壹賬通金融科技有限公司（「本公司」）董事會（「董事會」）茲通告謹定於2025年8月 21日（星期四）舉行董事會會議，以（其中包括）考慮及通過本公司及其附屬公司 以及綜合聯屬實體截至2025年6月30日止六個月的未經審核中期業績及其發佈。 承董事會命 壹賬通金融科技有限公司 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6638） （紐交所股份代碼：OCFT） 董事會會議召開日期 陳當陽先生 董事長兼首席執行官 香港，2025年8月11日 於本公告日期，本公司董事會包括執行董事陳當陽先生；非執行董事郭曉濤先 生、付欣女士、竇文偉先生及王文君女士及獨立非執行董事張耀麟博士、濮天若 先生、周永健先生及葉冠榮先生。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 壹账通金融科技有限公司 呈交日期: 2025年8月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06638 | 說明 | - | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 5,000,000,000 | USD | | 0.00001 | USD | | 50,000 | | 增加 / 減少 (-) | | | 0 | | | | USD | | 0 | | 本月底結存 | | | 5,000,000,000 | USD | | 0.00001 | USD | | 50,000 | 本月底法定 ...

Group 1 - Financial One Account, Inspur Enterprise Cloud, and Inspur Computer Technology signed a strategic cooperation agreement to explore the construction of a new AI computing power ecosystem [1] - The collaboration aims to provide safer and more reliable support for global financial, government, and enterprise clients who face strict data privacy requirements while having urgent needs for generative AI capabilities [1][2] - Financial One Account has over 12 AI-driven business application suites for the financial industry and plays a significant role in Hong Kong's financial ecosystem, with over 50% of retail banks utilizing its AI image recognition fraud prevention technology [1] Group 2 - Financial One Account's wealth management solutions based on AI have generated significant market demand, leveraging its local delivery capabilities and cross-border data reference authorization in Hong Kong [2] - Inspur Enterprise Cloud is one of China's earliest cloud service providers and a leader in the industry cloud sector, offering full-stack cloud computing services across various industries [2] - Inspur Computer holds a 14% market share in the innovative technology server sector, providing a comprehensive product range that serves multiple industries including government and finance [2] Group 3 - The partnership aims to integrate expertise in AI and financial technology, develop customized AI solutions, and promote benchmark projects globally, following the "Belt and Road" initiative [3] - This collaboration represents a commitment to shaping the future of AI computing power and global digital transformation, potentially serving as a model for Chinese tech companies to collaborate internationally [3]

Core Insights - The focus of discussions in the financial sector is shifting from "what AI can do" to "how AI can create value" at the WAIC2025 [1] - Financial institutions are encouraged to establish ethical review mechanisms and adopt a "test-validate-promote" approach to achieve cost reduction and efficiency improvement [1] - Financial technology companies like Fintech One are actively exploring solutions to integrate AI into daily operations and enhance output efficiency [1][2] Group 1: AI Integration and Value Creation - AI is expected to significantly lower the cost of providing financial services and improve decision-making for consumers and companies [1] - Financial One has developed a robust technological foundation, referred to as "953," which includes nine databases, five laboratories, and three technology companies to support AI applications [2] - The company has created comprehensive solutions for various financial scenarios, including intelligent marketing, credit, claims, risk control, customer service, and collection [2] Group 2: Innovative Solutions and Applications - In 2025, Financial One launched an intelligent platform and a "large model integrated machine" solution to provide all-scenario AI solutions for the banking industry [3] - The "Results as a Service" (RaaS) model allows financial institutions to benefit from AI solutions with lower upfront costs and reduced technology sunk costs [3] - The intelligent agents optimize business processes through task decomposition and collaboration, significantly improving efficiency in marketing and collection processes [4] Group 3: Practical Innovations Driven by Demand - Financial One has introduced the "Xiao Yi Intelligent Customer Service Robot" to alleviate pressure on human agents and enhance operational efficiency [5] - The company’s precise marketing system addresses challenges faced by small and medium banks, providing an end-to-end solution for customer targeting and marketing [6] - Financial One has developed intelligent visual anti-fraud products to help financial institutions mitigate fraud risks effectively [6] Group 4: Value Creation and Social Impact - Financial One's AI solutions are generating measurable commercial value, such as improving operational efficiency and reducing labor costs [7] - The company has successfully served over 2 million small and medium enterprises, facilitating a total inclusive loan balance of 32.93 trillion yuan [8] - The digital credit system enhances the quality and efficiency of due diligence, addressing financing challenges for small enterprises [8]

本报讯(记者矫月)在2025世界人工智能大会期间，金融智能化转型成为重要议题。与去年金融行业对大 模型还处于探索阶段不同，今年的关键词已转向"落地""可信""具身"，人工智能与金融业务的深度融合 进入实质推进阶段。面对多元化的业务需求，金融科技企业正加速推动人工智能技术与金融业务深度融 合，探索更具可行性的转型路径。 近日，在2025年世界人工智能大会上海市工商联金融服务站企业路演活动中，壹账通金融科技有限公司 (以下简称"金融壹账通")首席架构师吴磊发表主题为《基于智能体的金融RaaS服务新范式》的演讲。该 模式基于业务经验与AI领域的积累与实践，以"结果即服务"(Results as a Service，RaaS)为核心，强调按 业务效果付费，由服务提供方承担系统建设与技术更新责任，从而帮助客户减少前期投入与技术沉没成 本，实现风险共担、收益共享。 近年来，随着AI大模型能力的持续跃迁，Manus等Agentic AI(规划型智能体)技术已具备自主规划与多智 能体协作能力，AI从"聊天工具"逐步演变为"数字劳动力"。在此背景下，金融壹账通构建了智能体为核 心的数字员工体系，并在部分外包运营项目中试点应用。 ...

在2025世界人工智能大会期间,金融智能化转型成为重要议题。与去年金融行业对大模型还处于探索阶 段不同,今年的关键词已转向"落地""可信""具身",人工智能与金融业务的深度融合进入实质推进阶段。 面对多元化的业务需求,金融科技企业正加速推动人工智能技术与金融业务深度融合,探索更具可行性的 转型路径。 7月28日,在2025年世界人工智能大会上海市工商联金融服务站企业路演活动中,金融壹账通首席架构师吴 磊发表主题为《基于智能体的金融RaaS服务新范式》的演讲。该模式基于业务经验与AI领域的积累与 实践,以"结果即服务"(Results as a Service, RaaS)为核心,强调按业务效果付费,由服务提供方承担系统建设 与技术更新责任,从而帮助客户减少前期投入与技术沉没成本,实现风险共担、收益共享。 近年来,随着AI大模型能力的持续跃迁,Manus等Agentic AI(规划型智能体)技术已具备自主规划与多智能 体协作能力,AI从"聊天工具"逐步演变为"数字劳动力"。在此背景下,金融壹账通构建了智能体为核心的 数字员工体系,并在部分外包运营项目中试点应用。 目前,该体系已全面部署于平安集团客服、销售、催收 ...

在2025世界人工智能大会期间，金融智能化转型成为重要议题。与去年金融行业对大模型还处于探索阶段不同，今年的关键词已转向"落 地""可信""具身"，人工智能与金融业务的深度融合进入实质推进阶段。面对多元化的业务需求，金融科技企业正加速推动人工智能技术 与金融业务深度融合，探索更具可行性的转型路径。 7月28日，在2025年世界人工智能大会上海市工商联金融服务站企业路演活动中，金融壹账通首席架构师吴磊发表主题为《基于智能体的 金融RaaS服务新范式》的演讲。该模式基于业务经验与AI领域的积累与实践，以"结果即服务"(Results as a Service，RaaS)为核心，强调 按业务效果付费，由服务提供方承担系统建设与技术更新责任，从而帮助客户减少前期投入与技术沉没成本，实现风险共担、收益共 享。 近年来，随着AI大模型能力的持续跃迁，Manus等Agentic AI(规划型智能体)技术已具备自主规划与多智能体协作能力，AI从"聊天工 具"逐步演变为"数字劳动力"。在此背景下，金融壹账通构建了智能体为核心的数字员工体系，并在部分外包运营项目中试点应用。 目前，该体系已全面部署于平安集团客服、销售、催收、质检 ...

Core Viewpoint - The article discusses the strategic approach of Financial One Account in expanding its financial technology services globally, emphasizing the dual focus on technology and business integration to enhance competitiveness in international markets [6][9]. Group 1: Strategic Decisions - Financial One Account's international expansion is driven by both survival and growth needs, marking a proactive strategic choice [6]. - The company adopts a "technology + business" dual-driven model, integrating decades of business wisdom from the Ping An Group with cutting-edge technological solutions [6]. - The collaboration with South African insurance company Qianwei exemplifies how the company's practical experience in finance aids overseas institutions in achieving rapid transformation [6]. Group 2: Regional Focus - Southeast Asia and Hong Kong are identified as the two strategic core regions for Financial One Account's international efforts, with significant investments made in these markets [7]. - The company has also made strides in the Middle East, particularly in Abu Dhabi's financial free zone, assisting regulatory bodies in establishing innovative lending platforms [7]. Group 3: Strategic Safeguards - To address the "south orange, north tangerine" phenomenon faced by companies going abroad, Financial One Account proposes a four-fold safeguard mechanism: 1. Establishing a globally-oriented technology R&D system 2. Localizing adaptations to meet regulatory and business needs 3. Cultivating a global talent matrix that understands both technology and culture 4. Building a collaborative ecosystem for industry chain cooperation [8]. - The company collaborates with Ping An Group's affiliates in Southeast Asia to provide comprehensive industry chain outputs, creating competitive advantages through a combination of financial technology and industry resources [8]. Group 4: Future Outlook - The future of Chinese enterprises going abroad lies in forming ecological alliances, with collaborative efforts creating a strong competitive edge in the global market [9].

Core Viewpoint - Financial One's performance in the first quarter of 2025 showed a significant decline in revenue and an increase in losses compared to the previous year, primarily driven by a decrease in cloud service platform income and other service revenues [1][2]. Revenue Summary - The total revenue for the first quarter of 2025 was RMB 368 million, a decrease of 49.2% from RMB 723 million in the same period last year [2]. - Revenue from the cloud service platform dropped to RMB 2 million, a staggering decline of 99.5% from RMB 318 million year-on-year, attributed to the strategic phase-out of cloud services since July 2024 [2]. - Implementation service revenue was RMB 143 million, down 9.2% from RMB 157 million year-on-year, mainly due to reduced demand for financial service systems in China [2]. - Customer acquisition service revenue fell to RMB 5 million, a decrease of 59.2% from RMB 13 million year-on-year, linked to a drop in transaction volume for digital credit management solutions [2]. - Risk management service revenue was RMB 55 million, down 15.8% from RMB 65 million year-on-year, primarily due to decreased transaction volume in bank-related risk analysis solutions [2]. - Operational support service revenue was RMB 122 million, a decline of 9.2% from RMB 134 million year-on-year, mainly due to reduced income from intelligent voice service solutions [2]. - Revenue from post-development maintenance services increased to RMB 20 million, a growth of 33.5% from RMB 15 million year-on-year, driven by increased demand from overseas clients [2]. Loss Summary - The company reported a loss attributable to owners of the continuing operations of RMB 38.36 million, a decrease of 28.56% compared to the previous year [1]. - The basic and diluted loss per American Depositary Share for continuing operations was RMB 1.06 [1].

Financial Performance - OneConnect Financial Technology Co., Ltd. reported its unaudited financial performance for the first quarter ending March 31, 2025[12]. - The financial summary for Q1 2025 will be detailed in a press release scheduled for May 28, 2025[14]. - Revenue from continuing operations for Q1 2025 was RMB 368 million, a decrease of 49.2% compared to RMB 723 million in the same period last year[16][22]. - The gross profit margin for continuing operations was 28.5%, down from 37.7% in the previous year, reflecting a decline in economies of scale due to reduced revenue[24]. - The net loss attributable to owners for continuing operations was RMB 38 million, compared to RMB 54 million in the same period last year, with a net profit margin of -10.4%[16][17]. - Revenue from the digital banking segment was RMB 104 million, a decrease of 35.6% year-over-year, primarily due to reduced customer acquisition and risk management service transactions[20][21]. - Revenue from the digital insurance segment increased by 8.1% year-over-year to RMB 143 million, driven by higher demand for digital insurance solutions[21]. - The company reported a significant decline in cloud service platform revenue, which fell by 99.5% to RMB 2 million, due to a strategic phase-out of cloud services starting July 2024[19][21]. - Operating expenses for continuing operations totaled RMB 156 million, down from RMB 342 million in the previous year, with the percentage of operating expenses to revenue decreasing from 47.3% to 42.3%[25]. - Research and development expenses for continuing operations were RMB 62 million, a reduction from RMB 213 million year-over-year, reflecting a shift to investment return-oriented project management[25]. - The company reported a basic and diluted loss per American Depositary Share of RMB -1.06, an improvement from RMB -1.48 in the same period last year[16][17]. - In Q1 2025, the operating loss from continuing operations was RMB 56 million, compared to RMB 66 million in the same period last year, resulting in an operating profit margin of -15.3% versus -9.2% year-over-year[26]. - The loss attributable to shareholders from continuing operations in Q1 2025 was RMB 38 million, down from RMB 54 million in the previous year, with a basic and diluted loss per American Depositary Share of RMB -1.06 compared to RMB -1.48[27]. - Total revenue for continuing operations in Q1 2025 was RMB 367.8 million, a significant decrease from RMB 723.3 million in Q1 2024[35]. - The gross profit for continuing operations in Q1 2025 was RMB 104.9 million, compared to RMB 272.4 million in the same quarter last year[35]. - Research and development expenses in Q1 2025 were RMB 61.6 million, down from RMB 213.2 million year-over-year[35]. - The net financial income for Q1 2025 was RMB 13.8 million, compared to RMB 6.1 million in the previous year[35]. Cash Flow and Assets - The net cash used in operating activities for Q1 2025 was RMB 190 million, while cash used in investing activities was RMB 825 million, and cash used in financing activities was RMB 6 million[28]. - Cash and cash equivalents significantly dropped to RMB 924,955 thousand from RMB 1,947,922 thousand, a decrease of 52.6%[41]. - The company reported a net cash outflow from investing activities of RMB (824,942) thousand, contrasting with a net inflow of RMB 255,848 thousand in the previous year[41]. - As of March 31, 2025, total assets amounted to RMB 3,707,728 thousand, a decrease of 6.5% from RMB 3,967,252 thousand as of December 31, 2024[38]. - Current assets decreased to RMB 3,131,029 thousand from RMB 3,397,304 thousand, reflecting a decline of 7.8%[38]. - The company’s cash and cash equivalents decreased by RMB 1,020,383 thousand during the quarter, compared to an increase of RMB 39,641 thousand in the same quarter of the previous year[41]. - Total liabilities decreased to RMB 1,254,033 thousand from RMB 1,463,309 thousand, a reduction of 14.3%[39]. - The total equity attributable to owners of the company was RMB 2,512,936 thousand, down from RMB 2,558,452 thousand, reflecting a decrease of 1.8%[39]. - The company recorded a cumulative loss of RMB (8,371,653) thousand as of March 31, 2025, compared to RMB (8,333,291) thousand at the end of 2024[39]. - Non-current assets totaled RMB 576,699 thousand, slightly up from RMB 569,948 thousand, indicating a marginal increase of 1.3%[38]. Corporate Developments - The company is currently undergoing a privatization proposal in collaboration with Platinum Group Limited[4]. - The company emphasizes the importance of maintaining relationships with strategic partners, particularly Ping An Group[8]. - The board of directors collectively assumes responsibility for the accuracy of the information contained in the announcement[10]. - The company has established long-term partnerships with financial institutions to support their digital transformation needs and has expanded services to other participants in the financial services ecosystem[29]. - The company has prepared estimated consolidated results for the three months ending March 31, 2025, based on management accounts[53]. - The accounting policies and calculation methods for the estimates have been reviewed and deemed appropriate by the auditors, ensuring consistency with the audited financial statements for the year ending December 31, 2024[54]. - The estimates have been made after careful consideration and are believed to be prudent[55]. Risks and Advisories - The report includes forward-looking statements that involve risks and uncertainties, which may cause actual results to differ significantly[7]. - Shareholders and potential investors are advised not to overly rely on the Q1 performance when trading the company's securities[9]. - The financial advisor and auditor have provided reports on the estimates made in the announcement[5].