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EQS-PVR: Nagarro SE: Release according to Article 40, Section 1 of the WpHG [the German Securities Trading Act] with the objective of Europe-wide distribution
Markets.Businessinsider.Com· 2025-12-12 19:35
EQS Voting Rights Announcement: Nagarro SENagarro SE: Release according to Article 40, Section 1 of the WpHG [the German Securities Trading Act] with the objective of Europe-wide distribution 12.12.2025 / 20:35 CET/CESTDissemination of a Voting Rights Announcement transmitted by EQS News - a service of EQS Group.The issuer is solely responsible for the content of this announcement.Notification of Major Holdings1. Details of issuerName: Nagarro SEStreet: Baierbrunner Straße 15Postal code: 81379City: MünchenG ...
明确基本规则 强化底线要求 商业银行托管业务新规明年2月起施行
《办法》明确,托管产品约定的投资范围包括非标准化债权类资产、未上市企业股权等非标准化资产 时,商业银行应当根据自身能力和服务水平,经充分评估后开展托管业务。评估的内容包括产品管理人 的资本实力、公司治理、合规管理、风险控制等,以及产品的交易结构、投资标的、退出方式、估值方 法策略等。 ◎记者 韩宋辉 金融监管总局12月12日发布《商业银行托管业务监督管理办法(试行)》(下称《办法》),在现有监 管制度基础上,进一步明确商业银行开展托管业务的基本规则,强化底线要求,细化重点环节的管理标 准。《办法》自2026年2月1日起施行。 托管是商业银行作为独立第三方,为各类金融产品及专项资金形成的投资组合等提供财产保管及相关服 务的行为。 为有效解决因职责边界不清导致过度承担风险的情况,《办法》列明了商业银行开展托管业务的禁止性 职责和禁止性行为。 金融监管总局有关司局负责人介绍,近年来,商业银行为理财产品、资金信托、证券投资基金、证券公 司资管产品、保险资管产品、社保基金、养老金等提供托管服务,业务规模稳步扩大、服务种类不断增 多、创新活动日趋活跃,有效满足了财产保管、产品核算、资产估值等方面的多样化需求。 主要包括: ...
Bank of America Shares Finally Recover From 2008 Financial Crisis
WSJ· 2025-12-12 18:17
The bank's stock traded midday at more than $55.08, its previous all-time high from 2006. ...
Bank of America’s AI Solution CashPro Forecasting Helps Businesses Navigate Volatility
Crowdfund Insider· 2025-12-12 17:54
This year, Bank of America (NYSE: BAC) says that it has helped companies save more than 250,000 hours via its CashPro Forecasting solution. The AI-enabled digital tool addresses one of treasury’s most time-consuming yet “business critical” tasks — forecasting. It has now reportedly transformed what usually is described as being “heavily” manual effort into a faster, more intelligent and automated user experience.Bank of America also mentioned that the forecasting solution is accessed off CashPro, the platfo ...
金融监管总局发文规范商业银行托管业务
Zheng Quan Ri Bao· 2025-12-12 17:09
本报记者 刘琪 12月12日,国家金融监督管理总局(以下简称"金融监管总局")发布消息,为进一步加强商业银行托管业务监督管理,促 进商业银行托管业务规范健康发展,金融监管总局制定了《商业银行托管业务监督管理办法(试行)》(以下简称《办 法》),现正式发布。 从主要内容来看,《办法》共五章49条,包括总则、托管职责、管理要求、监督管理和法律责任、附则等部分。《办法》 明确了商业银行托管业务的概念和开展业务的基本原则,规定了商业银行开展托管业务应当符合的要求。商业银行需要建立健 全托管业务治理架构和管理体系制度,根据自身能力和服务水平提供适当的托管服务。同时,《办法》也进一步强化了持续监 管措施、监管处罚、数据报送和自律管理等相关制度安排。 下一步,金融监管总局将持续督促商业银行提高经营管理水平和风险防范能力,促进托管业务规范、健康和高质量发展。 金融监管总局有关司局负责人介绍,随着我国高标准市场体系建设、深化要素市场改革等持续推进,对商业银行托管业务 专业化、精细化、规范化水平和风险管理能力均提出了更高要求。金融监管总局在认真总结各方经验的基础上,制定形成了 《办法》。在现有监管制度基础上,进一步明确商业银行开 ...
美银:美国货币市场利率要到2026年12月才能恢复正常
Sou Hu Cai Jing· 2025-12-12 16:56
来源:滚动播报 美国银行策略师Mark Cabana和Katie Craig在报告中指出,由于美联储需要填补的准备金规模超过其目 前拟定的购债规模,货币市场利率可能要到2026年12月才能回归更常态化的水平。 ...
UBS' Erika Najarian on her expectations for regionals in 2026
Youtube· 2025-12-12 16:12
Our next guest is pretty bullish on the regionals for 2026. Erica Ngerian, UBS senior equity research analyst focusing on the large cap banks joins us this morning. Erica, happy Friday.Good to see you. >> Good to see you. >> I was going to ask you whether or not the environment can get any better, but I think you probably think it can.>> Look, I mean, especially for the regional banks, right. They have really suffered from all of the market share loss and direct lending to the non-banks. And last Friday, th ...
商业银行开展托管业务的禁止性行为有哪些?金融监管总局解答
Yang Shi Wang· 2025-12-12 10:58
央视网消息:据国家金融监督管理总局网站消息,为进一步加强商业银行托管业务监督管理,促进 商业银行托管业务规范健康发展,金融监管总局制定了《商业银行托管业务监督管理办法(试行)》 (以下简称《办法》),现正式发布。金融监管总局有关司局负责人就《办法》回答了记者提问。 托管是商业银行作为独立第三方,为各类金融产品及专项资金形成的投资组合等提供财产保管及相关服 务的行为。商业银行开展托管业务应当坚持诚实信用、勤勉尽责、独立审慎、风险隔离原则,保障托管 财产的独立性。 《办法》共五章49条,包括总则、托管职责、管理要求、监督管理和法律责任、附则等部分。主要内容 包括:一是明确商业银行托管业务的概念和基本原则。二是细化商业银行开展托管业务应承担的职责, 压实托管人责任。三是提出商业银行托管业务管理的基本要求,建立健全治理架构。四是明确监管部门 对商业银行托管业务的监督管理和法律责任。五是对办法的执行过渡期等相关事项进行规定。 三、商业银行应当如何开展托管业务? 商业银行可以根据法律法规规定和托管合同约定,为托管产品提供账户开立、财产保管、清算交割、会 计核算、资产估值、信息披露、投资监督等服务。提供各项服务应当符合办法 ...
华尔街暗黑猜想!美股未来十年或零收益?
Jin Shi Shu Ju· 2025-12-12 08:10
华尔街正流传一个令人不安的猜想:在经历多年辉煌涨幅后,美国股市未来十年可能基本持平。 "即便对于明年,历史数据也不容乐观:标普500指数在连续3年涨幅超15%后,年均回报率将比历史均 值低2.3个百分点。投资者可能需要国内生产总值(GDP)和每股收益(EPS)超预期,才能避免第七 个'失落的十年',"美国银行在给客户的报告中写道。 阿波罗全球管理公司(Apollo)首席经济学家托尔斯滕·斯洛克(Torsten Sløk)也表示,他预计未来十 年标普500指数将相对持平。他周四表示,这一预测基于标普500指数当前的远期市盈率水平。 "标普500指数远期市盈率与后续十年年化回报率的历史关系表明,投资者应预期未来十年标普500指数 回报率为零,"斯洛克说。 周四,美股涨幅仍在持续。由于投资者担忧甲骨文(Oracle)财报而撤离科技股,转而推动标普500指 数(SPX)和道指(DJI)创下历史新高。 但越来越多预测人士认为,这场盛宴可能即将落幕,他们指出市场可能受两大因素拖累: 首先是估值高企。美股估值正处于历史高位。据全球市盈率(World PE Ratio)分析,标普500指数当前 市盈率约为27倍,高于5年均值 ...
Warren Buffett Is Dumping Apple and Bank of America Shares and Buying This Red-Hot AI Stock to End 2025
The Motley Fool· 2025-12-12 03:30
Core Insights - Warren Buffett is stepping down as CEO of Berkshire Hathaway at the end of the year after 60 years of leadership, during which the company has become a leading conglomerate and consistently outperformed the market [1] - Berkshire Hathaway has been actively selling shares, notably reducing its stakes in Apple and Bank of America, while making a significant investment in Alphabet [2][4] Investment Moves - Berkshire Hathaway has reduced its Apple shares to just over 238 million, representing 21.4% of its stock portfolio, and its Bank of America shares to just over 568 million, making up 9.6% of its stock portfolio [2] - The reduction in Apple shares is attributed to a disconnect between its valuation and projected earnings growth, with Apple trading at 33.6 times its projected earnings, a high premium compared to other major tech stocks [5][6] - The sale of Bank of America shares is seen as a strategic move to lock in profits from a stock that has significantly appreciated since Berkshire's initial investment in 2011 [8][9] New Investment in Alphabet - Berkshire Hathaway's investment in Alphabet marks a shift as the company has historically avoided high-growth tech stocks, now owning around 17.8 million shares [4] - Alphabet is recognized for its strong position in artificial intelligence, having achieved its first-ever $100 billion quarter in revenue and generating nearly $24.5 billion in free cash flow [11][13] - The company has a robust balance sheet, a competitive advantage in Google Search, and has recently begun paying dividends, aligning with Berkshire Hathaway's investment criteria [15][16]