证券代码：601665 证券简称：齐鲁银行 公告编号：2025-048 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第十五次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 赎回登记日：2025 年 8 月 13 日 盘价不低于"齐鲁转债"当期转股价格（自 2025 年 6 月 12 日起转股价格由 5.14 元/股调整为 5.00 元/股）的 130%（含 130%），已触发"齐鲁转债"的有条件赎 回条款。 ? 最后交易日：2025 年 8 月 8 日 截至 2025 年 8 月 1 日收市后，距离 2025 年 8 月 8 日（"齐鲁转债"最后交 易日）仅剩 5 个交易日，2025 年 8 月 8 日为"齐鲁转债"最后一个交易日。 ? 最后转股日：2025 年 8 月 13 日 截至 2025 年 8 月 1 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 8 个交易日，2025 年 8 月 13 日为 ...

齐鲁银行贷款增速超过10%，截至上半年末，该行资产总额7513.05亿元，较上年末增加617.66亿元，增 长8.96%；贷款总额3714.1亿元，较上年末增加342.68亿元，增长10.16%；存款总额4785.71亿元，较上 年末增加390.3亿元，增长8.88%。 上市银行陆续披露业绩快报，5家城农商行上半年业绩率先出炉。 截至7月31日，已有青岛银行、齐鲁银行、宁波银行、杭州银行及常熟银行5家A股上市城农商行发布业 绩快报，上半年营业收入、归母净利润双双正增长，资产质量指标保持稳定。 据梳理，在已披露业绩快报的5家上市银行中，4家归母净利润实现两位数增长，3家同比增速超16%。 2025年上半年，杭州银行、青岛银行、齐鲁银行分别实现归母净利润116.62亿元、30.65亿元、27.34亿 元，同比增长16.67%、16.05%、16.48%。常熟银行实现归属于本行普通股股东的净利润19.69亿元，同 比增长13.55%；宁波银行归母净利润为147.72亿元，较上年同期增长8.23%。 在营业收入增速方面，仅常熟银行达到10%，其余均维持在个位数增长。据常熟银行披露，该行聚焦主 责主业，资产负债双向发力 ...

重要内容提示： 截至 2025 年 8 月 1 日收市后，距离 2025 年 8 月 8 日（"齐鲁转债"最后交 易日）仅剩 5 个交易日，2025 年 8 月 8 日为"齐鲁转债"最后一个交易日。 证券代码：601665 证券简称：齐鲁银行 公告编号：2025-048 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第十五次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 最后转股日：2025 年 8 月 13 日 截至 2025 年 8 月 1 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 8 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 本次提前赎回完成后，"齐鲁转债"将自 2025 年 8 月 14 日起在上海证 券交易所摘牌。 赎回登记日：2025 年 8 月 13 日 赎回价格：100.7068 元/张 赎回款发放日：2025 年 8 月 14 日 最后交易日：2025 年 8 月 8 日 ...

证券之星消息，8月1日城商行板块较上一交易日上涨1.08%，宁波银行领涨。当日上证指数报收于 3559.95，下跌0.37%。深证成指报收于10991.32，下跌0.17%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 002142 | 宁波银行 | 28.48 | 2.19% | 40.15万 | | 11.38亿 | | 6000000 | 南京银行 | 11.68 | 1.74% | 53.44万 | | 6.19亿 | | 601838 | 成都银行 | 18.72 | 1.35% | 29.71万 | | 5.51亿 | | 600926 | 杭州银行 | 16.26 | 1.31% | 57.32万 | | 9.26亿 | | 002948 | 青岛银行 | 4.81 | 1.26% | 90.82万 | | 4.45 乙 | | 616009 | 江苏银行 | 11.44 | 1.24% | 129.60万 | | 14.71亿 | | ...

Core Viewpoint - Qingdao Bank reported a 7.50% year-on-year increase in operating income for the first half of 2025, reaching 7.662 billion yuan, and a 16.05% increase in net profit attributable to shareholders, totaling 3.065 billion yuan [1] Financial Performance - Qingdao Bank's total assets as of June 30, 2025, amounted to 743.028 billion yuan, reflecting a 7.69% year-on-year growth [1] - The total liabilities reached 695.944 billion yuan, up 7.89% year-on-year [1] - The non-performing loan (NPL) ratio stood at 1.12%, a decrease of 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio improved to 252.80%, an increase of 11.48 percentage points from the end of the previous year [1] Comparative Analysis - Among the banks that have disclosed their performance reports, Hangzhou Bank showed the highest growth, with a net profit increase of 16.67% [4] - Other banks such as Qilu Bank and Ningbo Bank also reported significant growth in net profit, with increases of 16.48% and 8.23% respectively [2][6] - The overall trend indicates that all banks that have released their performance reports achieved positive growth in net profit, with four banks recording double-digit growth [1][4] Strategic Developments - Hangzhou Bank's performance is part of its "2255" strategic plan, which is nearing completion in 2025, and it has maintained a strong expansion momentum [6] - The bank's core tier one capital adequacy ratio and total capital adequacy ratio improved, supporting future growth [5] - Several banks, including Changshu Bank, are focusing on expanding their business through mergers and acquisitions, enhancing their market presence [8]

Core Viewpoint - The article highlights the positive performance of several banks in their 2025 semi-annual earnings reports, indicating a trend of growth in revenue and net profit across the sector, with a focus on asset quality and capital adequacy. Group 1: Bank Performance Highlights - Qingdao Bank reported a revenue of 7.662 billion yuan, a year-on-year increase of 7.50%, and a net profit of 3.065 billion yuan, up 16.05% [1] - As of June 30, 2025, Qingdao Bank's total assets reached 743.028 billion yuan, a growth of 7.69%, with a non-performing loan ratio of 1.12%, down 0.02 percentage points from the previous year [1] - Hangzhou Bank achieved a net profit of 11.662 billion yuan, a 16.67% increase year-on-year, with total assets of 2.24 trillion yuan, growing at 5.83% [3] - Ningbo Bank's revenue was 37.16 billion yuan, up 7.91%, with a net profit of 14.772 billion yuan, reflecting an 8.23% increase [4] - Qilu Bank reported a net profit of 2.734 billion yuan, a 16.48% increase, with a non-performing loan ratio of 1.09%, down 0.10 percentage points [5] Group 2: Asset Quality and Capital Adequacy - Qingdao Bank's provision coverage ratio improved to 252.80%, an increase of 11.48 percentage points from the previous year [1] - Hangzhou Bank's non-performing loan ratio stood at 0.76%, with a provision coverage ratio of 520.89% [3] - Qilu Bank's provision coverage ratio increased by 20.86 percentage points to 343.24% [5] Group 3: Mid-Year Dividend Plans - Several banks, including Changsha Bank and Su Nong Bank, are planning mid-year dividends to enhance investor returns, contingent on meeting regulatory requirements and profit distribution conditions [7][8] - Changshu Bank announced its first mid-year dividend plan, while Hangzhou Bank's board has been authorized to determine the mid-year profit distribution plan [7][8]

Core Viewpoint - Qingdao Bank reported a positive performance for the first half of 2025, with significant growth in revenue and net profit, reflecting a stable banking sector amidst broader industry trends [1] Financial Performance - Qingdao Bank's operating income for H1 2025 reached 7.662 billion yuan, a year-on-year increase of 7.50% [1] - The net profit attributable to shareholders was 3.065 billion yuan, up 16.05% compared to the previous year [1] - Total assets as of June 30, 2025, amounted to 743.028 billion yuan, growing by 7.69% year-on-year [1] - Total liabilities were reported at 695.944 billion yuan, reflecting a growth of 7.89% [1] - The non-performing loan ratio stood at 1.12%, a decrease of 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio improved to 252.80%, an increase of 11.48 percentage points from the end of the previous year [1] Industry Trends - Among the banks that have disclosed their performance reports, all have shown positive growth in net profit, with four banks achieving double-digit growth [1] - Hangzhou Bank reported a net profit of 11.662 billion yuan for H1 2025, marking a 16.67% increase year-on-year [3] - Qilu Bank's net profit reached 2.734 billion yuan, up 16.48% year-on-year [5] - Ningbo Bank's operating income was 37.16 billion yuan, with a net profit of 14.772 billion yuan, reflecting growth rates of 7.91% and 8.23% respectively [4] - Changshu Bank reported a net profit of 1.969 billion yuan, a year-on-year increase of 13.55% [6] Asset Quality - Hangzhou Bank maintained a stable asset quality with a non-performing loan ratio of 0.76% and a provision coverage ratio of 520.89% [4] - Qilu Bank's non-performing loan ratio decreased to 1.09%, with a provision coverage ratio of 343.24%, up 20.86 percentage points [5] Dividend Trends - Several banks, including Changsha Bank and Su Nong Bank, are planning mid-term dividends to enhance investor returns [7][8] - The trend of mid-term dividends is seen as a strategy to improve liquidity and provide stable cash flow for investors [8][9]

Core Viewpoint - Qilu Bank is actively implementing the important directives of General Secretary Xi Jinping regarding financial work, particularly in cultivating and promoting a distinctive Chinese financial culture, by establishing cultural platforms to enhance high-quality development [1] Group 1: "Book House" Initiative - Qilu Bank has innovatively created the "Book House" for employees, integrating online audio resources with a comfortable offline environment, providing a vast array of listening and reading materials across various fields [3] - The "Book House" supports nearly a thousand users to listen simultaneously, reinforcing the learning-oriented headquarters and making the "Book House" brand deeply rooted through convenient and interactive cultural activities [5] Group 2: Integrity Culture Exhibition Hall - Qilu Bank has established a high-standard integrity culture exhibition hall covering over 1,400 square meters, aimed at regular integrity education for party members and the public [7] - The exhibition hall features six thematic areas using multimedia technology to present the history of integrity culture, strict party regulations, cautionary tales, and exemplary models, serving as a core educational venue in Jinan [7] - Since its establishment, the hall has hosted 865 events with over 41,000 visitors, effectively guiding employees to be aware of boundaries and maintain integrity, earning the title of "Demonstration Base for Integrity Culture Construction" in 2023 [7] Group 3: Qilu Lecture Hall - Qilu Bank has developed the "Qilu Lecture Hall" as a platform for implementing the construction of Chinese financial culture and deepening the learning organization [8] - The lecture hall focuses on core themes such as party building, strategy, business, and culture, establishing a regular learning mechanism with monthly themes and online-offline integration [8] - Various learning and discussion activities have been conducted under the principle of addressing gaps in knowledge, effectively enhancing employees' political literacy and professional capabilities, thus driving innovation and high-quality development [12]

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-047 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的第十四次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： 截至2025年7月31日收市后，距离2025年8月8日（"齐鲁转债"最后交易日）仅剩6个交易日，2025年8月8 日为"齐鲁转债"最后一个交易日。 ● 最后转股日：2025年8月13日 截至2025年7月31日收市后，距离2025年8月13日（"齐鲁转债"最后转股日）仅剩9个交易日，2025年8月 13日为"齐鲁转债"最后一个转股日。 ● 本次提前赎回完成后，"齐鲁转债"将自2025年8月14日起在上海证券交易所摘牌。 ● 投资者所持"齐鲁转债"除在规定时限内通过二级市场继续交易或按5.00元/股的转股价格进行转股外， 仅能选择以100元/张的票面价格加当期应计利息（合计人民币100.7068元/张）被强制赎回。若被强制赎 回，可能面临较大投资损失。 根据《募集说明书》，" ...

可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 证券代码：601665 证券简称：齐鲁银行 公告编号：2025-047 第十四次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 赎回登记日：2025 年 8 月 13 日 ? 赎回价格：100.7068 元/张 ? 赎回款发放日：2025 年 8 月 14 日 ? 最后交易日：2025 年 8 月 8 日 截至 2025 年 7 月 31 日收市后，距离 2025 年 8 月 8 日（"齐鲁转债"最后 交易日）仅剩 6 个交易日，2025 年 8 月 8 日为"齐鲁转债"最后一个交易日。 ? 最后转股日：2025 年 8 月 13 日 截至 2025 年 7 月 31 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 9 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 ? 本次提前赎回完成后，"齐鲁转债"将自 2025 年 8 月 14 日 ...