Bank of America reported Tuesday that 88% of small and mid-size business owners say inflation is hitting their operations, prompting 64% to plan price hikes and 39% to curb spending next year. https://t.co/oIgMh9NCEy https://t.co/8eRGoaijUi ...

Core Insights - The article discusses the best credit cards for Amazon purchases in 2025, highlighting various options that offer significant cash back and rewards for frequent Amazon shoppers [1][46]. Group 1: Credit Card Options - The Blue Cash Everyday Card from American Express offers a $200 statement credit after spending $2,000 in the first 6 months and provides 3% cash back on up to $6,000 in U.S. online retail purchases annually [3][5]. - The Prime Visa card provides a $250 Amazon Gift Card upon approval for Prime members and offers 5% back on Amazon.com purchases, making it ideal for frequent Amazon shoppers [7][9]. - The Capital One Venture Rewards Credit Card has a $95 annual fee and offers 75,000 miles after spending $4,000 in the first 3 months, with 2x miles on all eligible purchases [11][9]. - The Amazon Visa card, which does not require a Prime membership, offers a $50 Amazon gift card upon approval and has a lower rewards rate compared to the Prime Visa [15][46]. - The Discover it Cash Back card provides up to 5% cash back on rotating categories, including Amazon during the fourth quarter, and matches all cash back earned at the end of the first year [18][36]. Group 2: Rewards and Benefits - The Bank of America Customized Cash Rewards Credit Card allows users to earn 3% cash back in a chosen category each quarter, which can include online shopping from Amazon [25][39]. - The Wells Fargo Active Cash Credit Card offers unlimited 2% cash back on all purchases and has no annual fee, making it a competitive option for everyday spending [29][39]. - The U.S. Bank Shopper Cash Rewards Visa Signature Card provides 6% cash back on the first $1,500 in combined purchases each quarter with selected retailers, including Amazon [34][46]. - The Chase Freedom Flex Credit Card offers up to 5% cash back on rotating categories, which may include Amazon, and has no annual fee [31][39]. Group 3: Considerations for Choosing a Card - The right rewards rate depends on individual spending habits; those focused on Amazon purchases should seek cards with the highest rewards for Amazon [37][40]. - Most cards listed do not have an annual fee, but if a card does, it is essential to evaluate whether the rewards justify the cost [39][40]. - Credit cards can provide additional benefits such as purchase protection, which is valuable for online shopping [39][40].

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our analyst ratings page.Considering buying LLY stock? Here’s what analysts think: Read This Next:Photo via ShutterstockLoading...Loading... ...

This story was originally published on CFO Dive. To receive daily news and insights, subscribe to our free daily CFO Dive newsletter. Dive Brief: Seven out of 10 small businesses see inflation as their top worry for the months ahead, with 64% raising prices for goods or services, Bank of America found in a national survey. Price pressures have compelled nearly four out of 10 small businesses (39%) to reevaluate cash flow and spending for the coming year, Bank of America said. Still, 74% of small busines ...

Core Insights - In uncertain economic times, dividend-paying stocks are considered a safer investment option due to their potential for consistent payouts regardless of market fluctuations [1][2] Company Summaries UnitedHealth Group - UnitedHealth Group's share price has decreased by 36% year-to-date, primarily due to a Department of Justice investigation for alleged Medicare fraud [3][4] - The company is viewed as "too big to fail," and its valuation may become more attractive for investors believing in its recovery [3] - The growing and aging U.S. population will continue to drive demand for healthcare services [3] - Current market capitalization is $284 billion, with a recent dividend yield of 2.73%, and total yield including share buybacks is approximately 5.75% [5][6] Bank of America - Bank of America is another holding of Berkshire Hathaway, which owns about 8% of the bank [7] - The bank has been reducing its position, possibly due to decreasing interest rates affecting profitability [7] - Despite this, Bank of America has growth drivers in brokerage accounts and wealth management services, which are less impacted by interest rates [9] - The recent dividend yield is 2.15%, with total annual payout per share increasing from $0.20 in 2015 to $1.06 recently [10] Lennar - Lennar is a major American homebuilder, benefiting from the ongoing demand for affordable housing [11] - Falling interest rates could stimulate home buying, positively impacting Lennar's business [13] - The company has a backlog of nearly 17,000 homes valued at $6.6 billion and has repurchased $507 million worth of shares [14] - Recent dividend yield stands at 1.7%, with significant shareholder value enhancement through stock buybacks [14] Vanguard International High Dividend Index ETF - The Vanguard International High Dividend Index ETF focuses on dividend-paying stocks outside the U.S., appealing to investors concerned about the domestic market [15] - The ETF has a dividend yield of 3.9% and a five-year average annual return of 14% [16] FMC - FMC, a specialist in crop protection and nutrition, has a high dividend yield of 17% but has seen a stock price drop of nearly 73% year-to-date [17][18] - The company recently cut its per-share dividend by 92%, indicating financial distress [18] - FMC's challenges are linked to its India business, which is being divested, making it a riskier investment compared to other alternatives [18]

Group 1 - The core viewpoint of the article is that global investors are optimistic about the Japanese yen's performance in 2024, expecting it to outperform major currencies after a tumultuous year [1][3]. - Approximately one-third of the 170 fund managers surveyed by Bank of America believe the yen will deliver the best returns next year, with gold and the US dollar following closely behind [1][6]. - The yen's current optimism contrasts sharply with its lackluster performance this year, where the USD/JPY pair has only risen by 1%, placing it at the bottom among G10 currencies [3]. Group 2 - Factors contributing to the yen's poor performance include the Bank of Japan's ambiguous stance on interest rate hikes and the newly elected Prime Minister's support for loose monetary policies, which are expected to lead to higher spending plans [4]. - Investors' optimism for the yen in 2026 may stem from its undervalued status, reflecting ongoing low investment in Japanese assets, with a net underweight in Japanese stocks of 4% among the surveyed investors [4]. - The potential for a rebound in the USD/JPY exchange rate may be highlighted in the upcoming macroeconomic and foreign exchange report from the US Treasury, which could shift focus back to monetary policy trends [4].

人民财讯11月19日电，最新披露的美国13F文件显示，华尔街多家投资机构在今年第三季度加大了对中 国资产的配置力度。其中，中国海外互联网ETF（KWEB）获得美国银行、瑞银集团等大型金融机构， 以及千禧管理（Millennium Management）、索罗斯基金等知名对冲基金的大幅增持。多家机构认为， 中国资产尤其是科技板块的配置价值正显著提升。 （文章来源：上海证券报） ...

美国银行问："哪种货币在2026年表现会优于其他货币？" 考虑到日元今年的低迷表现，其在调查中的突出地位令人瞩目。日元兑美元汇率仅上涨1%，是十国集团（G10）中表现最差的货币。 美国银行调查显示，全球投资者认为日元明年将击败其他主要货币，预计其将在经历动荡的一年后反弹——今年日元兑美元回报率是主要货币中最差 的。 该行调查的约170位基金经理中，约三分之一表示日元明年将实现最佳回报，紧随其后的是黄金和美元。仅3%的受访者将英镑列为首选货币。 "如果美国财政部11月发布下一份宏观与外汇报告，将汇率政策重新纳入焦点，美元兑日元的涨势可能会受到冲击。"彭博情报（Bloomberg Intelligence）策略师Audrey Childe-Freeman和Stephen Chiu表示。 风险承受能力更强的交易员可能还寄望于日本当局未来几个月干预汇市以支撑日元——去年美元兑日元突破备受关注的160关口时，就曾出现过此类举 措。 "投机者仍明确倾向于买入美元兑日元，测试日本财务省的容忍度，后者的口头警告对市场的影响往往越来越小，"伦敦荷兰国际集团（ING Bank NV）外汇策略师Francesco Pesole周二 ...

In 2023, the Consumer Financial Protection Bureau (CFPB) reported that its actions had contributed to the widespread, but not total, elimination of non-sufficient funds fees, saving bank customers billions of dollars. The following year, the CFPB announced that it closed a loophole to reduce overdraft fees, netting another $5 billion in savings for fed-up account holders. The moves were part of a years-long trend to eliminate or reduce universally loathed, but all-too-common industry fees, spurred by wide ...

Core Insights - Berkshire Hathaway is making unexpected portfolio moves as Warren Buffett prepares to step down as CEO, including a significant investment in Alphabet Inc. worth $4.9 billion, while reducing holdings in Apple Inc. and Bank of America [2][3][6]. Investment Strategy Changes - The new $4.9 billion stake in Alphabet Inc. represents a notable shift in Berkshire's investment philosophy, particularly regarding technology stocks, which Buffett has historically approached with caution [3][7][9]. - The recent filings indicate that Berkshire has sold approximately 74% of its stake in Apple over the last two years, suggesting a systematic unwinding of a previously high-conviction investment [11][12]. Leadership Transition - The leadership transition to incoming CEO Greg Abel may be influencing these investment decisions, marking a potential change in how Berkshire approaches its portfolio management [6][9]. Portfolio Composition - Despite the new investment in Alphabet, Berkshire's holdings in technology remain smaller compared to its stakes in traditional sectors like consumer staples and energy, with Coca-Cola and Chevron being significant positions [10]. - The company continues to show interest in financial services, as evidenced by a $1.2 billion increase in its stake in Chubb insurance [13]. Market Outlook - The ongoing sell-off of Apple and Bank of America shares may reflect concerns about limited upside in traditional banking and a broader strategy of profit-taking on legacy holdings [12]. - Berkshire's recent moves suggest a cautious optimism towards Big Tech, indicating a potential reassessment of investment strategies in light of high stock prices [15].