Group 1: Qilu Bank - Qilu Bank announced a board resolution on February 4, approving the appointment of current president Zhang Hua as Chief Compliance Officer, with a term ending on August 10, 2026 [1][6] - Zhang Hua, born in June 1966, holds a bachelor's and master's degree, and has extensive practical experience in banking, having risen through the ranks at Qilu Bank [1][6] - His career includes key positions such as branch manager and head of credit management, as well as experience in local government financial oversight, enhancing his compliance management expertise [1][6] Group 2: Chongqing Rural Commercial Bank - On January 29, Chongqing Rural Commercial Bank's board approved the appointment of president Sui Jun as Chief Compliance Officer, with unanimous support from the board [2][7] - Sui Jun, born in December 1968, is a member of the Communist Party and holds a doctoral degree in economics, with a rich background in banking [2][7] - His previous roles include various leadership positions in both Chongqing Rural Commercial Bank and China Construction Bank, showcasing his extensive experience in the financial sector [2][7] Group 3: Xiamen Bank - Xiamen Bank announced on January 28 that its board approved the appointment of assistant president and Chief Risk Officer Chen Song as Chief Compliance Officer, pending regulatory approval [3][8] - Chen Song, born in May 1974, has a strong background in risk management and compliance, having held various positions in banking [3][8] - His experience includes roles at Industrial Bank and Ping An Bank, contributing to his qualifications in risk control and compliance management [3][8] Group 4: Pudong Development Bank - On January 24, Pudong Development Bank's board approved the appointment of Cui Bingwen as Chief Risk Officer, Chief Compliance Officer, and General Counsel, with a term aligned with the current board [4][8] - Cui Bingwen, born in 1969, holds a doctoral degree and has extensive banking experience, having served in various leadership roles [4][8] - His career includes significant positions at Industrial and Commercial Bank of China and Pudong Development Bank, enhancing his expertise in legal and compliance matters [4][8]

详解齐鲁银行 2025 业绩快报： 业绩优异持续，资产质量持续优化 城商行Ⅱ Email：daizf@zts.com.cn 执业证书编号：S0740519050002 Email：dengmj@zts.com.cn 执业证书编号：S0740524090004 Email：yangcl@zts.com.cn | | 11 | 发 | | | --- | --- | --- | --- | | 十 17 | 1 | 18 | 907 2 | | 总股本(百万股) | 6,153.84 | | --- | --- | | 流通股本(百万股) | 6,153.84 | | 市价(元) | 5.76 | | 市值(百万元) | 35,446.13 | | 流通市值(百万元) | 35,446.13 | 1、《详解齐鲁银行 2025 年三季报： 垫持续增厚》2025-11-01 2025-08-31 2025-07-07 | | | | 评级： | 增持（维持） | 公司盈利预测及估值 | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | ...

详解齐鲁银行 2025 业绩快报： 业绩优异持续，资产质量持续优化 城商行Ⅱ Email：daizf@zts.com.cn 执业证书编号：S0740519050002 Email：dengmj@zts.com.cn 执业证书编号：S0740524090004 Email：yangcl@zts.com.cn 1、《详解齐鲁银行 2025 年三季报： 垫持续增厚》2025-11-01 2025-08-31 2025-07-07 | | | | 评级： | 增持（维持） | 公司盈利预测及估值 | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 指标 | 2023A | 2024A | 2025E | 2026E | 2027E | | 分析师：戴志锋 | | 营业收入（百万元） | 11,940 | 12,487 | 13,121 | 13,725 | 14,383 | | 执业证书编号：S0740517030004 | | 增长率 yoy% | 8.04% | 4.57% | 5.08% | 4.60% | 4.79% | | ...

Core Viewpoint - The A-share banking sector experienced a collective rise, with all 42 stocks showing positive performance, particularly among small and medium-sized banks [1][2] Group 1: Market Performance - The banking sector index rebounded from a low of 6627.36 points on January 29 to close at 6904.39 points, indicating a clear recovery trend [1] - Qingdao Bank led the sector with a 23.88% increase, followed by Ningbo Bank at 15.81%, and several other banks showing gains exceeding 8% [1] Group 2: Factors Driving the Rise - Multiple factors contributed to the rise in bank stocks, including positive earnings forecasts for 2025, stable revenue and net profit growth, and improving asset quality [2] - The banking sector is expected to continue the "early investment, early returns" strategy in 2026, with projected new credit accounting for 62%-65% of the annual total in the first quarter [2] - A shift in market sentiment from growth to value has led to a flow of funds back into undervalued banking stocks, which are seen as defensive investments [2]

业务规模方面，报告期末，齐鲁银行资产总额8043.81亿元，较上年末增加1148.42亿元，增长16.65%； 贷款总额3828.34亿元，较上年末增加456.92亿元，增长13.55%；存款总额4895.31亿元，较上年末增加 499.89亿元，增长11.37%。 2月4日，齐鲁银行发布2025年业绩快报。2025年，该行实现营业收入131.35亿元，同比增长5.12%；其 中净息差1.53%，同比提高2BP，量价齐升带动利息净收入实现105.19亿元，同比增长16.48%；归属于 上市公司股东的净利润57.13亿元，同比增长14.58%。 资产质量方面，截至报告期末，齐鲁银行不良贷款率1.05%，较上年末下降0.14个百分点；拨备覆盖率 355.91%，较上年末提高33.53个百分点，主要资产质量指标连续七年保持优化。 ...

Core Viewpoint - The banking sector experienced significant gains on February 5, with multiple banks reaching new highs and notable percentage increases in their stock prices [1]. Group 1: Stock Performance - Xiamen Bank's stock price reached 7.93, marking a 9.99% increase, the highest since June 2021 [2]. - Chongqing Bank's stock rose to 11.00, reflecting a 6.80% increase [2]. - Shanghai Bank and Nanjing Bank saw increases of over 4%, with prices at 9.78 and 11.23 respectively [2]. - Other banks such as Yuzhong Rural Commercial Bank and Ningbo Bank also experienced gains, with increases of 3.62% and 3.25% respectively [2].

Core Viewpoint - The A-share market has seen significant gains in bank stocks, with notable increases in share prices for several banks, indicating positive market sentiment towards the banking sector [1]. Group 1: Stock Performance - Xiamen Bank experienced a maximum increase of 9.99%, reaching a total market capitalization of 20.9 billion [2]. - Chongqing Bank rose by 7.18%, with a market value of 38.4 billion [2]. - Shanghai Bank's shares increased by 4.38%, bringing its market capitalization to 139 billion [2]. - Nanjing Bank saw a rise of 3.90%, with a total market value of 138.5 billion [2]. - Yunnan Rural Commercial Bank increased by 3.31%, with a market capitalization of 74.5 billion [2]. - Ningbo Bank's shares rose by 3.25%, reaching a market value of 216.1 billion [2]. - Qilu Bank increased by 2.95%, with a market capitalization of 36.5 billion [2]. - Hangzhou Bank's shares rose by 2.91%, bringing its market value to 120.4 billion [2]. - Jiangsu Bank saw an increase of 2.36%, with a total market capitalization of 191.2 billion [2]. - Changsha Bank's shares rose by 2.38%, with a market value of 39.8 billion [2]. - Zhangjiagang Bank increased by 2.19%, reaching a market capitalization of 1.14 billion [2]. - Chengdu Bank's shares rose by 2.05%, with a total market value of 69.5 billion [2]. Group 2: Year-to-Date Performance - Xiamen Bank has a year-to-date increase of 8.04% [2]. - Chongqing Bank's year-to-date performance is up by 3.56% [2]. - Shanghai Bank has seen a year-to-date decline of 3.17% [2]. - Nanjing Bank's year-to-date performance is down by 2.01% [2]. - Yunnan Rural Commercial Bank has a year-to-date increase of 4.89% [2]. - Ningbo Bank has the highest year-to-date increase at 16.52% [2]. - Qilu Bank's year-to-date performance is up by 3.31% [2]. - Hangzhou Bank has a year-to-date increase of 8.70% [2]. - Jiangsu Bank's year-to-date performance is up by 3.41% [2]. - Changsha Bank has a year-to-date increase of 2.06% [2]. - Zhangjiagang Bank's year-to-date performance is up by 1.97% [2]. - Chengdu Bank has a year-to-date increase of 1.67% [2].

格隆汇2月5日｜信达证券研报指出，齐鲁银行资产规模稳步扩容，迈上8000亿新台阶。截至2025年末， 齐鲁银行资产总额达8043.81亿元，同比增长16.65%，年内新增超1100亿元。此外，加大对新兴行业、 制造业、民营小微等重点领域的金融服务，实现规模稳步增长。"量"、"价"齐升，净息差同步提升 2BP；拨备提升、不良率下降，风险抵御能力增强。公司扩表动能较强，积极拓宽下沉市场，深耕县 域，息差逆势回暖，不良指标持续改善，资产质量稳健向好，分红比例有望持续提升。维持齐鲁银 行"增持"评级。 ...

Core Viewpoint - The A-share market for banks showed a contrary upward trend, with several banks experiencing significant gains on February 5, 2023, despite broader market conditions [1]. Group 1: Stock Performance - Xiamen Bank saw an increase of 6.38%, with a total market capitalization of 20.2 billion [2] - Chongqing Bank rose by 4.17%, with a market cap of 37.3 billion [2] - Ningbo Bank increased by 3.31%, with a market value of 216.3 billion [2] - Shanghai Bank also rose by 3.31%, with a market cap of 137.5 billion [2] - Nanjing Bank increased by 2.97%, with a market capitalization of 137.2 billion [2] - Qilu Bank rose by 2.78%, with a market cap of 36.4 billion [2] - Hangzhou Bank increased by 2.54%, with a market value of 120 billion [2] - Yuhuang Agricultural Commercial Bank rose by 2.36%, with a market cap of 73.8 billion [2] - Shanghai Rural Commercial Bank increased by 2.28%, with a market value of 82.4 billion [2] - Jiangsu Bank rose by 2.06%, with a market cap of 190.7 billion [2] Group 2: Year-to-Date Performance - Ningbo Bank has the highest year-to-date increase at 16.59% [2] - Xiamen Bank has a year-to-date increase of 4.50% [2] - Qilu Bank shows a year-to-date increase of 3.14% [2] - Hangzhou Bank has a year-to-date increase of 8.31% [2] - Jiangsu Bank shows a year-to-date increase of 3.11% [2]

Group 1 - The A-share market saw a rise in bank stocks, with Xiamen Bank increasing by over 6% [1] - Chongqing Bank rose by more than 4% [1] - Ningbo Bank and Shanghai Bank both increased by over 3% [1] - Nanjing Bank, Qilu Bank, Hangzhou Bank, Yucheng Rural Commercial Bank, Shanghai Rural Commercial Bank, and Jiangsu Bank all saw increases of over 2% [1]