日前，中国裁判文书网发布的1份刑事判决书显示，2011年期间，被告人王某田利用其担任宁夏银行西 安分行拓展四部负责人的职务便利，伙同他人办理委托贷款业务中，收受借款客户"提成费"、"顾问 费"，贿赂款共计人民币570万元。银川市金凤区人民法院判决王某田犯非国家工作人员受贿罪，判处有 期徒刑六年，并处没收财产人民币50万元。 宁夏回族自治区银川市金凤区人民法院刑事判决书((2019)宁0106刑初620号)显示，宁夏回族自治区银川 市金凤区人民检察院以银金检二部刑诉[2019]267号起诉书指控被告人王某田犯非国家工作人员受贿 罪，于2019年11月20日向法院提起公诉。 经审理查明：2011年期间，被告人王某田利用其担任宁夏银行西安分行四部负责人的职务便利，伙同客 户经理张某疆(另案处理)、西安西正印制有限公司财物人员齐某(另案处理)在为他人办理委托贷款业务 中，收受他人"提成费"、"顾问费"，具体分述如下： (一)2011年1月份，被告人王某田在为陕西省旬阳县兴达矿业有限公司办理2000万元委托贷款业务中， 伙同张某疆、齐某收受该公司负责人吴某现金140万元人民币，被告人王某田得款10万元人民币。 (二)2 ...

证券代码：600997证券简称：开滦股份 公告编号：临2025-050 开滦能源化工股份有限公司 提供财务资助公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 履行的审议程序：本次财务资助已经开滦能源化工股份有限公司（以下简称公司）第八届董事会第五 次会议和2024年年度股东会审议通过。 一、财务资助事项概述 （一）财务资助基本情况 公司本次通过发放委托贷款的方式为炭素化工公司提供财务资助。 2025年12月24日，公司与开滦集团财务有限责任公司（以下简称开滦财务公司）、炭素化工公司在开滦 财务公司签署编号为"WTDK2025066号"的《委托贷款合同》，公司通过开滦财务公司向炭素化工公司 提供2,500.00万元的委托贷款。 公司向炭素化工公司提供委托贷款，有利于保证该子公司的资金需求。该笔贷款期限自 2025年12月24 日至2026年12月23日止，贷款利率为2.14%，贷款期限一年。 ■ （二）内部决策程序 经公司第八届董事会第五次会议和2024年年度股东会审议通过，在公司2024年年度股东会审 ...

格隆汇12月15日丨中视传媒(600088.SH)公布，2025年12月15日，公司第十届董事会审议通过了《关于 中视传媒向控股子公司中视广告提供委托贷款的议案》，该议案无需提交股东会审议。为补充公司控股 子公司中视广告的日常流动资金，公司拟以自有资金通过委托贷款方式向中视广告提供流动资金。公司 拟与中视广告、交通银行北京东单支行签署具体委托贷款协议。中视广告作为借款人以委托贷款的形式 通过交通银行北京东单支行向委托人中视传媒借款4000万元整，期限半年，可分笔提用，项目借款随支 随用随还，于2026年6月14日到期前偿还全部借款，按季度偿还利息，委托贷款年利率为2.2%，委托贷 款手续费率为年费率1.2‰。 ...

1. Report Industry Investment Rating No information provided in the report. 2. Core Viewpoints - In November 2025, new RMB loans were 390 billion yuan, a year - on - year decrease of 190 billion yuan, and the credit balance growth rate dropped to 6.4%. New social financing scale was 2.4885 trillion yuan, a year - on - year increase of 159.7 billion yuan, and the stock growth rate of social financing remained at 8.5%. The year - on - year growth rate of M2 decreased from 8.2% to 8.0% due to the base effect, and the growth rate of M1 under the new caliber dropped from 6.2% to 4.9%. Overall, credit performance in November was weak, off - balance - sheet bills slightly supplemented, with the household sector being the main drag. The "shopping festival" effect had limited impact, and the marginal effect of the real estate sprint weakened. Social financing growth was maintained due to corporate bond issuance, and the M2 growth rate declined slightly, with non - bank deposits and household deposits all decreasing year - on - year [1][8]. 3. Summary by Directory 3.1 Credit: The household sector performed averagely, and the corporate sector was relatively better - **Household sector**: In November, household short - term loans decreased by 215.8 billion yuan, a year - on - year decrease of 178.8 billion yuan, remaining significantly below the seasonal level. The "shopping festival" effect on household consumption was limited. Household medium - and long - term loans increased by 10 billion yuan, slightly recovering from the previous month but still 290 billion yuan less than the same period last year. The real estate sales sprint had limited results, and the second - hand housing market continued to decline [2][10]. - **Corporate sector**: In November, corporate medium - and long - term loans increased by 170 billion yuan, a year - on - year decrease of 40 billion yuan. The pull of policy - based financial instruments was limited, and it was the economic "off - season" at the end of the year, so it was difficult for corporate medium - and long - term loans to have significant increments. Corporate short - term loans were close to the seasonal level, and on - balance - sheet bills slightly supplemented. Bill financing increased by 334.2 billion yuan, a year - on - year increase of 211.9 billion yuan. The demand for low - price "ticket grabbing" was limited [2][11][18]. 3.2 Social Financing: Government bonds had a high base at the end of the year, and corporate bonds increased - **Government bonds**: In November, the issuance scale of government bonds increased, with new government bonds reaching 1.2 trillion yuan, a year - on - year decrease of 104.8 billion yuan. In December, affected by the base effect, the net financing of government bonds was expected to be 0.4 trillion yuan, a year - on - year decrease of 0.8 trillion yuan, and the social financing growth rate might fall to around 8.2% by the end of the year [3][22]. - **Corporate bonds and entrusted loans**: After the policy - based financial instruments were fully disbursed, entrusted loans turned negative, with a decrease of 18.8 billion yuan in November. November was the "peak season" for corporate bond issuance, with new corporate bonds reaching 416.9 billion yuan, a year - on - year increase of 178.8 billion yuan. Some enterprises replaced loans with bonds after the bond yields dropped significantly in October [3][25][28]. 3.3 Deposits: M1 growth rate declined, and non - bank deposits weakened - **M1**: The new - caliber M1 increased less month - on - month compared with the same period last year, and the M2 - M1 gap widened slightly. In November, the new - caliber M1 increased by 893.7 billion yuan, a year - on - year decrease of 1.3 trillion yuan, and the year - on - year growth rate dropped from 6.2% to 4.9% [4][27]. - **M2 components**: Non - bank deposits grew more slowly, and household deposits were slightly lower than the historical average. In November, non - bank deposits increased by 80 billion yuan, a year - on - year decrease of 100 billion yuan; household deposits increased by 670 billion yuan, a year - on - year decrease of 120 billion yuan. The process of household deposits moving to non - bank deposits slowed down during the volatile adjustment of the equity market since November [4][34].

Core Viewpoint - The financial data for November indicates a notable improvement in corporate financing demand, with the initial effects of policy financial tools becoming evident. However, the residential sector remains a significant shortcoming, primarily due to the ongoing adjustments in the real estate market [4][11]. Group 1: Social Financing and Credit - In November, social financing increased by 2.49 trillion yuan, exceeding market expectations of 2 trillion yuan, with a year-on-year increase of 159.7 billion yuan. The stock growth rate of social financing remained stable at 8.5% [1][5]. - The increase in real credit was 405.3 billion yuan, showing a year-on-year decrease of 116.3 billion yuan, marking the fifth consecutive month of decline. The decline was primarily driven by a reduction in residential loans [6][7]. - Corporate loans remained strong, aligning with the high BCI corporate financing environment index for November, indicating a shift in bank assessments towards corporate sectors due to weak residential loan demand [2][7]. Group 2: Government and Corporate Bonds - Government bond financing amounted to 1.2 trillion yuan, a year-on-year decrease of 104.8 billion yuan, with expectations for December financing to remain around 1.2 trillion yuan [8]. - Corporate bond financing increased by 416.9 billion yuan, a year-on-year increase of 178.8 billion yuan, driven by policy encouragement for technology finance and lower financing costs [8][9]. Group 3: Trust and Other Financing Instruments - The amount of undiscounted bank acceptance bills increased by 149 billion yuan, reflecting a significant expansion in bank bill issuance, likely influenced by lower interest rates [9]. - Trust loans increased by 84.4 billion yuan, a year-on-year increase of 75.3 billion yuan, partly due to the spillover effects of policy financial tools on infrastructure financing [9]. Group 4: Monetary Supply and Growth Rates - M1 grew by 4.9% year-on-year, a decline of 1.3 percentage points from the previous month, indicating a continued downward trend following a peak in September [10]. - M2 growth was recorded at 8.0%, a decrease of 0.2 percentage points, primarily due to reduced credit generation [10]. Group 5: Future Outlook - The main highlight of the November financial data is the improvement in corporate financing demand, with a need to monitor the impact of policy financial tools in the upcoming quarters, especially in the construction sector [4][11].

其中，对实体经济发放的人民币贷款增加14.93万亿元，同比少增1.28万亿元；对实体经济发放的外币贷 款折合人民币减少1368亿元，同比少减1873亿元；委托贷款增加895亿元，同比多增1453亿元；信托贷 款增加3003亿元，同比少增823亿元；未贴现的银行承兑汇票增加1605亿元，同比多增3568亿元；企业 债券净融资2.24万亿元，同比多3125亿元；政府债券净融资13.15万亿元，同比多3.61万亿元；非金融企 业境内股票融资4204亿元，同比多1788亿元。 北京商报讯（记者 廖蒙）12月12日，人民银行发布2025年11月金融统计数据报告。经初步统计，前十 一个月社会融资规模增量累计为33.39万亿元，比上年同期多3.99万亿元。 ...

责任编辑：曹睿潼 12月12日金融一线消息，央行今日发布11月金融统计数据报告。数据显示，2025年11月末社会融资规模 存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的人民币贷款余额为267.42万亿元，同比 增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万亿元，同比下降16.5%；委托贷款余额 为11.32万亿元，同比增长1%；信托贷款余额为4.6万亿元，同比增长7.4%；未贴现的银行承兑汇票余额 为2.3万亿元，同比增长0.4%；企业债券余额为34.08万亿元，同比增长5.6%；政府债券余额为94.24万亿 元，同比增长18.8%；非金融企业境内股票余额为12.14万亿元，同比增长4%。 12月12日金融一线消息，央行今日发布11月金融统计数据报告。数据显示，2025年11月末社会融资规模 存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的人民币贷款余额为267.42万亿元，同比 增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万亿元，同比下降16.5%；委托贷款余额 为11.32万亿元，同比增长1%；信托贷款余额为4.6万亿元，同比增长7 ...

山西焦煤公告称，公司拟通过山西焦煤集团财务有限责任公司，向控股子公司山西西山华通水泥有限公 司提供3.5亿元委托贷款，期限3年，贷款利率3.0%，手续费3.5万元。西山华通注册资本36,851万元，公 司出资35,745万元，占比97%。财务公司属公司控股股东山西焦煤集团有限责任公司控股子公司，公司 与财务公司属关联关系，本次交易构成关联交易。该事项已获董事会审议通过。 ...

电投能源公告称，公司拟通过国家电投集团财务有限公司，向控股子公司通辽新能源生态建设公司、兴 安电投能源公司分别提供不超5亿元、1.5亿元的委托贷款，资金为自有资金。借款利率参考LPR，按日 计息、按季付息，贷款期限12个月以上。2025年12月10日，该关联交易议案获董事会审议通过。截至 2025年11月末，公司在财务公司存款约29.32亿元，年初至11月末委托贷款关联交易67.89亿元，无逾期 未收回。 ...

华电能源公告称，拟使用自有资金通过华电财务公司向控股子公司龙电电气提供不超2427.87万元委托 贷款，期限一年，利率为发放贷款时一年期LPR。该交易构成关联交易，不构成重大资产重组。公司持 股龙电电气85.71%。龙电电气2025年1 - 9月营收302.47万元、净利润16.76万元。该议案已通过董事会审 议，关联董事回避表决，尚需股东会审议。此次贷款后，公司委托贷款余额16167.5万元，占最近一期 经审计净资产4.35%，累计委托贷款逾期金额12800万元。 ...