民生银行公告称，公司已申请50亿美元中期票据计划，该计划自2025年9月17日起的12个月以仅向专业 投资者发行债券的方式上市，预计上市将于2025年9月18日或前后生效。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 本公告僅供參考之用，並不構成收購、購買或認購證券的邀請或要約。本公告並不構成或成為 於美國購買或認購證券之任何要約或招攬之一部分。根據該計劃（定義見下文）將發行的票據 （「票據」）概無及將不會按照經修訂的1933年美國證券法（「美國證券法」）或任何其他司法管轄 區的證券法律登記，除根據美國證券法獲豁免或不受美國證券法的登記規定所規限的交易外， 概不可在美國境內（其定義見美國證券法項下S規例（「S規例」））發售或出售票據。因此，票據 將在符合S規例的情況下在美國境外發售及出售。於美國公開發售證券將須以售股章程形式作 出。該等售股章程須載有作出發售之發行人（定義見下文）及其管理和財務報表之詳細資料。證 券不會於美國境內公開發售。 於香港聯合交易所有限公司上市之 通告 中國民生銀行股份有限公司香港分行 （「發行人」） 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史 ...

Core Viewpoint - China Minsheng Bank showcased its digital financial services and innovative solutions at the 2025 China International Fair for Trade in Services, emphasizing its commitment to high-quality economic development and service to the public [1][3]. Group 1: Exhibition Highlights - The bank's theme "Smart Minsheng for a Shared Future" was central to its presentation, featuring an immersive interactive exhibition that demonstrated its achievements in digital finance, small and micro finance solutions, and technology-driven industrial park development [1]. - The exhibition included four main components: exhibition, discussion, negotiation, and experience, allowing visitors to engage with various financial service applications such as green finance, inclusive finance, and digital finance [1][3]. - Interactive experiences, such as customized "Minsheng Headlines" newspapers and "Minsheng Pension Calculators," were particularly popular, indicating high visitor engagement and satisfaction [3]. Group 2: Strategic Goals - China Minsheng Bank aims to leverage its participation in the fair to deepen the innovative application of financial technology across all business processes, enhancing customer experience and service efficiency [5]. - The bank is committed to contributing greater digital financial strength to support the real economy and social development [5].

Core Viewpoint - China Minsheng Bank's performance is challenged by rising loan impairment losses and declining net profit, despite a growth in revenue [2][5]. Financial Performance - In the first half of the year, China Minsheng Bank reported operating income of 72.384 billion yuan, a year-on-year increase of 7.83%, while net profit attributable to shareholders decreased by 4.87% to 21.38 billion yuan [5]. - The increase in credit impairment losses was significant, rising by 26.70% year-on-year, which heavily impacted net profit [5][6]. Loan Quality - The bank's non-performing loans (NPLs) increased, with the NPL amount reaching 66.052 billion yuan, a growth of 0.67% from the end of the previous year, resulting in an NPL ratio of 1.48%, up by 0.01 percentage points [6]. - The migration rates for substandard and doubtful loans also saw a significant rise, with substandard loan migration rate at 171.38%, up by 84.53 percentage points [6]. Regional Performance - The Bohai Rim region experienced a substantial decline in performance, with operating income dropping by 18.41% to 6.551 billion yuan and a total profit loss of 2.034 billion yuan [7][8]. - In contrast, other regions showed mixed results, with only two regions reporting a decline in total profit without incurring losses [8].

Core Viewpoint - China Minsheng Bank announced a temporary suspension of certain interbank transaction services due to the People's Bank of China's scheduled maintenance of the payment clearing system on September 21, 2025 [1] Group 1 - The suspension will occur from 0:00 to 6:00 Beijing time on September 21, 2025 [1] - Services affected include small payment transfer routes and online banking interconnection routes, impacting interbank transfers and fund collection [1] - Customers are advised to arrange their transactions in advance to avoid inconvenience [1]

Core Viewpoint - Minsheng Bank Nanjing Branch has launched the "Financial Education Promotion Week" activity starting from September 15, 2023, to enhance financial literacy and risk prevention among consumers, aligning with national financial education initiatives [1] Group 1: Financial Education Initiatives - The bank has developed a special activity plan to organize various promotional activities across all branches, creating a strong atmosphere for financial education [1] - The slogan "Protect Financial Rights, Assist a Better Life" is prominently displayed through various channels including screens, public education areas, and self-service devices [1] - Employees are undergoing consumer protection training to promote honesty, spread positive financial energy, and improve service levels [1] Group 2: Targeted Consumer Education - The bank has introduced various innovative educational tools tailored to different consumer groups, such as brochures specifically designed for the elderly, youth, new citizens, and rural residents [2] - A special project called "Water Rhythm Twelve Cities: Local Dialect Consumer Protection" has been organized, where employees record financial knowledge content in local dialects to make it more relatable [2] - The use of mime performances to illustrate risk scenarios, such as scams targeting vulnerable groups, helps consumers understand risks through visual representation [2] Group 3: Community Engagement and Outreach - The bank emphasizes community engagement by sending staff to local neighborhoods to distribute financial knowledge brochures and provide risk alerts [3] - Activities are conducted in commercial areas to reach a wider audience, including distributing anti-fraud materials and setting up "Consumer Protection Micro-Class" stations [3] - The bank focuses on five key demographic groups, conducting targeted educational activities in locations such as nursing homes, schools, and rural areas [3] Group 4: Commitment to Consumer Protection - Minsheng Bank Nanjing Branch is committed to protecting consumer rights and enhancing the financial experience for consumers, aiming to build a trustworthy and secure financial ecosystem [4]

Summary of Key Points Core Viewpoint - JPMorgan Chase & Co. has reduced its stake in China Minsheng Bank (01988.HK) by selling 13.36 million shares at an average price of HKD 4.3394 per share, resulting in a total transaction value of approximately HKD 57.98 million. Following this transaction, JPMorgan's ownership percentage decreased from 6.08% to 5.92% [1][2]. Group 1 - JPMorgan Chase & Co. sold 13,361,009 shares of China Minsheng Bank on September 9, 2025 [1]. - The average selling price per share was HKD 4.3394, leading to a total divestment amount of about HKD 57.98 million [1][2]. - After the sale, JPMorgan's total holdings in China Minsheng Bank are now 493,139,047 shares [1]. Group 2 - The reduction in stake represents a decrease in ownership from 6.08% to 5.92% [1][2]. - The transaction reflects JPMorgan's ongoing adjustments in its investment portfolio concerning China Minsheng Bank [1].

Group 1 - The core point of the article is that Zhongnan Media (601098.SH) announced its subsidiary, Zhongnan Boji Tianjuan Cultural Media Co., Ltd., plans to apply for a entrusted loan of 25 million yuan through China Minsheng Bank's Changsha branch to its affiliated company, Beijing Boji Tianjuan Film Co., Ltd. [1] - The loan is set for a duration of 2 years with an annual interest rate of 2.85% [1]

Group 1 - The core point of the article is that Zhongnan Media (601098.SH) announced its subsidiary, Zhongnan Boji Tianjuan Cultural Media Co., Ltd., plans to apply for a entrusted loan of 25 million yuan from China Minsheng Bank's Changsha branch to its associate company, Beijing Boji Tianjuan Film Co., Ltd. [1] - The loan is set for a duration of 2 years with an annual interest rate of 2.85% [1]

Core Viewpoint - Minsheng Bank actively participated in the 2025 China International Service Trade Fair, showcasing its innovative financial services under the theme "Smart Minsheng, Win Together" [1][10]. Group 1: Exhibition Highlights - The Minsheng Bank exhibition featured five experience zones, each demonstrating the bank's representative innovative achievements, allowing visitors to immerse themselves in the bank's digital charm and innovative warmth [3][10]. - In the Technology Finance zone, visitors could generate a personalized front page using the "Minsheng Bank Headlines" newspaper machine, creating a unique experience to take home [3]. - The Digital Finance zone showcased features like one-click card binding and instant payment through mobile banking, emphasizing the convenience of "seamless account opening" [3]. Group 2: Financial Services Focus - The Green Finance zone displayed real-time information on the "Minsheng Peak and Harmony" green financial product system, ESG index, and green carbon rights financial products, highlighting the bank's commitment to sustainable development [4]. - In the Inclusive Finance zone, an interactive game called "Kaka Elimination" was introduced, allowing visitors to engage with Minsheng Bank's credit card elements, promoting easy and accessible financial services [7]. - The Pension Finance zone featured a "Pension Calculator" that helps users estimate their pensions and provides professional planning advice, making retirement security more tangible and manageable [9]. Group 3: Strategic Positioning - Minsheng Bank's participation in the fair illustrated its commitment to high-level opening-up and support for the real economy, aligning with its mission of "serving the public and caring for people's livelihoods" [10].