中銀香港（控股）有限公司（「本公司」）董事會（「董事會」）謹此宣佈將 於 2026 年 3 月 30 日（星期一）召開董事委員會會議，藉以（其中包括）審議 及通過本公司截至 2025 年 12 月 31 日止年度經審核綜合財務報表，以及考慮宣 派末期股息。 承董事會命 公司秘書 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對 其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分 內容而産生或因倚賴該等內容而引致的任何損失承擔任何責任。 董事委員會會議召開日期 黃雪飛 香港，2026 年 3 月 18 日 於 本 公 告 日 期 ， 董 事 會 由 葛 海 蛟 先 生 *（ 董 事 長 ） 、 張 輝 先 生 *（副董事長）、 孫煜先生（副董事長兼總裁）、蔡釗先生 * 、鄭汝樺女士 ** 、蔡冠深博士 ** 、 馮 婉 眉 女 士 **、 羅 義 坤 先 生 **、 李 惠 光 教 授 **、 廖 長 江 先 生 **、 聶 世 禾 先 生 **及 馬時亨教授**組成。 * 非執行董事 ** 獨立非執行董事 ...

Group 1 - Bank of China Hong Kong has integrated its technology resources in mainland China, marking a significant adjustment in its fintech strategy by joining the Shenzhen Financial Technology Association [2] - The core of this adjustment involves the merger of two wholly-owned subsidiaries, with the original Bank of China Information Technology Services (Shenzhen) Co., Ltd. being replaced by the newly established Bank of China Digital Services (Nanning) Co., Ltd. Shenzhen Branch [3] - The new company's positioning has been upgraded from a Shenzhen-based subsidiary to a fintech company serving the Guangdong-Hong Kong-Macao Greater Bay Area and extending its services to Southeast Asia [4] Group 2 - Shenzhen has become a hub for bank technology subsidiaries, with four bank-affiliated tech companies currently established, highlighting its geographical advantages and talent pool [5] - The adjustment reflects a new trend in the banking industry's fintech competition, where banks are increasingly embracing digital transformation and shifting their focus from IT support to innovation [7] - The restructuring indicates that traditional banks are looking to their tech subsidiaries as innovation centers rather than cost centers, with a growing emphasis on roles related to application development and system management [7]

Core Insights - Bank of China Hong Kong (BOCHK) is enhancing its fintech presence in Shenzhen by establishing the Shenzhen Fintech Center and joining the Shenzhen Fintech Association [1][11] - BOCHK has merged two wholly-owned subsidiaries in mainland China to improve operational efficiency, indicating a strategic consolidation [3][12] - The Shenzhen Fintech Center is positioned as a software development hub and innovation base, serving the Greater Bay Area and Southeast Asia [5][16] Company Developments - The Shenzhen Fintech Center, officially known as Bank of China Digital Services (Nanning) Co., Ltd. Shenzhen Branch, was established on July 14, 2025, succeeding the earlier entity, Bank of China Information Technology Services (Shenzhen) Co., Ltd. [2][12] - The new center retains the team from the previous entity, with the same management structure, indicating continuity in operations [13] - The center aims to support BOCHK's fintech innovation by developing technologies related to digital transformation [6][17] Financial Performance - For the first half of 2025, BOCHK reported a revenue of HKD 40 billion, a year-on-year increase of 13.3%, and a net profit of HKD 22.2 billion, up 10.5% [18] - Total assets grew by 10% to HKD 4.4 trillion, with an annualized return on equity (ROE) of 12.9%, reflecting a 0.5 percentage point increase [18] Industry Context - Shenzhen currently hosts four bank technology subsidiaries, including BOCHK and other foreign banks, indicating a competitive fintech landscape [8][19] - Other banks, such as CITIC Bank International and foreign entities like Thailand's Kasikorn Bank and Singapore's OCBC Bank, are also establishing fintech operations in Shenzhen, highlighting the city's growing importance as a fintech hub [19][20]

Group 1 - Southbound funds reduced their holdings in Bank of China Hong Kong (02388.HK) by 501,500 shares on March 16 [1] - Over the past five trading days, southbound funds have reduced their holdings for five days, with a total net reduction of 4.7978 million shares [1] - In the last 20 trading days, there have been ten days of reductions, totaling a net decrease of 7.5788 million shares [1] - Currently, southbound funds hold 362 million shares of Bank of China Hong Kong, accounting for 3.42% of the company's issued ordinary shares [1] Group 2 - Bank of China Hong Kong is one of the three note-issuing banks in Hong Kong and the only RMB clearing bank in the region [2] - The bank is a leading player in major business markets, leveraging its advantages in RMB services to become the preferred choice for clients [2] - It offers comprehensive financial and investment services to individuals, various enterprises, and institutions through an extensive branch network and efficient electronic channels [2] - The bank provides full-scale and high-quality cross-border services to multinational companies, cross-border clients, and central banks through close collaboration with its parent company, Bank of China [2]

Investment Rating - The report assigns an "Accumulate" rating for the first time [1]. Core Insights - Bank of China Hong Kong (BOCHK) is positioned as a local leader in Hong Kong, leveraging its unique growth opportunities through wealth management and expansion into Southeast Asia [6][10]. - The bank's total assets reached HKD 4.5 trillion as of Q3 2025, reflecting a year-on-year growth of 7.4% [6][23]. - BOCHK has a market share exceeding 15% in both loans and deposits in Hong Kong, making it the only Chinese bank authorized to issue currency in the region [6][23]. Financial Data and Profit Forecast - Revenue and profit forecasts for BOCHK are as follows (in million HKD): - Revenue: 65,498 in 2023, projected to grow to 83,427 by 2027, with a CAGR of 6.23% [8]. - Net profit attributable to shareholders: 34,115 in 2023, expected to reach 43,877 by 2027, with a CAGR of 6.56% [8]. - Earnings per share (EPS) is projected to increase from 3.10 in 2023 to 4.15 by 2027 [8]. - Return on equity (ROE) is expected to rise from 10.97% in 2023 to 12.41% by 2027 [8]. Strategic Focus - BOCHK is focusing on two long-term strategies: deepening wealth management in the Greater Bay Area and expanding rapidly into Southeast Asia [7][31]. - The bank aims to enhance its wealth management services, targeting high-net-worth individuals and younger clients, with a significant increase in new client accounts [9][34]. - The Southeast Asia business has shown strong growth, with loans and deposits increasing at a CAGR of 8.1% and 13.2% respectively from 2022 to Q2 2025 [42]. Short-term Highlights - BOCHK maintains a low cost-to-income ratio of approximately 23%, significantly lower than its peers, which supports its leading ROE [10][12]. - The bank's asset quality is superior to its competitors, with a non-performing loan ratio of only 0.96% as of Q3 2025 [10][43]. - The bank's dividend yield is projected to be around 5% for 2026, making it an attractive option for income-focused investors [10][12].

中银香港(02388)公布，廖长江先生自2026年3月11日起获委任为公司及该银行独立非执行董事，以及提 名及薪酬委员会、风险委员会和可持续发展委员会委员。 ...

Core Viewpoint - Bank of China Hong Kong (02388) announced the appointment of Mr. Liao Changjiang as an independent non-executive director, effective from March 11, 2026, along with his roles in various committees [1] Group 1 - Mr. Liao Changjiang will serve as a member of the Nomination and Remuneration Committee, Risk Committee, and Sustainability Committee [1]

Group 1 - The core point of the article is the appointment of Liao Changjiang as an independent non-executive director of Bank of China Hong Kong, effective from March 11, 2026 [1] - Liao will also serve as a member of the Nomination and Remuneration Committee, Risk Committee, and Sustainability Committee [1]

董事名單與其角色和職能 執行董事 中銀香港（控股）有限公司董事會（「董事會」）成員載列如下： 孫 煜先生（副董事長兼總裁） 非執行董事 葛海蛟先生（董事長） 張 輝先生（副董事長） 蔡 釗先生 C 有關附屬委員會的主席 M 有關附屬委員會的成員 2026年3月11日 董事會下設五個常設附屬委員會。下表提供若干董事會成員於這些附屬委員會中所擔任 的職位： | 附屬委員會 | | 審計 | 提名及薪酬 | 風險 | 戰略及預算 | 可持續發展 | | --- | --- | --- | --- | --- | --- | --- | | 董事 | | 委員會 | 委員會 | 委員會 | 委員會 | 委員會 | | 葛海蛟先生 | | | | | C | | | 張 | 輝先生 | | M | | M | | | 孫 | 煜先生 | | | | M | M | | 蔡 | 釗先生 | | | | M | | | 鄭汝樺女士 | | M | | | M | C | | 蔡冠深博士 | | | C | | M | M | | 馮婉眉女士 | | M | M | C | M | M | | 羅義坤先生 | | M | | ...

會常務委員。於 2014 年獲授勳銀紫荊星章，2019 年獲授勳金紫荊星 章及 2024 年獲授大紫荊勳章 。彼獲選為中華人民共和國第十一屆、 第 十 二 屆 及 第 十 三 屆 全 國 人 民 代 表 大 會 代 表 （ 香 港 特 別 行 政 區 ）， 曾 於 2012 年至 2025 年擔任香港特別行政區立法會議員。廖先生曾任打 擊洗錢及恐怖分子資金 籌集覆核審裁處主席 、香港學術及資歷評審局 主席、 廉政公署貪污問題諮詢委員會主席 及銀行業覆核審裁處和資本 充足事宜覆核審裁處成員 。廖先生 畢業於倫敦大學學院 ，於 1982 年 取得經濟學榮譽理學士學位及於 1985 年取得法律碩士學位。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 委任廖長江先生為獨立非執行董事及 董事會附屬委員會成員 董事會欣然宣佈，廖長江先生自 2026 年 3 月 11 日起獲委任為本公司及 本銀行獨立 非執行 董事 ，以及 提名及 薪酬 委員會 、 風險 委員會 ...