Core Viewpoint - The Bank of Communications has received approval from the China Securities Regulatory Commission for a specific issuance of A-shares, aiming to raise up to RMB 120 billion to enhance its core tier one capital [2][3]. Group 1: Trading Information - As of May 23, 2025, the Bank of Communications closed at RMB 7.67, down 1.29%, with a turnover rate of 0.25%, a trading volume of 965,200 shares, and a transaction value of RMB 746 million [1]. - On the same day, the fund flow showed a net inflow of RMB 44.43 million from main funds, while retail investors experienced a net outflow of RMB 13.14 million [2][4]. Group 2: Company Announcements - The Bank of Communications announced that it has received approval for its A-share issuance, which must be executed according to the submitted documents and issuance plan [2]. - The issuance is valid for 12 months from the date of approval, and any significant events must be reported to the Shanghai Stock Exchange [2]. - The issuance aims to raise up to RMB 120 billion, with the proceeds allocated entirely to supplement the bank's core tier one capital [3]. Group 3: Issuance Details - The issuance price is set at RMB 8.51 per share, with a total of 14,101,057,578 shares to be issued [3]. - The main subscribers include the Ministry of Finance, China Tobacco, and Shuangwei Investment, with respective subscriptions of RMB 112.42 billion, RMB 4.58 billion, and RMB 3 billion [3]. - Post-issuance, the Ministry of Finance will hold over 30% of the shares, becoming the controlling shareholder of the bank [3].

Group 1: Issuance Overview - The company plans to issue A-shares to specific investors, with a total fundraising target of up to RMB 120 billion, which will be used to supplement its core Tier 1 capital [2][3] - The issuance has been approved by the company's board and relevant regulatory bodies, including the China Securities Regulatory Commission (CSRC) [2][3] - The issuance price is set at RMB 8.51 per share, adjusted from an initial price of RMB 8.71 due to dividend distributions [4][5] Group 2: Subscription Details - The specific investors include the Ministry of Finance, China Tobacco, and Shuangwei Investment, with subscription amounts of RMB 1,124.20 billion, RMB 45.80 billion, and RMB 30 million respectively [3] - The shares subscribed by these entities will be subject to a five-year lock-up period, with the Ministry of Finance committing not to transfer its shares for 18 months post-issuance [6] Group 3: Shareholder Structure - Post-issuance, the Ministry of Finance will hold over 30% of the shares, making it the controlling shareholder of the company [6] - The company has outlined its profit distribution policy and plans for shareholder returns over the next three years [6] Group 4: Regulatory Compliance - The issuance complies with regulations set forth by the CSRC and other relevant authorities, ensuring that the transaction adheres to legal and procedural requirements [2][3] - The company has established measures to address potential dilution of immediate returns due to the increase in share capital from this issuance [6]

股票代码：601328 股票简称：交通银行 编号：临 2025-040 二、你公司本次发行应严格按照报送上海证券交易所的申报文件和发行方案 实施。 三、本批复自同意注册之日起 12 个月内有效。 四、自同意注册之日起至本次发行结束前，你公司如发生重大事项，应及时 报告上海证券交易所并按有关规定处理。" 本公司董事会将根据上述批复文件和相关法律法规的要求及公司股东大会 的授权，在规定期限内办理本次向特定对象发行A股股票的相关事宜，并及时履 行信息披露义务。敬请广大投资者注意投资风险。 特此公告 交通银行股份有限公司董事会 交通银行股份有限公司 关于向特定对象发行 A 股股票申请 获得中国证监会同意注册批复的公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 本公司今日收到中国证券监督管理委员会出具的《关于同意交通银行股份有 限公司向特定对象发行股票注册的批复》（证监许可〔2025〕1081号），主要内容 如下： "一、同意你公司向特定对象发行股票的注册申请。 2025 年 5 ...

证券代码：601328 证券简称：交通银行 优先股代码：360021 优先股简称：交行优 1 交通银行股份有限公司 向特定对象发行 A 股股票 募集说明书 （注册稿） 联席保荐人（联席主承销商） 联席主承销商 二〇二五年五月 交通银行股份有限公司 向特定对象发行 A 股股票募集说明书 声 明 本行及全体董事、监事、高级管理人员承诺募集说明书及其他信息披露资料不存在 任何虚假记载、误导性陈述或重大遗漏，并对其真实性、准确性及完整性承担相应的法 律责任。 本行负责人、主管会计工作负责人及会计机构负责人保证募集说明书中的财务会计 资料真实、准确、完整。 中国证监会、上海证券交易所及其他审批机关对本次发行所作的任何决定或意见， 均不表明其对申请文件及所披露信息的真实性、准确性、完整性作出保证，也不表明其 对本行的盈利能力、投资价值或者对投资者的收益作出实质性判断或保证。任何与之相 反的声明均属虚假不实陈述。 根据《证券法》的规定，证券依法发行后，本行经营与收益的变化，由本行自行负 责。投资者自主判断本行的投资价值，自主作出投资决策，自行承担证券依法发行后因 本行经营与收益变化或者证券价格变动引致的投资风险。 1-1- ...

Group 1 - The article highlights a successful interception of a new type of online loan fraud by the Bank of Communications, preventing a customer from losing 40,000 yuan [1][2] - The customer, Mr. Zhu, was misled by a fraudulent loan app that promised an 80,000 yuan credit limit, but required a 40,000 yuan "unfreeze fee" to access the funds [1][2] - The bank staff utilized a comprehensive anti-fraud training mechanism and a standard procedure of "check, verify, inquire" to identify and stop the fraudulent transaction [2] Group 2 - The Bank of Communications has strengthened its anti-fraud processes in Anhui Province, successfully protecting 3,120 individuals and intercepting 14.658 million yuan in fraudulent funds this year [2] - The bank advises customers that legitimate financial institutions will never request upfront fees such as "unfreeze fees" or "guarantee fees" [2] - Customers are encouraged to verify any suspicious loan requests through official channels or by contacting the bank directly [2]

交通银行股份有限公司 关于对 2020 年二级资本债券行使赎回权的公告 截至2025年5月21日，本公司已行使赎回权，全额赎回本期债券。 特此公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 2020年5月19日至21日，本公司在全国银行间债券市场发行规模为人民币400 亿元的10年期二级资本债券（以下简称"本期债券"），并于2020年5月21日发 布了《交通银行股份有限公司关于成功发行二级资本债券的公告》（编号：临 2020-020）。 根据募集说明书相关条款的规定，本期债券设有发行人赎回权，本公司有权 在第5年末（即2025年5月21日）按面值一次性部分或全部赎回本期债券。 股票代码：601328 股票简称：交通银行 编号：临 2025-039 交通银行股份有限公司董事会 2025 年 5 月 21 日 ...

中国交通银行（601328）下调人民币存款利率，最大降幅25个基点。 ...

Core Insights - The article emphasizes the importance of the banking sector, particularly the Bank of Communications (BoCom), in supporting the national strategy for addressing population aging and enhancing economic stability [2][3][4]. Group 1: Loan Growth and Asset Structure - In 2024, BoCom reported significant loan growth in key sectors: manufacturing long-term loans increased by 11.9%, strategic emerging industries by 9.1%, inclusive finance by 29.1%, and green finance by 8.6%, all surpassing the average loan growth rate [2]. - The bank's asset structure continues to improve, reflecting its commitment to national strategic directions and addressing weak links in the economy [2]. Group 2: Pension Finance Development - BoCom has established a comprehensive pension finance ecosystem, focusing on various aspects such as pension fund management, pension wealth finance, and elderly-friendly financial services, positioning itself as a leader in the aging economy [2][4]. - The bank's pension finance department aims to create a "friendly bank for the elderly" by 2027, with a clear strategy and a comprehensive service system [5][6]. Group 3: Collaborative Efforts and Technological Empowerment - BoCom collaborates with government bodies and social organizations to enhance the pension finance ecosystem, including partnerships for regulatory compliance and community services [7]. - The bank leverages financial technology to improve security, innovate financial products, and bridge the digital divide for the elderly, ensuring their access to financial services [8]. Group 4: Future Trends in Pension Finance - The future of pension finance is expected to focus on three main trends: the democratization of pension wealth management, the contextualization of financial services, and the digitization of service models [10]. - As the elderly population's wealth accumulates, there will be a growing demand for customized financial services that cater to their specific needs and preferences [10][11].

2025年政府工作报告指出："激发数字经济创新活力。持续推进'人工智能+'行动，将数字技术与制造优 势、市场优势更好结合起来，支持大模型广泛应用"。人工智能已成为驱动新质生产力的重要引擎，正 在为经济的高质量发展注入新的动力。交通银行积极践行大行责任，落实国家战略部署，以算力中心、 全栈自主创新云、人工智能为重点，加速推进算力基础设施建设整合，优化布局体系。同时交通银行积 极实践人工智能技术，持续加大AI大模型在金融业务的创新应用，扎实做好科技金融、绿色金融、普 惠金融、养老金融、数字金融五篇大文章，坚定不移推进金融高质量发展，为中国式现代化贡献力量。 网络运维是保障业务连续性最重要的环节之一。作为银行数智化转型的重要基础支撑，网络面临着规模 快速增长、业务灵活扩展、安全稳定可靠等多重挑战。如何借助大模型技术突破海量数据分析、专家经 验沉淀、智能决策闭环等共性运维瓶颈，成为业界普遍关注的热点问题。站在转型的十字路口，交通银 行利用业界优秀大模型底座，全力革新网络运维体系，定义了全新的"网络运维大模型"架构，积极探索 全场景、全流程、全协同的智能运维实践。 基石之上，网络运维大模型勇于破局 在人工智能&大模型技 ...

Group 1 - The performance "My Dream" by the China Disabled People's Art Troupe will take place in Shanghai, showcasing the resilience of life and the charm of art through dance and music [1] - The China Disabled People's Art Troupe is the only national-level disabled art troupe in China, recognized as "Peace Artists" by UNESCO, and has toured across five continents [1] - The performance will feature various art forms, including traditional dance, vocal music, and modern dance, creating a unique aesthetic world [1][5] Group 2 - The performance includes special acts from the Shanghai Disabled People's Art Troupe, enhancing the artistic experience with their song "Dedication" and dance "Morning Light" [1] - The dance "Thousand-Hand Guanyin" will be a highlight, portraying compassion through graceful movements and expressions [1][5] - The ballet sign language poem "My Dream" and the Dunhuang dance "Mutual Imprint" will also be part of the performance, reflecting the beauty and mystery of art [4][5] Group 3 - "My Dream" transcends the notion of a simple performance by disabled artists, encouraging a reevaluation of life attitudes and promoting warmth and kindness [8] - The event emphasizes that every individual has the power to express themselves artistically, regardless of their physical abilities [8] - The performance is described as an artistic feast that invites everyone to participate in a celebration that transcends boundaries [8]