在上海市瑞金医院看诊的王女士，完成就诊后刷医保卡结算时，突然发现屏幕中同步弹出"中国人 寿赔付金额已实时到账"的提示。理赔与看病同步完成，让王女士不禁感叹："之前理赔，我需要在就医 后提交很多纸质材料。现在，病看完了，理赔也完成了。" 王女士的体验并非孤例，家住江苏的李先生也深有感触："理赔实在太高效了。"此前，李先生为感 染肺炎住院治疗的儿子申请学平险理赔时，通过中国人寿寿险App上传了理赔资料。短短十分钟，李先 生就收到了赔款到账的短信通知。 福建的张先生在为妻子申请因颅骨骨折造成的理赔时，中国人寿当地分公司突然断电断网，无法提 供理赔服务。就在张先生心急如焚之际，中国人寿的"共享作业智慧监控"系统自动识别并将案件跨省调 度至中国人寿寿险江西省分公司，由江西当地具有丰富医疗案件处理经验的理赔人员接手并完成理赔。 王女士在医院就诊后就能同步结算商业保险理赔，张先生线上申请即可获赔，福建张先生的理赔在 江西完成……这些理赔如何能够快速、无感地实现？近日，《金融时报》记者在中国人寿寿险公司北京 中关村环保科技园园区采访中深刻感受到，数字金融的加速推进，正在不断突破传统保险服务的时空限 制，让保险服务更加触手可及 ...

Core Viewpoint - China Life Insurance Company Limited will hold a mid-year performance conference on August 28, 2025, to discuss its 2025 mid-year performance and operational status with investors [3][4]. Group 1: Conference Details - The performance conference will take place on August 28, 2025, from 10:45 AM to 12:00 PM [4][8]. - The conference will be conducted via online live streaming and text interaction [3][4]. - Investors can access the live stream at https://roadshowchina.cn [4][5]. Group 2: Investor Participation - Investors are encouraged to submit questions via email to IR@e-chinalife.com by August 26, 2025, at 11:59 PM [2][5]. - The company will address commonly asked questions during the performance conference [2][5]. Group 3: Contact Information - For inquiries, investors can reach out to the company's investor relations team at IR@e-chinalife.com [6]. Group 4: Additional Information - After the conference, investors can visit the company's website (www.e-chinalife.com) to view a video replay of the performance conference starting from August 28, 2025 [7].

Core Viewpoint - The article discusses the trends and changes in the insurance market, particularly focusing on the new universal insurance products launched in 2024, their settlement rates, and minimum guaranteed rates, highlighting the competitive landscape among major insurance companies [1][12]. Summary by Sections Universal Insurance Products - 210 new universal insurance products have been launched in 2024, with 70% of them having a settlement rate of at least 3% [1]. - Among these, 21 products have a settlement rate of 3.3%, while 73 products have a rate of 3.0% [1]. Settlement Rates and Stability - Major insurance companies, referred to as "old six," have maintained a stable settlement rate around 3% for their universal insurance products [1]. - The minimum guaranteed rate for universal insurance is crucial as it sets the lower limit for future settlement rates [1]. Changes in Guaranteed Rates - As of September, the guaranteed rates for various insurance products are set to decrease, with the maximum guaranteed rate for universal insurance dropping to 1.0% [12]. - This change is a response to the current market conditions, where the highest pricing for ordinary insurance products has been adjusted due to regulatory triggers [12]. Market Dynamics - The article notes an increase in activity among insurance agents as they promote the last opportunities to purchase products before the rate changes take effect [12]. - The competitive landscape is characterized by a focus on floating yield products, with universal insurance settlement rates being more transparent and directly observable [13].

Core Insights - The insurance industry in China is projected to see a significant increase in premium income and total assets by 2025, with a growth of over 25% in premium income and 68% in total assets compared to 2020 [1] Group 1: Strengthening Social Welfare - The insurance sector has expanded its capacity to improve and guarantee livelihoods, with personal insurance payouts reaching 1.2 trillion yuan in 2024, an increase of 88.08% from 2020, and property insurance payouts at 1.1 trillion yuan, up 57.14% [2] - The insurance industry is actively developing commercial insurance products, enhancing the supply of insurance for new industries and urban residents, and improving the inclusive insurance system to better meet public needs [2] - Catastrophe insurance has achieved full coverage for common natural disasters in China, with over 20 provinces piloting comprehensive catastrophe insurance [2] Group 2: Enhancing Support for the Real Economy - The insurance industry provides risk protection across various sectors, including agriculture, with agricultural insurance premiums increasing from 97.6 billion yuan in 2021 to 148.37 billion yuan in 2024 [3] - The introduction of innovative insurance products, such as weather index insurance for oil tea plantations, demonstrates the industry's commitment to supporting agricultural resilience [3] - Insurance funds are increasingly being utilized for long-term investments in major projects, with the balance of insurance company funds rising from 21.68 trillion yuan at the end of 2020 to 34.93 trillion yuan by the first quarter of this year [4] Group 3: Ongoing Reforms in Key Areas - The insurance industry is undergoing significant reforms, including the establishment of a dynamic adjustment mechanism for life insurance product pricing linked to market rates, aimed at enhancing pricing accuracy [7] - The implementation of the "Car Insurance Good to Insure" platform has facilitated the coverage of over 880,000 new energy vehicles, with total insured amounts reaching 888.95 billion yuan [6] - Reforms in the auto insurance sector have led to a 21.2% decrease in average premiums, while the compulsory insurance coverage has increased significantly [6]

证券代码：601628 证券简称：中国人寿 编号：临 2025－025 （一）会议召开时间：2025 年 8 月 28 日（星期四）10:45-12:00 （二）会议召开方式：网络直播及文字互动 （三）网络直播地址：https://roadshowchina.cn 三、参加人员 重要提示 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国人寿保险股份有限公司 关于召开 2025 年中期业绩发布会的公告 重要内容提示： 一、业绩发布会类型 中国人寿保险股份有限公司（"本公司"）将针对 2025 年中期业绩和经 营情况与投资者进行交流，并对投资者普遍关注的问题进行回答。业绩发 布会通过网络直播及文字互动方式召开。 二、业绩发布会召开的时间、地点 1 会议召开时间：2025 年 8 月 28 日（星期四）10:45-12:00 会议召开方式：网络直播及文字互动 投资者可于 2025 年 8 月 26 日（星期二）23:59 前将相关问题通过电子 邮件的形式发送至本公司投资者关系邮箱：IR@e-chinalife.com。本公 司将 ...

Core Viewpoint - China Ping An has significantly increased its holdings in Agricultural Bank and China Life H shares, spending approximately HKD 465 million in total [2][3]. Group 1: Investment Activities - On August 13, Ping An Life purchased 26.515 million shares of Agricultural Bank H shares at an average price of HKD 5.5041 per share, totaling about HKD 146 million, raising its stake from 13.99% to 14.08% [4]. - On the same day, Ping An Life also acquired 14.067 million shares of China Life H shares at an average price of HKD 22.7439 per share, costing approximately HKD 319 million, increasing its holding from 4.99% to 5.18% [4]. - On August 18, Ping An Life disclosed its previous acquisition of China Pacific Insurance H shares on August 11, raising its stake from 4.97% to 5.1% [4]. - Throughout 2023, Ping An has actively increased its stakes in various banks and insurance companies, including Postal Savings Bank, China Merchants Bank, and others [5]. Group 2: Market Trends - The insurance capital has shown a high-frequency trend in acquiring H shares of banks and insurance companies, with over 30 instances of acquisitions this year, focusing on undervalued, high-dividend, and stable performance sectors [8]. - As of the end of Q2, the total balance of insurance funds reached CNY 36.23 trillion, a 3.73% increase from Q1, with stock investments rising to CNY 3.07 trillion, an 8.9% increase from CNY 2.81 trillion in Q1 [8].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中 國 人 壽 保 險 股 份 有 限 公 司 CHINA LIFE INSURANCE COMPANY LIMITED ( 於中華人民共和國註冊成立之股份有限公司 ) (股份代號：2628) 召開 2025 年中期業績發布會 承董事會命 中國人壽保險股份有限公司 邢家維 公司秘書 香港，2025 年 8 月 19 日 於本公告日期，本公司董事會由以下人士組成： 執行董事： 蔡希良、利明光、劉暉、阮琦 非執行董事： 王軍輝、胡錦、胡容、牛凱龍 獨立非執行董事： 林志權、翟海濤、陳潔、盧鋒 中國人壽保險股份有限公司（「本公司」）擬於 2025 年 8 月 27 日在香港交易及結算 所有限公司「披露易」網站（www.hkexnews.hk）公布本公司 2025 年中期業績。為了 便於廣大投資者更全面深入地了解本公司 2025 年中期業績和經營情況，本公司擬於 2025 年 8 月 28 日 10:45-12 ...

Market Overview - Major A-share indices experienced a pullback, with the Shanghai Composite Index down 0.02% to 3727 points, Shenzhen Component down 0.12%, and ChiNext down 0.17%. The North Star 50 Index rose 1.27%, reaching a new historical high [1][2]. - The total trading volume for the day was 2.64 trillion yuan, a decrease of 168.5 billion yuan compared to the previous trading day, with over 2900 stocks rising across the market [1]. Sector Performance - The robotics and reducer sectors showed strong performance, with stocks like Xiangsha Precision, Lingyi Manufacturing, and Top Group hitting the daily limit [2]. - The generator concept stocks also rose, with companies like Fuchai Power and Taihao Technology reaching the daily limit [2]. - The CPO concept remained active, with Cambridge Technology hitting the daily limit [2]. - The liquor sector saw significant gains, with stocks like Jiu Gui Jiu hitting the daily limit, and others like Shede Liquor and Yanghe Distillery rising over 5% [4][5]. - The insurance sector declined, led by China Life, while the PEEK materials sector weakened, with Xinhan New Materials dropping over 7% [2]. Notable Stocks - Huawei concept stocks performed well, with Chengmai Technology hitting the daily limit and Saiwei Electronics rising over 11% [6][7]. - The robotics concept stocks were strong, with Yian Technology and Diaomai hitting the daily limit, and Qide New Materials rising over 15% [8]. - Real estate stocks were active, with Huayi Family and Electronic City hitting the daily limit, and Zhongzhou Holdings rising over 5% [9][10]. - Pharmaceutical e-commerce stocks rose, with Furuishi hitting the daily limit and several others rising by 10% [11][12]. - Financial stocks experienced a downturn, particularly in the insurance and securities sectors, with Dongfang Fortune dropping over 3% [13]. Company Highlights - Chunzong Technology, which recently hit a historical high, faced a trading halt due to a risk warning regarding its business operations [14]. - Industrial Fulian reached a new historical high with a market value exceeding 970 billion yuan, having increased by 131% this year [15][16]. Market Outlook - The overall valuation level of A-shares is considered reasonable, but there is a need to monitor potential short-term volatility due to rapid increases in trading volume [18]. - Suggested sectors for investment include AI/computing, innovative pharmaceuticals, military industry, and non-ferrous metals, as well as sectors benefiting from policies aimed at reducing competition [19].

Core Viewpoint - The A-share market is experiencing a significant rally, with the Shanghai Composite Index surpassing the 3700-point mark, indicating strong market enthusiasm and a notable increase in the number of companies in the trillion-yuan market capitalization club [1][2]. Group 1: Market Performance - On August 18, the total trading volume of the two markets reached 2.76 trillion yuan, with margin financing and securities lending balances exceeding 2 trillion yuan for the fourth consecutive trading day since August 13 [1]. - The number of companies in the trillion-yuan market capitalization club has increased from 8 at the beginning of the year to 11 as of August 18, highlighting the growing core strength of the capital market [2][3]. Group 2: Key Players in the Trillion-Yuan Club - The leading company in market capitalization is Industrial and Commercial Bank of China (ICBC) with a market value of 2.50 trillion yuan, followed by Agricultural Bank of China (2.36 trillion yuan) and China Construction Bank (1.88 trillion yuan) [3]. - The financial sector dominates the trillion-yuan club, with seven out of eleven members being financial institutions, including China Life Insurance (1.06 trillion yuan) and Ping An Insurance (1.03 trillion yuan) as new entrants [3][7]. Group 3: Market Dynamics and Trends - The market shows a clear divergence in performance among companies with market capitalizations above 500 billion yuan, with Industrial Fulian leading with a remarkable increase of 104.65% since January 1 [5]. - Some consumer and energy giants, such as Kweichow Moutai and China Petroleum, have faced declines, indicating a structural differentiation in market performance [5]. Group 4: Central State-Owned Enterprises' Dominance - Central state-owned enterprises (SOEs) dominate the trillion-yuan market capitalization club, accounting for over 80% of the members, with only two non-SOEs present [6]. - The expansion of SOEs is driven by favorable policies and strategic resources, while private enterprises are leveraging technological advantages in sectors like batteries and new energy vehicles [6]. Group 5: Future Prospects - The market is keenly observing which company will be the next to join the trillion-yuan club, with potential candidates like China Shenhua Energy, which is undergoing significant mergers and acquisitions [6][9].

二、中国人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意中国人寿保险股份有限公司铜川市王益支公司将营业场所变更为陕西省铜川市王益区文化宫7 号楼2层。 2025年8月13日，铜川金融监管分局发布批复称，《中国人寿（601628）保险股份有限公司陕西省分公 司关于铜川市王益支公司变更营业场所的请示》（国寿人险陕发〔2025〕193号）收悉。经审核，现批 复如下： ...