号概指美元，"仙"字或"c"符号概指一百分之一美元） 其中，于第二季度，渣打集团经营收入上升14%至55亿元（按固定汇率基准计算），倘剔除重大项目， 则增加15% （按固定汇率基准计算）。 经营支出增加3%至30亿元（按固定汇率基准计算），主要由于为促进业务增长而进行的针对性投资及 通胀所致，部分被提效措施所节省的开支抵销。 －普通股权一级资本比率为14.3% （2025年3月31日：13.8%）。 －即将开始13亿元股份回购，预期会令普通股权一级资本比率下降约50个基点。 －中期普通股股息增加37%至每股12.3仙（相等于2.88亿元）。 －每股有形资产净值为16.80元，按季上升119仙。 信贷减值支出为1.17亿元；其中财富管理及零售银行业务的支出为1.53亿元，按年有所增加，按季则录 得跌幅，乃由于部分无抵押组合的支出减少所致；部分被企业及投资银行业务拨回的4,400万元所抵 销。 除税前基本溢利增加34%至24亿元（按固定汇率基准计算）；除税前列账基准溢利增加48 ...

Core Viewpoint - Standard Chartered Group (02888.HK) announced a mid-term dividend of $0.123 per share to be distributed on September 30, 2025 [1] Group 1 - The company will distribute a mid-term dividend of $0.123 per share [1]

渣打集团(02888)发布公告，该公司将于2025年9月30日派发中期股息每股0.123美元。 ...

Core Insights - Standard Chartered Group reported strong performance for the first half of 2025, with operating income reaching $10.899 billion, a year-on-year increase of 9% [1] - The profit attributable to ordinary shareholders was $3.065 billion, reflecting a 41% increase compared to the previous year [1] - Basic earnings per share rose to 139.2 cents, up 41% [1] Financial Performance - Operating income grew by 10% to $10.9 billion, and excluding significant project impacts, it increased by 13% [1] - Basic expenses rose by 4%, resulting in a positive income-to-cost growth differential of 6% [1] - Credit impairment charges amounted to $336 million, equating to an annualized loan loss rate of 19 basis points [1] - Pre-tax basic profit reached $4.7 billion, a 22% increase, with basic earnings per share benefiting from a reduction in the number of shares [1] Capital and Liquidity - The group maintained strong capital and high liquidity, with a liquidity coverage ratio of 146% [1] - The common equity tier 1 capital ratio stood at 14.3%, remaining above the target range [1] - The increase in profits was partially offset by shareholder distributions and an increase in risk-weighted assets [1] Shareholder Returns - The board announced an interim ordinary share dividend of 12.3 cents, an increase of 3.3 cents or 37% [1] - In addition to a $1.5 billion share buyback initiated in February 2025, another $1.3 billion share buyback plan is set to commence [1] Strategic Focus - CEO Bill Winters highlighted the strong performance as a reflection of the company's focus on cross-border and wealth banking strategies, achieving sustained success [2] - The second quarter saw record net inflows of new funds, with double-digit growth in wealth solutions, global markets, and global banking revenues [2] - The company effectively managed costs, credit risks, and capital while providing clients with various solutions to navigate a volatile external environment [2]

集团依然保持充足资本及高流动性，具备多元化及稳健的存款基础。流动性覆盖比率为146%，反映了 严谨的资产及负债管理。普通股权一级资本比率为14.3%，仍然高于目标范围，至于上半年的溢利增加 则部分被股东分派及风险加权资产增加所抵销。鉴于雄厚的资本实力，让董事会可宣布中期普通股股息 每股12.3仙，增加3.3仙或37%，并宣布除了在2025年二月开展的15亿元股份回购外，即将开始另一轮的 13亿元股份回购计划。 智通财经APP讯，渣打集团(02888)发布截至2025年6月30日止上半年业绩，基本表现下，该集团期内取 得经营收入108.99亿美元，同比增加9%;普通股股东应占溢利30.65亿美元，同比增加41%;每股基本盈利 139.2美仙。 在宏观环境及地缘政治局势不断变化下，集团于2025年上半年表现强劲。经营收入增长10%至109亿 元。倘剔除重大项目的影响，经营收入则上升13%。由于持续投资于不同业务计划，基本支出增加 4%，产生6%的正收入与成本增长差。信贷减值支出为3.36亿元，等于年化贷款损失率为19个基点。因 此，除税前基本溢利达47亿元，增长22%，以及每股基本盈利上升41%至139仙，亦受惠 ...

智通财经APP讯，渣打集团(02888)发布公告，该公司将于2025年9月30日派发中期股息每股0.123美元。 ...

Core Viewpoint - Standard Chartered Group reported strong financial performance for the first half of 2025, with significant increases in profit and revenue across various business segments, reflecting the effectiveness of its strategy focused on cross-border and wealth banking services [1][3]. Financial Performance Summary - For the first half of 2025, the adjusted pre-tax profit was $4.7 billion, up 22% on a constant currency basis; the reported pre-tax profit was $4.4 billion, up 30% on a constant currency basis [1]. - Basic earnings per share increased by 40.7 cents or 41% to 139.2 cents; reported earnings per share rose by 45.8 cents or 55% to 129.1 cents [1]. - The interim ordinary share dividend increased by 37% to 12.3 cents per share [1]. Revenue Breakdown - Operating income rose by 9% to $10.9 billion, with a 10% increase on a constant currency basis; excluding significant items, it increased by 13% (constant currency) [1]. - Net interest income increased by 4% to $5.5 billion (constant currency), while non-net interest income rose by 18% to $5.4 billion (constant currency), with a 25% increase when excluding significant items [1]. - Wealth solutions business grew by 24% (constant currency), driven by strong growth in capital market products [1]. - Global banking business increased by 14% (constant currency), supported by growth in lending and fee income [1]. - Global markets business rose by 28% (constant currency), with non-recurring income up by 50% and recurring income increasing by 19% [1]. Second Quarter Highlights - In Q2 2025, operating income increased by 14% to $5.5 billion (constant currency), with a 15% increase when excluding significant items [2]. - Net interest income remained stable at $2.7 billion (constant currency), while non-net interest income surged by 31% to $2.8 billion (constant currency), with a 33% increase when excluding significant items [2]. - Wealth solutions business grew by 20% (constant currency), with double-digit growth in investment products and bank insurance [2]. - Global markets business saw a significant increase of 47% (constant currency), with strong performance in both recurring and non-recurring income [2]. - Global banking business rose by 12% (constant currency), driven by increased lending and capital market activities [2]. - Adjusted pre-tax profit increased by 34% to $2.4 billion (constant currency), while reported pre-tax profit rose by 48% to $2.3 billion (constant currency) [2]. Strategic Outlook - The CEO highlighted the strong performance in the first half, emphasizing the success of the strategy focused on cross-border and wealth banking services, with record net inflows of new funds in Q2 [3]. - The company aims for a compound annual growth rate of 5-7% in operating income from 2023 to 2026 (constant currency), with expectations for 2025 growth to be closer to the lower end of this range when excluding significant items [3].

来源：格隆汇APP 格隆汇7月31日｜渣打集团公布2025年第二季度业绩，经营收入同比上升14%至55亿港元（按固定汇率 基准计算），倘剔除重大项目，则增加15%（按固定汇率基准计算）；净利息收入大致持平，按固定汇 率基准计算为27亿港元。除税前基本溢利增加34%至24亿港元（按固定汇率基准计算）；除税前列账基 准溢利增加48%至23亿港元（按固定汇率基准计算）。集团宣布即将展开另一轮13亿港元的股份回购计 划。 ...