Group 1 - Consumption is a key hub for the national economic cycle and a main engine for high-quality economic development, with the Bank of Communications Henan Branch actively responding to the national call to "expand domestic demand and promote consumption" [1] - The bank has innovated loan services to support small and micro enterprises, effectively activating consumption momentum and bridging supply and demand through financial means [1] - The "old-for-new" policy has created sales surges but also financial pressure on participating merchants, prompting the bank to customize "national subsidy funds" loan solutions for small merchants [1] Group 2 - The bank successfully issued a 1 million yuan credit loan to a well-known home appliance dealer in Henan within three working days, increasing the amount to 2 million yuan to alleviate the dealer's liquidity pressure [1] - The bank launched the "Bank of Communications Neighbor Season, Benefits at Home" consumer activity, providing consumer vouchers in high-frequency consumption scenarios such as supermarkets and convenience stores [2] - The bank upgraded its credit card "old-for-new" activity, allowing consumers to enjoy additional benefits on top of government subsidies, creating a dual discount effect [2] - The "Hundred Counties and Ten Thousand Stores" credit card initiative aims to deliver quality financial services and exclusive discounts to rural areas, fostering a healthy and active county-level consumption financial ecosystem [2]

经济观察网 8月28日，国家金融监督管理总局湖南监管局发布《湖南金融监管局关于交通银行 （601328）股份有限公司太平洋信用卡中心长沙分中心终止营业的批复》（湘金复〔2025〕186号）， 正式批准该分中心终止营业。批复要求，交通银行太平洋信用卡中心长沙分中心自接到文件之日起应立 即停止一切经营活动，并于15个工作日内向湖南金融监管局缴回许可证，同时依法办理相关注销手续。 该批复是对交通银行此前提交的终止营业请示及配套材料的正式批复。 ...

Core Viewpoint - Multiple small and medium-sized banks in China have announced reductions in RMB deposit rates, with decreases ranging from 10 to 20 basis points, reflecting a response to previous rate cuts by larger commercial banks and the need to address downward pressure on net interest margins [1][5]. Group 1: Deposit Rate Adjustments - Jiangsu Bank and Nanjing Bank have adjusted their three-year fixed deposit rates from 1.85% to 1.75% [1]. - Highmi Hui Min Village Bank in Shandong has lowered the annual interest rates for personal fixed deposits of 6 months, 1 year, and 2 years by 10 basis points, while the rates for 3-year and 5-year deposits have been reduced by 20 basis points [2]. - Jilin Longtan Huayi Village Bank has also adjusted its deposit rates, lowering the annual interest rate for demand deposits from 0.2% to 0.15%, and reducing rates for various fixed deposit terms by 10 to 20 basis points [3]. - Zhejiang Shengzhou Ruifeng Village Bank and Jilin Baishan Hunjing Hengtai Village Bank have similarly announced reductions in deposit rates, primarily between 10 to 20 basis points [4]. Group 2: Market Context and Trends - The recent rate cuts by small and medium-sized banks are seen as a follow-up to earlier reductions by major banks, which included a maximum cut of 25 basis points [5]. - As of May, the six major banks have set their demand deposit rates at 0.05%, with three-year and five-year deposit rates at 1.25% and 1.3%, respectively [5].

Core Viewpoint - Multiple small and medium-sized banks in China have announced reductions in RMB deposit interest rates, with decreases ranging from 10 to 20 basis points [1][8]. Summary by Sections Deposit Rate Adjustments - Jiangsu Bank and Nanjing Bank have adjusted their three-year fixed deposit rates from 1.85% to 1.75% [2][3]. - Jilin Longtan Huayi Village Bank has lowered its interest rates for various deposit terms, with the three-year and five-year rates down by 20 basis points [5]. - Shandong Gaomi Huimin Village Bank has also reduced its rates for personal fixed deposits across multiple terms, with three-year and five-year rates down by 20 basis points [6]. Market Trends - The recent rate cuts by small and medium-sized banks are seen as a follow-up to earlier reductions by major commercial banks, which had cut rates by up to 25 basis points [8][9]. - The current interest rates for major banks are 0.05% for demand deposits and 1.25% and 1.30% for three-year and five-year fixed deposits, respectively [9]. Implications for Investors - According to a researcher from China Postal Savings Bank, the downward pressure on deposit rates is expected to continue, prompting residents to consider their investment experience, capabilities, and risk preferences to achieve better returns [8].

Group 1 - The seventh China-Arab States Expo opened in Yinchuan, showcasing the Bank of Communications' innovative financial products and comprehensive cross-border financial services to support the event [1] - The Bank of Communications has developed integrated financial solutions covering credit financing, cross-border payments, trade settlement, and foreign exchange hedging, leveraging its advantages in both domestic and foreign operations [2][5] - The bank's Dubai International Financial Center branch is set to officially open in 2024, marking a significant step in enhancing China-Arab economic cooperation [5] Group 2 - The bank is actively promoting cultural tourism in Ningxia, launching a themed credit card and collaborating with over 300 merchants to offer various discounts and benefits [2] - The expo serves as an important platform for practical cooperation between China and Arab countries, facilitating economic development and industrial upgrades through significant projects like solar power plants and modern refineries [5] - Recent events, such as the "Silk Road Symphony, with 'Ning' in Appointment" exchange meeting in Dubai, aim to enhance the influence of the expo and foster economic exchanges between China and Arab nations [5]

位于博览会中央企业馆的交通银行展位全面展示了交行跨境金融特色服务。依托"境内外、离在岸、本外币"一体化经营优势，交通银行打造了覆盖信贷融 资、跨境支付、贸易结算和外汇避险等领域的综合金融方案，为"一带一路"项目提供全周期、多场景支持。由交通银行宁夏回族自治区分行、迪拜国际金融 中心分行业务骨干组成的团队现场为参展客商宣介一揽子金融服务。 此外，交通银行还结合自身"文旅大戏"特色品牌开展宁夏文旅宣传推广。展馆内，设置了"心动的旅城"宁夏文旅形象展示墙，大型显示屏轮番展示着宁夏及 中东的标志性景点，吸引了不少观众驻足感受两地的独特魅力。展馆外，交通银行在8月同步启动了"心动的旅城"文旅大戏宁夏站活动，推出宁夏文旅主题 信用卡，并围绕"吃住行游购娱"等消费场景，携手300余家商户推出各类优惠福利。 转自：新华财经 8月28日，第七届中阿博览会在宁夏银川开幕。作为中国与阿拉伯国家共建"一带一路"的重要平台，中阿博览会已成为推动中阿务实合作，促进共同发展的 重要桥梁。交通银行携多项创新金融产品亮相大会，为参展客商提供综合化跨境金融服务，助力大会圆满举办。 na = X BP ST HISTORY 发展历程 Mvria ...

Core Viewpoint - The event "Financial Promotion of Consumption · Shopping in Qingdao" aims to implement a series of financial policies to boost consumer spending, with active participation from the Bank of Communications Qingdao Branch [1][3]. Group 1: Event Overview - The event features an innovative "policy + scenario + flow" three-dimensional linkage model, integrating finance and consumption to create a closed-loop ecosystem [3]. - It connects key industries such as tourism, retail, automotive, healthcare, real estate, and home appliances, planning six major themed exhibitions throughout the year to stimulate monthly consumption [3]. - The first day of the event attracted thousands of citizens, revitalizing the century-old courtyard [3]. Group 2: Financial Services Offered - The Bank of Communications Qingdao Branch set up promotional booths to introduce debit and credit card consumption benefits, along with interactive activities like WeChat lotteries and blind box events [3][5]. - The bank introduced its "Heartfelt Companion" wedding financial service brand and "Heartfelt Purchase" consumer finance service brand, aiming to meet diverse consumer needs [5]. Group 3: Future Plans - The Bank of Communications Qingdao Branch plans to continue implementing the "Finance for the People" concept, exploring new paths and methods to meet consumer demands and contribute to the city's economic development [7].

Group 1 - The fifth China-Mongolia Expo, themed "Deepening Mutual Cooperation and Promoting Win-Win Cooperation," has commenced in Hohhot, Inner Mongolia, focusing on the Belt and Road Initiative and the China-Mongolia-Russia Economic Corridor [1] - The expo aims to enhance economic and trade cooperation between China and Mongolia, while also expanding practical collaboration with Northeast Asia, Central Asia, Southeast Asia, and countries like Uruguay and Kenya [1] - The Bank of Communications Inner Mongolia Branch has actively participated in the expo for two consecutive years, leveraging financial power to support regional cooperation and local economic development [1][3] Group 2 - The Bank of Communications Inner Mongolia Branch views participation in the China-Mongolia International Expo as a key strategy to align with market demands and national strategies [3] - The bank focuses on key development areas such as cross-border trade, infrastructure construction, new energy development, and agricultural modernization, providing tailored financial services to meet diverse corporate needs [3] - In 2023, the bank has issued over 35 billion yuan in various loans, primarily directed towards major project construction and leading enterprise development in Inner Mongolia [3] Group 3 - As Inner Mongolia continues to develop as a crucial northern opening hub, the Bank of Communications Inner Mongolia Branch plans to leverage the expo to enhance cross-border and industrial financial services [4] - The bank aims to deepen communication and collaboration with domestic and international enterprises, continuously innovating financial products and service models [4] - The goal is to contribute significantly to the modernization of Inner Mongolia through enhanced financial capabilities [4]

证券之星消息，8月28日国有大型银行板块较上一交易日下跌0.68%，农业银行领跌。当日上证指数报收 于3843.6，上涨1.14%。深证成指报收于12571.37，上涨2.25%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601658 | 邮储银行 | 6.00 | 0.00% | 209.29万 | 12.49 Z | | 666109 | 建设银行 | 9.03 | 0.00% | 128.22万 | 11.54亿 | | 601988 | 中国银行 | 5.53 | -0.36% | 298.50万 | 16.52亿 | | 601328 | 交通银行 | 7.41 | -0.40% | 181.01万 | 13.40亿 | | 601398 | 工商银行 | 7.38 | -0.40% | 465.47万 | 34.3617 | | 601288 | 农业银行 | 7.02 | -1.27% | 575.73万 | 40.17 Z | 从资金流向上 ...

Core Viewpoint - The 15th China-Northeast Asia Expo showcased the achievements of the Bank of Communications Jilin Branch in supporting the economic and social development of Jilin Province through innovative financial products and services [1][5]. Group 1: Financial Innovations and Services - The Bank of Communications Jilin Branch has focused on key areas such as consumption stimulation, technological innovation, advanced manufacturing, green development, rural revitalization, and inclusive small and micro enterprises, leading to the highest year-on-year growth in RMB loan balance among state-owned banks in the province as of the end of July this year [3]. - The bank has developed a comprehensive product system for scientific and technological innovation, including the launch of a fully online "Foreign Trade Quick Loan" and the "Proactive Credit" inclusive service model [3]. - The bank has integrated resources and innovated models to promote consumption and improve people's livelihoods, exemplified by the "Beautiful Jilin, Let's Make Friends" cultural tourism series, which supports the high-quality development of Jilin's ice and snow economy and ecological tourism [3]. Group 2: Commitment to Regional Development - The participation in the Northeast Asia Expo reflects the bank's commitment to regional development and its role as a state-owned bank dedicated to national interests [5]. - The Bank of Communications Jilin Branch aims to continue targeting high-quality development goals and enhance financial support for the revitalization of Northeast China and regional cooperation in Northeast Asia [5].