香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內 容而引致的任何損失承擔任何責任。 承董事會命 中國人壽保險股份有限公司 邢家維 公司秘書 香港，2025 年 4 月 15 日 於本公告日期，本公司董事會由以下人士組成： 執行董事： 蔡希良、利明光、劉暉、阮琦 非執行董事： 王軍輝、胡錦、胡容 獨立非執行董事： 林志權、翟海濤、陳潔、盧鋒 中 國 人 壽 保 險 股 份 有 限 公 司 China Life Insurance Company Limited ( 於 中 華 人 民 共 和 國 註 冊 成 立 之 股 份 有 限 公 司 ) (股份代號：2628) 董事會會議通告 中 國 人 壽 保 險 股 份 有 限 公 司(「本 公 司」)董 事 會(「董 事 會」)茲 通 告 謹 定 於 2025 年 4 月 29 日(星期二)舉行董事會會議，以審議及批准相關事項，其中包括 本公司按照中國企業會計準則編製的截至 2025 年 3 月 31 日止第一季度的未經 審計業績。 ...

香港交易所信息显示， 花旗集团在 中国人寿的持股比例于04月07日从5.97%升至6.03%，平均股价为 12.8294港元。 ...

长期护理保险是以长期处于失能状态的参保人群为保障对象，重点解决他们基本生活照料和医疗护理所 需费用的保险，被称作社保"第六险"。投保后，因年老、疾病、伤残等原因造成综合失能状态持续6个 月以上，生活不能自理，经评定可根据情况享受居家护理、机构护理或医疗专护等相应的护理服务。 为着力打造长期护理保险全国系统示范样板，中国人寿财险山东省分公司依托专业、系统、网点和人才 优势，强化组织队伍建设，选拔和抽调精兵强将组建近百人的专业化管理和服务队伍，同时制定完善失 能等级评估、护理服务监督、基金结算审核等多项工作流程和标准，确保经办工作专业化、标准化。 比如，在评估方面，该分公司自主组建医学专家库开展失能等级评定工作，认真排查辖内所有参保群 众，对在床已享受待遇的失能人员逐一上门摸底调查，对新申请人员按规定统一安排专家和评估员上门 评定。评定通过人员逐一进行社会公示，无异议后根据评估等级分别享受医疗专护、机构护理和居家护 理等不同待遇。 针对农村失能人员分布散、就医难、护理弱的现实困境，该分公司在各镇街设置长期护理保险服务网 点，创新"网格化摸排+数字化赋能"双轮驱动模式，依托政府基层服务网络，组建"医保专员+医护骨 ...

第八届董事会第十四次会议决议公告 本公司第八届董事会第十四次会议于 2025 年 4 月 3 日以书面方式通知 各位董事，会议于 2025 年 4 月 9 日在北京召开。会议应出席董事 11 人， 实际出席董事 9 人。董事长、执行董事蔡希良，执行董事利明光、刘晖， 非执行董事王军辉、胡容现场出席会议；执行董事阮琦，独立董事林志权、 翟海涛、卢锋以视频方式出席会议。非执行董事胡锦因其他公务无法出席 会议，书面委托非执行董事胡容代为出席并表决；独立董事陈洁因其他公 务无法出席会议，书面委托独立董事翟海涛代为出席并表决。本公司监事 和管理层人员列席了会议。会议召开的时间、地点、方式等符合《中华人 民共和国公司法》等相关法律、行政法规、部门规章、《中国人寿保险股 份有限公司章程》和《中国人寿保险股份有限公司董事会议事规则》的规 定。 会议由董事长蔡希良先生主持，与会董事经充分审议，一致通过如下 议案： 证券代码：601628 证券简称：中国人寿 编号：临 2025－012 重要提示 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中 ...

Core Viewpoint - The implementation of the agricultural catastrophe weather index insurance in Tian Deng County, Guangxi, aims to provide financial protection against losses caused by drought and heavy rainfall, with a total risk coverage of 6 million yuan for 13 townships [1][2]. Group 1: Insurance Product Development - China Life Property & Casualty Insurance Guangxi Branch has developed a local government-subsidized agricultural catastrophe weather index insurance to address the challenges posed by natural disasters on grain production in Tian Deng County [2]. - This innovative insurance product utilizes weather indices based on meteorological factors such as temperature and precipitation to determine compensation for disaster losses, moving away from traditional crop-specific insurance [2]. Group 2: Benefits and Features - The weather index insurance offers a transparent and objective basis for claims, relying on authoritative meteorological data, which simplifies the claims process and speeds up compensation [2]. - In the event of agricultural meteorological disasters like heavy rainfall or drought, the insurance automatically triggers compensation for related agricultural disaster relief and recovery costs as per the insurance contract [2]. Group 3: Future Plans - The company plans to continue innovating and promoting local policy-oriented agricultural insurance products, enhancing service quality, and meeting the diverse insurance needs of agricultural production [3]. - The focus will be on accumulating underwriting experience and playing a stabilizing role in supporting rural revitalization efforts [3].

Group 1 - The core viewpoint of the articles emphasizes China Life Insurance's commitment to achieving the "dual carbon" goals and its role in promoting sustainable development through various initiatives and investments [1][3][4] Group 2 - In 2024, China Life achieved an A rating in MSCI ESG ratings, maintaining its leading position among domestic life insurance companies [1] - The total assets and investment assets of China Life exceeded 6.6 trillion yuan, with total premiums surpassing 671.4 billion yuan and embedded value exceeding 1.4 trillion yuan, indicating strong growth and industry leadership [1] - The company has invested over 4.6 trillion yuan in supporting the real economy and has made targeted investments exceeding 100 billion yuan in rural revitalization [1][2] Group 3 - China Life is actively participating in the construction of a multi-level social security system, launching over 100 new or upgraded products in 2024 and covering 1.4 billion elderly individuals with insurance [2] - The company has implemented over 200 major illness insurance projects and customized commercial medical insurance projects in more than 130 cities to alleviate medical burdens on the public [2] - China Life's personal pension and commercial annuity businesses are among the industry leaders, with 17 institutional elderly care projects established in 14 cities by the end of 2024 [2] Group 4 - The company is committed to green transformation, integrating ESG principles into its investment processes and providing diverse insurance solutions for green industries [3] - China Life has achieved nearly 100% paperless insurance applications and a 96.7% online claims usage rate, reflecting its commitment to low-carbon operations [3] - The company has initiated climate risk scenario analysis and developed a stress testing framework to enhance its climate resilience [3] Group 5 - China Life emphasizes a customer-centric approach, enhancing digital financial services and optimizing customer service systems, with 3.26 billion customers served in 2024 [4] - The company has established a tiered talent training system, supporting over 666,000 sales partners and collaborating with over 40,000 suppliers to build a green supply chain [4] Group 6 - The company has maintained a strong governance framework, achieving an A-class rating from the China Insurance Industry Association for nine consecutive years and maintaining an A-class risk rating for 26 consecutive quarters [5][6] - China Life aims to fully implement new development concepts and contribute to China's modernization while striving to become a world-class, responsible life insurance company [6]

Group 1: Rural Revitalization Strategy - The implementation of the rural revitalization strategy is a key focus for the new era of agricultural work, with important policies issued for the period from 2024 to 2027 [1] - China Life Insurance is enhancing financial services to meet diverse agricultural needs, contributing to rural revitalization and the construction of an agricultural powerhouse [1] Group 2: Agricultural Insurance - China Life Insurance is focusing on food security by providing comprehensive insurance for major crops, covering over 1.15 million acres of rice, wheat, and corn, with risk protection amounting to approximately 80.5 billion yuan [2] - The company has introduced seed breeding insurance to mitigate risks in seed production, providing coverage for nearly 700,000 acres with risk protection of about 850 million yuan [2] Group 3: Support for Local Industries - The company has developed 1,643 local policy agricultural insurance products to support county-level industries, including specific insurance for pomegranate and cherry crops [3] - Innovative financial services combining temperature index insurance and bank loans have been introduced to support cherry farmers in Dalian, enhancing their financial security [3] Group 4: Agricultural Infrastructure - China Life Insurance has expanded high-standard farmland insurance services to 93 counties, providing risk protection for nearly 1.95 million acres of farmland, amounting to over 4.1 billion yuan [4] Group 5: Poverty Alleviation Efforts - The company has implemented a comprehensive support model combining insurance, investment, and banking to prevent rural poverty, providing personal insurance coverage for 270 million rural residents [5] - In targeted poverty alleviation areas, the company has provided risk protection of nearly 790 billion yuan for 3.14 million households [5] Group 6: Financial Support for Local Projects - China Life Insurance has invested nearly 115 billion yuan in rural revitalization projects, supporting local industries and creating job opportunities for impoverished households [7] - Guangfa Bank has increased credit support for poverty-stricken areas, with agricultural loan balances reaching 195 billion yuan by the end of 2024 [7] Group 7: Technological Empowerment - The company is enhancing agricultural insurance services through technology, including the launch of a smart agricultural risk prevention system that provides real-time monitoring and alerts [9] - The "Anxin Fang" disaster monitoring and early warning system has sent over 22 million disaster alerts in 2024, improving risk management capabilities [9] Group 8: Future Plans - China Life Insurance plans to enhance its rural revitalization efforts by launching 17 key initiatives aimed at improving insurance coverage, increasing investment and credit support, and maintaining stable rural revitalization investment [10]

Core Viewpoint - China Life Property & Casualty Insurance Shandong Branch has ranked first in the vehicle insurance claims service quality assessment for the 12th consecutive time, indicating its strong commitment to improving service quality and efficiency in response to public needs [1][2][3]. Group 1: Service Quality and Efficiency - The assessment system consists of 15 projects across three main areas: claims timeliness, case handling, and complaint resolution, reflecting the company's focus on quality and efficiency [1]. - The company achieved a claims payment rate of 99.68% in December 2023, surpassing the industry benchmark by 1.73 percentage points and outperforming lagging industry players by 15.61 percentage points [3]. - The average payment cycle for small claims under mandatory insurance was reduced to 6.79 days, which is 2.35 days shorter than the industry average, while commercial insurance small claims were processed in 11.2 days, 5.36 days faster than the industry [3]. Group 2: Customer-Centric Approach - The company emphasizes a customer-centric approach by engaging with clients to identify pain points in the claims process and improve service delivery [2][4]. - A mechanism for case supervision and follow-up has been established to ensure customer feedback is integrated into service improvements, resulting in only 17 complaints from 400,000 processed claims in 2024 [4]. Group 3: Technological Integration - The company has developed an online claims processing platform that integrates AI and big data, allowing for remote assessments and streamlined claims processing [7]. - The average processing time for claims has been reduced to 1.98 days, with 39% of claims being paid within 24 hours, showcasing significant efficiency improvements [6]. Group 4: Community Engagement and Safety Initiatives - The company actively participates in road safety initiatives, conducting inspections and implementing corrective measures to reduce traffic hazards, which is crucial for enhancing public safety [8][10]. - A total of 200 traffic safety risks were identified and addressed through various measures, contributing to a safer driving environment [8]. Group 5: Support for Vulnerable Populations - The company manages the Shandong Road Rescue Fund, providing essential support for traffic accident victims and ensuring timely medical assistance [11]. - Since January 2024, the fund has disbursed 458 million yuan for medical expenses, assisting over 8,100 individuals and resolving numerous disputes related to traffic accidents [11].

Group 1 - The core viewpoint emphasizes China Life's commitment to implementing the new "National Ten Articles" requirements, focusing on high-quality development and enhancing asset-liability management to adapt to market changes [1] - In 2024, the company plans to develop and upgrade over 100 new products to meet the growing insurance protection and wealth management needs of the public [1] - The company is actively responding to national strategies by expanding its pension finance offerings, particularly in commercial pension annuities, and has achieved the highest industry rankings in personal pension business metrics [1] Group 2 - China Life is enhancing its inclusive finance initiatives by expanding insurance coverage for specific groups such as farmers, low-income populations, and students, while simplifying product terms for better customer understanding [1] - The company is making strides in digital finance by catering to internet-savvy customers' needs for pension, death, and accident insurance, achieving breakthroughs in diverse product offerings [1] - In terms of product innovation, China Life is focusing on health insurance by launching various specialized products, including easy-underwriting critical illness products and long-term care insurance, while also incorporating innovative drugs into coverage [2]

Core Viewpoint - China Life Insurance actively implements the business philosophy of "One China Life, One Life Protection," providing comprehensive financial services including insurance, investment, and banking to support the development of the private economy. Group 1: Credit Support for Small and Micro Enterprises - China Life's subsidiary, Guangfa Bank, has established credit relationships with small and micro enterprises, such as Qiangchun Technology Co., which received a loan of 2.56 million yuan and later increased to a maximum credit of 3 million yuan [1][2] - Guangfa Bank has provided financing support exceeding 11.6 billion yuan to over 5,000 small and micro business owners in Hangzhou, with a total balance of inclusive loans for small enterprises reaching 196.1 billion yuan nationwide, reflecting a growth of approximately 9% since the beginning of 2024 [2] Group 2: Insurance Products for Small and Micro Enterprises - China Life has developed targeted insurance products for small and micro enterprises, providing employee protection for over 50,000 companies in Zhejiang alone in 2024 [3] - The company has launched specialized insurance products for technology enterprises, including intellectual property infringement liability insurance and data infringement loss compensation insurance, serving over 130,000 small and micro enterprises in Zhejiang [3] Group 3: Investment Support for Private Enterprises - China Life has leveraged its insurance funds to support private and small enterprises with an investment scale exceeding 240 billion yuan by the end of 2024 [5] - The company has invested in various private enterprises, including significant stakes in well-known companies such as CATL, Tencent, Midea, and Alibaba, with over 50% of the top ten holdings being private enterprise stocks [6] Group 4: Comprehensive Financial Services - China Life integrates various financial resources, including equity investment, banking settlement services, and equity financing consulting, to provide a full range of financial and non-financial services to small and micro enterprises [4] - The company emphasizes its commitment to supporting the private economy as part of its broader strategy to enhance financial services for the real economy [6]