股票代码：601818 股票简称：光大银行 公告编号：临 2025-016 中国光大银行股份有限公司 估值提升计划 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 估值提升计划的触发情形及审议程序：2024 年 1 月 1 日至 2024 年 12 月 31 日，中国光大银行股份有限公司（简称本行）股票 已连续 12 个月每个交易日收盘价均低于最近一个会计年度经审计的 每股归属于本行普通股股东的净资产，根据《上市公司监管指引第 10 号——市值管理》，属于应当制定估值提升计划的情形。本行第 九届董事会第二十六次会议审议通过了本次估值提升计划。 本行积极响应上海证券交易所"提质增效重回报"行动倡议， 本估值提升计划将围绕经营提升、现金分红、投资者关系管理、信息 披露、股东增持等一系列措施，提升本行投资价值和股东回报能力， 推动本行投资价值合理反映本行质量，增强投资者信心、维护全体股 东利益，促进本行高质量发展。 本估值提升计划仅为本行行动计划，不代表本行对业绩、股 价、重大事件等任何指标或事项的承诺。本行业绩及二级 ...

股票代码：601818 股票简称：光大银行 公告编号：临2025-015 中国光大银行股份有限公司 续聘会计师事务所公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ●本行拟续聘毕马威华振为本行 2025 年度境内会计师事务所， 续聘毕马威香港为本行 2025 年度境外会计师事务所。 中国光大银行股份有限公司（简称本行）董事会于 2025 年 3 月 28 日审议通过了《关于聘请 2025 年度会计师事务所的议案》，同意 续聘毕马威华振会计师事务所（特殊普通合伙）（简称毕马威华振） 为本行 2025 年度境内会计师事务所，续聘毕马威会计师事务所（简 称毕马威香港）为本行 2025 年度境外会计师事务所。具体情况如下： 一、拟续聘会计师事务所的基本情况 （一）机构信息 1、毕马威华振会计师事务所（特殊普通合伙） （1）基本信息 1 毕马威华振总所位于北京，注册地址为北京市东城区东长安街 1 号东方广场东 2 座办公楼 8 层。毕马威华振的首席合伙人邹俊，中国 国籍，具有中国注册会计师资格。于 2024 年 12 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2025-013 1 中国光大银行股份有限公司 第九届监事会第十九次会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）第九届监事会第十九次 会议于2025年3月18日以书面形式发出会议通知，并于2025年3月28 日在中国光大银行总行以现场会议方式召开。本次会议应出席监事6 名，其中，亲自出席监事5名，吴俊豪、尚文程监事以视频方式参会； 委托出席监事1名，杨文化监事因其他公务书面委托卢健监事代为出 席并行使表决权。会议的召开符合法律、法规、规章和《中国光大银 行股份有限公司章程》（简称《公司章程》）的有关规定。 本次会议由乔志敏监事主持，审议并通过以下议案： 一、关于《中国光大银行股份有限公司监事会对董事会及董事 2024 年度履职监督评价报告》的议案 表决情况：有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 监事会同意向董事会及全体董事通报，并向本行股东大会及国家 金融监督管理总局（简称金融监管总局）报告。 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2025-012 中国光大银行股份有限公司 第九届董事会第二十六次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）第九届董事会第二十六 次会议于2025年3月14日以书面形式发出会议通知，并于2025年3月28 日在中国光大银行总行以现场会议方式召开。本次会议应出席董事15 名，其中，亲自出席董事13名，姚威、张铭文、李巍、洪永淼董事以 视频方式参会；委托出席董事2名，杨兵兵、刘世平董事因其他公务 书面委托郝成、邵瑞庆董事代为出席并行使表决权。会议的召开符合 法律、法规、规章和《中国光大银行股份有限公司章程》（简称《公 司章程》）的有关规定。本行4名监事列席本次会议。 本次会议由吴利军董事长主持，审议并通过以下议案： 一、关于《中国光大银行股份有限公司2024年度董事会工作报告》 的议案 表决情况：有效表决票15票，同意15票，反对0票，弃权0票。 该项议案需提交股东大会审议批准。 二、关于《中国光大银行股份有限公司202 ...

股票代码：601818 股票简称：光大银行 公告编号：临2025-014 优先股代码：360013、360022、360034 优先股简称：光大优 1、光大优 2、光大优 3 中国光大银行股份有限公司 2024年度利润分配方案公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 分配比例：2024年度末期每10股派发现金股息人民币0.85元 （含税），叠加中期已派发的现金股息，2024年度每10股合计派发现 金股息人民币1.89元（含税）。 本次利润分配以实施分红派息股权登记日登记的中国光大 银行股份有限公司（简称本行）普通股总股本为基数，具体股权登记 日期将在分红派息实施公告中明确。 本次利润分配方案尚待本行2024年度股东大会审议通过后 方可实施。 本行不触及《上海证券交易所股票上市规则》第 9.8.1 条第 一款第（八）项规定的可能被实施其他风险警示的情形。 一、利润分配方案 （一）2024年度利润分配方案具体内容 根据经审计的财务报表，2024 年度本行合并报表中归属于本行 股东净利润为人民币 416.9 ...

Financial Performance - In 2024, the bank's total assets reached RMB 6.96 trillion, an increase of 2.75% compared to the previous year [39]. - The net profit attributable to shareholders was RMB 41.70 billion, a year-on-year growth of 2.22% [39]. - The bank's total liabilities amounted to RMB 6.37 trillion, reflecting a growth of 2.42% year-on-year [39]. - The bank's capital adequacy ratio was 14.13%, with a tier 1 capital ratio of 11.98% and a core tier 1 capital ratio of 9.82%, all showing improvement from the previous year [36]. - The bank's total operating income for the year was CNY 135.415 billion, with quarterly revenues of CNY 34.487 billion, CNY 35.321 billion, CNY 32.591 billion, and CNY 33.016 billion respectively [44]. - The net profit attributable to the shareholders of the bank for the year 2024 was CNY 41.696 billion, with a basic earnings per share of CNY 0.62 [48]. - The net interest margin decreased to 1.45%, down by 23 basis points year-on-year, primarily due to lower loan rates [78]. - The income tax expense for the reporting period was RMB 95.63 billion, an increase of 10.16% from the previous year [93]. Risk Management - The bank has been actively improving its risk management and innovation capabilities, leading to a balanced development across various business lines [16]. - The bank's provision coverage ratio was 180.59%, slightly down from 181.27% in the previous year [39]. - The bank's non-performing loan ratio remained stable at 1.25%, unchanged from the previous year [39]. - The bank's provision coverage ratio for non-performing loans was maintained at a healthy level, ensuring adequate risk management [46]. - The financial regulatory authority has implemented multiple policies to enhance risk management and support economic recovery [57]. - The company is committed to compliance and risk management, implementing a comprehensive risk control strategy to prevent systemic risks [65]. Strategic Focus - The bank aims to enhance its market competitiveness in wealth management, financial technology, and comprehensive finance sectors [15]. - The bank's strategy focuses on serving the real economy and national strategies, emphasizing customer-centric services and digital development [15]. - The bank aims to enhance its financial services and support the real economy, focusing on five key financial initiatives [27]. - The bank emphasizes the importance of political leadership and high-quality development as core themes for its future growth strategy [28]. - The bank is focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance to enhance its service capabilities [60]. Digital Transformation - The bank plans to deepen its digital transformation and strengthen risk management to prevent systemic risks while promoting sustainable development [30]. - The bank's online payment service, Guangda Cloud Payment, was recognized as an excellent case for empowering high-quality financial development [18]. - The company is focusing on digital transformation, enhancing digital financial services across corporate, retail, and scenario-based operations [176]. - The company has implemented a comprehensive digital marketing strategy, including the establishment of an industry cluster portrait system [176]. - The bank's digital transformation framework includes over 120 developed training models and covers more than 760 application scenarios [187]. Customer Base and Services - The bank has established 1,321 branches in China, achieving full coverage of provincial administrative regions and serving 150 major economic cities [17]. - The total number of corporate clients reached 997,400, while retail clients totaled 158 million, indicating a solid customer base [70]. - Retail customers reached 157.63 million, with high-end customers (monthly average assets over 500,000 yuan) increasing by 6.77% year-over-year [165]. - The company launched the "Sunshine+" retail customer membership system to enhance customer service and engagement [165]. - The bank's retail banking segment achieved operating income of 55.096 billion yuan, a year-on-year decrease of 15.17% [163]. Awards and Recognition - The bank has received multiple awards, including recognition as a "2024 Financial Brand Annual Influence Institution" and "2024 ESG Annual Case" by various organizations [19][20]. - The bank's ESG rating has steadily improved over the past two years, reflecting its commitment to social responsibility [27]. Asset Management - The bank's retail asset management scale reached RMB 1.50 trillion, with significant growth in technology finance, green finance, and inclusive finance loans, increasing by 42.06%, 41.01%, and 14.85% respectively [32]. - The total assets under management (AUM) amounted to 2.95 trillion yuan, reflecting an 8.36% increase from the previous year [165]. - The balance of inclusive finance loans reached 435.44 billion CNY, an increase of 56.31 billion CNY or 14.85% year-on-year [151]. Corporate Governance - The bank's board meeting on March 28, 2025, included 15 directors, with 13 attending in person and 2 represented by proxies [3]. - The bank's headquarters is located in Beijing, and it was established in August 1992, with listings on both the Shanghai and Hong Kong stock exchanges [14].

Core Viewpoint - China Everbright Bank's 2024 annual report highlights its commitment to supporting the real economy, implementing national strategies, and enhancing public welfare, while maintaining a high-quality development trajectory with improved operational efficiency and stable asset quality [1] Group 1: Financial Performance - As of the end of 2024, the total assets of China Everbright Bank reached 69,590 billion yuan, an increase of 1,862 billion yuan, or 2.7% from the previous year [5] - The total loan amount was 39,339 billion yuan, up 1,469 billion yuan, or 3.9%, with loans accounting for 56.5% of total assets, an increase of 0.6 percentage points [5] - The bank achieved an operating income of 1,354.2 billion yuan, a year-on-year decrease of 7.0%, but net profit rose by 2.0% to 419.1 billion yuan, indicating continued positive growth [5] Group 2: Support for Key Sectors - The bank has implemented targeted support measures for key sectors, resulting in significant loan growth in technology, green finance, and inclusive finance [2] - Loans to technology enterprises reached 3,795 billion yuan, increasing by 1,124 billion yuan, or 42.1% [2] - Green loans amounted to 4,424 billion yuan, up 1,287 billion yuan, or 41.0%, while inclusive loans reached 4,354 billion yuan, an increase of 563 billion yuan, or 14.9% [2] Group 3: Customer Base and Competitive Strength - The bank has developed a tiered customer management system, resulting in a total of 997,000 corporate clients, an increase of 17,000 from the previous year [6] - Retail customer base grew to 158 million, up 3.5%, with wealth and private banking clients increasing by 6.5% and 12.1%, respectively [6] - The bank's comprehensive financing scale (FPA) reached 53.1 trillion yuan, a growth of 4.5%, while retail asset management (AUM) totaled 29.5 trillion yuan, up 8.4% [7][8] Group 4: Asset Quality and Capital Adequacy - The non-performing loan ratio remained stable at 1.25%, with a provision coverage ratio of 180.59%, indicating strong asset quality [9] - The capital adequacy ratio improved to 14.13%, up 0.63 percentage points, with the core tier one capital ratio at 9.82%, an increase of 0.64 percentage points [9] Group 5: Future Outlook - The bank aims to implement the central government's decisions, enhance core functions, and improve competitiveness while preventing and mitigating risks in key areas, laying a solid foundation for the "14th Five-Year Plan" and the upcoming "15th Five-Year Plan" [10]

Fund Overview - The fund is named "交银施罗德鸿光一年持有期混合型证券投资基金" and is managed by交银施罗德基金管理有限公司 with a total fund share of 660,648,739.25 at the end of the reporting period [1][2] - The fund aims to achieve long-term stable appreciation of assets while controlling risks and maintaining good liquidity [1][2] - The investment strategy involves a top-down approach for asset allocation and a bottom-up approach for stock and bond selection [1][2] Performance Metrics - The fund's performance benchmark is a combination of the CSI 300 Index (15%), Hang Seng Index (5%), and the China Bond Composite Index (80%) [2][7] - The fund reported a profit of 1,316,283 for the reporting period, with a weighted average return of 4.92% for the year [3][4] - The net asset value at the end of the reporting period was 512,106,600, with a share value of 32.39 [3][4] Market Analysis - In 2024, global capital markets experienced a volatile upward trend, influenced by factors such as the Federal Reserve's interest rate cuts and domestic economic recovery [16][17] - The fund increased its allocation to Hong Kong stocks due to favorable valuation adjustments and increased investment targets [16][17] - The bond market saw a significant decline in interest rates, with the fund adjusting its bond positions to enhance duration and manage risk [17][18] Future Outlook - For 2025, the fund anticipates a further improvement in the stock market environment and plans to increase allocations to growth sectors [19][20] - The macroeconomic environment is expected to be more favorable, with continued support from domestic policies and a potential new product release cycle driven by AI technology [19][20] - The fund will maintain a balanced approach to stock and bond investments, focusing on high-quality stocks in the Hong Kong market [19][20]

转自：新华财经 光大银行呼和浩特分行党委书记以《守护权益防风险 金融为民显担当》为题进行专题宣讲。从监管政 策、金融风险防范、客户权益维护等方面，围绕消费者权益应该"保护谁""保护什么""怎么保护"进行讲 解。 金融消费者是银行业持续健康发展的推动者，也是金融市场重要的参与者。光大银行呼和浩特分行始终 践行金融工作的政治性、人民性，深入开展"行长讲消保""行长值大堂"、"行长接待日"等活动，切实维 护消费者合法权益，全力构建"大消保"格局。 相关负责人表示，光大银行呼和浩特分行将坚持人民至上的根本立场，把维护好、实现好、发展好金融 消费者合法权益作为工作的出发点和落脚点，为构建和谐健康的金融消费环境贡献光大力量。（伊兰） 编辑：赵鼎 他提出，要强化消保工作"人人有责"认识，积极落实消保工作主体责任，把做好消保工作作为高质量发 展的必由之路，从大处着眼，从细微处发力，把人民群众时时放在心上，真正落实"阳光消保 美好陪 伴"理念，不断推动消保工作迈上新台阶，为全行高质量发展提供坚强保障。 在开展金融消费者权益保护教育宣传活动期间，光大银行呼和浩特分行全面启动常态化"行长接待日"活 动，分行党委班子成员每月两次下沉 ...