宁波喜悦智行科技股份有限公司 银行借款管理办法 宁波喜悦智行科技股份有限公司 银行借款管理办法 （2025 年制定） 第四届董事会第四次会议审议通过 宁波喜悦智行科技股份有限公司 银行借款管理办法 第一章 总 则 第一条 为提高宁波喜悦智行科技股份有限公司（以下简称"公司"）的资 金使用效益，规范公司融资管理，保持公司良好的资产负债结构，防范资金风险， 根据《贷款通则》、《宁波喜悦智行科技股份有限公司章程》（以下简称"《公 司章程》"）的规定并结合公司实际情况，制定《宁波喜悦智行科技股份有限公 司银行借款管理办法》(以下简称"本《办法》")。 第二章 银行借款分类及使用用途 第二条 本《办法》中的银行借款是指： （一）短期流动资金借款：借款期限在一年以内（包含一年）。按借款目的 可分为日常经营性流动资金借款和专项流动资金借款。日常经营性流动资金借款 用于日常经营活动资金需求。专项流动资金借款主要用于因研发、技术升级等原 因产生的期限在一年以内的，资金只用于特定项目的资金需求。 （二）中长期项目借款：中期借款是指借款期限在一年以上（不含一年）， 五年以下（含五年）的借款；长期借款是指借款期限在五年以上（不含五年 ...

Group 1 - The implementation plan aims to enhance the adaptability of supply and demand in consumer goods, with a goal to optimize the supply structure by 2027, creating three trillion-level consumption sectors and ten hundred-billion-level consumption hotspots [1][3] - By 2030, a high-quality development pattern characterized by positive interaction between supply and consumption is expected to be established, with a steady increase in the contribution of consumption to economic growth [1][3] Group 2 - The plan outlines 19 key tasks across five areas: accelerating the application of new technologies and models, expanding the supply of distinctive and new products, precisely matching the needs of different demographics, cultivating new consumption scenarios and business formats, and creating a favorable development environment [3][4] - Emphasis is placed on accelerating innovation in key industries such as smart connected vehicles, smart home products, consumer electronics, modern textiles, food, and green building materials, with initiatives to develop flagship products and innovative enterprises [3][4] - The plan encourages the development of leisure and sports products, focusing on new demands from event economies, outdoor activities, and winter sports, while promoting high-quality sports equipment [3][4] - Support for health product innovation includes enhancing the research and development of health foods and special dietary foods, as well as recognizing traditional food production areas and local specialty food industries [3][4] Group 3 - The plan aims to expand the influence of historical classic products, supporting industries such as arts and crafts, traditional stationery, silk, tea, and traditional Chinese medicine, while promoting creative design competitions and the development of traditional craft innovation bases [4] - Companies like Zhejiang specialize in outdoor sports products and have developed a unique vertical integration supply chain, selling products to developed regions such as Europe and North America [4][5] - Nobon Co., a leader in differentiated water-jet non-woven fabrics, focuses on a full-chain growth strategy, enhancing its global supply position through technological upgrades and brand development [4][5] - Chuangyuan Co. operates in the cultural education and sports sectors, aiming to resonate with domestic markets through a diversified product matrix and an "IP + technology + cultural creativity" approach [5] - Pianlong Pharmaceutical has extensive experience in the traditional Chinese medicine sector, focusing on brand integration and collaborative innovation in the production of traditional Chinese medicine [5] - Joyful Intelligence leads in the recyclable packaging sector, offering comprehensive packaging solutions and promoting a leasing model to lower barriers for clients [5]

Core Viewpoint - The company has announced the decision to deregister its subsidiary, Chongqing Gongyue Supply Chain Co., Ltd., to reduce management costs and optimize resource allocation [1] Group 1 - Chongqing Gongyue is a controlling subsidiary of Ningbo Xiyue Zhixing Technology Co., Ltd. [1] - The decision to deregister was made in agreement with other shareholders of Chongqing Gongyue [1]

证券代码：301198 证券简称：喜悦智行 公告编号：2025-059 本公司及董事会全体成员保证公告内容与信息披露义务人提供的信息一 致。 宁波喜悦智行科技股份有限公司（以下简称"公司"）于 2025 年 11 月 4 日披 露了《关于持股 5%以上股东减持股份的预披露公告》（公告编号：2025-055）。 持有本公司股份 12,168,000 股（占本公司总股本比例 7.20%）的股东宁波旺科企 业管理合伙企业（有限合伙）（以下简称"旺科企业"）计划自 2025 年 11 月 4 日 起 15 个交易日后的 3 个月内（即 2025 年 11 月 25 日至 2026 年 2 月 24 日）以集 中竞价方式及/或大宗交易方式减持其所持有的公司股份，合计减持公司股份不 超过 5,070,000 股，不超过公司总股本的 3.00%。 宁波喜悦智行科技股份有限公司 关于持股 5%以上股东股份减持触及 1%整数倍的公告 持股 5%以上股东宁波旺科企业管理合伙企业（有限合伙）保证向本公司提 供的信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 491,400 股，占公司总股本的 0.29%，本 ...

关于控股子公司完成注销登记的公告 证券代码：301198 证券简称：喜悦智行 公告编号：2025-058 宁波喜悦智行科技股份有限公司 统一社会信用代码：91500112MA7GMQD91L 注册资本：100 万元人民币 类型：有限责任公司 法定代表人：罗志强 成立日期：2022 年 02 月 14 日 经营住所：重庆市渝北区回兴街道金梭大道 31 号 5 楼 502 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚 假记载、误导性陈述或重大遗漏。 重庆共悦供应链有限公司（以下简称"重庆共悦"）为宁波喜悦智行科技股 份有限公司（以下简称"公司"）控股子公司。为降低管理成本，优化资源配置， 公司同重庆共悦其他股东协商一致，决定注销重庆共悦。根据《中华人民共和国 公司法》《公司章程》《对外投资管理制度》等有关规定，本次交易发生的成交 金额未达到董事会审议标准，无需提交董事会审议。同时本次注销事项不构成关 联交易，亦不构成《上市公司重大资产重组管理办法》规定的重大资产重组。具 体情况如下： 一、注销主体基本情况 重庆共悦 公司名称：重庆共悦供应链有限公司 二、注销控股子公司的原因 本次注销重庆共悦供 ...

每经记者｜朱万平 每经编辑｜魏官红 一家公司从上市资料获受理，到发行，是一条漫漫长路，也是一次修行之旅。有的公司速度空前，20多天就过会；有的公司在半途，就主动撤回申报材料， 打道回府；还有公司因各种不规范操作被曝光，最终被扯下画皮…… 目前，A股实行注册制的是科创板和创业板。一般来说，注册制下，"问询－回复"会经历多轮反复，之后有倒在上市委会议上的，也有提交注册不成功的， 更有主动撤回申报材料，终止上市路的。而对于适用核准制的公司来说，一般是"已受理－上会"，上会通过，招股；上会未通过，就重来。 《每日经济新闻》记者以周为单位，对上周过会、被否及新增材料获受理的公司进行梳理，以飨读者。 上周（6月28日～7月4日，下同），总共有11家公司上会，除了垦丰种业IPO被否，其余10家企业均全部过会，周IPO过会率超过90%，依然维持高位。目 前，科创板和创业板是国内IPO的主通道。 | | | | 周 IP0 红榜 | | | | --- | --- | --- | --- | --- | --- | | 公司简称 | 拟上市板 | 拟募资 | 主承销商 | 保荐代表人 | 省份 | | | | (亿元) | | ...

序 号 受托人名 称 产品名称 产品类 型 认购金 额（万 元） 起息日 到期日 实际年 化收益 率 实际收益 （元） 1 杭州银行 "添利宝"结构性存 款(TLBB202519082) 保 本 浮 动 收 益 型 1,250.00 2025-9-19 2025-11-19 1.95% 40,736.30 2 杭州银行 "添利宝"结构性存 款(TLBB202519083) 保 本 浮 动 收 益 型 1,250.00 2025-9-19 2025-11-19 1.95% 40,736.30 3 浙商银行 单位结构性存款 EEQ25007DTCNB 保本浮 动型 1,100.00 2025-8-21 2025-11-21 2.10% 59,033.33 4 浙商银行 单 位 结 构 性 存 款 保 本 浮 900.00 2025-8-21 2025-11-21 2.10% 48,300.00 一、本次现金管理产品到期赎回情况 证券代码：301198 证券简称：喜悦智行 公告编号：2025-057 宁波喜悦智行科技股份有限公司 关于使用闲置募集资金进行现金管理到期赎回的公告 本公司及董事会全体成员保证信息披露的内 ...

Core Insights - Joyy Intelligent (SZ 301198) announced that on November 18, 2025, it will accept a securities research from Western Securities, with the company’s board secretary Cai Chaowei participating in the reception and addressing investor inquiries [1] - For the fiscal year 2024, Joyy Intelligent's revenue composition is as follows: automotive manufacturing accounts for 59.7%, home appliance manufacturing for 22.41%, logistics supply chain services for 10.33%, and others for 7.57% [1] - As of the report date, Joyy Intelligent has a market capitalization of 2.2 billion yuan [2]

Group 1 - The company achieved profitability in the third quarter, with revenue showing a year-on-year increase [2] - The company is assisting downstream clients in product development, cost reduction, and market expansion, which is expected to enhance market share [2] - The advantages of circular packaging include reusability and environmental benefits, aligning with current green development trends [2] Group 2 - The leasing model for circular packaging reduces upfront costs for clients, controls risks, and simplifies management, thereby increasing client loyalty [2] - The company is expanding its presence in the home appliance sector, starting with refrigerator compressor packaging and moving into air conditioning compressor packaging [2] - The company aims to penetrate new industries such as fresh produce, logistics, and wine, leveraging the national "dual carbon" policy to enhance its brand influence [2]

Group 1: Company Overview and Performance - Joyful Intelligence has achieved profitability in the third quarter, with revenue showing a certain degree of increase compared to the same period last year, driven by strong customer trust [2] - The company is actively assisting downstream clients in product development, cost reduction, and market expansion to further increase market share [2] Group 2: Advantages of Circular Packaging - Circular packaging can be reused multiple times, resulting in lower single-use costs compared to traditional disposable packaging [3] - Customizable product features such as anti-shedding, dustproof, and flame-retardant properties enhance the protection of client components and improve storage and transportation efficiency [3] - At the end of the product's life cycle, circular packaging can be recycled to manufacture new products, offering stronger environmental benefits [3] Group 3: Client Adoption of Rental Models - Clients prefer the rental model due to lower initial investment, more controllable risks, and easier management compared to outright purchase [3] - The company incurs significant initial equipment investment, but costs decrease with multiple cycles of use, leading to continued profitability after depreciation [3] Group 4: Development in the Home Appliance Sector - Joyful Intelligence has expanded from refrigerator compressor circular packaging to the air conditioning compressor market, establishing a circular packaging operation system between clients and suppliers [3] - The stable market conditions in the home appliance sector are beneficial for the company's growth, with ongoing efforts to penetrate other core components like motors and control panels [3] Group 5: Industry Positioning and Future Growth - Under the national "dual carbon" policy, the company has established a strong influence in the circular packaging sector for automotive and home appliance industries, building a positive brand image among clients [3] - Future plans include increasing penetration in industries such as fresh produce, express logistics, and the wine industry, where initial partnerships have been formed to create new growth points [3]