Core Viewpoint - The city commercial bank sector experienced a decline of 0.62% on November 28, with Shanghai Bank leading the drop, while the overall stock market showed slight gains [1][2]. Market Performance - The Shanghai Composite Index closed at 3888.6, up 0.34% - The Shenzhen Component Index closed at 12984.08, up 0.85% [1]. Individual Stock Performance - Chongqing Bank: Closed at 11.20, up 0.72%, with a trading volume of 84,100 shares and a turnover of 94.08 million yuan - Xiamen Bank: Closed at 7.15, up 0.56%, with a trading volume of 156,600 shares and a turnover of 112 million yuan - Hangzhou Bank: Closed at 15.59, up 0.13%, with a trading volume of 295,600 shares and a turnover of 461 million yuan - Zhengzhou Bank: Closed at 2.00, unchanged, with a trading volume of 667,700 shares and a turnover of 13.3 million yuan - Nanjing Bank: Closed at 11.57, down 0.09%, with a trading volume of 333,200 shares and a turnover of 38.6 million yuan - Qingdao Bank: Closed at 4.84, down 0.41%, with a trading volume of 332,000 shares and a turnover of 16 million yuan - Changsha Bank: Closed at 9.64, down 0.41%, with a trading volume of 124,200 shares and a turnover of 12 million yuan - Lanzhou Bank: Closed at 2.36, down 0.42%, with a trading volume of 408,600 shares and a turnover of 96.46 million yuan - Xi'an Bank: Closed at 3.83, down 0.52%, with a trading volume of 182,100 shares and a turnover of 6.97 million yuan - Ningbo Bank: Closed at 28.37, down 0.56%, with a trading volume of 195,600 shares and a turnover of 557 million yuan [1][2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 379 million yuan from institutional investors, while retail investors contributed a net inflow of 86.74 million yuan [2][3]. - The following stocks had notable capital flows: - Hangzhou Bank: Net inflow of 9.48 million yuan from institutional investors - Qilu Bank: Net inflow of 6.55 million yuan from institutional investors - Suzhou Bank: Net inflow of 6.07 million yuan from institutional investors - Qingdao Bank: Net inflow of 3.22 million yuan from institutional investors - Lanzhou Bank: Net inflow of 2.34 million yuan from institutional investors - Zhengzhou Bank: Net outflow of 0.96 million yuan from institutional investors - Guizhou Bank: Net outflow of 1.41 million yuan from institutional investors - Xi'an Bank: Net outflow of 2.69 million yuan from institutional investors - Nanjing Bank: Net outflow of 9.30 million yuan from institutional investors - Chongqing Bank: Net outflow of 9.87 million yuan from institutional investors [3].

Core Viewpoint - The mid-term dividends of listed banks have exceeded 260 billion yuan, reflecting a trend towards enhancing shareholder returns and stabilizing market confidence [1][2][5]. Group 1: Dividend Distribution - As of November 26, 2025, 42 A-share listed banks have distributed a total of 263.79 billion yuan in mid-term dividends, with 13 banks having completed their distributions [1][2]. - The six major state-owned banks contributed over 70% of the total mid-term dividends, amounting to 204.66 billion yuan, with Industrial and Commercial Bank of China leading at 50.40 billion yuan [2][3]. - Several banks, including Shanghai Bank and Nanjing Bank, have also participated in mid-term dividends, with total distributions from city commercial banks reaching 3.10 billion yuan [2][4]. Group 2: Market Impact and Investor Confidence - The implementation of mid-term dividends is seen as a signal of stable operations, enhancing market confidence and attracting long-term capital [1][5][9]. - First-time dividend issuers have experienced positive short-term stock performance, indicating that dividends can boost shareholder confidence and improve capital efficiency [5][9]. - The trend of mid-term dividends is aligned with regulatory encouragement for banks to optimize dividend policies and improve shareholder returns [1][6]. Group 3: Future Outlook and Strategic Considerations - The decision to implement mid-term dividends reflects banks' strong financial performance and stable profit models, which provide a solid foundation for such distributions [6][9]. - Analysts suggest that banks should balance short-term dividend payouts with long-term growth strategies, ensuring that capital is adequately retained for future development [9]. - The ongoing trend of mid-term dividends is viewed as a sign of the maturation of China's capital markets and a shift towards greater emphasis on investor returns [9].

Core Insights - The city commercial bank sector experienced a rise of 0.69% on November 27, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 3875.26, up 0.29%, while the Shenzhen Component Index closed at 12875.19, down 0.25% [1] Stock Performance Summary - Qingdao Bank (002948) closed at 4.86, up 1.25% with a trading volume of 462,800 shares and a transaction value of 224 million [1] - Hangzhou Bank (600926) closed at 15.57, up 1.24% with a trading volume of 269,400 shares and a transaction value of 417 million [1] - Jiangsu Bank (616009) closed at 10.83, up 1.21% with a trading volume of 1,097,800 shares and a transaction value of 1.179 billion [1] - Chengdu Bank (601838) closed at 17.01, up 1.13% with a trading volume of 394,100 shares and a transaction value of 667 million [1] - Shanghai Bank (601229) closed at 10.01, up 1.11% with a trading volume of 447,500 shares and a transaction value of 445 million [1] - Xiamen Bank (601187) closed at 7.11, up 0.85% with a trading volume of 101,900 shares and a transaction value of 72.116 million [1] - Nanjing Bank (6000009) closed at 11.58, up 0.78% with a trading volume of 294,200 shares and a transaction value of 339 million [1] - Xi'an Bank (600928) closed at 3.85, up 0.52% with a trading volume of 220,500 shares and a transaction value of 84.754 million [1] - Changsha Bank (601577) closed at 9.68, up 0.52% with a trading volume of 137,900 shares and a transaction value of 133 million [1] - Qilu Bank (601665) closed at 5.97, up 0.34% with a trading volume of 401,600 shares and a transaction value of 239 million [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 72.7685 million from institutional investors, while retail investors experienced a net inflow of 16.4028 million [2] - The sector faced a net outflow of 89.1713 million from speculative funds [2] Individual Stock Capital Flow - Jiangsu Bank (600919) had a net inflow of 75.1851 million from institutional investors, while it faced a net outflow of 38.3807 million from speculative funds [3] - Shanghai Bank (601229) saw a net inflow of 33.6962 million from institutional investors, with a net outflow of 37.6450 million from speculative funds [3] - Qilu Bank (601665) had a net inflow of 23.2129 million from institutional investors, while it faced a net outflow of 7.1943 million from speculative funds [3] - Chengdu Bank (601838) experienced a net inflow of 21.6104 million from institutional investors, with a significant net outflow of 68.9418 million from speculative funds [3] - Hangzhou Bank (600926) had a net inflow of 17.6667 million from institutional investors, while it faced a net outflow of 41.0399 million from speculative funds [3]

Core Points - The company has announced a cash dividend of 0.14 CNY per share (before tax) for the first half of 2025, totaling approximately 369.48 million CNY to be distributed among shareholders [1][4]. Distribution Plan - The dividend distribution is based on a total share capital of 2,639,127,888 shares [1]. - The cash dividend will be distributed to all shareholders registered with the China Securities Depository and Clearing Corporation Limited, Shanghai Branch, as of the close of trading on the registration date [1][2]. - The company will directly distribute dividends to specific entities, including Xiamen Jinyuan Investment Group Co., Ltd. and others [2]. Taxation Details - For individual shareholders holding A-shares for less than or equal to one month, the actual tax burden is 20%, while for those holding between one month and one year, it is 10% [4]. - Shareholders holding shares for over one year are exempt from personal income tax on dividends [4]. - The actual cash dividend received by individual shareholders holding shares for one year or less will be 0.14 CNY per share, with tax calculated upon the sale of shares [4]. - Qualified Foreign Institutional Investors (QFII) will also face a 10% withholding tax, resulting in a net dividend of 0.126 CNY per share [4]. Consultation Information - For inquiries regarding the dividend distribution, shareholders can contact the company's board office at the provided phone number [4].

Group 1 - The core announcement from Xiamen Bank is regarding its 2025 semi-annual equity distribution plan, which includes a cash dividend of 0.14 yuan per share (tax included) for A-shares [2] - The record date for the dividend distribution is set for December 4, 2025, while the ex-dividend date is December 5, 2025 [2]

北京商报讯（记者 宋亦桐）11月26日，厦门银行发布《第九届董事会第二十七次会议决议公告》显 示，该行第九届董事会第二十七次会议审议并通过《厦门银行股份有限公司关于不再设立监事会的议 案》，该议案尚需提交公司股东大会审议。 ...

Group 1 - Xiamen Bank held its 27th meeting of the 9th Board of Directors on November 26, 2025, in Chongqing, where it reviewed the performance task document for 2025 [1] - For the first half of 2025, Xiamen Bank's revenue composition was 88.23% from interest income and 4.22% from non-interest income [1] - As of the report date, Xiamen Bank's market capitalization was 18.6 billion yuan [1]

厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 关于修订公司章程的公告 证券代码：601187 证券简称：厦门银行 公告编号:2025-055 厦门银行股份有限公司 厦门银行股份有限公司（以下简称"公司"）拟根据《中华人民共和国公司 法》《上市公司章程指引》《银行保险机构公司治理准则》等有关规定，并结合公 司治理实际情况，对《厦门银行股份有限公司章程》（以下简称"公司章程"）进 行相应修订。 公司于 2025 年 11 月 26 日召开第九届董事会第二十七次会议审议通过了《厦 门银行股份有限公司关于不再设立监事会的议案》《关于修订<厦门银行股份有限 公司章程>的议案》，并同意将上述议案提交公司股东大会审议。公司章程具体修 订情况如下： | | | 《厦门银行股份有限公司章程》修订对照表 | | | | --- | --- | --- | --- | --- | | | | | 备注：本次修订较多，为便于理解，将修订前后全部条款进行列示。 | | | 章程现行条款 | | 章程修订后条款 | | 修订原因或修订依 ...

证券代码：601187 证券简称：厦门银行 公告编号：2025-056 厦门银行股份有限公司关联交易公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 重要内容提示： 一、关联交易概述 经本行第九届董事会第二十七次会议审议通过《厦门银行股份有限公司关于 厦门国有资本关联集团向公司申请授信的议案》，同意给予厦门国有资本关联集 1 交易简要内容：厦门银行股份有限公司（以下简称"本行"）经第九届 董事会第二十七次会议审议通过，同意给予厦门国有资本运营有限责任 公司及其关联方（以下简称"厦门国有资本关联集团"）人民币 18 亿 元授信额度（敞口 18 亿元），授信期限 3 年。 厦门国有资本关联集团为本行关联法人，本次额度调整构成关联交易。 本次交易不构成重大资产重组。 上述关联交易已经本行董事会风险控制与关联交易管理委员会和独立董 事专门会议审议通过，并经本行董事会审议通过，无需提交股东大会审 议。关联董事对该关联交易事项回避表决。 本行过去 12 个月给予厦门国有资本关联集团授信额度为人民币 3 亿元 （敞口 3 ...

证券代码：601187 证券简称：厦门银行 公告编号：2025-054 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、 召开会议的基本情况 (一) 股东大会类型和届次 厦门银行股份有限公司 关于召开2025年第二次临时股东大会的通知 2025年第二次临时股东大会 召开的日期时间：2025 年 12 月 12 日 14 点 30 分 召开地点：厦门市湖滨北路 101 号商业银行大厦 A603 会议室 股东大会召开日期：2025年12月12日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 (二) 股东大会召集人：董事会 (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络投票相结 合的方式 (四) 现场会议召开的日期、时间和地点 (五) 网络投票的系统、起止日期和投票时间。 网络投票系统：上海证券交易所股东大会网络投票系统 网络投票起止时间：自2025 年 12 月 12 日 至2025 年 12 月 12 日 采用上海证券交易所网络投票系统，通过交易系统投票平台的投票时间为 ...