Investment Rating - The report assigns a "Buy" investment rating for the company, marking its first coverage [10]. Core Insights - The company focuses on financial technology and is a leading platform-based digital service provider, primarily engaged in information technology services for the financial sector, while also expanding into non-financial sectors [1]. - The company has made significant progress in developing a new trading system, with its A5 and HTS series products strengthening its competitive advantage [5]. - The company is expected to achieve revenue growth driven by its core products A5 and HTS, with projected revenues of 839 million, 957 million, and 1.108 billion yuan for 2024, 2025, and 2026 respectively [10][12]. Financial Performance - In Q3 2024, the company reported revenue of 154 million yuan, a year-on-year decrease of 12.88%, and a net profit of 52 million yuan, down 9.74% year-on-year [4]. - The gross margin for Q3 2024 was 73.01%, and the net margin was 33.67%, showing slight improvements of 0.28 percentage points and 0.09 percentage points year-on-year respectively [4]. - The company plans to increase R&D investment based on its "1+3" foundational technology platform [4]. Product Development - The A5 core trading system has been successfully implemented for a major brokerage, marking a significant milestone in the company's product offerings [5]. - The HTS rapid series products continue to expand in terms of transaction node numbers and trading volume, leading the market in user numbers and transaction volume [5]. - The company is actively pursuing new business opportunities in the futures sector, providing product solutions for comprehensive risk control and centralized operations [1][5]. Earnings Forecast - The company is projected to have earnings per share (EPS) of 1.04, 1.32, and 1.57 yuan for 2024, 2025, and 2026 respectively, with corresponding price-to-earnings (P/E) ratios of 41.3, 32.6, and 27.3 [10][12].

福建顶点软件股份有限公司 投资者关系活动记录表 证券简称：顶点软件 证券代码：603383 编号：2024-007 | --- | --- | |------------|----------------------------------------| | | | | | 特定对象调研 □分析师会议 □媒体采访 | | 投资者关系 | □ 业绩说明会 □新闻发布会 □路演活动 | | 活动类别 | □ 现场参观 □其他 | | | 2024 年 11 月 26 日 | | | 国海证券 孙嘉庚 | | | 2024 年 11 月 27 日 现场会议 | | | 兴业证券 蒋佳霖 | | | 前海开源基金 梁策 | | | 华夏基金 郭琨研 | | 参与时间和 | 2024 年 12 月 11 日 现场会议 | | 单位名称 | 富达基金 陈月桥 | | | 高盛资管 侯炜 | | | 华泰柏瑞 陈碧野 | | | 易方达 姚欢宸 | | | 腾讯投资 刘逸琨 | | | 中金公司 魏鹳霏 车姝韵 | | 地点 | 公司会议室 | | 公司接待人 | 赵伟（董秘） | | --- | --- | |----- ...

证券代码：603383 证券简称：顶点软件 公告编号：2024-042 福建顶点软件股份有限公司 关于 2021 年限制性股票激励计划首次授予部分 第三个解除限售期限制性股票解除限售暨上市公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 重要内容提示： 本次股票上市类型为股权激励股份；股票认购方式为网下，上市股数为 703,200 股。 本次股票上市流通总数为 703,200 股。 本次股票上市流通日期为 2024 年 12 月 16 日。 福建顶点软件股份有限公司（以下简称"顶点软件"、"公司"）于2024年 10月28日召开了第九届董事会第五次会议、第九届监事会第五次会议审议通过了 《关于2021年限制性股票激励计划首次授予部分第三个解除限售期解除限售条件 成就的议案》，公司同意对符合2021年限制性股票激励计划首次授予部分第三个 解除限售期解除限售条件的353名激励对象的703,200股限制性股票办理解除限售， 根据公司《2021年限制性股票激励计划（草案）》和公司2021年第一次临时股东 大会的授权，现将有关事 ...

国浩律师（上海）事务所 关于福建顶点软件股份有限公司 2021 年限制性股票激励计划 首次授予部分第三个解除限售期解除限售条件成就 暨上市 之 网址/Website: http://www.grandall.com.cn 二〇二四年十二月 | 释 | 义 | 2 | | --- | --- | --- | | 第一节 | 引言 | 4 | | 第二节 | 正文 | 5 | | | 一、本次解除限售的条件成就情况 | 5 | | | 二、本次解除限售的批准与授权 | 8 | | | 三、本次解除限售的激励对象、数量及上市流通安排 | 9 | | | 四、结论意见 | 10 | | 第三节 | 签署页 11 | | 国浩律师（上海）事务所 法律意见书 释 义 除非另有说明，本法律意见书中相关词语具有以下特定含义： | 顶点软件、公司 | 指 | 福建顶点软件股份有限公司 | | --- | --- | --- | | 《激励计划》 | 指 | 《福建顶点软件股份有限公司 年限制性股 2021 | | | | 票激励计划（草案）》 | | 本次激励计划 | 指 | 顶点软件实施本次限制性股票激励计划的行为 | | ...

福建顶点软件股份有限公司 投资者关系活动记录表 证券简称：顶点软件 证券代码：603383 编号：2024-006 | --- | --- | --- | |------------|--------------------------------------------------------------|---------------------------------| | | □ 特定对象调研 □分析师会议 □媒体采访 | | | 投资者关系 | 业绩说明会 □新闻发布会 □路演活动 | | | 活动类别 | □ 现场参观 □其他 | | | | 参与单位：线上参与公司 2024 | 年第三季度业绩说明会 | | 参与单位名 | 的全体投资者 | | | 称和时间 | 时间： 2024 年 11 月 14 日上午 | 11:00-12:00 | | 地点 | 上证路演中心（ | http://roadshow.sseinfo.com/ ） | | | 董事长兼总经理： 严孟宇先生 | | | | | | | 公司接待人 | 董事、执行总经理： 雷世潘先生 | | | 员姓名 | | | | | 独立董 ...

福建顶点软件股份有限公司 投资者关系活动记录表 证券简称：顶点软件 证券代码：603383 编号：2024-005 | --- | --- | |------------|-------------------------------------------------| | | | | | 特定对象调研 □分析师会议 □媒体采访 | | 投资者关系 | □ 业绩说明会 □新闻发布会 □路演活动 | | 活动类别 | □ 现场参观 □其他 | | | 2024 年 10 月 31 日 现场会议 | | | 海富通基金 张 颖 | | | 天风证券 缪欣君、李璞玉 | | | 2024 年 11 月 4 日 现场会议 | | 参与时间和 | 广发证券 李婉云 | | | | | 单位名称 | 中信证券 万瑞钦 | | | 国联基金 韩字杰 | | | 华杉投资 李洲、张国澄 | | 地点 | 公司会议室 | | 公司接待人 | | | 员姓名 | 赵伟（董秘） | | 投资者关系 | 一、 介绍公司三季度报告总体情况 | | 活动主要内 | 公司聚焦金融科技，是一家领先的平台型数字服务 | | 容介绍 | 提供 ...

证券代码：603383 证券简称：顶点软件 公告编号：2024-041 福建顶点软件股份有限公司 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 投资者可于 2024 年 11 月 7 日(星期四)至 11 月 13 日(星期三)16:00 前登录 上证路演中心网站首页点击"提问预征集"栏目或通过邮箱 603383@apexsoft. com.cn 进行提问。公司将在说明会上对投资者普遍关注的问题进行回答。 福建顶点软件股份有限公司（以下简称"公司"）已于 2024 年 10 月 29 日 发布公司 2024 年第三季度报告，为便于广大投资者更全面深入地了解公司 2024 年前三季度经营成果、财务状况，公司计划于 2024 年 11 月 14 日上午 11:00-12:00 举行 2024 年第三季度业绩说明会，就投资者关心的问题进行交 流。 一、 说明会类型 本次投资者说明会以网络互动形式召开，公司将针对 2024 年前三季度的经 营成果及财务指标的具体情况与投资者进行互动交流和沟通，在信息披露允许 的 ...

证券代码：603383 证券简称：顶点软件 公告编号：2024-040 福建顶点软件股份有限公司 2024 年季度权益分派实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次利润分配以公司总股本 205,386,979 股为基数，每股派发现金红利 0.2 元（含税）， 共计派发现金红利 41,077,395.80 元。 1. 发放年度：2024 年季度 2. 分派对象： 差异化分红送转： 否 一、 通过分配方案的股东大会届次和日期 本次利润分配方案经公司 2024 年 5 月 10 日的 2023 年年度股东大会授权，并经公司 2024 年 10 月 28 日的第九届董事会第五次会议审议通过。 二、 分配方案 截至股权登记日下午上海证券交易所收市后，在中国证券登记结算有限责任公司上海分 公司（以下简称"中国结算上海分公司"）登记在册的本公司全体股东。 3. 分配方案： 每股分配比例 A 股每股现金红利 0.2 元 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发 ...

Investment Rating - Buy (maintained) [1] Core Views - Short-term performance pressure: The company reported a revenue of 421 million yuan for the first three quarters of 2024, a year-on-year decrease of 8%, and a net profit attributable to the parent company of 101 million yuan, a year-on-year decrease of 15.60% [2] - High gross margin maintained: The gross margin for the first three quarters of 2024 reached 70.58%, a slight increase of 0.06% compared to the same period last year [3] - High R&D investment: The company continues to invest heavily in R&D, with R&D expenses accounting for 27.69% of total expenses in the first three quarters of 2024 [3] - Launch of HTS 2X pure-blood Xinchuang version: The company has collaborated with Huawei and Tencent Cloud to develop the HTS 2X pure-blood Xinchuang version, which significantly improves performance, business capacity, reliability, and operation experience [3] Financial Forecasts - Revenue forecast: The company is expected to achieve revenues of 831 million yuan, 937 million yuan, and 1,065 million yuan in 2024, 2025, and 2026, respectively [1][3] - Net profit forecast: The net profit attributable to the parent company is expected to be 271 million yuan, 319 million yuan, and 376 million yuan in 2024, 2025, and 2026, respectively [1][3] - EPS forecast: The earnings per share (EPS) are projected to be 1.32 yuan, 1.55 yuan, and 1.83 yuan in 2024, 2025, and 2026, respectively [1][3] Financial Ratios - P/E ratio: The P/E ratio is expected to be 30, 26, and 22 in 2024, 2025, and 2026, respectively [1][3] - P/B ratio: The P/B ratio is expected to be 4.7, 4.1, and 3.5 in 2024, 2025, and 2026, respectively [1] - ROE: The return on equity (ROE) is expected to be 16%, 16%, and 16% in 2024, 2025, and 2026, respectively [1] Dividend Plan - The company announced a mid-term cash dividend plan for 2024, distributing 2 yuan per 10 shares (including tax), totaling 41,077,395.80 yuan, which accounts for 40.58% of the net profit attributable to the parent company for the first three quarters of 2024 [2] Industry Context - The financial Xinchuang sector has entered a "deep water" phase, and the company is a pioneer in this field, leading the new trading system [3]

Investment Rating - The report maintains a "Recommend" rating for the company [2][8] Core Views - The company is experiencing revenue growth pressure, with a 8.00% year-on-year decrease in revenue for the first three quarters of 2024, totaling 421 million yuan [4][5] - The net profit attributable to shareholders for the same period is 101 million yuan, reflecting a 15.60% year-on-year decline [4][5] - The company has announced a cash dividend of 2 yuan per 10 shares, totaling 41.08 million yuan, which accounts for over 40% of the net profit for the first three quarters [5] - The gross margin remains stable at 70.58%, while the R&D expense ratio has increased to 27.69%, indicating a commitment to enhancing competitiveness through increased R&D investment [5][6] - The company is actively promoting financial innovation and deepening cooperation with domestic manufacturers, particularly in the deployment of its core trading system A5 [6][7] Summary by Sections Financial Performance - For the first three quarters of 2024, the company achieved revenue of 421 million yuan, down 8.00% year-on-year, with a net profit of 101 million yuan, down 15.60% year-on-year [4][5] - The gross margin for the first three quarters is 70.58%, and the net profit margin is 24.07%, which is still competitive within the industry [5] R&D and Innovation - The company has increased its R&D expense ratio to 27.69%, reflecting a 3.49 percentage point increase year-on-year, which is aimed at enhancing its competitive edge [5] - The company is implementing its A5 trading system in various projects, establishing a successful benchmark in the industry [6][7] Future Outlook - The company forecasts net profits of 236 million yuan, 293 million yuan, and 367 million yuan for 2024, 2025, and 2026 respectively, with corresponding EPS of 1.15 yuan, 1.43 yuan, and 1.79 yuan [8] - The report anticipates that the company's growth potential will be further unlocked as it accelerates the deployment of its products like A5 and HTS [8]