由于对关税经济影响的担忧，密歇根大学消费者调查周五表示，本月消费者信心指数终值为52.2。虽然 好于两周前的初值50.8，但依然从3月份的57.0大幅下降，处于近三年低位。 值得注意的是，美国消费者12个月通胀预期为6.5%，远高于3月份的5.0%，处于1981年以来的最高水平 区间，4月份也是连续第四个月出现0.5个百分点或以上的异常大幅上涨。长期通胀预期上升至4.4%，也 高于3月份的4.1%。 密歇根大学消费者调查局主管徐（Joanne Hsu）表示："消费者认为经济的多个方面存在风险，这在很 大程度上是由于贸易政策的持续不确定性以及通胀可能再次抬头。劳动力市场的预期仍然黯淡。更令人 担忧的是，消费者预计未来一年自己的收入增长将放缓。" 无独有偶，本周早些时候公布的标普4月美国综合采购经理人指数（PMI）降至16个月低位51.2，逼近 荣枯线。其中，服务业指数从上个月的54.4跌至4月份的51.4。标普全球首席商业经济学家威廉姆森 （Chris Williamson）表示："人们对未来一年商业状况的信心急剧恶化。关税被认为是价格上涨的主要 原因。"他说，这将不可避免地引发更高的消费者通胀。 经济的不确定 ...

智通财经4月25日电，美国银行全球研究将欧元区2025年GDP增长预期下调10个基点至0.8%。 ...

美国银行出售30亿美元优先股。 ...

香港交易所信息显示， 美国银行在 哔哩哔哩-W的持股比例于04月21日从7.47%降至7.03%。 ...

CHARLOTTE, N.C., April 23, 2025 /PRNewswire/ -- Bank of America Corporation today announced the Board of Directors declared a regular quarterly cash dividend on Bank of America common stock of $0.26 per share, payable on June 27, 2025 to shareholders of record as of June 6, 2025.The Board also declared a regular quarterly cash dividend of $1.75 per share on the 7% Cumulative Redeemable Preferred Stock, Series B. The dividend is payable on July 25, 2025 to shareholders of record as of July 11, 2025.Bank of A ...

Core Viewpoint - Bank of America is in a stronger position compared to the Great Recession, with improved safety and soundness metrics, despite emerging economic stress [2][11]. Group 1: Bank's Strategy and Performance - Bank of America has adopted a conservative growth strategy under CEO Brian Moynihan since 2010, focusing on risk management and stability [3][4]. - The bank's total loan balances have seen minimal growth since Q4 2009, reflecting a cautious approach amid stricter regulations [4]. - The composition of the loan portfolio has shifted significantly, with reduced exposure to consumer and home equity loans, which were problematic during the Great Recession [4][5]. Group 2: Loan Quality and Risk Management - The quality of loans has improved, with wealth management loans more than doubling, while commercial real estate construction loans now represent only 15% of total loans, down from 39% in 2009 [5]. - Nonperforming loans and net charge-offs are significantly lower than during the peak of the Great Recession, indicating better loan performance [6][7]. - Tangible common equity is nearly double what it was in 2009, and global liquidity sources have increased more than fourfold, enhancing the bank's financial resilience [7]. Group 3: Stress Testing and Preparedness - Bank of America participates in rigorous stress testing by the Federal Reserve, which simulates severe economic downturns, and is expected to face losses of 5.5% of total loans, compared to 10% in Q4 2009 [7][8]. - The bank conducts its own stress tests to assess its preparedness for potential recessions, emphasizing the importance of underwriting discipline developed over the last decade [10]. - Despite inherent risks in banking, the bank's reshaped loan portfolio and risk management practices suggest it is well-equipped to handle potential credit issues [9]. Group 4: Market Position and Valuation - Bank of America's stock is currently trading at 138% of its tangible book value, below its five-year average of 156%, presenting a favorable risk-reward proposition [11][12].

When I last covered Bank of America Corporation (NYSE: BAC ) on November 20th, 2024 with my article “Bank of America: Bull Rally Strength Continues,” the stock was surging from the $35.14 lows that were posted roughly 10 weeksAnalyst’s Disclosure: I/we have a beneficial long position in the shares of BAC either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have n ...

Core Insights - Bank of America Corp. reported first quarter results that exceeded expectations, with profits surpassing consensus estimates by 8 cents per share [1] Financial Performance - The company is the second-largest bank in the United States, following JPMorgan [1]

Bank of America (BAC 0.31%) recently reported financial results for the first quarter of 2025. The numbers exceeded Wall Street expectations, as revenue totaled $27.4 billion (up 6.2% year over year) and diluted earnings per share came in at $0.90 (up 18%). The shares rose 4% the day after the earnings announcement.But that still doesn't make up for the fact that this top bank stock is trading more than 20% below its 52-week high. Investors might be sharpening their pencils to analyze this opportunity.Shoul ...

I'll briefly review Bank of America's (NYSE: BAC ) quarterly results announced earlier this week. But first, I am going to pause and ask anyone reading this to think about something: what does a "rating" on a stock mean? Is it worth the digital paperI'm Rob Isbitts, founder of Sungarden Investment Publishing. I run the new investing group Sungarden YARP Portfolio, a community dedicated to navigating the modern investment climate with humility, discipline, and a non-traditional approach to income investing. ...