香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 OneConnect Financial Technology Co., Ltd. 本公司亦根據上市規則第13.10B條作出本公告。本公司將於2025年8月21日（美國 東部時間）紐約證券交易所交易時段前就上半年業績向美國證券交易委員會遞交 6-K表格。 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） 本公告乃根據香港聯合交易所有限公司證券上市規則（「上市規則」）第13.09條及 證券及期貨條例（第571章）第XIVA部刊發。 （股份代號：6638） （紐交所股份代碼：OCFT） 壹賬通金融科技有限公司（「本公司」或「壹賬通」）欣然公佈根據美國證券交易委員 會的適用規則刊發的本公司及其附屬公司以及綜合聯屬實體截至2025年6月30日 止半年度的未經審核財務業績（「上半年業績」）。 內幕消息 截至2025年6月30日止半年度的未經審核財務業績 及 海外監管公告 本文附表1為本公司於2025年8月2 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本聯合公告的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示概不就因本聯合公告全部或任何部分內容而產生 或因倚賴該等內容而引致的任何損失承擔任何責任。 本聯合公告僅供參考，並不構成收購、購買或認購要約人與本公司證券的邀請或要約，亦非在 任何司法權區對任何投票或批准的招攬。本聯合公告亦不構成美國證券交易委員會規則及規定 下之任何要約或推薦。 本聯合公告並非供在、向或從刊發、登載或分發全部或部分內容即構成違反有關司法權區適用 法律或法規的任何司法權區刊發、登載或分發。 OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6638） （紐交所股份代碼：OCFT） 鉑煜有限公司 （於英屬維爾京群島註冊 成立的有限公司） 聯合公告 提交附表13E-3（第1號修訂本） 有關 (1)根據公司法第86條以協議安排方式私有化壹賬通金融科技有限公司 之建議 及 摩根士丹利亞洲有限公司 獨立董事委員會之獨立財務顧問 嘉林資本有限公司 1 茲提述(1)要約人及本公司聯合 ...

Group 1: New Quality Productivity and Financial Technology - The concept of new quality productivity has been proposed to drive high-quality economic development in China, emphasizing the need for modern industrial system construction and the integration of disruptive technologies [1][2] - Financial technology is positioned to seize new opportunities and challenges, with companies like Ping An Group's Financial One Account leveraging core technologies such as AI and big data to enhance financial services [1][2] Group 2: Digital Financial Transformation - Digital finance is recognized for its potential to expand service coverage and improve efficiency, with recent policies from various regulatory bodies guiding financial institutions in their digital transformation efforts [2] - Financial institutions face challenges such as data integration difficulties and low value conversion, which hinder the effective use of data assets [2] Group 3: Data Privacy and Management - Financial One Account has developed an advanced data management tool, the Financial Data Privacy Computing Platform, which addresses data silos and enhances data asset value through privacy computing technologies [3] - The platform has been successfully applied in various financial regulatory and risk management scenarios, improving operational efficiency and compliance [3] Group 4: Artificial Intelligence in Finance - Artificial intelligence is identified as a key technology driving the current technological revolution, with significant implications for the financial sector [4] - Despite its potential, challenges such as data sharing and integration with existing business processes remain obstacles to AI implementation in financial institutions [4] Group 5: AI-Driven Financial Services - Financial One Account has launched a "Smart Banking One-Stop AI Platform," which offers a modular design for efficient and cost-effective financial services, enhancing customer data integration and analysis [5] - The platform supports over 4,000 financial business scenarios and has been recognized for its innovative contributions to the industry [5] Group 6: Independent Innovation in Finance - The promotion of independent innovation in the financial sector is crucial for enhancing service efficiency and ensuring national financial security [6] - Financial technology companies play a vital role in accelerating digital transformation and building self-controlled financial infrastructure [6] Group 7: Collaboration and Ecosystem Development - Financial One Account has actively collaborated with various financial institutions and regulatory bodies to implement smart financial service projects, showcasing its capabilities in the fintech sector [7][8] - The company aims to provide comprehensive solutions that integrate technology and business, contributing to the development of new quality productivity in finance [7][8]

壹賬通金融科技有限公司（「本公司」）董事會（「董事會」）茲通告謹定於2025年8月 21日（星期四）舉行董事會會議，以（其中包括）考慮及通過本公司及其附屬公司 以及綜合聯屬實體截至2025年6月30日止六個月的未經審核中期業績及其發佈。 承董事會命 壹賬通金融科技有限公司 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6638） （紐交所股份代碼：OCFT） 董事會會議召開日期 陳當陽先生 董事長兼首席執行官 香港，2025年8月11日 於本公告日期，本公司董事會包括執行董事陳當陽先生；非執行董事郭曉濤先 生、付欣女士、竇文偉先生及王文君女士及獨立非執行董事張耀麟博士、濮天若 先生、周永健先生及葉冠榮先生。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 壹账通金融科技有限公司 呈交日期: 2025年8月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06638 | 說明 | - | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 5,000,000,000 | USD | | 0.00001 | USD | | 50,000 | | 增加 / 減少 (-) | | | 0 | | | | USD | | 0 | | 本月底結存 | | | 5,000,000,000 | USD | | 0.00001 | USD | | 50,000 | 本月底法定 ...

Group 1 - Financial One Account, Inspur Enterprise Cloud, and Inspur Computer Technology signed a strategic cooperation agreement to explore the construction of a new AI computing power ecosystem [1] - The collaboration aims to provide safer and more reliable support for global financial, government, and enterprise clients who face strict data privacy requirements while having urgent needs for generative AI capabilities [1][2] - Financial One Account has over 12 AI-driven business application suites for the financial industry and plays a significant role in Hong Kong's financial ecosystem, with over 50% of retail banks utilizing its AI image recognition fraud prevention technology [1] Group 2 - Financial One Account's wealth management solutions based on AI have generated significant market demand, leveraging its local delivery capabilities and cross-border data reference authorization in Hong Kong [2] - Inspur Enterprise Cloud is one of China's earliest cloud service providers and a leader in the industry cloud sector, offering full-stack cloud computing services across various industries [2] - Inspur Computer holds a 14% market share in the innovative technology server sector, providing a comprehensive product range that serves multiple industries including government and finance [2] Group 3 - The partnership aims to integrate expertise in AI and financial technology, develop customized AI solutions, and promote benchmark projects globally, following the "Belt and Road" initiative [3] - This collaboration represents a commitment to shaping the future of AI computing power and global digital transformation, potentially serving as a model for Chinese tech companies to collaborate internationally [3]

Core Insights - The focus of discussions in the financial sector is shifting from "what AI can do" to "how AI can create value" at the WAIC2025 [1] - Financial institutions are encouraged to establish ethical review mechanisms and adopt a "test-validate-promote" approach to achieve cost reduction and efficiency improvement [1] - Financial technology companies like Fintech One are actively exploring solutions to integrate AI into daily operations and enhance output efficiency [1][2] Group 1: AI Integration and Value Creation - AI is expected to significantly lower the cost of providing financial services and improve decision-making for consumers and companies [1] - Financial One has developed a robust technological foundation, referred to as "953," which includes nine databases, five laboratories, and three technology companies to support AI applications [2] - The company has created comprehensive solutions for various financial scenarios, including intelligent marketing, credit, claims, risk control, customer service, and collection [2] Group 2: Innovative Solutions and Applications - In 2025, Financial One launched an intelligent platform and a "large model integrated machine" solution to provide all-scenario AI solutions for the banking industry [3] - The "Results as a Service" (RaaS) model allows financial institutions to benefit from AI solutions with lower upfront costs and reduced technology sunk costs [3] - The intelligent agents optimize business processes through task decomposition and collaboration, significantly improving efficiency in marketing and collection processes [4] Group 3: Practical Innovations Driven by Demand - Financial One has introduced the "Xiao Yi Intelligent Customer Service Robot" to alleviate pressure on human agents and enhance operational efficiency [5] - The company’s precise marketing system addresses challenges faced by small and medium banks, providing an end-to-end solution for customer targeting and marketing [6] - Financial One has developed intelligent visual anti-fraud products to help financial institutions mitigate fraud risks effectively [6] Group 4: Value Creation and Social Impact - Financial One's AI solutions are generating measurable commercial value, such as improving operational efficiency and reducing labor costs [7] - The company has successfully served over 2 million small and medium enterprises, facilitating a total inclusive loan balance of 32.93 trillion yuan [8] - The digital credit system enhances the quality and efficiency of due diligence, addressing financing challenges for small enterprises [8]

本报讯(记者矫月)在2025世界人工智能大会期间，金融智能化转型成为重要议题。与去年金融行业对大 模型还处于探索阶段不同，今年的关键词已转向"落地""可信""具身"，人工智能与金融业务的深度融合 进入实质推进阶段。面对多元化的业务需求，金融科技企业正加速推动人工智能技术与金融业务深度融 合，探索更具可行性的转型路径。 近日，在2025年世界人工智能大会上海市工商联金融服务站企业路演活动中，壹账通金融科技有限公司 (以下简称"金融壹账通")首席架构师吴磊发表主题为《基于智能体的金融RaaS服务新范式》的演讲。该 模式基于业务经验与AI领域的积累与实践，以"结果即服务"(Results as a Service，RaaS)为核心，强调按 业务效果付费，由服务提供方承担系统建设与技术更新责任，从而帮助客户减少前期投入与技术沉没成 本，实现风险共担、收益共享。 近年来，随着AI大模型能力的持续跃迁，Manus等Agentic AI(规划型智能体)技术已具备自主规划与多智 能体协作能力，AI从"聊天工具"逐步演变为"数字劳动力"。在此背景下，金融壹账通构建了智能体为核 心的数字员工体系，并在部分外包运营项目中试点应用。 ...

Group 1 - The core theme of the 2025 World Artificial Intelligence Conference is the financial industry's transition towards intelligent finance, with a focus on "implementation," "trustworthiness," and "embodiment," indicating a shift from exploration to substantial integration of AI in financial services [1] - Financial technology companies are accelerating the integration of AI technologies with financial operations to explore more feasible transformation paths in response to diverse business needs [1] - Financial One Account's Chief Architect, Wu Lei, introduced a new paradigm of financial RaaS (Results as a Service) that emphasizes payment based on business outcomes, reducing upfront investments and technology sunk costs for clients [1] Group 2 - The advancement of AI large models has enabled Agentic AI technologies to possess autonomous planning and multi-agent collaboration capabilities, evolving AI from a "chat tool" to a "digital workforce" [3] - Financial One Account has established a digital employee system centered around intelligent agents, which has been piloted in outsourced operations, significantly enhancing efficiency in various business segments within Ping An Group [3] - The deployment of AI services has resulted in 1.84 billion service interactions, accounting for 80% of total customer service volume, with AI resolution rates increasing from 38% to 92% and customer net promoter scores rising from 49% to 78% [3] Group 3 - The value of intelligent agents lies not only in replacing single-point tools but also in optimizing business processes through task decomposition, multi-agent collaboration, and tool utilization [4] - In wealth management, intelligent systems can generate personalized investment advice based on client portfolios and market dynamics, while in marketing, AI has doubled the conversion rate of outbound calls by optimizing communication strategies [4] - In debt collection, intelligent agents can create personalized repayment plans and dynamically adjust strategies, leading to a nearly fourfold increase in collection efficiency and improving repayment rates from 40% to 70% within 30 days of delinquency [4] Group 4 - Financial One Account, as the sole external financial technology output window for Ping An Group, continues to invest in the integration of AI with business operations [4] - The company aims to enhance its intelligent agent and RaaS service systems to promote assessable and deliverable intelligent outcomes across various financial scenarios, contributing to the high-quality development of the financial industry [4]

在2025世界人工智能大会期间，金融智能化转型成为重要议题。与去年金融行业对大模型还处于探索阶段不同，今年的关键词已转向"落 地""可信""具身"，人工智能与金融业务的深度融合进入实质推进阶段。面对多元化的业务需求，金融科技企业正加速推动人工智能技术 与金融业务深度融合，探索更具可行性的转型路径。 7月28日，在2025年世界人工智能大会上海市工商联金融服务站企业路演活动中，金融壹账通首席架构师吴磊发表主题为《基于智能体的 金融RaaS服务新范式》的演讲。该模式基于业务经验与AI领域的积累与实践，以"结果即服务"(Results as a Service，RaaS)为核心，强调 按业务效果付费，由服务提供方承担系统建设与技术更新责任，从而帮助客户减少前期投入与技术沉没成本，实现风险共担、收益共 享。 近年来，随着AI大模型能力的持续跃迁，Manus等Agentic AI(规划型智能体)技术已具备自主规划与多智能体协作能力，AI从"聊天工 具"逐步演变为"数字劳动力"。在此背景下，金融壹账通构建了智能体为核心的数字员工体系，并在部分外包运营项目中试点应用。 目前，该体系已全面部署于平安集团客服、销售、催收、质检 ...