Market Performance - The city commercial bank sector increased by 1.64% on September 24, with Qilu Bank leading the gains [1] - The Shanghai Composite Index closed at 3853.64, up 0.83%, while the Shenzhen Component Index closed at 13356.14, up 1.8% [1] Individual Stock Performance - Qilu Bank closed at 5.87, with a rise of 1.73% and a trading volume of 1.0666 million shares, amounting to a transaction value of 624 million yuan [1] - Hangzhou Bank closed at 15.32, up 0.66%, with a trading volume of 451,600 shares and a transaction value of 691 million yuan [1] - Zhengzhou Bank closed at 2.03, up 0.50%, with a trading volume of 920,500 shares and a transaction value of 18.7 million yuan [1] - Nanjing Bank closed at 11.01, up 0.46%, with a trading volume of 1.7333 million shares and a transaction value of 806 million yuan [1] - Other banks such as Changsha Bank, Ningbo Bank, and Qingdao Bank also showed slight increases in their stock prices [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 69.1764 million yuan from institutional investors, while retail investors saw a net inflow of 55.8208 million yuan [2] - The overall capital flow indicates a mixed sentiment, with institutional investors withdrawing funds while retail investors continued to invest [2] Detailed Capital Flow for Selected Banks - Ningbo Bank had a net inflow of 74.388 million yuan from institutional investors, but a net outflow of 51.098 million yuan from speculative funds [3] - Shanghai Bank saw a net inflow of 17.1761 million yuan from institutional investors, while retail investors had a net outflow of 30.1701 million yuan [3] - Chengdu Bank experienced a net inflow of 16.3117 million yuan from institutional investors, with a net outflow from retail investors [3]

Core Viewpoint - Qilu Bank Weifang Changle Branch actively implements financial services for the elderly, aiming to create a warm and comprehensive financial service system for senior clients [1] Group 1: Service Innovation - The Changle Branch has established an "elderly-friendly service network" since its inception in January 2025, ensuring traditional services are not lacking while providing barrier-free intelligent services [2] - Facilities such as barrier-free passages, caring seats, magnifying glasses, and first aid kits have been installed to meet elderly-friendly standards [2] - A "green channel" for elderly clients has been set up, allowing experienced tellers to provide one-on-one consultation, effectively reducing waiting times [2] Group 2: Smart Financial Services - The branch utilizes Qilu Bank's mobile banking "Family Circle" feature to help children bind accounts for elderly parents, enabling remote assistance for transactions and balance inquiries [3] - Monthly "Smart Financial Classes" are conducted to teach elderly clients about mobile banking and fraud prevention, serving over 500 elderly clients [3] - A dedicated hotline for elderly clients has been established, staffed with dialect-speaking representatives to ensure seamless communication [3] Group 3: Community and Enterprise Collaboration - The branch has strengthened cooperation with local enterprises, partnering with an investment management group focused on rehabilitation and elderly care services [4] - In 2025, the branch provided a credit line of 10 million yuan to a hospital under this group for purchasing medicines and updating medical equipment, enhancing the treatment capabilities for elderly and chronic diseases [4] - The "Financial Care Plan for Disabled Elderly" was launched, offering specialized financial consulting and fraud prevention education to over 500 elderly residents in care facilities [4]

Group 1 - The core viewpoint of the articles highlights the significant role of the commercial kitchenware industry in Bo Xing County, Shandong Province, which has established itself as a leading production hub with over 40% market share nationally and over 90% within Shandong [1][2] - Bo Xing County has developed a complete industrial chain for commercial kitchenware, housing over 2,800 large-scale enterprises and creating more than 45,000 jobs, with notable brands such as Lu Bao, Crown, and Jin Bai Te [1] - The introduction of the "Kitchenware Loan" by Qilu Bank aims to address the financing challenges faced by local kitchenware companies, facilitating equipment upgrades and capacity expansion [1][2] Group 2 - Qilu Bank's proactive approach in understanding the financing needs of local businesses led to the successful issuance of a 2 million yuan loan to Shandong Zhenglian Kitchen Industry Co., which resulted in a 40% increase in production capacity and the creation of 20 new jobs [2] - Since the beginning of the year, Qilu Bank's Binzhou branch has provided over 20 million yuan in credit support to nearly 30 kitchenware manufacturers through the "Kitchenware Loan" program [2] - The bank has developed a diverse range of inclusive financial products tailored to local industries, with over 260 million yuan in new loans issued in the first half of the year, demonstrating a commitment to meet the specific needs of the industry [2]

走进青岛胶州一家大型企业的低温仓库，自动化冷链输送线正有条不紊地运转，一箱箱新鲜的水产品 在-25℃的环境下妥善保存，即将发往山东半岛、长三角及环渤海经济圈的各大市场。作为区域内冷链 仓储及供应链领域的领军企业，该企业拥有3.2万平方米万吨级低温仓库、38条自动化冷链输送线及国 际领先的温控系统，年周转各类水产品达18万吨，交易量占胶州地区水产冷链流通总量的35%，是名副 其实的冷链枢纽。 然而，就在不久前，这家龙头企业还被资金难题"绊住了脚"。"水产行业'先款后货'的交易模式，让我们 在春秋渔汛旺季的代采垫资压力特别大，每年都在5000万元以上。"该企业负责人说，资金周转紧张不 仅让企业年节约财务成本的目标难以实现，还限制了与上游渔场的合作范围，大量优质资源因无法满足 预付款要求而错失。 与此同时，齐鲁银行以该龙头企业为支点，向产业链上下游"双向延伸"。通过深度梳理产业链，筛选出 5家成长性强、合规性好的水产加工企业，累计批复1.4亿元贸易融资授信。青岛某水产加工企业负责人 表示："这笔融资就像'及时雨'，我们不仅新增了就业岗位，年加工产值还增加了2000多万元，现在年 出口额突破了5000万美元。" 为确 ...

作为首个以绿色低碳高质量发展为主题的区域战略，山东正推动绿色转型从政策文本深入产业实践。在 此进程中，绿色金融成为关键支撑。 为此，齐鲁银行东营分行组建绿色金融专班，深入现场摸清地热能开发技术特点与资金需求，通过优化 流程、数字化风控加速放款，确保项目在2024年供暖季如期投用，让绿色供暖惠及居民。 除了聚焦农业与民生领域，齐鲁银行还进一步拓宽服务边界，推出多样化绿色金融产品。面向高耗能企 业减排需求打造"低碳益贷"，为新能源产业发展设计"能效益贷"，还将绿色服务延伸至个人消费端，推 出绿色按揭、新能源汽车分期等业务。 这些产品从产业转型到民生消费层层覆盖，让绿色金融真正扎根齐鲁大地、贴合本土转型需求。 依托国家"双碳"战略与金融"五篇大文章"部署，山东通过多元机制引导金融资源向绿色领域集聚，截至 2024年末，全省绿色贷款余额达2.2万亿元，同比增速超30%，为产业转型注入强劲动能。 扎根本土的齐鲁银行，深刻洞察山东绿色转型的共性需求与个性难题，不断将绿色理念转化为可操作的 金融方案，从精准对接产业需求、打造本土特色方案，到构建完整生态体系，以金融活水精准滴灌齐鲁 绿色实践。 精准服务力，"贷"活产业民生双 ...

Core Viewpoint - The banking sector has shown renewed activity, with several banks experiencing notable stock price increases on September 24, indicating positive market sentiment towards the industry [1] Group 1: Stock Performance - Chongqing Rural Commercial Bank saw its stock price rise by over 3% [1] - Qilu Bank, Postal Savings Bank, Industrial and Commercial Bank of China, and Zheshang Bank all experienced stock price increases of over 1% [1]

Group 1 - The banking sector is experiencing renewed activity, with notable stock price increases for several banks [1] - Chongqing Rural Commercial Bank has seen its stock rise by over 3% [1] - Qilu Bank, Postal Savings Bank, Industrial and Commercial Bank, and Zheshang Bank have all reported stock increases of over 1% [1]

Core Insights - The article highlights the importance of agricultural financing in supporting grain procurement and rural economic development in Changyi City, Shandong Province [1][3] - Qilu Bank's provision of a 1 million yuan grain loan to local grain purchaser Zhou has significantly alleviated financial pressure and expanded his procurement scale [1][3] Group 1: Agricultural Financing - Agricultural financing is crucial for local grain purchasers, many of whom face challenges in securing loans due to short establishment time, small scale, and insufficient collateral [3] - Qilu Bank's Changyi branch has effectively responded to the financing needs of small and micro enterprises in the agricultural sector by integrating "Huinong Loan" and "Farmer e-loan" products, offering convenient approval and timely disbursement [3] Group 2: Economic Impact - The resolution of funding issues has injected vital financial resources into local grain planting and procurement, supporting sustainable rural economic development [3] - The bank's efforts have been recognized, as it was awarded the title of "Advanced Unit Supporting Local Development" for the year 2024 in Changyi City [3] - Future plans include expanding agricultural financing services and exploring new forms of cooperation between banks and enterprises to enhance agricultural strength, increase farmers' income, and promote high-quality regional economic development [3]

Core Viewpoint - Qilu Bank announced the decision to abolish the supervisory board during its first extraordinary general meeting of shareholders in 2025 [1] Group 1 - The extraordinary general meeting of shareholders took place on September 23 [1] - The proposal to no longer establish a supervisory board was approved [1]

山东省济南市历下区龙奥北路 8 号 北京大成（济南）律师事务所 关于齐鲁银行股份有限公司 2025 年第一次临时股东大会法律意见书 致：齐鲁银行股份有限公司 根据《中华人民共和国证券法》（以下简称"《证券法》"）、《中华人民共和国公 司法》（以下简称"《公司法》"）和中国证券监督管理委员会《上市公司股东会规则》 （以下简称"《股东会规则》"）等法律、法规和其他有关规范性文件的要求，北京大成 （济南）律师事务所（以下简称"本所"）接受齐鲁银行股份有限公司（以下简称"公司"） 的委托，指派律师参加公司 2025 年第一次临时股东大会（以下简称"本次股东大会"）。 北京大成（济南）律师事务所 玉兰广场 4 号楼 7-8 层 邮编：250101 7-8/F, Building 4 Yulan Plaza No.8, LongAo north Road Lixia District 250101,Jinan,Shandong,China dacheng.com dentons.cn 本所声明：本所律师仅对本次股东大会的召集程序、召开程序、出席会议人员资格、 召集人资格、表决程序及表决结果发表法律意见，并不对本次股东大会 ...